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Credit Management Jobs (NOW HIRING)

Intern - Credit Management Posting Start Date: 9/1/26 Job Location (Long): Woodcliff Lake, New Jersey United States Fall 2026 Full-Time Internship - Woodcliff Lake, NJ September 14, 2026 - December ...

Credit Manager Trainee

Dayton, OH · On-site

$18 - $20/hr

As part of our Credit Management team, you will have the chance to hone and develop your expertise in credit management while working with a company that is committed to providing excellent customer ...

VP, Credit Management

Bethesda, MD · On-site

$180K - $225K/yr

ProShares continues to innovate with products that provide strategic and tactical opportunities for investors to manage risk and enhance returns. Position Summary: The Credit and Counterparty ...

VP, Credit Management

Bethesda, MD · Hybrid

$180K - $225K/yr

ProShares continues to innovate with products that provide strategic and tactical opportunities for investors to manage risk and enhance returns. Position Summary: The Credit and Counterparty ...

This role is critical to balancing risk management with strong customer relationships. Essential Functions * Evaluate and approve credit applications; set appropriate credit limits and terms

Participate in credit management topics including not limited to contacting dealers for payment, reviewing aging reports, executing drafting proposals, confirming cash receipts from drafting ...

This position plays a key role in establishing credit policies and supporting customer relationships through professional and effective account management. Key Responsibilities: * Oversee all aspects ...

Deep knowledge and expertise in Credit Management policies and operations. * A passion for building from the ground up with a vision towards the future and scale. * Ability to maintain a high level ...

Deep knowledge and expertise in Credit Management policies and operations. * A passion for building from the ground up with a vision towards the future and scale. * Ability to maintain a high level ...

Deep knowledge and expertise in Credit Management policies and operations. * A passion for building from the ground up with a vision towards the future and scale. * Ability to maintain a high level ...

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Credit Management information

See salary details

$25.5K

$67.7K

$129K

How much do credit management jobs pay per year?

As of Sep 15, 2026, the average yearly pay for credit management in the United States is $67,658.00, according to ZipRecruiter salary data. Most workers in this role earn between $36,000.00 and $92,500.00 per year, depending on experience, location, and employer.

What is credit management?

Credit management refers to the process of granting credit, setting the terms on which it is given, and recovering this credit when it is due. It involves assessing the creditworthiness of potential customers, establishing credit policies, and monitoring outstanding debts to minimize risk and ensure timely payments. Effective credit management helps companies maintain healthy cash flow and reduce the risk of bad debt. It is an essential function in both financial institutions and businesses that extend credit to customers.

What are the key skills and qualifications needed to thrive in credit management, and why are they important?

To thrive in Credit Management, you need a strong grasp of financial analysis, risk assessment, and credit policies, often supported by a degree in finance, accounting, or business. Familiarity with credit scoring software, ERP systems, and relevant certifications such as Certified Credit Professional (CCP) are commonly required. Excellent negotiation, communication, and problem-solving skills are essential for building relationships and resolving disputes. These competencies ensure effective management of credit risk, maintain cash flow, and support the financial health of the organization.

What are some common challenges faced in a credit management role, and how can they be addressed?

Credit Management professionals often encounter challenges such as assessing the creditworthiness of new clients, managing overdue accounts, and balancing risk with the need to support sales growth. Effective communication with clients and internal teams is essential to resolve payment issues and negotiate payment terms. Utilizing robust credit analysis tools, staying updated on regulatory changes, and working closely with the sales and finance departments can help address these challenges and ensure healthy cash flow for the organization.

What is the difference between Credit Management vs Credit Analyst?

AspectCredit ManagementCredit Analyst
Primary RoleOversees credit policies, manages credit risk, and maintains credit portfolios for organizations.Assesses creditworthiness of individual or business applicants to determine loan or credit approval.
Required CredentialsOften requires a degree in finance, accounting, or related fields; certifications like CPA or CFA are common.Typically requires a degree in finance, economics, or related fields; certifications like CFA or credit-specific courses are beneficial.
Work EnvironmentCorporate offices, financial institutions, or credit departments within companies.Financial institutions, banks, or credit agencies, often working with data and financial reports.

While both roles involve financial analysis, Credit Management focuses on overseeing and managing credit policies and risk at an organizational level, whereas Credit Analysts primarily evaluate individual credit applications to support lending decisions.

Is credit management a good career?

Credit management is a stable career that involves overseeing credit risk, analyzing financial data, and maintaining customer creditworthiness. It often requires strong analytical skills, attention to detail, and knowledge of financial regulations, with opportunities for advancement in finance and banking sectors.

What does credit management do?

Credit management involves overseeing a company's credit policies, evaluating customer creditworthiness, and managing credit risk to ensure timely payments and minimize bad debt. Professionals in this field often use financial analysis, credit reports, and software tools to monitor accounts and enforce credit terms.
More about Credit Management jobs

What states have the most Credit Management jobs?

States with the most job openings for Credit Management jobs include:

Infographic showing various Credit Management job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 84% Full Time, 13% Part Time, and 2% Contract. Highlights an 83% Physical, 2% Hybrid, and 15% Remote job distribution, with an average salary of $67,658 per year, or $32.5 per hour.

Intern - Credit Management

Woodcliff Lake, NJ • On-site

BMW Group
10K+ employees

$32.20/hr

Other

Medical, PTO

Posted 11 days ago


BMW Group rating

7.7

Company rating: 7.7 out of 10

Based on 191 frontline employees who took The Breakroom Quiz


Job description

Job Title: Intern - Credit Management
Posting Start Date: 9/1/26
Job Location (Long):
Woodcliff Lake, New Jersey United States
Job Description:
Fall 2026 Full-Time Internship - Woodcliff Lake, NJ
September 14, 2026 - December 14, 2026
WHAT AWAITS YOU:

  • Aiding in the credit and collections process for payment on vehicles and parts.
  • Assisting with the daily drafting and cash confirmation process related to vehicle wholesale activity.
  • Participate in credit management topics including not limited to contacting dealers for payment, reviewing aging reports, executing drafting proposals, confirming cash receipts from drafting, assisting in ad hoc requests as they come up.
WHAT WE ARE LOOKING FOR.
  • Currently enrolled in a bachelor's or master's degree program at an accredited college or university.
  • US Work Authorization required.
  • Minimum cumulative GPA of 3.0 (overall, not just major).
  • Completed at least 60 college credit hours at the time of application.
  • Ability to work full-time (36.25 hours/week).
  • Must submit an unofficial college transcript with your application.
  • Prior BMW Group experience is a plus (applicable to international J1 students only).
WHAT YOU CAN LOOK FORWARD TO:
Join the BMW North America team and enjoy a high-performance Total Rewards package that may include:
  • Medical Insurance
  • Paid Time Off in addition to Company paid holidays where eligible
  • Hybrid work environment
  • Intern Vehicle Lease Program

Relocation assistance is not available for this position. This is a hybrid role that requires in office days.
Undergraduate students: Hourly rate is $25.30.
Graduate students: Hourly rate is $32.20.
The selected student's academic level will be used to determine the final pay rate. This statement is in accordance with state and local pay disclosure requirements. Even more so than the generous compensation and benefits, the culture and values of Shared Services make it the ultimate working environment.
As part of the hiring process, you may be required to successfully pass a background check. A satisfactory completion of a background investigation including verification of education, prior employment, criminal history, credit check history, and pre-employment drug screen to the extent permissible under applicable state law, is a condition of your offer of employment and your continued employment. The results of your background investigation are satisfactory and acceptable in the sole judgement and discretion of BMW Shared Services, LLC.
Even more so than the generous compensation and benefits, the culture and values of BMW of North America makes it the ultimate working environment. These values are Responsibility, Appreciation, Transparency, Trust, and Openness. We allow these values to guide the way we conduct ourselves and our business.
BMW in the United States is an equal opportunity employer. It is the policy of BMW Group in the United States to provide equal employment opportunity (EEO) to all qualified persons regardless of age, race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status.

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