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Credit Manager Jobs (NOW HIRING)

Credit Manager Reports to Store Manager and Credit Supervisor SUMMARY: The Credit Manager is responsible for maintaining the accounts receivables through the approval of credit sales and collection ...

Our Credit team doesn't just manage risk-we optimize it. We don't just collect payments-we create positive customer experiences. We understand that appropriate risk doesn't mean zero risk, and that ...

Are you ready to transform credit management from a back-office function to a strategic growth driver? We're seeking a Credit Manager who sees beyond traditional collections and credit management to ...

Are you ready to transform credit management from a back-office function to a strategic growth driver? We're seeking a Credit Manager who sees beyond traditional collections and credit management to ...

Are you ready to transform credit management from a back-office function to a strategic growth driver? We're seeking a Credit Manager who sees beyond traditional collections and credit management to ...

Credit Manager Salary: 80-100 K + Bonus Why This Opportunity Stands Out: * High-visibility role with direct interaction across Finance, Sales, and Operations * Opportunity to influence credit ...

New

Assistant Manager - Credit At Bestway our Credit Managers play a pivotal role in our vision to enhance the customers rent to own experience. We expect our Credit Managers to be customer centric ...

Position Summary The Credit Manager along with the Sales Manager are the second in charge at the individual branch location. The Credit Manager performs a wide variety of job functions at the ...

CREDIT MANAGER

Jasper, AL · On-site

$16 - $17/hr

Position Summary The Credit Manager along with the Sales Manager are the second in charge at the individual branch location. The Credit Manager performs a wide variety of job functions at the ...

Position Summary The Credit Manager along with the Sales Manager are the second in charge at the individual branch location. The Credit Manager performs a wide variety of job functions at the ...

Credit Manager Salary: 80-100 K + Bonus Why This Opportunity Stands Out: * High-visibility role with direct interaction across Finance, Sales, and Operations * Opportunity to influence credit ...

New

As the Credit Manager , you will play an integral part in supporting our business today and planning our business for tomorrow. You will be responsible for managing a diverse customer portfolio and ...

Assistant Manager - Credit At Bestway our Credit Managers play a pivotal role in our vision to enhance the customers rent to own experience. We expect our Credit Managers to be customer centric ...

Hourly The Credit Manager along with the Sales Manager are the second in charge at the individual branch location. The Credit Manager performs a wide variety of job functions at the direction of the ...

Credit Manager

Staunton, VA · On-site

$18 - $25/hr

Credit Manager Reports to Store Manager and Credit Supervisor SUMMARY: The Credit Manager is responsible for maintaining the accounts receivables through the approval of credit sales and collection ...

Assistant Manager - Credit At Bestway our Credit Managers play a pivotal role in our vision to enhance the customers rent to own experience. We expect our Credit Managers to be customer centric ...

Position Summary The Credit Manager along with the Sales Manager are the second in charge at the individual branch location. The Credit Manager performs a wide variety of job functions at the ...

Position Summary The Credit Manager along with the Sales Manager are the second in charge at the individual branch location. The Credit Manager performs a wide variety of job functions at the ...

Position Summary The Credit Manager along with the Sales Manager are the second in charge at the individual branch location. The Credit Manager performs a wide variety of job functions at the ...

Position Summary The Credit Manager along with the Sales Manager are the second in charge at the individual branch location. The Credit Manager performs a wide variety of job functions at the ...

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Credit Manager information

See salary details

$25.5K

$67.7K

$129K

How much do credit manager jobs pay per year?

As of Jul 15, 2026, the average yearly pay for credit manager in the United States is $67,658.00, according to ZipRecruiter salary data. Most workers in this role earn between $36,000.00 and $92,500.00 per year, depending on experience, location, and employer.

What are some typical challenges Credit Managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What are the 5 C's of credit management?

The 5 C's of credit management are Character, Capacity, Capital, Collateral, and Conditions. These criteria help credit managers assess a borrower's creditworthiness and determine the risk of extending credit. Understanding and evaluating these factors is essential for effective credit risk management and decision-making.

What Does a Credit Manager Do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What are the key skills and qualifications needed to thrive as a Credit Manager, and why are they important?

To thrive as a Credit Manager, you need expertise in financial analysis, credit risk assessment, and a solid understanding of accounting principles, often supported by a degree in finance or a related field. Familiarity with credit management software, ERP systems, and relevant certifications such as Certified Credit Professional (CCP) are commonly required. Strong negotiation, decision-making, and communication skills help build trust with clients and effectively manage credit policies. These skills ensure the organization minimizes financial risk while maintaining healthy customer relationships and cash flow.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

Is credit management a good career?

Credit management is a stable career that involves assessing creditworthiness, managing credit risk, and maintaining customer relationships. It often requires strong analytical skills, attention to detail, and knowledge of financial regulations, with opportunities for advancement into senior finance roles.

What is the highest paying credit manager job?

The highest paying credit manager roles are typically senior or executive-level positions such as Credit Director or Chief Credit Officer, often found in large corporations or financial institutions. These roles require extensive experience, advanced financial skills, and sometimes certifications like CFA or CPA, and they can offer salaries exceeding $150,000 annually depending on the industry and location.

What is the work of a credit manager?

A credit manager oversees a company's credit policies, evaluates the creditworthiness of clients, and approves or denies credit applications. They analyze financial data, manage credit risk, and ensure timely collection of payments, often using credit management software. Strong analytical skills and knowledge of financial regulations are essential for this role.

What does a Credit Manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.
What cities are hiring for Credit Manager jobs? Cities with the most Credit Manager job openings:
What are the most commonly searched types of Credit jobs? The most popular types of Credit jobs are:
Who are the top companies hiring for Credit Manager jobs? The top employers for Credit Manager jobs are:
What states have the most Credit Manager jobs? States with the most job openings for Credit Manager jobs include:
Infographic showing various Credit Manager job openings in the United States as of July 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $67,658 per year, or $32.5 per hour.
Credit Manager

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 27 days ago


Schewels Home rating

2.8

Company rating: 2.8 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

59th of 59 rated furniture retailers


Job description


Credit Manager


Reports to Store Manager and Credit Supervisor


SUMMARY:
The Credit Manager is responsible for maintaining the accounts receivables through the approval of credit sales and collection of accounts.

Range $18 - $25 – this includes monthly bonus potential

Benefits package includes medical, dental, vision, vacation, sick, 401K and more, starting after 90 days of employment.


ESSENTIAL DUTIES AND RESPONSIBILITIES
•Review credit applications for approval
•Assign and manage purchase limits for all new, present and past customers
•Process financed contracts and cash sale invoices
•Process payments and other paperwork relating to accounts
•Collecting delinquent accounts by making phone calls, skip tracing or processing legal collections through the court system
•Oversight of repossessions and the sale of repossessions
OTHER DUTIES AND RESPONSIBILITIES
Other duties may be assigned by the Store Manager or divisional Credit Supervisor.
KNOWLEDGE, SKILLS AND ABILITIES
The Credit Manager must be a leader and a co-worker. This individual must demonstrate that he or she is a self-motivated individual who has the ability to make appropriate credit decisions and has a strong commitment to insuring that the credit procedures and policies of Schewel Furniture Company are strictly followed. The Credit Manager’s appearance and attitude must be one of a professional who takes their position seriously and with great pride. Excellent customer and communication skills are required.
Education/Experience:

•High school diploma or equivalent is required
•Two years of college in business related courses or two years of experience with credit/collections preferred
PHYSICAL REQUIREMENTS
Must be able to lift 20 and do so while reaching.

Manager retains the discretion to add or change the duties to the position at any time.


Please apply at SchewelsHome.com


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