ZipRecruiter

Log In

1

Credit Manager Jobs in Bellingham, WA (NOW HIRING)

Harborstone Credit Union

Branch Manager

Mount Vernon, WA · On-site

$72K - $108K/yr

At Harborstone Credit Union, we invest in our employees and their families by offering a ... Manage daily branch operations, staffing, scheduling, and workflow to ensure a seamless member ...

next page

Showing results 1-20

All JobsCredit JobsCredit Manager JobsCredit Manager Jobs in Bellingham, WA

Credit Manager information

See Bellingham, WA salary details

$26.5K

$70.3K

$134.1K

How much do credit manager jobs pay per year?

As of Sep 6, 2026, the average yearly pay for credit manager in Bellingham, WA is $70,324.00, according to ZipRecruiter salary data. Most workers in this role earn between $37,400.00 and $96,100.00 per year, depending on experience, location, and employer.

What does a credit manager do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What does a credit manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.

What are some typical challenges credit managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

Is credit management a good career?

Credit management is a stable career that involves assessing creditworthiness, managing credit risk, and ensuring timely collections. It often requires strong analytical skills, knowledge of financial regulations, and proficiency with credit management software. The role can offer advancement opportunities and a steady income in various industries such as banking, finance, and retail.

What is the work of a credit manager?

A credit manager oversees a company's credit policies, evaluates the creditworthiness of clients, and approves or denies credit applications. They analyze financial data, manage credit risk, and ensure timely collection of payments, often using credit management software. Strong analytical skills and knowledge of financial regulations are essential for this role.
More about Credit Manager jobs

What are the most commonly searched types of Credit jobs in Bellingham, WA?

The most popular types of Credit jobs in Bellingham, WA are:

What are popular job titles related to Credit Manager jobs in Bellingham, WA?

For Credit Manager jobs in Bellingham, WA, the most frequently searched job titles are:

What job categories do people searching Credit Manager jobs in Bellingham, WA look for?

The top searched job categories for Credit Manager jobs in Bellingham, WA are:

What cities near Bellingham, WA are hiring for Credit Manager jobs?

Cities near Bellingham, WA with the most Credit Manager job openings:

Credit Manager jobs near you
Infographic showing various Credit Manager job openings in Bellingham, WA as of August 2026, with employment types broken down into 86% Full Time, and 14% Contract. Highlights an 100% In-person job distribution, with an average salary of $70,324 per year, or $33.8 per hour.

Peoples Bank Commercial Credit Analyst

Peoples Bank

Lynden, WA • Hybrid

$58K - $87K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 27 days ago

Job description

Description

Commercial Credit Analyst

Lynden Financial Center | Hybrid Work from Home (3 days per week in office)

Lynden, WA

Monday - Friday 8:00 am to 5:00 pm | 40 hours per week


A Day in Your Life at Peoples Bank:

As a Commercial Credit Analyst, you will be responsible for supporting Commercial Banking Officers in granting and maintaining sound business loans by developing comprehensive information through analysis of financial, business, and collateral data. In addition, the Commercial Credit Analyst will assist Commercial Banking Officers with portfolio management.


Your Primary Responsibilities Would Include:

  • Spreading and analyzing financial statements and tax returns for Commercial Banking Officers.
  • Reaching out to customers as directed by Commercial Banking Officers to obtain financial information.
  • Identifying loan purpose, sources of repayment and collateral value.
  • Preparing Income & Debt Service Schedule and analyzing Global cash flow.
  • Preparing Loan approval packages required for credit approval submission.
  • Drafting term sheets and commitment letters as directed by Commercial Banking Officers.
  • Maintaining current knowledge of external factors, including economic and industry conditions, which affect loan quality.
  • Preparing written analysis to accurately identify problems, trends, and material changes in financial statements, cash flow, and ratios.
  • Performing all functions of financial statement spreading software and commercial loan origination system.
  • Supporting Commercial Banking Officers in management of maturing loans.
  • Alerting Commercial Banking Officer and Credit Administrator to problems or unusual trends.
  • Complying with governing regulations by maintaining current knowledge of commercial law, UCC and banking regulations/ policy to ensure conformity with required laws and terms.
  • Accompanying Commercial Banking Officers on customer calls for information gathering purposes as needed.
  • Supporting functions of the Commercial Loan Assistant.

Requirements

What You Bring to the Team:

  • You have a bachelor's degree in business, Economics, Finance, Accounting, or equivalent experience.
  • You have a minimum of 1 years' experience in credit analysis or equivalent work experience.
  • You have a basic understanding of financial statements, tax returns for individuals and all types of business entities as well as understanding of basic accounting principles.
  • You have knowledge of and can comply with loan policies and procedures.
  • You have excellent communication, organizational and interpersonal skills.
  • You have excellent problem solving and analytical skills.
  • You are mature, outgoing, and have a professional attitude with customers, prospects, and co-workers.
  • You are proficient in MS Office (Outlook, Word, and Excel) and Financial Statement Analysis software.
  • You have the ability to make sound decisions, prioritize work, meet deadlines and work independently with minimal supervision.
  • You have strong interpersonal skills including professional etiquette and service mentality.
  • You have strong business communication skills, both verbal and written.
  • You can travel to other Peoples Bank locations and off-site for meetings as required.
  • You have a professional demeanor and high regard for confidentiality.
  • You can model the Peoples Bank Mission, Vision, and Values.


This position description is not intended to cover or contain a comprehensive list of all functions, duties or responsibilities that are required in this position. Functions, duties, or responsibilities are subject to change at any time with or without notice. 


*For a comprehensive job description please contact HR department at Human.Resources@PeoplesBank-wa.com


The Bank's Commitment to You:

We ensure that YOU are provided with dedicated, tailored support from our existing team. We admire your passion for growth and self-fulfillment, so we offer engaging professional development and career advancement opportunities. In addition, you will be working with a widely supportive HR team with a wealth of knowledge across a variety of areas.


For over 100 years, Peoples Bank's philosophy of "People First" has created an unwavering commitment to our employees, customer, and local communities. Our purpose is to serve our communities with honesty, integrity, respect, and commitment - and our promise, "A Higher Level of Service" always starts and ends with people. We strive to be the "Best Community Bank in the Pacific Northwest" and that endeavor includes being the "Best Employer in the Pacific Northwest". 


Our Employees Enjoy Generous Benefits:

  • We are proud to offer hybrid work from home options for most non-customer facing positions.
  • We share our success with you through Profit Sharing, Incentives, and other Bonus Structures, based on your position.
  • We enjoy a healthy work/life balance by offering 12 days of paid vacation, 2 paid wellness days, 2 days of paid community service time, as well as paid sick leave that is accrued based on hours worked. Our employees will also enjoy 11 paid holidays throughout the calendar year.
  • We understand that wellness needs can look different for everybody, so we provide a full suite of Health benefits to employees and their families that include Medical, Dental and Vision Insurance, Mental Health Resources, and a $200 annual reimbursement for wellness related expenses.
  • We invest in your financial security by providing an 8% 401(k) employer match and safety net of life and disability plans.


EEO Statement(s):

At Peoples Bank, we know we are better together. We are dedicated to crafting a workplace that reflects the different backgrounds and perspectives of our communities, customers, and employees. If you're excited about the job, we encourage you to apply, all experiences are welcome. Peoples Bank is proud to be an equal opportunity workplace and affirmative action employer.

Apply