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Credit Jobs (NOW HIRING)

Ag Credit

Credit Manager

Fostoria, OH · On-site

Credit Manager Location: Within AgCredit Territory About AgCredit Our mission at AgCredit is to create lifelong opportunities for our customers and employees by striving to be the premier cooperative ...

MSI Credit Solutions

Credit Consultant

Dallas, TX · On-site

$72K - $390K/yr

MSI Credit Solutions is seeking candidates to join our dynamic sales team. This is a rewarding career opportunity, while helping consumers increase there credit scores. MSI Credit Solutions educate ...

FAIRWINDS Credit Union

Credit Analyst

Orlando, FL · On-site

At FAIRWINDS Credit Union, we're more than a workplace; we're a team on a mission. Join the credit union nationally endorsed by The Dave Ramsey Show, where every day is a step toward financial ...

Fairwinds Credit Union

Credit Analyst

Orlando, FL

At FAIRWINDS Credit Union, we're more than a workplace; we're a team on a mission. Join the credit union nationally endorsed by The Dave Ramsey Show, where every day is a step toward financial ...

MSI Credit Solutions

Credit Consultant

Dallas, TX · On-site

$72K - $390K/yr

MSI Credit Solutions is seeking candidates to join our dynamic sales team. This is a rewarding career opportunity, while helping consumers increase there credit scores. MSI Credit Solutions educate ...

AgWest Farm Credit

Credit Underwriter

Idaho Falls, ID · On-site

$72K - $125K/yr

AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners ...

Commercial Credit Group

Credit Analyst

Charlotte, NC · On-site

Credit Analyst Charlotte, NC Commercial Credit Group Inc (CCG) is an independent national commercial equipment finance and leasing company focused on purchase money and refinance transactions in the ...

Infuze Credit Union

Credit Advisor

Waynesville, MO · On-site

The Credit Advisor preserves the Credit Union's assets by controlling delinquent accounts, identifying outstanding debts, locating and contacting debtors, and planning a course of action to recover ...

Farm Credit East

Credit Associate

Louisville, KY · On-site

$49K - $100K/yr

Credit Associate Farm Credit Mid-America is a financial services cooperative serving financial needs of farmers and rural residents in Arkansas, Indiana, Kentucky, Missouri, Ohio, and Tennessee. Our ...

AgWest Farm Credit

Credit Underwriter

Spokane, WA · On-site

$72K - $125K/yr

We are in search of a Credit Underwriter I, II, or III (internally known as a Credit Analyst I, II, or III) to join our Credit Resolution Team in Spokane, Washington. This full-time position reports ...

United Auto Credit

Credit Analyst

Newport Beach, CA · On-site

$22 - $26/hr

Job Summary: As a Credit Analyst at United Auto Credit, you'll review and manage loan applications, ensuring they meet lending guidelines and are processed efficiently. You'll follow up with ...

United Auto Credit

Credit Analyst

Fort Worth, TX · On-site

$22 - $26/hr

Job Summary: As a Credit Analyst at United Auto Credit, you'll review and manage loan applications, ensuring they meet lending guidelines and are processed efficiently. You'll follow up with ...

United Auto Credit

Credit Analyst

Buffalo, NY · On-site

$22 - $26/hr

Job Summary: As a Credit Analyst at United Auto Credit, you'll review and manage loan applications, ensuring they meet lending guidelines and are processed efficiently. You'll follow up with ...

United Auto Credit

Credit Analyst

Buffalo, NY · On-site

$22 - $26/hr

Job Summary: As a Credit Analyst at United Auto Credit, you'll review and manage loan applications, ensuring they meet lending guidelines and are processed efficiently. You'll follow up with ...

Superior Choice Credit Union

Credit Analyst

Duluth, MN · On-site

$25 - $35/hr

Credit Analyst Are you a numbers-driven problem solver who enjoys digging into financial details and turning data into meaningful insights? Do you take pride in accuracy, organization, and supporting ...

Superior Choice Credit Union

Credit Analyst

Rice Lake, WI · On-site

$25 - $35/hr

Credit Analyst Are you a numbers-driven problem solver who enjoys digging into financial details and turning data into meaningful insights? Do you take pride in accuracy, organization, and supporting ...

AgWest Farm Credit

Credit Underwriter

Rocklin, CA · On-site

$83K - $144K/yr

We are in search of a Credit Underwriter I, II, or III (internally known as a Credit Analyst I, II, or III) to join our Credit Resolution Team in Rocklin, California. This full-time position reports ...

Superior Choice Credit Union

Credit Analyst

Superior, WI · On-site

$25 - $35/hr

Credit Analyst Are you a numbers-driven problem solver who enjoys digging into financial details and turning data into meaningful insights? Do you take pride in accuracy, organization, and supporting ...

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Credit information

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$32

How much do credit jobs pay per hour?

As of Aug 11, 2026, the average hourly pay for credit in the United States is $23.19, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $25.96 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical abilities, financial acumen, and typically a degree in finance, accounting, or a related field. Familiarity with credit scoring systems, financial modeling tools like Excel, and possibly certifications such as the Chartered Financial Analyst (CFA) are important. Attention to detail, effective communication, and sound judgment are critical soft skills for assessing risk and presenting findings. These competencies ensure accurate credit evaluations, minimize financial risk, and support informed lending decisions.

What is a job in credit?

A job in credit involves assessing and managing the creditworthiness of individuals or businesses to determine their ability to repay loans or credit lines. Roles often include credit analysts, underwriters, and risk managers who use financial data, credit reports, and industry knowledge to make informed lending decisions. Strong analytical skills and familiarity with financial software are typically required.

What are some common challenges faced by professionals working in credit analysis roles, and how can these be managed effectively?

Professionals in credit analysis often encounter challenges such as assessing the risk of clients with limited financial histories, managing large volumes of data under tight deadlines, and staying up-to-date with changing regulations. To manage these challenges effectively, credit analysts typically rely on robust analytical tools, ongoing training, and close collaboration with risk management and underwriting teams. Building strong communication skills also helps, as analysts often need to explain their assessments to both clients and internal stakeholders.

What are different jobs in the credit industry?

There are many job positions in the credit industry, often available at a credit union, bank, or other lending organization. A credit analyst reviews applications and prior financial statements to approve or deny credit cards or loans. A credit manager oversees the entire process of granting credit. People in card security use their skills to look at fraud reports or review accounts for suspicious activity. While duties and responsibilities vary, most jobs focus on assessing the creditworthiness of potential borrowers.

What is a credit analyst?

Credit analysts are financial professionals who evaluate the creditworthiness of individuals, companies, or organizations. They assess financial data, credit history, and economic conditions to determine the risk of lending money or extending credit. Their analysis helps lenders, such as banks or financial institutions, make informed decisions about approving loans or credit lines. Credit analysts also monitor existing accounts to identify potential risks and recommend actions to minimize losses. Their role is crucial in maintaining the financial health and stability of lending organizations.

What is the difference between Credit vs Loan Officer?

AspectCreditLoan Officer
Required CredentialsHigh school diploma or equivalent; some roles may require a bachelor's degreeHigh school diploma or equivalent; often prefers some college or related experience
Work EnvironmentBanking, financial institutions, credit agenciesBank branches, mortgage companies, lending institutions
Employer & Industry UsageUsed across banking, credit reporting, and financial servicesPrimarily in banking and mortgage lending sectors
Comparison Search IntentUnderstanding credit management, credit analysisLoan application, approval process

While both roles are involved in financial services, a Credit professional typically assesses creditworthiness and manages credit accounts, whereas a Loan Officer focuses on evaluating loan applications and approving loans. The roles often overlap but serve different functions within the lending process.

How do I become a credit clerk?

To become a credit clerk, typically a high school diploma or equivalent is required, and some employers prefer candidates with postsecondary education or relevant experience. Skills in data entry, attention to detail, and familiarity with accounting or credit management software are important. On-the-job training is common, and strong organizational skills help in managing credit records and processing transactions.
More about Credit jobs
What cities are hiring for Credit jobs? Cities with the most Credit job openings:
What are the most commonly searched types of Credit jobs? The most popular types of Credit jobs are:
What states have the most Credit jobs? States with the most job openings for Credit jobs include:
What job categories do people searching Credit jobs look for? The top searched job categories for Credit jobs are:
Credit jobs near you
Infographic showing various Credit job openings in the United States as of August 2026, with employment types broken down into 1% Internship, 82% Full Time, 16% Part Time, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $48,239 per year, or $23.2 per hour.

Credit Manager

Ag Credit

Fostoria, OH • On-site

Other

Life, Retirement, PTO

Posted 7 days ago

Job description


Join the AgCredit Team: Credit Manager
Location: Within AgCredit Territory
About AgCredit
Our mission at AgCredit is to create lifelong opportunities for our customers and employees by striving to be the premier cooperative lender and employer in our rural communities. Our core values focus on relationships, respect, integrity, service, accountability, teamwork and courage for our customers' and employees' success. As a cooperative agricultural lending institution, our commitment is to our customer-owners.
Headquartered in Fostoria, OH, AgCredit serves over 7,000 member-owners in 15 lending offices throughout 18 counties across northwest and central Ohio. As part of the nationwide Farm Credit System, we are proud to return our profits back to our members through our patronage program. We hope you'll consider joining our experienced lending team as we continue to serve our customers, employees and communities.
Credit Manager - Location based on successful candidate, within AgCredit Territory
The Credit Manager is responsible for oversight of credit quality, underwriting integrity, and portfolio risk management across assigned regions or the Association. This role combines advanced credit analysis expertise with leadership of credit staff and credit processes, ensuring consistent application of AgCredit's underwriting standards, risk philosophy, and internal controls. The position will work closely with the other credit manager(s) and will be responsible for supervising, leading, & developing the credit analysts assigned to them.
The position serves as a key link between Credit Administration, field lending teams, & ELT providing independent credit guidance, ensuring sound loan structures, and maintaining compliance with AgCredit policy, Farm Credit Administration (FCA) regulations, and safety and soundness expectations. The Credit Manager will comply with all AgCredit, ACA policies and procedures while maintaining regular and punctual attendance as expected of this position.
What You'll Do:
  • Lead and oversee credit underwriting activities, ensuring adherence to AgCredit's credit philosophy, underwriting standards, and risk appetite.
  • Review and approve or recommend action on complex, large, and higher-risk credit requests.
  • Ensure sound credit decisions through evaluation of repayment capacity, collateral adequacy, risk factors, loan structure, and risk mitigation strategies.
  • Monitor portfolio performance, including credit quality, risk ratings, delinquency trends, adverse assets, and concentration risk.
  • Identify, assess, and escalate emerging credit risks; provide portfolio risk reporting to senior leadership.
  • Oversee stress testing, sensitivity analysis, and ongoing portfolio monitoring activities.
  • Ensure compliance with AgCredit policies, FCA regulations, audit requirements, and credit administration standards.
  • Support credit reviews, audits, examinations, and the development of credit policies, procedures, and underwriting guidelines.
  • Partner with lending staff, the SAM Manager, and legal counsel to manage distressed assets, loan workouts, and borrower rights requirements.
  • Lead, mentor, and develop Credit Analysts and other credit team members through coaching, training, and performance management.
  • Serve as the Association's subject matter expert on credit analysis, underwriting, industry trends, and risk management practices.
  • Participate on the Association Loan Committee and Risk Management Committee, providing independent credit perspective and governance oversight.
  • Review loan packages for completeness, accuracy, policy compliance, and appropriate risk identification.
  • Drive continuous improvement of credit processes, systems, and operational efficiencies across the Association.
  • Serve as a liaison between Credit Administration, lending teams, and support functions to promote consistency and collaboration.
  • Maintain knowledge of agricultural markets, commodity trends, and economic conditions impacting borrowers and portfolio performance.
  • Demonstrate AgCredit's Core Values and Core Competencies while completing required training and supporting organizational initiatives.
  • Perform other duties as assigned.
What You'll Need:
  • Bachelor's degree in finance, Accounting, Business, Economics, or Agriculture
  • Seven to ten + years of progressive experience in agricultural or commercial credit.
  • Demonstrated expertise in advanced financial analysis and GAAP-based underwriting, loan structuring, collateral valuation, credit risk management, portfolio monitoring, and credit administration.
  • Strong leadership, coaching, and supervisory skills.
  • High level of judgment and independent decision-making capability.
  • Ability to communicate effectively with Loan Committee, senior leadership, Account Officers and examiners.
  • Strong organizational and prioritization skills in a deadline-driven environment.
  • Knowledge of Farm Credit System structure and agricultural lending practices preferred.
Benefits Offered
  • Competitive compensation
  • Top-rated benefits program
  • 401k Plan with company match
  • Tuition reimbursement, sponsored training and career development opportunities
  • Generous paid time off with 11 holidays observed
  • Employee Assistance Program
  • Community Service PTO
  • "Dress for your day" dress code
Schedule
  • Monday to Friday, 8:00am-4:30pm
Why Work at AgCredit?
  • We're not just growing-we're growing with purpose and stability.
  • We encourage a balanced approach to work and life responsibilities.
  • We invest in our people through continuous learning and career growth.
  • We live and work in the communities we serve.

Diversity Statement / EEO Statement
We are an Equal Opportunity Employer. AgCredit strives to recruit, hire, train, and promote individuals without regard to race, color, religion, sex, national origin, age, disability, parental status, marital status, political affiliation, military service, or any other non-merit based factor. EOE including disability/veterans.

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