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Credit Jobs (NOW HIRING)

AgGeorgia Farm Credit

Credit Administrator

Moultrie, GA · On-site

We are seeking a Credit Administrator focused on managing the Scored Loan Program to join our team! At AgGeorgia Farm Credit, we strive to build an inclusive team of employees and leverage our unique ...

MSI Credit Solutions

Credit Consultant

Dallas, TX · On-site

$72K - $390K/yr

MSI Credit Solutions is seeking candidates to join our dynamic sales team. This is a rewarding career opportunity, while helping consumers increase there credit scores. MSI Credit Solutions educate ...

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AgGeorgia Farm Credit

Credit Administrator

Rex, GA · On-site

We are seeking a Credit Administrator focused on managing the Scored Loan Program to join our team! At AgGeorgia Farm Credit, we strive to build an inclusive team of employees and leverage our unique ...

AgGeorgia Farm Credit

Credit Administrator

Dublin, GA · On-site

We are seeking a Credit Administrator focused on managing the Scored Loan Program to join our team! At AgGeorgia Farm Credit, we strive to build an inclusive team of employees and leverage our unique ...

MSI Credit Solutions

Credit Consultant

Dallas, TX · On-site

$72K - $390K/yr

MSI Credit Solutions is seeking candidates to join our dynamic sales team. This is a rewarding career opportunity, while helping consumers increase there credit scores. MSI Credit Solutions educate ...

AgGeorgia Farm Credit

Credit Administrator

Quitman, GA · On-site

We are seeking a Credit Administrator focused on managing the Scored Loan Program to join our team! At AgGeorgia Farm Credit, we strive to build an inclusive team of employees and leverage our unique ...

AgGeorgia Farm Credit

Credit Administrator

Macon, GA · On-site

We are seeking a Credit Administrator focused on managing the Scored Loan Program to join our team! At AgGeorgia Farm Credit, we strive to build an inclusive team of employees and leverage our unique ...

AgGeorgia Farm Credit

Credit Administrator

Royston, GA · On-site

We are seeking a Credit Administrator focused on managing the Scored Loan Program to join our team! At AgGeorgia Farm Credit, we strive to build an inclusive team of employees and leverage our unique ...

Capital Farm Credit

Credit Officer

La Grange, TX · On-site

About Us Capital Farm Credit is the largest rural lending cooperative in Texas, serving 192 counties through nearly 70 credit offices. With over $12 billion in assets and more than 600 team members ...

AgGeorgia Farm Credit

Credit Administrator

Perry, GA · On-site

We are seeking a Credit Administrator focused on managing the Scored Loan Program to join our team! At AgGeorgia Farm Credit, we strive to build an inclusive team of employees and leverage our unique ...

ArborOne Farm Credit

Credit Analyst

Florence, SC · On-site

About ArborOne Farm Credit ArborOne Farm Credit provides loans to farmers and rural residents in 12 counties in the Pee Dee region of South Carolina. We are a cooperative, which means we are in ...

AgGeorgia Farm Credit

Credit Administrator

Tifton, GA · On-site

We are seeking a Credit Administrator focused on managing the Scored Loan Program to join our team! At AgGeorgia Farm Credit, we strive to build an inclusive team of employees and leverage our unique ...

MSI Credit Solutions

Credit Consultant

Dallas, TX

$72K - $390K/yr

MSI Credit Solutions is seeking candidates to join our dynamic sales team. This is a rewarding career opportunity, while helping consumers increase there credit scores. MSI Credit Solutions educate ...

Commercial Credit Group

Credit Analyst

Charlotte, NC

Credit Analyst Charlotte, NC Commercial Credit Group Inc (CCG) is an independent national commercial equipment finance and leasing company focused on purchase money and refinance transactions in the ...

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AgWest Farm Credit

Credit Underwriter

Tulare, CA · On-site +1

$72K - $110K/yr

We are in search of a Credit Underwriter I or Credit Underwriter II (internally known as a Credit Analyst) to join our California Lending and Insurance department in Tulare. This full-time position ...

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Credit information

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How much do credit jobs pay per hour?

As of Jul 1, 2026, the average hourly pay for credit in the United States is $23.19, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $25.96 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical abilities, financial acumen, and typically a degree in finance, accounting, or a related field. Familiarity with credit scoring systems, financial modeling tools like Excel, and possibly certifications such as the Chartered Financial Analyst (CFA) are important. Attention to detail, effective communication, and sound judgment are critical soft skills for assessing risk and presenting findings. These competencies ensure accurate credit evaluations, minimize financial risk, and support informed lending decisions.

Is credit a good career?

A career in credit involves assessing financial risk, managing credit portfolios, and analyzing credit reports, often requiring skills in finance, attention to detail, and familiarity with credit scoring tools. It can offer stable employment and opportunities for advancement in financial institutions or credit agencies.

Will a credit analyst be replaced by AI?

Credit analysts evaluate financial data and assess credit risk, a role that involves complex judgment and interpretation. While AI tools can assist with data analysis and automate routine tasks, human expertise remains essential for nuanced decision-making and relationship management in credit analysis.

What is a job in credit?

A job in credit involves assessing and managing the creditworthiness of individuals or businesses to determine their ability to repay loans or credit. Roles often include analyzing financial data, reviewing credit reports, and making lending decisions, typically requiring knowledge of financial analysis and relevant regulations.

What is the highest paying job in credit?

The highest paying jobs in credit typically include senior roles such as Credit Director, Chief Credit Officer, or Credit Risk Executive, which can earn six-figure salaries. These positions require extensive experience, strong analytical skills, and often advanced certifications like CFA or CPA, along with leadership responsibilities in financial institutions or corporations.

What are some common challenges faced by professionals working in credit analysis roles, and how can these be managed effectively?

Professionals in credit analysis often encounter challenges such as assessing the risk of clients with limited financial histories, managing large volumes of data under tight deadlines, and staying up-to-date with changing regulations. To manage these challenges effectively, credit analysts typically rely on robust analytical tools, ongoing training, and close collaboration with risk management and underwriting teams. Building strong communication skills also helps, as analysts often need to explain their assessments to both clients and internal stakeholders.

What Are Different Jobs In the Credit Industry?

There are many job positions in the credit industry, often available at a credit union, bank, or other lending organization. A credit analyst reviews applications and prior financial statements to approve or deny credit cards or loans. A credit manager oversees the entire process of granting credit. People in card security use their skills to look at fraud reports or review accounts for suspicious activity. While duties and responsibilities vary, most jobs focus on assessing the creditworthiness of potential borrowers.

What are credit analysts?

Credit analysts are financial professionals who evaluate the creditworthiness of individuals, companies, or organizations. They assess financial data, credit history, and economic conditions to determine the risk of lending money or extending credit. Their analysis helps lenders, such as banks or financial institutions, make informed decisions about approving loans or credit lines. Credit analysts also monitor existing accounts to identify potential risks and recommend actions to minimize losses. Their role is crucial in maintaining the financial health and stability of lending organizations.

What is the difference between Credit vs Loan Officer?

AspectCreditLoan Officer
Required CredentialsHigh school diploma or equivalent; some roles may require a bachelor's degreeHigh school diploma or equivalent; often prefers some college or related experience
Work EnvironmentBanking, financial institutions, credit agenciesBank branches, mortgage companies, lending institutions
Employer & Industry UsageUsed across banking, credit reporting, and financial servicesPrimarily in banking and mortgage lending sectors
Comparison Search IntentUnderstanding credit management, credit analysisLoan application, approval process

While both roles are involved in financial services, a Credit professional typically assesses creditworthiness and manages credit accounts, whereas a Loan Officer focuses on evaluating loan applications and approving loans. The roles often overlap but serve different functions within the lending process.

More about Credit jobs
What cities are hiring for Credit jobs? Cities with the most Credit job openings:
What are the most commonly searched types of Credit jobs? The most popular types of Credit jobs are:
What states have the most Credit jobs? States with the most job openings for Credit jobs include:
What job categories do people searching Credit jobs look for? The top searched job categories for Credit jobs are:
Credit jobs near you
Infographic showing various Credit job openings in the United States as of June 2026, with employment types broken down into 84% Full Time, 15% Part Time, and 1% Temporary. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $48,239 per year, or $23.2 per hour.
Credit Administrator

Credit Administrator

AgGeorgia Farm Credit

Moultrie, GA • On-site

Other

Medical, Dental, Vision, Retirement, PTO

Posted 4 days ago

Job description

Job Description

We are seeking a Credit Administrator focused on managing the Scored Loan Program to join our team!

At AgGeorgia Farm Credit, we strive to build an inclusive team of employees and leverage our unique strengths. Become a part of our team today and grow with us! AgGeorgia Farm Credit prides itself to be a caring, family-oriented culture that promotes a positive work environment. If you are a highly motivated individual looking to serve the community you work in, check us out! The Credit Administrator will work with us at any of our locations across the state of Georgia.

The Credit Administrator will ensures sound loans, complete documentation and analysis and implementation of credit related business plans in accordance with overall objectives of the association. Makes decisions on large and complex loans. Conducts ongoing credit training and development of assigned staff. Monitors loan action and servicing requests in the pipeline for assigned region ensuring timely, efficient, and sound presentations by assigned credit staff and underwriters Assists with coordination of credit programs for the association focusing on sound credit quality and high-level credit administration.

Essential Functions:

  • Manages the underwriting process and team for assigned segment
    • Coordinates and ensures sound credit underwriting using complete documentation and analysis, appropriate servicing in accordance with overall objectives of the association. Recommends and ensures that the underwriting process is in compliance with credit policies, procedures, and standards. Makes decisions on large and complex loans.
  • Manages approval process on assigned loan committees
    • Responsible for loan and loan servicing actions requiring approval to ensure quality of presentation and assignment of committee. Responsible in using available resources to obtain timely and efficient responses.
  • Staff supervision and training
    • Coordinates, mentors and trains staff in all areas of credit underwriting using present and future technology and basic and advanced analysis.
  • Other assigned responsibilities
    • Assists Chief Credit Officer in areas of loan classification, risk rating, numerous reports and special assigned projects.

Skills/Qualifications:

  • Education and/or experience equivalent to a bachelor's degree in Agriculture, Finance, accounting, business, or related field.
  • Minimum of 10 years' experience is preferred in Farm Credit with a concentration in credit and credit/supervision in most recent positions.
  • A thorough knowledge of Farm Credit lending and operational policies, procedures, and philosophies.
  • An in-depth knowledge of area agribusiness and production agriculture.
  • Superior communication skills including writing and public speaking.
  • Superior interpersonal skills and the ability to interact with a diverse mix of customers, prospects, Farm Credit employees, directors, and external contacts.
  • Ability to work independently and to prioritize and properly manage complex problems, situations, and assignments.
  • Knowledge of emerging trends in agribusiness and production agriculture.
  • Knowledge of regional trends in land values, timber values and equipment values.

Benefits:

  • Comprehensive medical coverage and additional options for dental and vision benefits. We also offer flexible spending and health savings accounts.
  • 401(k) Plan with a 100% match up to 6% of pay, with an automatic company contribution.
  • Tuition reimbursement program.
  • Generous annual leave and sick leave benefits.
  • Company paid holidays.

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

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