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Credit Jobs (NOW HIRING)

MSI Credit Solutions

Credit Consultant

Dallas, TX · On-site

$72K - $390K/yr

MSI Credit Solutions is seeking candidates to join our dynamic sales team. This is a rewarding career opportunity, while helping consumers increase there credit scores. MSI Credit Solutions educate ...

AgWest Farm Credit

Credit Underwriter

Billings, MT · On-site

$66K - $88K/yr

AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners ...

MSI Credit Solutions

Credit Consultant

Dallas, TX

$72K - $390K/yr

MSI Credit Solutions is seeking candidates to join our dynamic sales team. This is a rewarding career opportunity, while helping consumers increase there credit scores. MSI Credit Solutions educate ...

MSI Credit Solutions

Credit Consultant

Dallas, TX · On-site

$72K - $390K/yr

MSI Credit Solutions is seeking candidates to join our dynamic sales team. This is a rewarding career opportunity, while helping consumers increase there credit scores. MSI Credit Solutions educate ...

Superior Choice Credit Union

Credit Analyst

Duluth, MN · On-site

$25 - $35/hr

Credit Analyst Are you a numbers-driven problem solver who enjoys digging into financial details and turning data into meaningful insights? Do you take pride in accuracy, organization, and supporting ...

Sentinel Federal Credit Union

Credit Analyst

Box Elder, SD · On-site

$23.10 - $26/hr

Join Our Team as a Credit Analyst 2723 LeMay Blvd, EAFB/Box Elder | Full-Time (40 hours/week) Looking for a stable, meaningful career where your analytical skills can make a direct impact on the ...

Superior Choice Credit Union

Credit Analyst

Eau Claire, WI · On-site

$25 - $35/hr

Credit Analyst Are you a numbers-driven problem solver who enjoys digging into financial details and turning data into meaningful insights? Do you take pride in accuracy, organization, and supporting ...

TEXELL CREDIT UNION

Credit Analyst II

Temple, TX · On-site

A leading Central Texas credit union--recognized by The Credit Union Journal as one of the Best Credit Unions to Work For--is seeking a Credit Analyst II to help steward and strengthen a growing ...

Farm Credit

Commercial Credit Analyst

Alachua, FL · On-site

Now Hiring a Commercial Credit Analyst The Commercial Credit Analyst develops and analyzes credit information and independently prepares complete credit packages for assigned credits in accordance ...

Beacon Credit Union

Ag Credit Analyst

Rushville, IN · On-site

Role Responsible for analyzing credit and financial reports to determine risk involved in loaning money or extending credit. Scrutinizes financial data profitability, income growth, and management ...

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Credit information

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How much do credit jobs pay per hour?

As of Jul 22, 2026, the average hourly pay for credit in the United States is $23.19, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $25.96 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical abilities, financial acumen, and typically a degree in finance, accounting, or a related field. Familiarity with credit scoring systems, financial modeling tools like Excel, and possibly certifications such as the Chartered Financial Analyst (CFA) are important. Attention to detail, effective communication, and sound judgment are critical soft skills for assessing risk and presenting findings. These competencies ensure accurate credit evaluations, minimize financial risk, and support informed lending decisions.

Is credit a good career?

A career in credit involves assessing financial risk, managing credit portfolios, and analyzing credit reports, often requiring skills in finance, attention to detail, and familiarity with credit scoring tools. It can offer stable employment and opportunities for advancement in financial institutions or credit agencies.

Will a credit analyst be replaced by AI?

Credit analysts evaluate financial data and assess credit risk, a role that involves complex judgment and interpretation. While AI tools can assist with data analysis and automate routine tasks, human expertise remains essential for nuanced decision-making and relationship management in credit analysis.

What is a job in credit?

A job in credit involves assessing and managing the creditworthiness of individuals or businesses to determine their ability to repay loans or credit. Roles often include analyzing financial data, reviewing credit reports, and making lending decisions, typically requiring knowledge of financial analysis and relevant regulations.

What is the highest paying job in credit?

The highest paying jobs in credit typically include senior roles such as Credit Director, Chief Credit Officer, or Credit Risk Executive, which can earn six-figure salaries. These positions require extensive experience, strong analytical skills, and often advanced certifications like CFA or CPA, along with leadership responsibilities in financial institutions or corporations.

What are some common challenges faced by professionals working in credit analysis roles, and how can these be managed effectively?

Professionals in credit analysis often encounter challenges such as assessing the risk of clients with limited financial histories, managing large volumes of data under tight deadlines, and staying up-to-date with changing regulations. To manage these challenges effectively, credit analysts typically rely on robust analytical tools, ongoing training, and close collaboration with risk management and underwriting teams. Building strong communication skills also helps, as analysts often need to explain their assessments to both clients and internal stakeholders.

What Are Different Jobs In the Credit Industry?

There are many job positions in the credit industry, often available at a credit union, bank, or other lending organization. A credit analyst reviews applications and prior financial statements to approve or deny credit cards or loans. A credit manager oversees the entire process of granting credit. People in card security use their skills to look at fraud reports or review accounts for suspicious activity. While duties and responsibilities vary, most jobs focus on assessing the creditworthiness of potential borrowers.

What are credit analysts?

Credit analysts are financial professionals who evaluate the creditworthiness of individuals, companies, or organizations. They assess financial data, credit history, and economic conditions to determine the risk of lending money or extending credit. Their analysis helps lenders, such as banks or financial institutions, make informed decisions about approving loans or credit lines. Credit analysts also monitor existing accounts to identify potential risks and recommend actions to minimize losses. Their role is crucial in maintaining the financial health and stability of lending organizations.

What is the difference between Credit vs Loan Officer?

AspectCreditLoan Officer
Required CredentialsHigh school diploma or equivalent; some roles may require a bachelor's degreeHigh school diploma or equivalent; often prefers some college or related experience
Work EnvironmentBanking, financial institutions, credit agenciesBank branches, mortgage companies, lending institutions
Employer & Industry UsageUsed across banking, credit reporting, and financial servicesPrimarily in banking and mortgage lending sectors
Comparison Search IntentUnderstanding credit management, credit analysisLoan application, approval process

While both roles are involved in financial services, a Credit professional typically assesses creditworthiness and manages credit accounts, whereas a Loan Officer focuses on evaluating loan applications and approving loans. The roles often overlap but serve different functions within the lending process.

More about Credit jobs
What cities are hiring for Credit jobs? Cities with the most Credit job openings:
What are the most commonly searched types of Credit jobs? The most popular types of Credit jobs are:
What states have the most Credit jobs? States with the most job openings for Credit jobs include:
What job categories do people searching Credit jobs look for? The top searched job categories for Credit jobs are:
Credit jobs near you
Infographic showing various Credit job openings in the United States as of July 2026, with employment types broken down into 86% Full Time, and 14% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $48,239 per year, or $23.2 per hour.
Credit Consultant

Credit Consultant

MSI Credit Solutions

Dallas, TX • On-site

$72K - $390K/yr

Full-time

Medical, Dental, Vision, PTO

Posted 19 days ago

Job description

MSI Credit Solutions is seeking candidates to join our dynamic sales team. This is a rewarding career opportunity, while helping consumers increase there credit scores. MSI Credit Solutions educate, and helps consumers reach their financial goals by removing negative items and derogatory remarks. We offer personal growth, development, and advancement opportunities to our team members. MSI Credit Solutions goal is to create a thriving, inclusive and diverse team where people love their work and working together. We believe that diversity, equity and inclusion is essential to our purpose of creating a better future. We highly value the uniqueness of every individual at our organization.

Responsibilities:

  1. Work onsite the following schedule Monday-Thursday 9:30 am - 6 pm; Friday 9:30 am - 4:30 pm
  2. Call your leads that are provided daily, reach out to clients via email, text message and via social media
  3. Engage with potential clients to understand their credit repair needs and goals.
  4. Educate consumers on the credit repair process
  5. Conduct thorough credit analyses to identify inaccuracies, errors, or negative items affecting clients' credit scores..
  6. Close sales and enroll clients into our credit repair program.
  7. Follow up with leads and maintain ongoing communication with clients throughout the credit repair process.
  8. Meet or exceed sales daily, weekly, monthly targets and performance metrics.
  9. Document all sales activities and client interactions accurately in the CRM
  10. Stay up to date about changes in credit laws, regulations, and industry trends.
  11. Asking for referrals, building and maintain relationships with partners.
  12. Maintaining daily documentation and reporting about their sales progress

Qualifications:

  1. 2+ years of sales experience
  2. Proven track record of success in phone sales, preferably in the financial services or credit repair industry.
  3. Above average communication skills, with the ability to articulate complex information clearly and persuasively.
  4. Strong interpersonal skills and the ability to build rapport with diverse clients.
  5. Ability to work in a fast-paced environment and ability to work under pressure and devise sales strategies
  6. Results-oriented mindset with a focus on achieving and exceeding sales goals.
  7. Familiarity with credit reports
  8. Proficiency in Microsoft Office
  9. Work the preferred Monday-Friday schedule
  10. High school diploma or equivalent.

Benefits:

  • Awesome and Rewarding Commission structure
  • Training pay and Guaranteed weekly pay
  • Monthly Bonuses & Monthly Residual
  • Health, Dental, and Vision insurance offered
  • Vacation offered and Monthly Sales contests
  • Free credit repair for employees
  • Ongoing training and professional development opportunities
  • Opportunity for advancement within the company
  • Onsite- Gym, Restaurant, Deli

To apply, please submit your updated resume for consideration

We do not offer remote work