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Credit Jobs in Boston, MA (NOW HIRING)

Credit Analyst

Boston, MA · On-site

$99K - $163K/yr

As a Credit Analyst, you will produce account, prospect, and industry credit reports and analysis to protect the Company from inappropriate credit risk while supporting retention and new business ...

Credit Analyst

Stoughton, MA · On-site

$71 - $85/hr

Credit Analyst Full Time Regular Professional Stoughton, MA, US CREDIT ANALYST (EXEMPT) Who we are: At Franklin Sports, Inc. we believe that sports make life better. Driven by our passion to get ...

CREDIT ANALYST (EXEMPT) Who we are: At Franklin Sports, Inc. we believe that sports make life better. Driven by our passion to get people moving, playing and competing, we bring sports to life for ...

CREDIT ANALYST (EXEMPT) Who we are: At Franklin Sports, Inc. we believe that sports make life better. Driven by our passion to get people moving, playing and competing, we bring sports to life for ...

Director of Credit

Boston, MA · On-site

$165 - $205/hr

Reporting to the Chief Credit Officer, the Director of Credit will play a key leadership role in managing the credit approval and oversight process, ensuring the integrity, consistency, and ...

Director of Credit

Boston, MA · On-site

$165K - $205K/yr

Reporting to the Chief Credit Officer, the Director of Credit will play a key leadership role in managing the credit approval and oversight process, ensuring the integrity, consistency, and ...

Reporting to the Chief Credit Officer, the Director of Credit will play a key leadership role in managing the credit approval and oversight process, ensuring the integrity, consistency, and ...

Manager - Regional Credit

Norwell, MA · On-site

$108K - $136K/yr

Sager Electronics is seeking a Regional Credit Manager, to lead credit and collections activities for an assigned customer portfolio while managing and developing a regional credit team. This role is ...

Manager - Regional Credit

Norwell, MA · On-site

$108K - $136K/yr

Sager Electronics is seeking a Regional Credit Manager, to lead credit and collections activities for an assigned customer portfolio while managing and developing a regional credit team. This role is ...

Sager Electronics is seeking a Regional Credit Manager, to lead credit and collections activities for an assigned customer portfolio while managing and developing a regional credit team. This role is ...

Performing credit analysis on potential and existing counterparties based on an assessment of the current financial strengths and weaknesses as well as a forward-looking analysis of the expected ...

$21 - $22/hr

Bilingual Credit Counselor - Remote | West Coast Evening Shift $21-$22/hour | Full-Time | 100% Remote | Paid Training American Consumer Credit Counseling (ACCC) is hiring Credit Counselors for our ...

Credit Research Analyst

Boston, MA · On-site

$110K - $222K/yr

Performing credit analysis on potential and existing counterparties based on an assessment of the current financial strengths and weaknesses as well as a forward-looking analysis of the expected ...

Credit Research Associate

Boston, MA · On-site

$70K - $100K/yr

About the Role The credit research associate will work with three senior analysts covering investment grade specialty finance, BDCs, and industrials including aerospace & defense, construction ...

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Credit information

See Boston, MA salary details

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$35

How much do credit jobs pay per hour?

As of Sep 4, 2026, the average hourly pay for credit in Boston, MA is $25.20, according to ZipRecruiter salary data. Most workers in this role earn between $20.91 and $28.22 per hour, depending on experience, location, and employer.

What is a credit analyst?

Credit analysts are financial professionals who evaluate the creditworthiness of individuals, companies, or organizations. They assess financial data, credit history, and economic conditions to determine the risk of lending money or extending credit. Their analysis helps lenders, such as banks or financial institutions, make informed decisions about approving loans or credit lines. Credit analysts also monitor existing accounts to identify potential risks and recommend actions to minimize losses. Their role is crucial in maintaining the financial health and stability of lending organizations.

What are different jobs in the credit industry?

There are many job positions in the credit industry, often available at a credit union, bank, or other lending organization. A credit analyst reviews applications and prior financial statements to approve or deny credit cards or loans. A credit manager oversees the entire process of granting credit. People in card security use their skills to look at fraud reports or review accounts for suspicious activity. While duties and responsibilities vary, most jobs focus on assessing the creditworthiness of potential borrowers.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical abilities, financial acumen, and typically a degree in finance, accounting, or a related field. Familiarity with credit scoring systems, financial modeling tools like Excel, and possibly certifications such as the Chartered Financial Analyst (CFA) are important. Attention to detail, effective communication, and sound judgment are critical soft skills for assessing risk and presenting findings. These competencies ensure accurate credit evaluations, minimize financial risk, and support informed lending decisions.

What are some common challenges faced by professionals working in credit analysis roles, and how can these be managed effectively?

Professionals in credit analysis often encounter challenges such as assessing the risk of clients with limited financial histories, managing large volumes of data under tight deadlines, and staying up-to-date with changing regulations. To manage these challenges effectively, credit analysts typically rely on robust analytical tools, ongoing training, and close collaboration with risk management and underwriting teams. Building strong communication skills also helps, as analysts often need to explain their assessments to both clients and internal stakeholders.

What is the difference between Credit vs Loan Officer?

AspectCreditLoan Officer
Required CredentialsHigh school diploma or equivalent; some roles may require a bachelor's degreeHigh school diploma or equivalent; often prefers some college or related experience
Work EnvironmentBanking, financial institutions, credit agenciesBank branches, mortgage companies, lending institutions
Employer & Industry UsageUsed across banking, credit reporting, and financial servicesPrimarily in banking and mortgage lending sectors
Comparison Search IntentUnderstanding credit management, credit analysisLoan application, approval process

While both roles are involved in financial services, a Credit professional typically assesses creditworthiness and manages credit accounts, whereas a Loan Officer focuses on evaluating loan applications and approving loans. The roles often overlap but serve different functions within the lending process.

What is a job in credit?

A job in credit involves assessing and managing the creditworthiness of individuals or businesses to determine their eligibility for loans or credit lines. Roles often include analyzing financial data, reviewing credit reports, and making recommendations, requiring skills in finance, attention to detail, and familiarity with credit scoring tools. These positions are common in banks, financial institutions, and credit agencies.

What are the most commonly searched types of Credit jobs in Boston, MA?

The most popular types of Credit jobs in Boston, MA are:

What job categories do people searching Credit jobs in Boston, MA look for?

The top searched job categories for Credit jobs in Boston, MA are:

Infographic showing various Credit job openings in Boston, MA as of August 2026, with employment types broken down into 73% Full Time, 20% Part Time, and 7% Nights. Highlights an 100% In-person job distribution, with an average salary of $52,407 per year, or $25.2 per hour.

Credit Officer-Global Infrastructure Credit

Bank of America

Boston, MA • On-site

$125K - $165K/yr

Full-time

PTO

Re-posted 11 days ago


Bank Of America rating

8.3

Company rating: 8.3 out of 10

Based on 536 frontline employees who took The Breakroom Quiz

49th of 174 rated banks


Job description

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates' physical, emotional, and financial wellness through affordable, competitive and flexible benefits.
We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.
Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:

Embedded across the bank's eight lines of business, the Global Infrastructure Credit team reflects the bank's initiative to fuel the global economy, build trust and credibility with communities, and represents a company that people want to work for, invest in, and do business with. The Global Infrastructure Credit team supports the continued growth in sustainable, renewable, and green finance and further delivers on the bank's commitment to help society transition to a low-carbon economy. The Global Infrastructure Credit team also supports Bank of America's active role in the Digital Infrastructure market. The Global Infrastructure Credit Team covers transactions for Corporate Lending, Tax Equity and Project Finance through involvement in the origination and underwriting of transactions.

Responsibilities:

  • Perform financial, business industry, and transaction analyses, conduct research, and prepare supporting documentation for transaction credit approval.
  • Performs intensive qualitative and quantitative due diligence on transaction structures, stress scenarios, financial models, engineer reports, and terms and conditions
  • Participate in the underwriting and documentation of project finance and other credit facilities designed to meet both client and investor needs as well as balance the bank's internal risk/return requirements
  • Provide input into key projects/initiatives across the bank
  • Review the credit profile of key transaction counterparties (e.g. borrowers, servicers, sponsors and off-takers)
  • Engage with various partners including GCIB Enterprise Credit Officers for recourse obligors, Enterprise Credit Risk, and Global Markets Risk

Required Qualifications:

  • 5+ yrs experience in a corporate or commercial credit role.

Desired Qualifications:

  • Experience in project finance/tax equity/structured credit with a focus in energy, power, or infrastructure
  • Strong technical skills including quantitative financial modeling
  • Formal credit training program at financial institution
  • BA Degree
  • MBA

Skills:

  • Analytical Thinking
  • Credit and Risk Assessment
  • Financial Analysis
  • Research Analysis
  • Underwriting
  • Attention to Detail
  • Business Acumen
  • Financial Forecasting and Modeling
  • Loan Structuring
  • Written Communications
  • Business Development
  • Collaboration
  • Critical Thinking
  • Portfolio Analysis
  • Stakeholder Management

Shift:

1st shift (United States of America)

Hours Per Week:

40

Pay Transparency details

US - MA - Boston - 100 Federal St - 100 Federal St Lp (MA5100), US - NY - New York - ONE BRYANT PARK - BANK OF AMERICA TOWER (NY1100)Pay and benefits informationPay range$125,000.00 - $165,000.00 annualized salary, offers to be determined based on experience, education and skill set.Discretionary incentive eligibleThis role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.BenefitsThis role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

What Bank Of America employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom


Bank Of America logo

About Bank Of America

Sourced by ZipRecruiter

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Charlotte, NC, US

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