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Credit Director Jobs (NOW HIRING)

QXO

Credit Director

Glendale, AZ · On-site

QXO is seeking a Credit Director to lead credit strategy, risk management, and accounts receivable performance while supporting profitable business growth. This role will oversee a team of Credit ...

QXO

Credit Director

Glendale, AZ · On-site

QXO is seeking a Credit Director to lead credit strategy, risk management, and accounts receivable performance while supporting profitable business growth. This role will oversee a team of Credit ...

OakNorth

Credit, Director - C&I

New York, NY · On-site

$150K - $220K/yr

As a Director in our Credit team, you'll play a central role in delivering that mission. You'll evaluate and challenge new lending opportunities across a wide range of trading businesses, helping ...

OakNorth

Credit, Director - C&I

New York, NY

$150K - $220K/yr

As a Director in our Credit team, you'll play a central role in delivering that mission. You'll evaluate and challenge new lending opportunities across a wide range of trading businesses, helping ...

KBRA

Corporate Credit Funds - Director (NY)

New York, NY · On-site

$150K - $175K/yr

Corporate Credit Funds - Director (NY) Entity: Kroll Bond Rating Agency, LLC Employment Type: Full-time Location: New York, NY Summary/Overview: KBRA (Kroll Bond Rating Agency, LLC) is seeking a ...

KBRA

Corporate Credit Funds - Director (NY)

New York, NY · Hybrid

$150K - $175K/yr

Corporate Credit Funds - Director (NY) Entity: Kroll Bond Rating Agency, LLC Employment Type: Full-time Location: New York, NY Summary/Overview: KBRA (Kroll Bond Rating Agency, LLC)is seeking a ...

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All JobsCredit Director Jobs

Credit Director information

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$84.5K

$156.3K

$301.5K

How much do credit director jobs pay per year?

As of Jun 15, 2026, the average yearly pay for credit director in the United States is $156,315.00, according to ZipRecruiter salary data. Most workers in this role earn between $104,500.00 and $188,000.00 per year, depending on experience, location, and employer.

What Does a Credit Director Do?

A credit director determines the strategic direction of a banking or lending institution and is responsible for risk analysis. Their duties are to oversee loan underwriting and collections. Additional responsibilities are to ensure company practices adhere to municipal, state, and federal financial laws and regulations. The academic qualifications necessary to become a credit director often include a bachelor’s or master’s degree in finance, business administration, accounting, or economics as well as extensive experience.

What are Credit Directors?

Credit Directors are senior financial professionals responsible for overseeing an organization's credit policies, procedures, and risk management strategies. They evaluate and approve credit applications, set credit limits, and monitor outstanding accounts to ensure timely payments and minimize financial risk. Credit Directors also lead teams of credit analysts and collaborate with other departments to support business growth while maintaining healthy credit practices.

What are the key skills and qualifications needed to thrive as a Credit Director, and why are they important?

To thrive as a Credit Director, you need deep expertise in credit analysis, risk assessment, and financial management, often supported by a degree in finance, accounting, or a related field. Familiarity with credit risk modeling tools, financial statement analysis software, and regulatory compliance systems is crucial. Strong leadership, decision-making, and negotiation skills help you effectively manage teams and stakeholder relationships. These skills are vital to ensure sound credit decisions, minimize risk, and support organizational financial goals.

What does a credit director do?

A credit director oversees a company's credit policies, manages credit risk assessment, and supervises credit teams to ensure timely and accurate credit decisions. They analyze financial data, develop credit strategies, and ensure compliance with regulations to minimize bad debt and optimize cash flow.

What jobs make $1,000,000 a year?

In the finance and executive sectors, roles such as Chief Executive Officers, Chief Financial Officers, and some investment bankers can earn $1,000,000 or more annually, often through base salary, bonuses, and stock options. High-level positions in large corporations or successful entrepreneurs in various industries may also reach this income level, typically requiring extensive experience, leadership skills, and advanced education or certifications.

What are the 5 C's of credit?

The 5 C's of credit—character, capacity, collateral, capital, and conditions—are criteria used by credit professionals, including credit directors, to evaluate a borrower's creditworthiness. These factors help determine the risk of lending and influence credit decisions. Understanding and assessing these elements are essential skills for a credit director to manage credit risk effectively.

What is the difference between Credit Director vs Credit Manager?

AspectCredit DirectorCredit Manager
ResponsibilitiesOversees credit policies, strategic credit risk management, and high-level decision-makingManages daily credit operations, evaluates creditworthiness, and approves credit limits
Required CredentialsTypically requires a bachelor’s degree in finance or related field; certifications like CPA or CFA are commonUsually requires a bachelor’s degree in finance, accounting, or business; relevant certifications are advantageous
Work EnvironmentStrategic, executive-level setting within finance or credit departmentsOperational, team-oriented environment focused on credit assessment and approval

The Credit Director focuses on strategic credit risk management and policy development, while the Credit Manager handles daily credit operations and assessments. Both roles require similar educational backgrounds and certifications, but differ in scope and level of responsibility within the credit department.

What are some common challenges faced by a Credit Director when managing a diverse loan portfolio?

A Credit Director often encounters challenges such as balancing risk across different sectors, ensuring compliance with changing regulations, and responding quickly to market fluctuations. Managing a diverse portfolio requires continuous analysis to identify potential credit risks and implementing strategies to mitigate them. Additionally, collaboration with teams across underwriting, sales, and risk management is essential to maintain portfolio health and meet organizational goals. Adapting to evolving client needs and market conditions can also be demanding but provides valuable opportunities for professional growth.

What is the highest paying job in credit?

The highest paying roles in credit typically include Chief Credit Officer and Credit Executive positions, which oversee credit risk management and strategy at senior levels. These roles often require extensive experience, advanced certifications like CFA or CPA, and strong leadership skills, with salaries reaching into the high six or seven figures annually.
More about Credit Director jobs
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Credit Director jobs near you
Infographic showing various Credit Director job openings in the United States as of June 2026, with employment types broken down into 84% Full Time, 13% Part Time, 1% Temporary, and 2% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $156,315 per year, or $75.2 per hour.
Director, Business Credit (Los Angeles, CA)

Director, Business Credit (Los Angeles, CA)

Firefighters First Credit Union

Los Angeles, CA

Other

Posted 20 days ago

Job description

The business credit director at Firefighters First Credit Union (FFCU) is responsible for all commercial loan underwriting, processing, portfolio management and credit risk management activities, and the quality of the commercial loan portfolio. As a leader, the business credit director sets the department's credit objectives, delivers services, and manages for results through his/her team members. The business credit director also ensures that the team is appropriately staffed, have the necessary training and resources to successfully perform their work, and meet individual and organizational objectives. Overall, the business credit director is responsible for building a high-quality commercial loan portfolio, while optimizing FFCU business member access to loan funds, through pro-active planning, development, implementation, and management of the commercial loan lending program. 

Typical Responsibilities:

  • Drive the commercial credit operations and objectives to deliver the strategic vision.
  • Train, coach, supervise, and performance manage commercial credit employees.
  • Evaluate and manage the portfolio of new and existing commercial loans.
  • Manage the commercial credit underwriting process to provide business members with exceptional service while maintaining compliance with laws, regulations, and guidelines.
  • Assist members with questions about complex commercial credit matters.
  • Review commercial credit policies, processes, and practices on a consistent basis to ensure compliance with regulatory requirements, prepare responses to audits or examination findings, and implement corrective actions.
  • Participate in developing new commercial credit programs that provide for the needs of business members.
  • Participate in special projects and perform other duties and assignments as needed.
  • Travel as needed to attend meetings, conferences, training, and other work-related events.

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