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Credit Director Jobs (NOW HIRING)

The Opportunity As our Credit Risk Director, you will help architect our global credit risk strategy. You'll lead the charge in balancing growth with sound risk management, ensuring that as we scale ...

As Director, Credit Risk, you will directly impact portfolio performance by reducing delinquencies through smarter underwriting and data-driven decisions; building dynamic, risk-based pricing ...

We're seeking a future team member for the role of Director, Credit Services to join our team. This role is located in New York, NY. The Director will lead due diligence and ongoing risk oversight ...

Credit Review Director

New York, NY · Hybrid

$168K - $219K/yr

Oversee execution of credit risk reviews and continuous monitoring to deliver independent ... have a direct, adverse and negative relationship potentially resulting in the withdrawal of ...

Description This role provides end-to-end oversight of the underwriting and credit activities for a designated business segment within the Commercial Equipment Finance group, ensuring timely ...

Lead credit underwriting and governance in a fast-growing, mission-driven platform with direct influence on investment quality and risk strategy. * Mentorship opportunity: Coach and develop a team of ...

Credit Risk Director REIT

Richmond, VA · Hybrid

$175K - $225K/yr

Counterparty & Credit Risk Director 🛡️🤝 A leading Mortgage REIT is seeking a Counterparty & Credit Risk Director to lead and mature their second line of defense! 📍 Location & 💰 ...

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Credit Director information

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$84.5K

$156.3K

$301.5K

How much do credit director jobs pay per year?

As of Jun 15, 2026, the average yearly pay for credit director in the United States is $156,315.00, according to ZipRecruiter salary data. Most workers in this role earn between $104,500.00 and $188,000.00 per year, depending on experience, location, and employer.

What Does a Credit Director Do?

A credit director determines the strategic direction of a banking or lending institution and is responsible for risk analysis. Their duties are to oversee loan underwriting and collections. Additional responsibilities are to ensure company practices adhere to municipal, state, and federal financial laws and regulations. The academic qualifications necessary to become a credit director often include a bachelor’s or master’s degree in finance, business administration, accounting, or economics as well as extensive experience.

What are Credit Directors?

Credit Directors are senior financial professionals responsible for overseeing an organization's credit policies, procedures, and risk management strategies. They evaluate and approve credit applications, set credit limits, and monitor outstanding accounts to ensure timely payments and minimize financial risk. Credit Directors also lead teams of credit analysts and collaborate with other departments to support business growth while maintaining healthy credit practices.

What are the key skills and qualifications needed to thrive as a Credit Director, and why are they important?

To thrive as a Credit Director, you need deep expertise in credit analysis, risk assessment, and financial management, often supported by a degree in finance, accounting, or a related field. Familiarity with credit risk modeling tools, financial statement analysis software, and regulatory compliance systems is crucial. Strong leadership, decision-making, and negotiation skills help you effectively manage teams and stakeholder relationships. These skills are vital to ensure sound credit decisions, minimize risk, and support organizational financial goals.

What does a credit director do?

A credit director oversees a company's credit policies, manages credit risk assessment, and supervises credit teams to ensure timely and accurate credit decisions. They analyze financial data, develop credit strategies, and ensure compliance with regulations to minimize bad debt and optimize cash flow.

What jobs make $1,000,000 a year?

In the finance and executive sectors, roles such as Chief Executive Officers, Chief Financial Officers, and some investment bankers can earn $1,000,000 or more annually, often through base salary, bonuses, and stock options. High-level positions in large corporations or successful entrepreneurs in various industries may also reach this income level, typically requiring extensive experience, leadership skills, and advanced education or certifications.

What are the 5 C's of credit?

The 5 C's of credit—character, capacity, collateral, capital, and conditions—are criteria used by credit professionals, including credit directors, to evaluate a borrower's creditworthiness. These factors help determine the risk of lending and influence credit decisions. Understanding and assessing these elements are essential skills for a credit director to manage credit risk effectively.

What is the difference between Credit Director vs Credit Manager?

AspectCredit DirectorCredit Manager
ResponsibilitiesOversees credit policies, strategic credit risk management, and high-level decision-makingManages daily credit operations, evaluates creditworthiness, and approves credit limits
Required CredentialsTypically requires a bachelor’s degree in finance or related field; certifications like CPA or CFA are commonUsually requires a bachelor’s degree in finance, accounting, or business; relevant certifications are advantageous
Work EnvironmentStrategic, executive-level setting within finance or credit departmentsOperational, team-oriented environment focused on credit assessment and approval

The Credit Director focuses on strategic credit risk management and policy development, while the Credit Manager handles daily credit operations and assessments. Both roles require similar educational backgrounds and certifications, but differ in scope and level of responsibility within the credit department.

What are some common challenges faced by a Credit Director when managing a diverse loan portfolio?

A Credit Director often encounters challenges such as balancing risk across different sectors, ensuring compliance with changing regulations, and responding quickly to market fluctuations. Managing a diverse portfolio requires continuous analysis to identify potential credit risks and implementing strategies to mitigate them. Additionally, collaboration with teams across underwriting, sales, and risk management is essential to maintain portfolio health and meet organizational goals. Adapting to evolving client needs and market conditions can also be demanding but provides valuable opportunities for professional growth.

What is the highest paying job in credit?

The highest paying roles in credit typically include Chief Credit Officer and Credit Executive positions, which oversee credit risk management and strategy at senior levels. These roles often require extensive experience, advanced certifications like CFA or CPA, and strong leadership skills, with salaries reaching into the high six or seven figures annually.
What cities are hiring for Credit Director jobs? Cities with the most Credit Director job openings:
What are the most commonly searched types of Credit jobs? The most popular types of Credit jobs are:
Who are the top companies hiring for Credit Director jobs? The top employers for Credit Director jobs are:
What states have the most Credit Director jobs? States with the most job openings for Credit Director jobs include:
Infographic showing various Credit Director job openings in the United States as of June 2026, with employment types broken down into 84% Full Time, 13% Part Time, 1% Temporary, and 2% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $156,315 per year, or $75.2 per hour.
Director, Alternative Credit

Director, Alternative Credit

Western & Southern Financial Group

Cincinnati, OH • On-site

Full-time

Posted 11 days ago


Western & Southern Financial Group rating

8.9

Company rating: 8.9 out of 10

Based on 7 frontline employees who took The Breakroom Quiz

46th of 261 rated insurance


Job description

Overview

The Director, Alternative Credit is responsible for building, implementing, and managing alternative credit investments as a member of Fort Washington Investment Advisors to support Western & Southern profitability and product competitiveness in a risk efficient manner. Primary responsibilities include developing the investment pipeline, underwriting and recommending new investments, managing the existing portfolio, fulfilling reporting needs, and performing special projects to evolve Western & Southern's capabilities in this area.

Responsibilities

What you will do:

  • Manage a diversified suite of investment portfolios including middle market direct lending, infrastructure lending, private asset backed finance, and other allocations outside of the syndicated credit markets.
  • Develop an understanding of various alternative credit markets and broader capital markets in order to assess risk adjusted returns and relative value across competing investment opportunities.
  • Shape enterprise investment strategy by leading cross-functional strategic initiatives that expand the firm's investment toolkit, driving research, due diligence, and recommendations that inform CIO, CEO, and board-level decision-making.
  • Determines and implements overall portfolio strategy for assigned portfolios, including top down positioning (risk allocation, sector/country weights), sector allocation, security selection, and performance relative to benchmarks.
  • Works closely with co-CIO, Sr. PM, and analyst team to review and report on overall portfolio risk levels, sector/country exposures, and issuer-level exposures.
  • Deliver measurable enterprise impact by executing investment strategies that materially improve liability crediting rates and strengthen the company's long-term competitive positioning.
  • Influence enterprise direction by preparing and presenting high-impact materials to senior leadership and board-level committees, shaping strategic conversations on pricing, profitability, and capital allocation.
  • Generate specific recommendations across managed vehicles of various types (funds, SMAs, JVs) as well as co-investments, direct investments, and strategic partnership opportunities.
  • Source, underwrite, and present investments to senior management in Private Investments Committee and Finance Committee.
  • Generate returns that exceed stated portfolio goals and objectives.
  • Stays current on trends in the insurance industry to maintain awareness of competitors, expansion opportunities, customers, markets, and new industry developments and standards.
  • Performs other duties as assigned.
  • Complies with all policies and standards.
Qualifications
  • Bachelor's Degree - Required
  • Master's Degree - Preferred
  • 4 - 6 years investment related and/or financial analysis experience with significant investment acumen. - Required
  • Proven experience with innovative and strategic problem identification and resolution. - Required
  • Proven experience coordinating multiple projects/assignments simultaneously and completing assigned tasks accurately and on a timely basis. - Required
  • Demonstrated strong team orientation and experience working effectively within a team. - Required
  • Proven strong proclivity for continuous learning and desire to increase breadth and depth of experience. - Required
  • Demonstrated excellent verbal and written communication skills with ability to convey information to internal and external customers in a clear, focused and concise manner. - Required
  • Proven superb presentation skills with experience conveying information in a clear, focused and concise manner. Proven ability to answer questions and garner credibility. Demonstrated use of strong listening and communication techniques and presentation software. - Required
  • Demonstrated superior selling skills with proven experience effectively influencing individuals and group to a recommended course of action. - Required
  • Proven strong analytical skills and comfort with complex data, including demonstrated experience identifying and quantifying problems and providing effective resolutions. - Required
  • Ability to understand financial statements, loan agreements and other investment related documentation. Basic knowledge of financial markets; previous leveraged finance experience is a plus. Ability to make judgments based on market knowledge. Experience with financial modeling and analysis. - Required
  • Proficient in word processing and spreadsheet applications. - Required
  • Chartered Financial Analyst (CFA) Upon Hire - Preferred

Work Setting/Position Demands:

  • Works in an office setting and remains in a stationary position for long periods of time while working at a desk, on a computer or with other standard office equipment, or while in meetings.
  • Requires the ability to verbally communicate and exchange accurate information to customers and associates on a regular basis.
  • Requires visual acuity to read and interpret a variety of correspondence, procedures, reports and forms via paper and electronic documents, visual inspection involving small defects; small parts, and/or operation of machinery (including inspection); using measurement devices continuously. Visual acuity is required to determine accuracy, neatness, and thoroughness of work assigned.
  • Requires the ability to prepare written correspondence, reports and forms using prescribed formats and conforming to rules of punctuation, grammar, diction, and style on a regular basis.
  • Requires the ability to apply principles of logical thinking to define problems, collect data, establish facts, and draw valid conclusions
  • Performs substantial movement of wrists, hands, and fingers for continuous computer work.
  • Extended hours required during peak workloads or special projects/events.

Travel Requirements:

  • Estimated amount 10%.
Employment Type: FULL_TIME