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Credit Director Jobs (NOW HIRING)

OakNorth

Senior Associate - Credit - CRE

Manhattan, NY · On-site

$140 - $190/hr

  • Medical

  • Dental

  • Vision

  • Retirement

About The Role The Associate Credit Director, CRE plays a key role in the assessment and structuring of commercial real estate transactions, typically ranging up to $30m, across a diverse mix of ...

BlueHub Capital

Director of Credit

Boston, MA · On-site

$165K - $205K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Reporting to the Chief Credit Officer, the Director of Credit will play a key leadership role in managing the credit approval and oversight process, ensuring the integrity, consistency, and ...

Everest

  • Medical

  • Life

  • Retirement

  • PTO

Director, Private Credit Company: Everest Global Services, Inc. Job Category: Finance About Everest: Everest is a global leader in risk management, rooted in a rich, 50+ year heritage of enabling ...

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Credit Director information

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$84.5K

$156.3K

$301.5K

How much do credit director jobs pay per year?

As of Aug 19, 2026, the average yearly pay for credit director in the United States is $156,315.00, according to ZipRecruiter salary data. Most workers in this role earn between $104,500.00 and $188,000.00 per year, depending on experience, location, and employer.

What is a credit director?

Credit Directors are senior financial professionals responsible for overseeing an organization's credit policies, procedures, and risk management strategies. They evaluate and approve credit applications, set credit limits, and monitor outstanding accounts to ensure timely payments and minimize financial risk. Credit Directors also lead teams of credit analysts and collaborate with other departments to support business growth while maintaining healthy credit practices.

What does a credit director do?

A credit director determines the strategic direction of a banking or lending institution and is responsible for risk analysis. Their duties are to oversee loan underwriting and collections. Additional responsibilities are to ensure company practices adhere to municipal, state, and federal financial laws and regulations. The academic qualifications necessary to become a credit director often include a bachelor’s or master’s degree in finance, business administration, accounting, or economics as well as extensive experience.

What are the key skills and qualifications needed to thrive as a credit director, and why are they important?

To thrive as a Credit Director, you need deep expertise in credit analysis, risk assessment, and financial management, often supported by a degree in finance, accounting, or a related field. Familiarity with credit risk modeling tools, financial statement analysis software, and regulatory compliance systems is crucial. Strong leadership, decision-making, and negotiation skills help you effectively manage teams and stakeholder relationships. These skills are vital to ensure sound credit decisions, minimize risk, and support organizational financial goals.

What are some common challenges faced by a credit director when managing a diverse loan portfolio?

A Credit Director often encounters challenges such as balancing risk across different sectors, ensuring compliance with changing regulations, and responding quickly to market fluctuations. Managing a diverse portfolio requires continuous analysis to identify potential credit risks and implementing strategies to mitigate them. Additionally, collaboration with teams across underwriting, sales, and risk management is essential to maintain portfolio health and meet organizational goals. Adapting to evolving client needs and market conditions can also be demanding but provides valuable opportunities for professional growth.

What is the difference between Credit Director vs Credit Manager?

AspectCredit DirectorCredit Manager
ResponsibilitiesOversees credit policies, strategic credit risk management, and high-level decision-makingManages daily credit operations, evaluates creditworthiness, and approves credit limits
Required CredentialsTypically requires a bachelor’s degree in finance or related field; certifications like CPA or CFA are commonUsually requires a bachelor’s degree in finance, accounting, or business; relevant certifications are advantageous
Work EnvironmentStrategic, executive-level setting within finance or credit departmentsOperational, team-oriented environment focused on credit assessment and approval

The Credit Director focuses on strategic credit risk management and policy development, while the Credit Manager handles daily credit operations and assessments. Both roles require similar educational backgrounds and certifications, but differ in scope and level of responsibility within the credit department.

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What are the most commonly searched types of Credit jobs?

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Credit Director jobs near you
Infographic showing various Credit Director job openings in the United States as of August 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $156,315 per year, or $75.2 per hour.

Senior Associate - Credit - CRE

OakNorth

Manhattan, NY • On-site

$140 - $190/hr

Other

Medical, Dental, Vision, Retirement

Posted 14 days ago

Job description

About Us

At OakNorth, we're on a mission to empower ambitious businesses and the communities they serve. Since 2015, we've lent over $21 billion across the UK and US, helped create more than 58,000 new homes and 36,000 new jobs, and supported hundreds of thousands of personal savers — all while driving economic growth in the markets we serve.

About The Team

The CRE Credit team sits within OakNorth Bank's US Lending business and owns credit risk across the commercial real estate portfolio.

About The Role

The Associate Credit Director, CRE plays a key role in the assessment and structuring of commercial real estate transactions, typically ranging up to $30m, across a diverse mix of asset classes and risk profiles. Reporting to the Senior Credit Director, you will work day-to-day alongside Debt Finance, Credit Analytics and the Transaction and Execution Team — driving credit risk decisions from initial review through to committee approval and closing. This is an in-office role based.

What You'll Do

  • Lead credit risk assessment on CRE transactions across a mix of asset classes — including construction, bridge, value-add and stabilized lending — producing well-reasoned recommendations that are ready for senior committee presentation.

  • Drive transaction structuring to appropriately reflect identified risks, shaping the covenant package, reserve mechanics and security — and working with the Transaction and Execution Team to ensure those protections are reflected in final documentation.

You’ll Be a Great Fit If You Have…

  • 5–7 years of commercial real estate credit experience ideally gained at a bank or regulated lending institution, with direct deal experience across a mix of asset classes.

  • A track record of leading CRE transactions independently — not just in a support capacity — including development and value-add deals up to and around the $30m range.

  • The ability to produce concise, decision-focused credit memoranda — clear on the thesis, honest on the risks, and usable by both committee and colleagues.

Nice to Have

  • Familiarity with US CRE regulatory expectations within a banking environment.

What We Offer

  • 401k plan with Principal (OakNorth match up to 4%)

  • Medical Care (managed through Insperity) — employees can add their family to their plan if needed

  • Dental & Vision bundle

  • Insperity Health Savings Account Programme — a tax-advantaged employee benefit which can help manage health care costs by allowing employees to set aside some of their current earnings on a pretax basis for reimbursement of qualified health care expenses during the plan year

  • Employee Assistance Programme (EAP)

  • 20 days Holiday

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