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Credit Director Jobs (NOW HIRING)

CFS

Director of Credit

Delaware, OH · On-site

Director of Credit Columbus, OH a { text-decoration: none; color: #464feb; } tr th, tr td { border: 1px solid #e6e6e6; } tr th { background-color: #f5f5f5; } Position Summary Our client is seeking a ...

BlueHub Capital

Director of Credit

Boston, MA · On-site

$165K - $205K/yr

Reporting to the Chief Credit Officer, the Director of Credit will play a key leadership role in managing the credit approval and oversight process, ensuring the integrity, consistency, and ...

MillerKnoll

Director Credit Services

Zeeland, MI · On-site

GENERAL PURPOSE The Director, Credit Services protects organization's accounts receivable assets by investigating financial status of customers and potential customers; approving credit; and leading ...

BlueHub Capital

Director of Credit

Boston, MA · Hybrid

Reporting to the Chief Credit Officer, the Director of Credit will play a key leadership role in managing the credit approval and oversight process, ensuring the integrity, consistency, and ...

Trovy

Director of Credit

New York, NY · On-site

$160K - $190K/yr

Role Overview We're seeking a Director of Credit to own the full credit function at Trovy -- from policy and underwriting methodology to loan pricing and portfolio analytics. This is a foundational ...

AGFinancial

Director of Credit

Springfield, MO · On-site

Director of Credit The Director of Credit will use analytical judgment and in-depth financial analysis to evaluate the risk and potential for loan requests ensuring sound underwriting, portfolio ...

Scotiabank

Director, Structured Credit

Dallas, TX · On-site

The Team The Director, (Structured Credit/MBS) is accountable for leading global technology strategy, delivery, and operations supporting the Structured Credit business across multiple product lines ...

Scotiabank

Director, Structured Credit

Dallas, TX · On-site

Scotiabank is a leading bank in the Americas, and they are seeking a Director for Structured Credit. This role is accountable for leading global technology strategy and operations supporting the ...

Morgan Stanley

Director, Credit Review

New York, NY · Hybrid

$123K - $154K/yr

We're seeking someone to join our Credit Review Group (CRG) at a Director level. CRG is a specialized team within the Internal Audit Division (IAD) which is responsible for the independent assessment ...

Millerknoll

Director Credit Services

Zeeland, MI

GENERAL PURPOSE The Director, Credit Services protects organization's accounts receivable assets by investigating financial status of customers and potential customers; approving credit; and leading ...

Scotiabank

Director, Structured Credit

Dallas, TX

Director, Structured Credit Requisition ID: 261755 Salary Range: - Please note that the Salary Range shown is a guideline only. Salary offered may vary based on factors, including, but not limited to ...

Scotiabank

Director, Structured Credit

Dallas, TX · On-site

The Team The Director, (Structured Credit/MBS) is accountable for leading global technology strategy, delivery, and operations supporting the Structured Credit business across multiple product lines ...

FTL Finance

Director, Credit Risk

Saint Charles, MO · On-site +1

As Director, Credit Risk, you will directly impact portfolio performance by reducing delinquencies through smarter underwriting and data-driven decisions; building dynamic, risk-based pricing ...

Morgan Stanley

Director, Credit Review

New York, NY · On-site

$123K - $154K/yr

We're seeking someone to join our Credit Review Group (CRG) at a Director level. CRG is a specialized team within the Internal Audit Division (IAD) which is responsible for the independent assessment ...

Blackhawk Network

Sr. Director, Credit

The Senior Director, Credit is responsible for setting the credit strategy, governance, and execution framework that protects the company's balance sheet while enabling profitable growth. This role ...

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All JobsCredit Director Jobs

Credit Director information

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$84.5K

$156.3K

$301.5K

How much do credit director jobs pay per year?

As of Jun 15, 2026, the average yearly pay for credit director in the United States is $156,315.00, according to ZipRecruiter salary data. Most workers in this role earn between $104,500.00 and $188,000.00 per year, depending on experience, location, and employer.

What Does a Credit Director Do?

A credit director determines the strategic direction of a banking or lending institution and is responsible for risk analysis. Their duties are to oversee loan underwriting and collections. Additional responsibilities are to ensure company practices adhere to municipal, state, and federal financial laws and regulations. The academic qualifications necessary to become a credit director often include a bachelor’s or master’s degree in finance, business administration, accounting, or economics as well as extensive experience.

What are Credit Directors?

Credit Directors are senior financial professionals responsible for overseeing an organization's credit policies, procedures, and risk management strategies. They evaluate and approve credit applications, set credit limits, and monitor outstanding accounts to ensure timely payments and minimize financial risk. Credit Directors also lead teams of credit analysts and collaborate with other departments to support business growth while maintaining healthy credit practices.

What are the key skills and qualifications needed to thrive as a Credit Director, and why are they important?

To thrive as a Credit Director, you need deep expertise in credit analysis, risk assessment, and financial management, often supported by a degree in finance, accounting, or a related field. Familiarity with credit risk modeling tools, financial statement analysis software, and regulatory compliance systems is crucial. Strong leadership, decision-making, and negotiation skills help you effectively manage teams and stakeholder relationships. These skills are vital to ensure sound credit decisions, minimize risk, and support organizational financial goals.

What does a credit director do?

A credit director oversees a company's credit policies, manages credit risk assessment, and supervises credit teams to ensure timely and accurate credit decisions. They analyze financial data, develop credit strategies, and ensure compliance with regulations to minimize bad debt and optimize cash flow.

What jobs make $1,000,000 a year?

In the finance and executive sectors, roles such as Chief Executive Officers, Chief Financial Officers, and some investment bankers can earn $1,000,000 or more annually, often through base salary, bonuses, and stock options. High-level positions in large corporations or successful entrepreneurs in various industries may also reach this income level, typically requiring extensive experience, leadership skills, and advanced education or certifications.

What are the 5 C's of credit?

The 5 C's of credit—character, capacity, collateral, capital, and conditions—are criteria used by credit professionals, including credit directors, to evaluate a borrower's creditworthiness. These factors help determine the risk of lending and influence credit decisions. Understanding and assessing these elements are essential skills for a credit director to manage credit risk effectively.

What is the difference between Credit Director vs Credit Manager?

AspectCredit DirectorCredit Manager
ResponsibilitiesOversees credit policies, strategic credit risk management, and high-level decision-makingManages daily credit operations, evaluates creditworthiness, and approves credit limits
Required CredentialsTypically requires a bachelor’s degree in finance or related field; certifications like CPA or CFA are commonUsually requires a bachelor’s degree in finance, accounting, or business; relevant certifications are advantageous
Work EnvironmentStrategic, executive-level setting within finance or credit departmentsOperational, team-oriented environment focused on credit assessment and approval

The Credit Director focuses on strategic credit risk management and policy development, while the Credit Manager handles daily credit operations and assessments. Both roles require similar educational backgrounds and certifications, but differ in scope and level of responsibility within the credit department.

What are some common challenges faced by a Credit Director when managing a diverse loan portfolio?

A Credit Director often encounters challenges such as balancing risk across different sectors, ensuring compliance with changing regulations, and responding quickly to market fluctuations. Managing a diverse portfolio requires continuous analysis to identify potential credit risks and implementing strategies to mitigate them. Additionally, collaboration with teams across underwriting, sales, and risk management is essential to maintain portfolio health and meet organizational goals. Adapting to evolving client needs and market conditions can also be demanding but provides valuable opportunities for professional growth.

What is the highest paying job in credit?

The highest paying roles in credit typically include Chief Credit Officer and Credit Executive positions, which oversee credit risk management and strategy at senior levels. These roles often require extensive experience, advanced certifications like CFA or CPA, and strong leadership skills, with salaries reaching into the high six or seven figures annually.
More about Credit Director jobs
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Credit Director jobs near you
Infographic showing various Credit Director job openings in the United States as of June 2026, with employment types broken down into 84% Full Time, 13% Part Time, 1% Temporary, and 2% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $156,315 per year, or $75.2 per hour.

Director of Credit

CFS

Delaware, OH • On-site

Full-time

Posted 4 days ago

Job description

Director of Credit Columbus, OH
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Position Summary

Our client is seeking a Director of Credit to lead customer‑focused credit activities within an agricultural services environment. This role partners closely with commercial and sales teams to evaluate, structure, and approve customer credit while balancing growth objectives with disciplined risk management. The position is primarily focused on farmer‑facing input financing, with additional oversight responsibility for credit practices across adjacent business lines. The Director also works with third‑party financing providers to support customers who may not qualify for internal credit options.

Key Responsibilities
  • Lead customer input financing decisions through direct engagement with producers, including financial analysis, structuring, and approval of credit facilities.
  • Collaborate with commercial, agronomy, and sales teams to support revenue growth while maintaining prudent credit standards.
  • Meet with customers and conduct occasional on‑site visits to assess creditworthiness and strengthen long‑term relationships.
  • Provide leadership, guidance, and approval on larger or more complex credit exposures, including oversight of delinquent account management.
  • Promote consistent credit policies, controls, and practices across multiple business units.
  • Partner with third‑party financing organizations to place transactions when internal credit is not appropriate.
  • Monitor overall credit portfolio performance and proactively identify emerging risks or trends.
Qualifications
  • Experience in credit, finance, or lending; agricultural or commercial lending experience strongly preferred.
  • Familiarity with UCC searches and filings, lien structures, and agricultural business entities.
  • Strong financial analysis, judgment, and credit decision‑making skills.
  • Demonstrated ability to build trusted relationships with customers and internal stakeholders.
  • Leadership experience or clear capability to mentor and influence others.
  • Willingness to travel locally for customer meetings and site visits.

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