A VP Credit, or Vice President of Credit, is a senior-level executive responsible for overseeing an organization's credit policies, risk assessment, and lending strategies. They manage credit approval processes, assess financial risk, and ensure compliance with regulatory standards. This role often involves working closely with finance, risk management, and sales teams to optimize credit decisions while minimizing potential losses. A VP Credit typically has extensive experience in credit analysis, financial modeling, and leadership within the banking or financial services industry.