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Credit Jobs in Rhode Island (NOW HIRING)

Washington Trust

Credit Risk Analyst

Providence, RI · On-site

$75K - $85K/yr

Credit Risk Analyst Washington Trust has an opportunity for an experienced commercial credit administration professional to join our Credit Risk team as a Commercial Credit Administration Manager ...

washingtontrust

Credit Risk Analyst

Providence, RI

$75K - $85K/yr

Credit Risk Analyst Washington Trust has an opportunity for an experienced commercial credit administration professional to join our Credit Risk team as a Commercial Credit Administration Manager ...

washingtontrust

Credit Risk Analyst

Providence, RI · On-site

$75K - $85K/yr

Credit Risk Analyst Washington Trust has an opportunity for an experienced commercial credit administration professional to join our Credit Risk team as a Commercial Credit Administration Manager ...

Dupuis Energy

Be Seen First

Credit and Collections Specialist

Pawtucket, RI · On-site

$24 - $32/hr

Position Summary The Credit and Collections Specialist is responsible for managing customer accounts to ensure timely payment of outstanding invoices while maintaining positive customer relationships.

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Showing results 1-20

All JobsCredit JobsCredit Jobs in Rhode Island

Credit information

See Rhode Island salary details

$12

$22

$32

How much do credit jobs pay per hour?

As of Aug 23, 2026, the average hourly pay for credit in Rhode Island is $22.71, according to ZipRecruiter salary data. Most workers in this role earn between $18.85 and $25.43 per hour, depending on experience, location, and employer.

What is a credit analyst?

Credit analysts are financial professionals who evaluate the creditworthiness of individuals, companies, or organizations. They assess financial data, credit history, and economic conditions to determine the risk of lending money or extending credit. Their analysis helps lenders, such as banks or financial institutions, make informed decisions about approving loans or credit lines. Credit analysts also monitor existing accounts to identify potential risks and recommend actions to minimize losses. Their role is crucial in maintaining the financial health and stability of lending organizations.

What are different jobs in the credit industry?

There are many job positions in the credit industry, often available at a credit union, bank, or other lending organization. A credit analyst reviews applications and prior financial statements to approve or deny credit cards or loans. A credit manager oversees the entire process of granting credit. People in card security use their skills to look at fraud reports or review accounts for suspicious activity. While duties and responsibilities vary, most jobs focus on assessing the creditworthiness of potential borrowers.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical abilities, financial acumen, and typically a degree in finance, accounting, or a related field. Familiarity with credit scoring systems, financial modeling tools like Excel, and possibly certifications such as the Chartered Financial Analyst (CFA) are important. Attention to detail, effective communication, and sound judgment are critical soft skills for assessing risk and presenting findings. These competencies ensure accurate credit evaluations, minimize financial risk, and support informed lending decisions.

What are some common challenges faced by professionals working in credit analysis roles, and how can these be managed effectively?

Professionals in credit analysis often encounter challenges such as assessing the risk of clients with limited financial histories, managing large volumes of data under tight deadlines, and staying up-to-date with changing regulations. To manage these challenges effectively, credit analysts typically rely on robust analytical tools, ongoing training, and close collaboration with risk management and underwriting teams. Building strong communication skills also helps, as analysts often need to explain their assessments to both clients and internal stakeholders.

What is the difference between Credit vs Loan Officer?

AspectCreditLoan Officer
Required CredentialsHigh school diploma or equivalent; some roles may require a bachelor's degreeHigh school diploma or equivalent; often prefers some college or related experience
Work EnvironmentBanking, financial institutions, credit agenciesBank branches, mortgage companies, lending institutions
Employer & Industry UsageUsed across banking, credit reporting, and financial servicesPrimarily in banking and mortgage lending sectors
Comparison Search IntentUnderstanding credit management, credit analysisLoan application, approval process

While both roles are involved in financial services, a Credit professional typically assesses creditworthiness and manages credit accounts, whereas a Loan Officer focuses on evaluating loan applications and approving loans. The roles often overlap but serve different functions within the lending process.

What is a job in credit?

A job in credit involves assessing and managing the creditworthiness of individuals or businesses to determine their eligibility for loans or credit lines. Roles often include analyzing financial data, reviewing credit reports, and making recommendations, requiring skills in finance, attention to detail, and familiarity with credit scoring tools. These positions are common in banks, financial institutions, and credit agencies.
More about Credit jobs

What are the most commonly searched types of Credit jobs in Rhode Island?

The most popular types of Credit jobs in Rhode Island are:

What are popular job titles related to Credit jobs in Rhode Island?

For Credit jobs in Rhode Island, the most frequently searched job titles are:

What job categories do people searching Credit jobs in Rhode Island look for?

The top searched job categories for Credit jobs in Rhode Island are:

What cities in Rhode Island are hiring for Credit jobs?

Cities in Rhode Island with the most Credit job openings:

Credit jobs near you
Infographic showing various Credit job openings in Rhode Island as of August 2026, with employment types broken down into 82% Full Time, 17% Part Time, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $47,241 per year, or $22.7 per hour.

Credit Risk Analyst

Washington Trust

Providence, RI • On-site

$75K - $85K/yr

Full-time

Medical, Retirement, PTO

Posted 4 days ago

Job description

Credit Risk Analyst
Washington Trust has an opportunity for an experienced commercial credit administration professional to join our Credit Risk team as a Commercial Credit Administration Manager/Analyst. This role is responsible for overseeing commercial loan documentation quality control, credit administration functions, operational risk management processes, and staff development within the Credit Risk function. The successful candidate will serve as a key resource for commercial loan documentation, regulatory compliance, operational controls, and risk management matters while supporting the Bank's commitment to strong credit governance and sound risk management practices.
Why Washington Trust
At Washington Trust, your work has visible impact; on our customers, our colleagues, and the communities we serve. This role offers the opportunity to contribute to strong credit governance, support effective commercial lending operations, and help lead process improvement within a relationship-focused community banking environment. The Commercial Credit Administration Manager will work closely with Credit Risk, Commercial Banking, internal partners, auditors, and other stakeholders to support well-controlled, compliant, and efficient lending processes.
In this role, you'll have the opportunity to:
  • Lead commercial loan documentation quality control efforts, ensuring documentation is accurate, complete, and compliant with approved loan terms, regulatory requirements, and Bank policies.
  • Oversee key credit administration processes, including documentation exception management, annual borrower reviews, credit risk reporting, and support for criticized and workout assets.
  • Serve as a subject matter expert on commercial loan documentation, operational controls, regulatory compliance, and risk management matters.
  • Support internal and external audits, regulatory examinations, record retention requirements, and operational risk management initiatives.
  • Partner with Commercial Banking and other internal stakeholders to ensure effective loan documentation, collateral management, and process execution.
  • Lead system administration, access management, vendor oversight, and other operational support activities in accordance with Bank policies and information security standards.
  • Supervise, coach, and develop team members while fostering a culture of accountability, collaboration, and continuous improvement.

Key Qualifications
  • Bachelor's degree in Finance, Accounting, Business Administration, or a related field preferred.
  • 5+ years of experience in commercial banking, credit administration, loan operations, or commercial loan documentation.
  • Strong knowledge of commercial lending documentation, collateral perfection, UCC filings, flood regulations, and related compliance requirements.
  • Experience supporting internal and external audits, regulatory examinations, and risk management activities.
  • Demonstrated leadership experience with the ability to supervise, coach, and develop employees.
  • Strong analytical, organizational, and problem-solving skills with exceptional attention to detail.
  • Excellent written and verbal communication skills and the ability to collaborate effectively across business lines.
  • Proficiency with commercial loan systems and Microsoft Office applications.

Compensation
A good-faith, reasonable estimate of the base salary range for this role is $75,000 - $85,000, and the actual offer will depend on factors such as experience, skills, training, certifications, and education. This base salary reflects one component of our competitive compensation package. This position may be eligible for an annual bonus and includes a comprehensive benefits package.
Our employees enjoy a comprehensive benefits package, which includes health and welfare benefits, paid time-off, work-life program, and a 401(k) plan. We believe employees who are valued, recognized, rewarded and empowered, will achieve personal and professional growth. Apply today and find out why we have been voted one of the Best Places to Work in Rhode Island since 2011!
The Washington Trust Company, and each of its subsidiaries and affiliates are committed to providing equal employment opportunities to all employees and applicants as protected by state and/or federal law.

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