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Associate Credit Analyst Jobs in Rhode Island (NOW HIRING)

Dupuis Energy

Be Seen First

Credit and Collections Specialist

Pawtucket, RI · On-site

$24 - $32/hr

Establish and recommend appropriate credit limits based on financial analysis and payment history ... Associate's or Bachelor's degree in Accounting, Finance, Business Administration, or related field ...

Citizens

Strategy Sr Associate

Johnston, RI · On-site

$105K - $135K/yr

Develop, monitor, and analyze key performance indicators to track progress against our plan ... which may include initial credit, motor vehicle record, public record, prior employment ...

Citizens Bank

Strategy Sr Associate

Johnston, RI · On-site

$105K - $135K/yr

Develop, monitor, and analyze key performance indicators to track progress against our plan ... which may include initial credit, motor vehicle record, public record, prior employment ...

Ulta Beauty, Inc.

Lead Cashier

Cranston, RI

$15.50 - $19/hr

... them with an associate to perform makeup applications, skincare analysis, and product ... Share the benefits of the guest loyalty program, including credit and the Ulta Beauty app, with ...

New

Ulta Beauty, Inc.

Lead Cashier

Smithfield, RI · On-site

$15.50 - $18.75/hr

... them with an associate to perform makeup applications, skincare analysis, and product ... Share the benefits of the guest loyalty program, including credit and the Ulta Beauty app, with ...

Ulta Beauty, Inc.

Lead Cashier

Cranston, RI · On-site

$15.50 - $19/hr

... them with an associate to perform makeup applications, skincare analysis, and product ... Share the benefits of the guest loyalty program, including credit and the Ulta Beauty app, with ...

New

Ulta Beauty, Inc.

Lead Cashier

Smithfield, RI · On-site

$15.50 - $18.75/hr

... them with an associate to perform makeup applications, skincare analysis, and product ... Share the benefits of the guest loyalty program, including credit and the Ulta Beauty app, with ...

Ulta Beauty

Lead Cashier

Cranston, RI · On-site

$15.50 - $19/hr

... them with an associate to perform makeup applications, skincare analysis, and product ... Share the benefits of the guest loyalty program, including credit and the Ulta Beauty app, with ...

New

Ulta Beauty

Lead Cashier

Smithfield, RI · On-site

$15.50 - $18.75/hr

... them with an associate to perform makeup applications, skincare analysis, and product ... Share the benefits of the guest loyalty program, including credit and the Ulta Beauty app, with ...

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All JobsAssociate Credit Analyst JobsAssociate Credit Analyst Jobs in Rhode Island

Associate Credit Analyst information

See Rhode Island salary details

$14

$29

$48

How much do associate credit analyst jobs pay per hour?

As of Aug 9, 2026, the average hourly pay for associate credit analyst in Rhode Island is $29.31, according to ZipRecruiter salary data. Most workers in this role earn between $22.60 and $32.98 per hour, depending on experience, location, and employer.

What are some common challenges faced by associate credit analysts when evaluating new credit applications?

Associate Credit Analysts often encounter challenges such as analyzing incomplete or inconsistent financial data, assessing the creditworthiness of applicants with limited credit history, and balancing risk with business growth objectives. They must also stay updated with industry trends and regulatory changes that can impact credit risk. Effective communication with senior analysts and other departments is crucial for gathering necessary information and ensuring accurate assessments.

What is the difference between Associate Credit Analyst vs Credit Analyst?

AspectAssociate Credit AnalystCredit Analyst
Required CredentialsBachelor's degree, some certifications (e.g., CFA, credit analysis courses)Bachelor's degree, often similar certifications
Work EnvironmentEntry-level, team-based, financial institutions or corporationsMid-level, analytical, banking or finance sectors
Employer & Industry UsageFinancial services, banks, credit agenciesBanks, investment firms, credit departments
Common Search & ComparisonYesYes

The Associate Credit Analyst typically performs entry-level credit assessments, supporting senior analysts. Credit Analysts handle more complex evaluations and decision-making. Both roles require similar educational backgrounds and certifications, but Credit Analysts usually have more experience and responsibility.

What are the key skills and qualifications needed to thrive as an associate credit analyst, and why are they important?

To thrive as an Associate Credit Analyst, you need strong analytical skills, a solid understanding of financial statements, and typically a bachelor's degree in finance, accounting, or a related field. Familiarity with credit risk modeling software, Excel, and financial databases such as Bloomberg or S&P Capital IQ is essential. Attention to detail, effective communication, and the ability to work under tight deadlines are standout soft skills in this role. These competencies are crucial for accurately assessing creditworthiness, supporting sound lending decisions, and ensuring risk is managed effectively.

What does an associate credit analyst do?

An Associate Credit Analyst is responsible for evaluating the creditworthiness of individuals or companies applying for loans or credit lines. They analyze financial statements, credit reports, and economic data to assess risks and make recommendations on lending decisions. Their work helps financial institutions minimize losses by identifying potential credit risks and ensuring that lending policies are followed. Associate Credit Analysts often work under the supervision of senior analysts and may assist in preparing credit reports and presentations for management.
What are the most commonly searched types of Credit Analyst jobs in Rhode Island? The most popular types of Credit Analyst jobs in Rhode Island are:
What are popular job titles related to Associate Credit Analyst jobs in Rhode Island? For Associate Credit Analyst jobs in Rhode Island, the most frequently searched job titles are:
What job categories do people searching Associate Credit Analyst jobs in Rhode Island look for? The top searched job categories for Associate Credit Analyst jobs in Rhode Island are:
What cities in Rhode Island are hiring for Associate Credit Analyst jobs? Cities in Rhode Island with the most Associate Credit Analyst job openings:
Associate Credit Analyst jobs near you
Infographic showing various Associate Credit Analyst job openings in Rhode Island as of June 2026, with employment types broken down into 1% As Needed, 52% Full Time, 45% Part Time, 1% Contract, and 1% Nights. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $60,955 per year, or $29.3 per hour.

Credit and Collections Specialist

Dupuis Energy

Pawtucket, RI • On-site

$24 - $32/hr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 4 days ago

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Job description

Position Summary

The Credit and Collections Specialist is responsible for managing customer accounts to ensure timely payment of outstanding invoices while maintaining positive customer relationships. This role evaluates customer creditworthiness, monitors accounts receivable, resolves billing issues, and works collaboratively with internal departments to minimize financial risk and improve cash flow.

Responsibilities

Responsibilities include but are not limited to:

  • Monitor customer accounts to ensure timely payment of invoices.
  • Contact customers regarding overdue balances by phone, email, and written correspondence.
  • Negotiate payment arrangements while maintaining positive customer relationships.
  • Establish and recommend appropriate credit limits based on financial analysis and payment history.
  • Investigate and resolve invoice discrepancies, billing issues, and payment disputes.
  • Maintain accurate electronic records of collection activities, payment commitments, and customer communications.
  • Prepare aging reports and provide updates on delinquent accounts to management.
  • Collaborate with Sales, Customer Service, and Accounting to resolve account issues.
  • Recommend accounts for collection agencies or legal action when appropriate.
  • Process credit holds and releases according to company policies.
  • Ensure compliance with company procedures and applicable collection regulations.

Qualifications

  • Associate's or Bachelor's degree in Accounting, Finance, Business Administration, or related field preferred.
  • Minimum of 2 years of experience in credit, collections, accounts receivable, or a related financial role.
  • Strong understanding of credit analysis and accounts receivable processes.
  • Proficiency with Microsoft Office, especially Excel.
  • Excellent verbal and written communication skills.
  • Strong negotiation and conflict-resolution abilities.
  • High level of accuracy, organization, and attention to detail.
  • Ability to prioritize tasks and meet deadlines in a fast-paced environment.

Preferred Skills

  • Familiarity with the Fair Debt Collection Practices Act (FDCPA) and other applicable regulations.
  • Strong analytical and problem-solving skills.
  • Customer-focused mindset with the ability to maintain professional relationships while collecting outstanding balances.

Physical Requirements

  • Ability to sit and work at a computer for extended periods.
  • Occasional lifting of office materials up to 20 pounds.

Work Environment

This position is office-based. Standard business hours apply, with occasional overtime during month-end or year-end close.

Performance Measures

  • Collection rate and aging performance
  • Reduction in past-due receivables
  • Accuracy of account records
  • Customer satisfaction and issue resolution
  • Compliance with company credit policies