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Credit Manager Jobs in Rhode Island (NOW HIRING)

washingtontrust

Credit Risk Analyst

Providence, RI

$75K - $85K/yr

The Commercial Credit Administration Manager will work closely with Credit Risk, Commercial Banking, internal partners, auditors, and other stakeholders to support well-controlled, compliant, and ...

washingtontrust

Credit Risk Analyst

Providence, RI

$75K - $85K/yr

The Commercial Credit Administration Manager will work closely with Credit Risk, Commercial Banking, internal partners, auditors, and other stakeholders to support well-controlled, compliant, and ...

Washington Trust

Credit Risk Analyst

Providence, RI · On-site

$75K - $85K/yr

The Commercial Credit Administration Manager will work closely with Credit Risk, Commercial Banking, internal partners, auditors, and other stakeholders to support well-controlled, compliant, and ...

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All JobsCredit JobsCredit Manager JobsCredit Manager Jobs in Rhode Island

Credit Manager information

See Rhode Island salary details

$25K

$66.3K

$126.3K

How much do credit manager jobs pay per year?

As of Aug 24, 2026, the average yearly pay for credit manager in Rhode Island is $66,258.00, according to ZipRecruiter salary data. Most workers in this role earn between $35,300.00 and $90,600.00 per year, depending on experience, location, and employer.

What does a credit manager do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What does a credit manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.

What are some typical challenges credit managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

Is credit management a good career?

Credit management is a stable career that involves assessing creditworthiness, managing credit risk, and ensuring timely collections. It often requires strong analytical skills, knowledge of financial regulations, and proficiency with credit management software. The role can offer advancement opportunities and a steady income in various industries such as banking, finance, and retail.

What is the work of a credit manager?

A credit manager oversees a company's credit policies, evaluates the creditworthiness of clients, and approves or denies credit applications. They analyze financial data, manage credit risk, and ensure timely collection of payments, often using credit management software. Strong analytical skills and knowledge of financial regulations are essential for this role.
More about Credit Manager jobs

What are the most commonly searched types of Credit jobs in Rhode Island?

The most popular types of Credit jobs in Rhode Island are:

What job categories do people searching Credit Manager jobs in Rhode Island look for?

The top searched job categories for Credit Manager jobs in Rhode Island are:

What cities in Rhode Island are hiring for Credit Manager jobs?

Cities in Rhode Island with the most Credit Manager job openings:

Credit Manager jobs near you
Infographic showing various Credit Manager job openings in Rhode Island as of August 2026, with employment types broken down into 85% Full Time, 13% Part Time, and 2% Contract. Highlights an 83% Physical, 2% Hybrid, and 15% Remote job distribution, with an average salary of $66,258 per year, or $31.9 per hour.

Commercial Credit Administration Manager

washingtontrust

Westerly, RI • On-site

$75K - $85K/yr

Full-time

Re-posted 9 days ago

Job description

Commercial Credit Administration Manager

Washington Trust has an opportunity for an experienced commercial credit administration professional to join our Credit Risk team as a Commercial Credit Administration Manager. This role is responsible for overseeing commercial loan documentation quality control, credit administration functions, operational risk management processes, and staff development within the Credit Risk function. The successful candidate will serve as a key resource for commercial loan documentation, regulatory compliance, operational controls, and risk management matters while supporting the Bank's commitment to strong credit governance and sound risk management practices.

 

Why Washington Trust

At Washington Trust, your work has visible impact; on our customers, our colleagues, and the communities we serve. This role offers the opportunity to contribute to strong credit governance, support effective commercial lending operations, and help lead process improvement within a relationship-focused community banking environment. The Commercial Credit Administration Manager will work closely with Credit Risk, Commercial Banking, internal partners, auditors, and other stakeholders to support well-controlled, compliant, and efficient lending processes.

 

In this role, you'll have the opportunity to:

  • Lead commercial loan documentation quality control efforts, ensuring documentation is accurate, complete, and compliant with approved loan terms, regulatory requirements, and Bank policies.
  • Oversee key credit administration processes, including documentation exception management, annual borrower reviews, credit risk reporting, and support for criticized and workout assets.
  • Serve as a subject matter expert on commercial loan documentation, operational controls, regulatory compliance, and risk management matters.
  • Support internal and external audits, regulatory examinations, record retention requirements, and operational risk management initiatives.
  • Partner with Commercial Banking and other internal stakeholders to ensure effective loan documentation, collateral management, and process execution.
  • Lead system administration, access management, vendor oversight, and other operational support activities in accordance with Bank policies and information security standards.
  • Supervise, coach, and develop team members while fostering a culture of accountability, collaboration, and continuous improvement.

 

Key Qualifications

  • Bachelor's degree in Finance, Accounting, Business Administration, or a related field preferred.
  • 5+ years of experience in commercial banking, credit administration, loan operations, or commercial loan documentation.
  • Strong knowledge of commercial lending documentation, collateral perfection, UCC filings, flood regulations, and related compliance requirements.
  • Experience supporting internal and external audits, regulatory examinations, and risk management activities.
  • Demonstrated leadership experience with the ability to supervise, coach, and develop employees.
  • Strong analytical, organizational, and problem-solving skills with exceptional attention to detail.
  • Excellent written and verbal communication skills and the ability to collaborate effectively across business lines.
  • Proficiency with commercial loan systems and Microsoft Office applications.

 

Compensation

A good-faith, reasonable estimate of the base salary range for this role is $75,000 - $85,000, and the actual offer will depend on factors such as experience, skills, training, certifications, and education. This base salary reflects one component of our competitive compensation package. This position may be eligible for an annual bonus and includes a comprehensive benefits package.

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