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Credit Review Jobs (NOW HIRING)

Texas Capital Bank

Credit Review Officer

Dallas, TX · On-site

The Credit Review Officer will assume a critical role in the Bank's expanding internal Credit Review organization whose mission is to help ensure the financial soundness of the Bank by independently ...

Texas Capital Bank

Credit Review Officer

Dallas, TX · On-site

The Credit Review Officer will assume a critical role in the Bank's expanding internal Credit Review organization whose mission is to help ensure the financial soundness of the Bank by independently ...

Texascapitalbank

Credit Review Officer

Dallas, TX

The Credit Review Officer will assume a critical role in the Bank's expanding internal Credit Review organization whose mission is to help ensure the financial soundness of the Bank by independently ...

Mizuho Financial Group

Credit Review Officer

New York, NY · Hybrid

$150K - $160K/yr

About the Team The Credit Review Americas Division (CRAD) function operates as an independent Third Line of Defense (3LOD), separate from the credit approval process. CRAD provides senior management ...

Mizuho Bank Ltd

Credit Review Officer

Manhattan, NY · On-site

$150K - $160K/yr

About the Team The Credit Review Americas Division (CRAD) function operates as an independent Third Line of Defense (3LOD), separate from the credit approval process. CRAD provides senior management ...

United Community Bank

Credit Review Manager

Chatham, IL · On-site

$110K - $150K/yr

Under the direction of the Chief Credit Officer the Credit Review Manager will be responsible for overseeing portfolio level credit risk assessments. They will ensure loan portfolios comply with ...

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How much do credit review jobs pay per hour?

As of Jun 30, 2026, the average hourly pay for credit review in the United States is $23.19, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $25.96 per hour, depending on experience, location, and employer.

What is a Credit Review job?

A Credit Review job involves evaluating the financial health of individuals or businesses to assess their creditworthiness. Professionals in this role analyze financial statements, credit reports, and risk factors to determine lending viability. They ensure compliance with company policies and regulatory guidelines while identifying potential credit risks. The role is essential for maintaining a healthy loan portfolio and minimizing financial losses for lenders.

What are the main challenges faced in a Credit Review role and how can I overcome them?

Credit Review professionals often encounter challenges such as evaluating incomplete or inconsistent financial data, managing tight deadlines for credit assessments, and balancing risk with the company's business objectives. To overcome these, it's important to develop strong analytical skills, maintain a keen attention to detail, and keep up-to-date with industry best practices and regulatory guidelines. Building effective communication and collaboration with sales, risk management, and other departments can help clarify uncertainties and ensure well-informed decisions. Taking part in ongoing training and professional development opportunities can also help you stay ahead in this evolving field.

How much does a credit review officer make?

A credit review officer typically earns between $50,000 and $80,000 annually, depending on experience, location, and the size of the organization. They often require strong analytical skills and knowledge of credit policies, with some roles offering additional benefits or bonuses.

What does a credit reviewer do?

A credit reviewer evaluates financial information, credit reports, and payment histories to determine an individual's or company's creditworthiness. They analyze data to approve or deny credit applications, often using specialized software and adhering to lending policies. The role requires attention to detail and knowledge of credit scoring systems.

Will a credit analyst be replaced by AI?

Credit analysts perform tasks such as evaluating creditworthiness and analyzing financial data, which currently require human judgment and expertise. While AI tools can assist with data processing and risk assessment, they are unlikely to fully replace credit analysts in the near future due to the need for critical thinking and decision-making skills.

What job makes $10,000 a month without a degree?

A credit review analyst or similar financial roles can sometimes earn $10,000 a month through experience, performance bonuses, and commissions, especially in high-demand financial environments. These positions often require strong analytical skills, industry knowledge, and certifications like the CFA or CPA, but may not require a traditional college degree.

What are the key skills and qualifications needed to thrive in the Credit Review position, and why are they important?

To thrive as a Credit Review professional, a solid understanding of credit analysis, financial statement interpretation, and risk assessment is essential, often supported by a degree in finance, accounting, or a related field. Familiarity with credit scoring models, financial analysis software, and enterprise resource planning (ERP) systems is crucial, and certifications like CFA or CPA can be advantageous. Strong attention to detail, analytical thinking, and clear communication skills help build strong internal relationships and ensure accuracy. These competencies are vital for making sound credit decisions that protect the organization's financial health and foster responsible growth.

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Credit Review jobs near you
Infographic showing various Credit Review job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 79% Full Time, 15% Part Time, 1% Temporary, and 4% Contract. Highlights an 90% Physical, 2% Hybrid, and 8% Remote job distribution, with an average salary of $48,239 per year, or $23.2 per hour.
Credit Review Officer

Credit Review Officer

Texas Capital Bank

Dallas, TX • On-site

Full-time

Medical, Life, Retirement, PTO

Posted 12 days ago

Job description

Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people's success - today and tomorrow.
While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment - investing the time and resources to understand our clients' immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships.
Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO).
Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News' Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate's 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com.
Brief Overview of Position
Credit Review is an independent contributor to the second line of defense for Texas Capital Bank and provides credit assurance and advisory services to senior management and the Board of Directors. The Credit Review Officer will assume a critical role in the Bank's expanding internal Credit Review organization whose mission is to help ensure the financial soundness of the Bank by independently identifying, assessing, and escalating credit risks to the Board and other key stakeholders. To provide for independence, Credit Review reports functionally to the Risk Committee of the Board of Directors and administratively to the Chief Risk Officer.
Responsibilities
  • Manage and execute all stages of credit reviews (both continuous reviews and targeted reviews, as well as continuous monitoring of assigned business units). Complete analyses in conformance with established Credit Review procedures and regulatory guidelines.
  • For all reviews, analyze credit memos for complex lending transactions to:
    • Determine if credit analysis was sufficiently thorough and conclusions were reasonable. This includes evaluating underwriting quality, covenant structures, guarantees, collateral, borrowing base formulas, and repayment terms across multiple lending segments.
    • Ensure that loans adhere to credit policy and to regulatory guidelines. Document conclusions clearly and concisely. Communicate analysis results to senior business management, Credit Administration, and the regulators.
    • Verify that risk ratings have been assigned accurately and updated timely. Assess and validate risk rating components within the bank's dual risk rating framework; recommend and defend rating changes with clear, data-supported rationale.
  • Prepare reports detailing conclusions and hold discussions with senior business unit management, Credit Administration, and other units or functional areas under review. Secure from business line managers the appropriate remediation plans for identified issues and follow through to validate completion of remediation and effectiveness of remediation solutions.
  • When acting as Lead Reviewer for a targeted review, guide the review team to ensure key planning, fieldwork and report issuance milestone dates are met.
  • Identify gaps in credit policy, credit processes, and risk rating models.
  • For continuous monitoring, perform ongoing monitoring of the key credit related activities for assigned business units, including attending periodic portfolio focused meetings. Prepare quarterly reports assessing the business unit's overall risk profile with a focus on asset quality and direction of risk. Effectively document /communicate concerns to management.
  • Promote and maintain positive relationships with the business units and Credit Administration. Provide information and assistance when appropriate.
  • Maintain relevant knowledge of key market-risk issues, legal and compliance involved in credit related activities.
  • Recommend process enhancements and help integrate AI-driven methodologies into review workflows to improve review accuracy and efficiency.

Qualifications
  • Bachelor's degree in Finance, Accounting, Economics, Banking, or related field or any combination of training, education, or experience.
  • Minimum of 3 years demonstrated successful experience in underwriting, portfolio management or Credit Review of a commercial/wholesale lending portfolio, or comparable as a consultant or financial regulator with primary responsibility emphasis in the assessment and performance of commercial lending programs. Specific experience in determining risk ratings is preferred.
  • Technical expertise in underwriting complex CRE, C&I, or other specialty financing credits.
  • Excellent organizational and time management skills and an ability to autonomously work with limited supervision in a remote environment.
  • Strong ability to analyze data and identify trends and root causes.
  • Proven project management skills and abilities
  • Strong communication and negotiation skills
  • Ability to document conclusions clearly and concisely
  • Ability to function efficiently in a team environment

The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.
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About Texas Capital Bank

Sourced by ZipRecruiter

Texas Capital Bank is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big banks at a scale that makes sense for our clients, with highly experienced bankers who truly invest in people's success -- today and tomorrow.

Industry

Commercial banking

Company size

1,001 - 5,000 Employees

Headquarters location

Dallas, TX, US

Year founded

1998

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