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Credit And Collections Analyst Jobs (NOW HIRING)

TOPS Products

Credit & Collections Analyst

Naperville, IL · On-site

$25.91 - $34.50/hr

Credit & Collections Analyst Position Summary The Credit & Collections Analyst is responsible for managing customer credit risk while driving the timely collection of outstanding receivables. This ...

York Design Group

Credit/Collections Analyst

York, PA · On-site

Description: JOB SUMMARY The Credit & Collections Analyst is responsible for managing assigned customer accounts to ensure timely collection of outstanding balances, reducing credit risk, and ...

Aston Carter

Credit/collections Analyst

Fort Wayne, IN · On-site

$27.75 - $37.50/hr

Credit/Collections Analyst As a Credit/Collections Analyst, you will be responsible for managing a high-volume portfolio of customer accounts and ensuring the financial health of the organization ...

flowcontrol

Credit & Collections Analyst

Charlotte, NC · On-site

We are seeking a highly motivated and detail-oriented Credit and Collections Analyst to join our team in our Charlotte, NC office. This is a permanent, full-time position reporting directly to the ...

matson

Credit & Collections Analyst

Downers Grove, IL · On-site

$60K - $70K/yr

About the Role The Credit & Collections Analyst works to minimize financial risk and maximize cash flow by performing detailed credit analysis and managing the collection of past-due receivables for ...

Collabera

Credit & Collections Analyst

Johnston, IA

Industry Manufacturing Work Location Johnston IA 50131 Job Title Credit & Collections Analyst Duration 4 Months (Strong possibility of extension) Will support delinquent customers across all products ...

Drew Marine

Credit & Collections Analyst

Waterbury, CT · On-site

Submit monthly reports; analyze. Ad-hoc reporting * Perform Cash Application tasks when necessary * Work closely with Sales, Customer Service, Data Management, and Accounting * Credit card processing ...

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Credit And Collections Analyst information

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How much do credit and collections analyst jobs pay per hour?

As of Jun 12, 2026, the average hourly pay for credit and collections analyst in the United States is $26.12, according to ZipRecruiter salary data. Most workers in this role earn between $22.12 and $30.53 per hour, depending on experience, location, and employer.

What does a Credit and Collections Analyst do?

A Credit and Collections Analyst is responsible for evaluating the creditworthiness of customers, setting credit limits, and managing the collection of outstanding invoices. They analyze financial data, assess risk, and work with clients to resolve payment issues while maintaining positive business relationships. Their work helps companies minimize financial risk and ensure steady cash flow.

What are the key skills and qualifications needed to thrive as a Credit and Collections Analyst, and why are they important?

To thrive as a Credit and Collections Analyst, you need a solid understanding of accounting principles, financial analysis, and credit risk assessment, typically supported by a degree in finance, accounting, or a related field. Familiarity with ERP systems, credit management software, and proficiency in Excel are commonly required, and certifications like the Credit Business Associate (CBA) can be advantageous. Strong negotiation, problem-solving, and communication skills help analysts manage customer relationships and resolve payment issues. These capabilities are crucial to minimize financial risk, ensure timely collections, and support healthy cash flow for the organization.

What are some common challenges faced by Credit and Collections Analysts, and how can they be effectively managed?

Credit and Collections Analysts often encounter challenges such as handling difficult conversations with clients regarding overdue payments, balancing the need to recover funds with maintaining positive customer relationships, and managing a high volume of accounts with varying risk levels. Effective management of these challenges involves strong communication and negotiation skills, attention to detail, and the use of specialized software to track and prioritize accounts. Collaborating closely with sales and customer service teams can also help resolve disputes and ensure a more streamlined collections process.

What is the difference between Credit And Collections Analyst vs Accounts Receivable Specialist?

AspectCredit And Collections AnalystAccounts Receivable Specialist
CredentialsTypically requires a bachelor’s degree in finance, accounting, or related field; certifications like Credit Business Associate (CBA) are commonUsually requires a similar degree; certifications are less common but experience in accounting is valued
Work EnvironmentOffice setting, often in finance or credit departments, handling credit risk and collection strategiesOffice environment, focused on invoicing, payment processing, and account reconciliation
Employer & Industry UsageUsed in banking, finance, retail, and manufacturing industriesCommon in retail, healthcare, and service industries

The Credit And Collections Analyst primarily manages credit risk and collection efforts, while the Accounts Receivable Specialist focuses on invoicing, payment processing, and maintaining customer accounts. Both roles require strong communication and financial skills, but their core responsibilities differ in scope and focus.

More about Credit And Collections Analyst jobs
What cities are hiring for Credit And Collections Analyst jobs? Cities with the most Credit And Collections Analyst job openings:
What states have the most Credit And Collections Analyst jobs? States with the most job openings for Credit And Collections Analyst jobs include:
What job categories do people searching Credit And Collections Analyst jobs look for? The top searched job categories for Credit And Collections Analyst jobs are:
Credit And Collections Analyst jobs near you
Infographic showing various Credit And Collections Analyst job openings in the United States as of June 2026, with employment types broken down into 1% Locum Tenens, 4% As Needed, 6% Full Time, and 89% Part Time. Highlights an 81% Physical, 8% Hybrid, and 11% Remote job distribution, with an average salary of $54,335 per year, or $26.1 per hour.

Credit & Collections Analyst

topsproducts

Naperville, IL • Hybrid

Other

Medical, Dental, Vision, Retirement

Posted 25 days ago

Job description

Credit & Collections Analyst

Position Summary

The Credit & Collections Analyst is responsible for managing customer credit risk while driving the timely collection of outstanding receivables. This role is heavily focused on Accounts Receivable performance, cash flow optimization, and minimizing bad debt exposure in a B2B manufacturing environment. The analyst partners closely with Sales and Customer Service to ensure effective credit decisions without disrupting customer relationships.

Key Responsibilities
Credit Analysis & Risk Management

  • Evaluate customer creditworthiness using financial statements, credit reports, and payment history
  • Establish and maintain credit limits, terms, and risk classification
  • Review and approve/reject sales orders held for credit concern
  • Monitor customer accounts for changes in risk profile and recommend appropriate actions

Accounts Receivable Management

  • Actively manage AR aging to ensure timely collection of outstanding invoices
  • Monitor past-due accounts and prioritize collection efforts based on risk and exposure
  • Reconcile customer accounts, investigate discrepancies, and resolve billing disputes
  • Ensure accurate application of payments and proper account maintenance in ERP system

Collections (Primary Focus)

  • Execute proactive collection strategies through calls, emails, and customer outreach
  • Resolve delinquent accounts while preserving customer relationships
  • Escalate high-risk accounts and recommend credit holds or legal action when necessary
  • Collaborate with Sales to resolve disputes impacting payment delays
  • Track and document collection activities and maintain detailed account notes

Reporting & Process Improvement

  • Prepare regular reports on AR aging, delinquency trends, and collection performance
  • Analyze root causes of late payments and recommend process improvements
  • Assist in developing and refining credit and collection policies and procedures


Qualifications

  • Bachelor's degree in finance, accounting, or business-related field (or equivalent experience)
  • 2-5+ years of experience in credit, collections, or Accounts Receivable
    Strong understanding of AR processes, credit risk assessment, and collections strategies 
  • Experience with ERP systems (Microsoft D365 is a plus) and above-average Excel skills
  • Familiarity with credit reporting agencies and tools is a plus


Skills & Competencies

  • Strong collections skills (firm but professional approach)
  • Solid analytical and problem-solving abilities
  • High attention to detail and accuracy in account management
  • Ability to handle difficult conversations and conflict resolution
  • Strong time management and ability to prioritize a high-volume portfolio
  • Collaborative mindset with cross-functional teams (Sales, Customer Service, Finance)


What We Offer

  • Competitive salary and comprehensive benefits package (health, dental, vision, 401(k))
  • Opportunities for professional growth and advancement
  • Collaborative and dynamic work environment
  • Hybrid work schedule (3 days in office/ 2 days remote)
  • Onsite location: Naperville, IL 

Inside (sheltered) 100%

Exempt Status: Hourly / Full-time / Days

Average Hours: 40 hours per week

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