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Credit Risk Salary Jobs (NOW HIRING)

Attain Finance

Manager, Credit Risk

$120K - $160K/yr

Responsibilities The Credit Risk Manager is responsible for developing and executing credit risk ... Base Salary: $120,000 - $160,000 USD The base salary range represents the low and high end of the ...

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Calpine

Credit Risk Analyst

San Diego, CA · On-site

$70K - $88K/yr

Key activities: * Perform credit risk analysis * Develop risk mitigating products Job ... Salary Range: $70,304 to $88,448 Additional Calpine Information: * Equal Opportunity Employer of ...

Calpine

Credit Risk Analyst

San Diego, CA · On-site

$70K - $88K/yr

Key activities: * Perform credit risk analysis * Develop risk mitigating products Job ... Salary Range: $70,304 to $88,448 Additional Calpine Information: * Equal Opportunity Employer of ...

Freddie Mac

Seller Credit Risk Manager

Mclean, VA · On-site

$128K - $192K/yr

The Credit Manager for Single-Family Seller Credit Risk Management is tasked with identifying ... The final salary offered will generally fall within this range and is dependent on various factors ...

BNY

Specialist, Credit Risk

Pittsburgh, PA

Coordinate the end-to-end lifecycle of Credit Risk policies, Standard Operating Procedures (SOP ... Base salary offered may vary depending on multiple individualized factors, including market ...

Freddie Mac

Seller Credit Risk Manager

Plano, TX

$128K - $192K/yr

The Credit Manager for Single-Family Seller Credit Risk Management is tasked with identifying ... The final salary offered will generally fall within this range and is dependent on various factors ...

ING Group

Director, Credit Risk Review

New York, NY · Hybrid

$216K - $273K/yr

Risk Management | Credit Risk Review | Director, Credit Risk Review | New York About ING : In ... Education - Graduate Degree or Chartered Financial Analyst Accreditation Salary Range $216,000-273 ...

ING Group

Director, Credit Risk Review

New York, NY · On-site

$216K - $273K/yr

Risk Management | Credit Risk Review | Director, Credit Risk Review | New York About ING : In ... Education - Graduate Degree or Chartered Financial Analyst Accreditation Salary Range $216,000-273 ...

Freddie Mac

Seller Credit Risk Manager

Plano, TX · On-site

$128K - $192K/yr

The Credit Manager for Single-Family Seller Credit Risk Management is tasked with identifying ... The final salary offered will generally fall within this range and is dependent on various factors ...

Wintrust

Analyst, Counterparty Credit Risk

Rosemont, IL · On-site

$59K - $77K/yr

The fundamental goal of Counterparty Credit Risk Oversight is to ensure Wintrust's credit ... Actual salaries may vary based on several factors, such as a candidate's qualifications, skills and ...

Fidelity Investments

Manager, Credit Risk

Jersey City, NJ · On-site +1

$80K - $153K/yr

The Role The Credit Risk Manager will be responsible for leading IWMS Clearing, Green Pier and ... Base salary is only part of the total compensation package. Depending on the position and ...

Fidelity Investments

Manager, Credit Risk

Jersey City, NJ · On-site

$80K - $153K/yr

The Role The Credit Risk Manager will be responsible for leading IWMS Clearing, Green Pier and ... Base salary is only part of the total compensation package. Depending on the position and ...

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Credit Risk Salary information

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$86.5K

$158.3K

$239.5K

How much do credit risk salary jobs pay per year?

As of Jun 14, 2026, the average yearly pay for credit risk salary in the United States is $158,312.00, according to ZipRecruiter salary data. Most workers in this role earn between $133,500.00 and $177,500.00 per year, depending on experience, location, and employer.

What is the average salary for a credit risk analyst?

The average salary for a credit risk analyst varies depending on experience, location, and industry. In the United States, entry-level credit risk analysts typically earn between $55,000 and $75,000 per year, while those with several years of experience or advanced certifications can earn upwards of $90,000 to $120,000 annually. Senior credit risk professionals and managers may earn even higher salaries, especially in major financial centers. Compensation can also include bonuses and benefits, depending on the employer.

What are the typical challenges faced by professionals working in credit risk analysis roles?

Professionals in credit risk analysis often encounter challenges such as evaluating complex financial information under tight deadlines, keeping up with evolving regulatory requirements, and adapting to rapidly changing market conditions. They must balance the need for thorough risk assessment with the demands for quick decision-making from stakeholders. Collaboration with other departments, such as sales and compliance, is common and requires strong communication skills to ensure accurate risk profiling and alignment with company policies.

What is the difference between Credit Risk Salary vs Credit Analyst Salary?

AspectCredit Risk SalaryCredit Analyst Salary
Required CredentialsBachelor's degree, certifications like CFA or FRM often preferredBachelor's degree, certifications like CFA or similar advantageous
Work EnvironmentRisk management teams within banks, financial institutionsCredit departments, lending teams in banks and financial firms
Employer & Industry UsageUsed in risk assessment roles across finance sectorsCommonly used in credit evaluation and lending processes

Both roles involve financial analysis and require similar credentials, but Credit Risk Salary pertains to broader risk management positions, while Credit Analyst Salary focuses specifically on credit evaluation and lending decisions within financial institutions.

What jobs pay $500,000 a year in the US?

In the US, high-paying roles such as senior investment bankers, hedge fund managers, and certain executive positions in finance and technology can earn $500,000 or more annually. These roles often require advanced degrees, extensive experience, and strong skills in leadership, analysis, or technical expertise. Compensation may include base salary, bonuses, and profit-sharing arrangements.

Can you make 200k in commercial banking?

Credit risk professionals in commercial banking can potentially earn $200,000 or more annually, especially with senior roles, extensive experience, and advanced certifications like CFA or FRM. Compensation varies based on location, institution size, and individual performance, with higher salaries typically found in major financial centers and for those managing large portfolios or teams.

Does credit risk pay well?

Credit risk professionals typically earn competitive salaries that vary based on experience, location, and industry. Entry-level roles may start lower, but experienced analysts and managers can earn higher compensation, often supplemented with bonuses and certifications like CFA or FRM. Overall, credit risk positions are considered to offer solid pay within the finance sector.

What is the highest paying job in credit?

The highest paying roles in credit typically include senior positions such as Credit Director, Chief Credit Officer, or Vice President of Credit, which oversee credit risk management and strategy. These roles often require extensive experience, advanced certifications like CFA or FRM, and strong leadership skills, with salaries reaching into the high six or seven figures in large financial institutions.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Proficiency with risk modeling tools, data analysis software such as Excel, SAS, or SQL, and familiarity with credit rating systems are important technical requirements. Attention to detail, problem-solving abilities, and effective communication are standout soft skills in this role. These competencies are crucial for accurately assessing creditworthiness, mitigating financial risk, and supporting informed lending decisions.
More about Credit Risk Salary jobs
What cities are hiring for Credit Risk Salary jobs? Cities with the most Credit Risk Salary job openings:
What states have the most Credit Risk Salary jobs? States with the most job openings for Credit Risk Salary jobs include:
What job categories do people searching Credit Risk Salary jobs look for? The top searched job categories for Credit Risk Salary jobs are:
Credit Risk Salary jobs near you
Infographic showing various Credit Risk Salary job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 88% Full Time, 9% Part Time, 1% Temporary, and 1% Contract. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution, with an average salary of $158,312 per year, or $76.1 per hour.

Manager, Credit Risk

Attain Finance

Remote

$120K - $160K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted yesterday

Job description

Overview
Are you ready to make a difference in the world of consumer finance? At Attain Finance, we bring over 50 years of expertise in providing credit solutions across the U.S. and Canada. Our deep roots in the financial industry have empowered us to develop convenient, easily accessible financial services that meet our customers' growing needs.
Join a leading consumer credit lender that thrives on innovation and collaboration, where your contributions are truly valued. Our portfolio includes distinguished brands like Cash Money®, LendDirect®, Heights Finance, Southern Finance, Covington Credit, Quick Credit, and First Heritage Credit. Each brand is constantly evolving to better serve our customers.
Be part of a dynamic team that is shaping the future of consumer finance. Apply today and take the next step in your career with Attain Finance!
At Attain Finance, managing risk is of the utmost importance to us. Our goal is to ensure we are providing access to money to underbanked consumers, while minimizing the company's financial and regulatory risk exposure.
As a member of our Risk Department, you will be a part of a very dynamic, learning-oriented risk team that thrives on innovation and opportunities to spearhead the deployment of new technologies for managing the growth of Attain's lending portfolios.
Responsibilities
The Credit Risk Manager is responsible for developing and executing credit risk strategies that optimize portfolio performance across multiple loan products. This role serves as the primary subject matter expert on credit decisioning processes, partnering with stakeholders across operation, product, finance and compliance teams
  • Design, implement, and continuously enhance credit risk strategies for assigned loan portfolios to reduce defaults, grow receivables, and improve revenue performance

  • Conduct granular portfolio analysis leveraging bureau, cash flow, and internal behavior data to identify emerging credit trends, perform root-cause analysis, and isolate key performance drivers

  • Forecast the financial impact of strategy changes on critical business metrics including credit losses and receivable

  • Support leadership in preparing materials for regulatory reviews, audits, and board-level reporting

  • Ensure compliance with credit risk policies and maintain documentation standards across all risk activities

  • Partner with the Modeling & Scoring team to deploy risk strategies informed by new and updated models, improving deployment effectiveness and strategy performance monitoring

  • Develop and enhance reporting infrastructure for assigned markets, products, and channels, including application and booked datasets and performance tracking dashboards

  • Utilize relational databases and analytical tools (e.g., SQL, Python) to build datasets for strategy analysis and model monitoring

  • Clearly communicate changes to risk factors and underwriting logic to ensure alignment across functions

  • Lead independent projects and deliver ad hoc analysis to support strategic business decisions

  • May directly supervise one or more associates

Qualifications
  • BS or higher in a quantitative discipline (Statistics, mathematics, qualitative social science, operation management, finance, physics, ) or equivalent working experience

  • 5+ years of professional experience in credit risk analytics. Strong knowledge in Financial Services with emphasis on risk management/analytics of loan or card product

  • Advanced experience in SQL, SnowFlake, or relational databases

  • Working knowledge in Python, R, or other analytical tools preferred

  • Experience in Tableau, Sigma, Power BI, or other data visualization tools preferred

  • Solid analytical skills and an understanding of how to utilize data to target improvements, solve problems, and provide data-driven insights

  • Strong business acumen with ability to translate analytical efforts to business results

  • Strong organization skills and the ability to communicate effectively, both verbally and in written

  • Exceptional problem-solving skills and ability to work effectively with minimal Comfortable working both independently and in a team environment.

Base Salary: $120,000 - $160,000 USD
The base salary range represents the low and high end of the anticipated salary range for this position based on the U.S. average. The actual base salary offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience.
All full-time salaried employees are eligible for the following benefits, starting on day one: Flexible Paid Time Off Program, Medical, Dental, Vision, Life Insurance, Disability, and other voluntary coverages. You will also be eligible to participate in our 401k program, starting on the first of the month following 30 days of employment with a company match.
This employer participates in E-Verify for US-based hires.
#AttainFinance #remote
EEO Statement
Attain Finance Supports Equal Employment Opportunity. CURO (dba Cash Money®, LendDirect®, Heights Finance, Southern Finance, Covington Credit, Quick Credit, and First Heritage Credit) is committed to a policy of providing equal employment opportunity to all qualified employees and applicants. This commitment is reflected in all aspects of our daily operations. We do not discriminate on the basis of race, color, sex, religion, national origin, marital status, age, disability, veteran status, or genetic information in any personnel practice, including recruitment, hiring, training, compensation, promotion, and discipline. Additionally, we do not discriminate based on any other characteristic protected by applicable state/provincial or local law where a particular employee works. In addition, it is the policy of Attain Finance to provide reasonable accommodation to qualified employees who have protected disabilities to the extent required by federal law and any state/provincial law where a particular employee works.
Notice to Attain Finance job applicants: Attain Finance will never ask for your personal banking information, transfer of funds, a credit card, or for you to purchase any equipment to process a job application or for training. Authorized Attain Finance representatives' email addresses will end in @attainfinace.com, @curo.com, @first-heritage.com, @heightsfinance.com, and @cashmoney.ca.

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