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Credit Data Analyst Jobs (NOW HIRING)

Join a team that keeps credit data accurate, timely, and audit-ready, so client onboarding and ... Job summary As a Credit Support Analyst in Middle Market Banking and Specialized Industries , you ...

Credit Analyst I

Irvine, CA ยท On-site

$25.93 - $41.43/hr

The Credit Analyst will learn how to analyze credit data, prepare reports, conduct periodic portfolio reviews, and other activities required to underwrite and manage a portfolio of credits. The ...

Join a team that keeps credit data accurate, timely, and audit-ready, so client onboarding and ... Job summary As a Credit Support Analyst in Middle Market Banking and Specialized Industries , you ...

Join a team that keeps credit data accurate, timely, and audit-ready, so client onboarding and ... Job summary As a Credit Support Analyst in Middle Market Banking and Specialized Industries , you ...

UT Federal Credit Union Corporate Headquarter (Onsite) At UT Federal Credit Union, we believe great decisions start with great data. We're seeking a Data Analytics & Business Intelligence Analyst who ...

UT Federal Credit Union Corporate Headquarter (Onsite) At UT Federal Credit Union, we believe great decisions start with great data. We're seeking a Data Analytics & Business Intelligence Analyst who ...

UT Federal Credit Union Corporate Headquarter (Onsite) At UT Federal Credit Union, we believe great decisions start with great data. We're seeking a Data Analytics & Business Intelligence Analyst who ...

Analyzes credit data and financial statements of individuals or businesses to identify the degree ... Determines the expected profitability of loans by analyzing a business's financial data including ...

... Analyst who will review the creditworthiness of individuals or businesses to determine the risk ... Analyzes credit data and financial statements of individuals or businesses to identify the degree ...

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Credit Data Analyst information

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How much do credit data analyst jobs pay per hour?

As of Jul 12, 2026, the average hourly pay for credit data analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

How does a Credit Data Analyst typically collaborate with other departments within a financial organization?

Credit Data Analysts often work closely with teams such as risk management, underwriting, and IT to ensure data-driven decision-making. They collaborate with risk managers to analyze trends and develop credit policies, support underwriters by providing insights on applicant creditworthiness, and work with IT to maintain and enhance data systems. Effective communication and teamwork are essential, as analysts frequently present findings and recommendations to both technical and non-technical stakeholders.

What does a credit data analyst do?

A credit data analyst examines credit data to assess the creditworthiness of individuals or businesses. They analyze financial information, generate reports, and use data analysis tools to identify trends and support lending decisions. Strong analytical skills and knowledge of credit reporting systems are essential for this role.

Are credit analysts paid well?

Credit analysts typically earn competitive salaries that vary by experience, location, and industry. Entry-level positions may start lower, but with experience and certifications like the CFA, salaries can increase significantly, often including bonuses and benefits.

Is a data analyst a high paid job?

Data analysts, including credit data analysts, typically earn competitive salaries that vary by experience, location, and industry. Entry-level positions may have moderate pay, while experienced analysts with specialized skills or certifications can earn higher salaries, often comparable to other analytical roles in finance and technology sectors.

What are the key skills and qualifications needed to thrive as a Credit Data Analyst, and why are they important?

To thrive as a Credit Data Analyst, you need strong quantitative analysis skills, knowledge of financial principles, and typically a degree in finance, economics, mathematics, or a related field. Familiarity with data analysis tools such as SQL, Excel, Python, and experience with credit risk modeling systems or relevant certifications like FRM or CFA are highly beneficial. Attention to detail, problem-solving abilities, and effective communication are crucial soft skills for interpreting data and presenting findings. These competencies are vital for accurately assessing credit risk, guiding lending decisions, and supporting the financial health of an organization.

Will AI replace credit analyst?

AI can automate certain tasks performed by credit data analysts, such as data processing and risk assessment, but it is unlikely to fully replace the role. Credit analysts will continue to interpret complex data, make judgment calls, and communicate findings, often using AI tools to enhance their work. Skills in data analysis, financial knowledge, and familiarity with AI applications remain valuable in this field.
More about Credit Data Analyst jobs
What cities are hiring for Credit Data Analyst jobs? Cities with the most Credit Data Analyst job openings:
What states have the most Credit Data Analyst jobs? States with the most job openings for Credit Data Analyst jobs include:
Infographic showing various Credit Data Analyst job openings in the United States as of July 2026, with employment types broken down into 1% Locum Tenens, 1% Internship, 86% Full Time, 6% Part Time, 1% Temporary, and 5% Contract. Highlights an 82% Physical, 5% Hybrid, and 13% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.
Credit Data Analyst

Credit Data Analyst

Texas Heritage National Bank

Dallas, TX โ€ข On-site

Full-time

Posted 17 days ago


Job description

Description:

The Credit Data Analyst role is critical in helping the organization assess risk, set credit limits, and ensure compliance with lending protocols. The Credit Data Analyst is responsible for analyzing characteristics of the Bankโ€™s loan portfolio and assists the Chief Credit Officer (CCO) in monitoring the health of the loan portfolio. The Analyst will also assist the CCO in calculating the bankโ€™s Allowance for Credit Losses monthly, and prepare the documentation used in making the calculation. Additionally, the Analyst will be responsible for preparing all the Credit department Board reports for the monthly Board of Directors meetings.

This role involves analyzing the portfolio through Microsoft Excel pivot tables, V-Lookup, and other data analytic tools.

Key Responsibilities:

  • Data Analysis:
  • Perform ratio analysis and other quantitative assessments to evaluate portfolio health and underlying trends within the portfolio
  • Assist the CCO in analyzing concentrations and prepare written analysis on concentrations within the portfolio
  • Risk Modeling:
  • Develop and maintain financial models and spreadsheets to support risk assessment
  • Reporting:
  • Prepare detailed reports summarizing findings and recommendations for loan portfolio
  • Responsible for preparing monthly Board reports in a timely manner, under tight timeframes
  • Compliance & Audits:
  • Ensure compliance with bank policies, procedures, and regulatory requirements
  • Assist in audits and policy reviews
  • Maintain accurate and up-to-date files and records
  • Prepare regular reports on credit portfolio performance and risk exposure.
  • Collaboration:
  • Work with senior management, risk managers, and legal teams to make informed analysis and decisions.
  • Market Monitoring:
  • Stay updated on economic trends and credit market conditions to inform risk assessments.
  • Protect the bank from unnecessary risk by adhering to bank procedures and confidentiality guidelines, including currency transaction reports, suspicious activity reports, Regulation CC holds and documentation, robbery procedures, and more.
  • Adhere to internal controls, operational procedures, and risk management policies, including security protocols for robbery, fraud, opening/closing processes, cash controls, and teller procedures.
  • Ensure compliance with all bank policies and procedures, as well as applicable state and federal banking regulations.

Perform other duties and responsibilities as assigned

Requirements:
  • Education:
  • Bachelorโ€™s degree in finance, accounting, economics, or a related field. Advanced degree or professional certification (e.g., CFA) preferred
  • Experience:
  • Minimum of 3-5 years of experience in credit analysis or a related field
  • Experience in the banking or financial services industry preferred
  • Skills:
  • Analytical Skills: Strong quantitative and qualitative analysis abilities; experience with financial ratios and risk assessment
  • Proficient in advanced analytics using programs such as Microsoft Excel, Power BI, SQL and/or Tableau
  • Proficient in financial software and Microsoft Office Suite
  • Strong communication and interpersonal skills
  • Soft Skills:
  • Attention to detail, problem-solving, communication, and teamwork