Banesco USA is seeking an SBA Credit Underwriter for our SBA Credit Business Unit. Primary Job ... Perform eligibility analysis for SBA loan requests 7(a) to ensure compliance with current SBA ...
Banesco USA is seeking an SBA Credit Underwriter for our SBA Credit Business Unit. Primary Job ... Perform eligibility analysis for SBA loan requests 7(a) to ensure compliance with current SBA ...
SBA Credit Analyst 6
Brookfield, WI · On-site
The Credit Analyst will use such tools to compare and evaluate possible courses of action and will ... Works closely with lending, underwriting, servicing, and portfolio management teams to support SBA ...
SBA Credit Analyst 6
Brookfield, WI · On-site
The Credit Analyst will use such tools to compare and evaluate possible courses of action and will ... Works closely with lending, underwriting, servicing, and portfolio management teams to support SBA ...
SBA Credit Analyst 6
Los Angeles, CA · On-site
The Credit Analyst will use such tools to compare and evaluate possible courses of action and will ... Works closely with lending, underwriting, servicing, and portfolio management teams to support SBA ...
SBA Credit Analyst 6
Los Angeles, CA · On-site
The Credit Analyst will use such tools to compare and evaluate possible courses of action and will ... Works closely with lending, underwriting, servicing, and portfolio management teams to support SBA ...
SBA Credit Analyst 6
Irving, TX · On-site
The Credit Analyst will use such tools to compare and evaluate possible courses of action and will ... Works closely with lending, underwriting, servicing, and portfolio management teams to support SBA ...
SBA Credit Analyst 6
Irving, TX · On-site
The Credit Analyst will use such tools to compare and evaluate possible courses of action and will ... Works closely with lending, underwriting, servicing, and portfolio management teams to support SBA ...
SBA Underwriter/Analyst
Oswego, IL · On-site
Essential Duties and Responsibilities Credit Underwriting & Analysis * Analyze SBA loan applications, including 7(a), 504, and other government-guaranteed loan programs. * Conduct detailed ...
Quick apply
SBA Underwriter/Analyst
Oswego, IL · On-site
Essential Duties and Responsibilities Credit Underwriting & Analysis * Analyze SBA loan applications, including 7(a), 504, and other government-guaranteed loan programs. * Conduct detailed ...
SBA Underwriter/Analyst
Melville, NY · On-site
$108K - $127K/yr
Essential Duties and Responsibilities Credit Underwriting & Analysis * Analyze SBA loan applications, including 7(a), 504, and other government-guaranteed loan programs. * Conduct detailed ...
SBA Underwriter/Analyst
Melville, NY · On-site
$108K - $127K/yr
Essential Duties and Responsibilities Credit Underwriting & Analysis * Analyze SBA loan applications, including 7(a), 504, and other government-guaranteed loan programs. * Conduct detailed ...
SBA Underwriter/Analyst
$108K - $127K/yr
Essential Duties and Responsibilities Credit Underwriting & Analysis * Analyze SBA loan applications, including 7(a), 504, and other government-guaranteed loan programs. * Conduct detailed ...
New
SBA Underwriter/Analyst
$108K - $127K/yr
Essential Duties and Responsibilities Credit Underwriting & Analysis * Analyze SBA loan applications, including 7(a), 504, and other government-guaranteed loan programs. * Conduct detailed ...
New
SBA Underwriter/Analyst
$108K - $127K/yr
Essential Duties and Responsibilities Credit Underwriting & Analysis * Analyze SBA loan applications, including 7(a), 504, and other government-guaranteed loan programs. * Conduct detailed ...
SBA Underwriter/Analyst
$108K - $127K/yr
Essential Duties and Responsibilities Credit Underwriting & Analysis * Analyze SBA loan applications, including 7(a), 504, and other government-guaranteed loan programs. * Conduct detailed ...
SBA Credit Analyst 6
Tempe, AZ · On-site
The Credit Analyst will use such tools to compare and evaluate possible courses of action and will ... Works closely with lending, underwriting, servicing, and portfolio management teams to support SBA ...
SBA Credit Analyst 6
Tempe, AZ · On-site
The Credit Analyst will use such tools to compare and evaluate possible courses of action and will ... Works closely with lending, underwriting, servicing, and portfolio management teams to support SBA ...
SBA Underwriter/Analyst
Melville, NY · On-site
Essential Duties and Responsibilities Credit Underwriting & Analysis * Analyze SBA loan applications, including 7(a), 504, and other government-guaranteed loan programs. * Conduct detailed ...
Quick apply
SBA Underwriter/Analyst
Melville, NY · On-site
Essential Duties and Responsibilities Credit Underwriting & Analysis * Analyze SBA loan applications, including 7(a), 504, and other government-guaranteed loan programs. * Conduct detailed ...
SBA Credit Analyst 6
Columbus, OH · On-site
The Credit Analyst will use such tools to compare and evaluate possible courses of action and will ... Works closely with lending, underwriting, servicing, and portfolio management teams to support SBA ...
SBA Credit Analyst 6
Columbus, OH · On-site
The Credit Analyst will use such tools to compare and evaluate possible courses of action and will ... Works closely with lending, underwriting, servicing, and portfolio management teams to support SBA ...
SBA Credit Analyst 6
Denver, CO · On-site
The Credit Analyst will use such tools to compare and evaluate possible courses of action and will ... Works closely with lending, underwriting, servicing, and portfolio management teams to support SBA ...
SBA Credit Analyst 6
Denver, CO · On-site
The Credit Analyst will use such tools to compare and evaluate possible courses of action and will ... Works closely with lending, underwriting, servicing, and portfolio management teams to support SBA ...
SBA Credit Analyst 6
Gresham, OR · On-site
The Credit Analyst will use such tools to compare and evaluate possible courses of action and will ... Works closely with lending, underwriting, servicing, and portfolio management teams to support SBA ...
SBA Credit Analyst 6
Gresham, OR · On-site
The Credit Analyst will use such tools to compare and evaluate possible courses of action and will ... Works closely with lending, underwriting, servicing, and portfolio management teams to support SBA ...
SBA Credit Analyst 6
Minneapolis, MN · On-site
The Credit Analyst will use such tools to compare and evaluate possible courses of action and will ... Works closely with lending, underwriting, servicing, and portfolio management teams to support SBA ...
SBA Credit Analyst 6
Minneapolis, MN · On-site
The Credit Analyst will use such tools to compare and evaluate possible courses of action and will ... Works closely with lending, underwriting, servicing, and portfolio management teams to support SBA ...
SBA Credit Analyst 6
Los Angeles, CA · On-site
The Credit Analyst will use such tools to compare and evaluate possible courses of action and will ... Works closely with lending, underwriting, servicing, and portfolio management teams to support SBA ...
SBA Credit Analyst 6
Los Angeles, CA · On-site
The Credit Analyst will use such tools to compare and evaluate possible courses of action and will ... Works closely with lending, underwriting, servicing, and portfolio management teams to support SBA ...
SBA Credit Analyst 6
Gresham, OR · On-site
The Credit Analyst will use such tools to compare and evaluate possible courses of action and will ... Works closely with lending, underwriting, servicing, and portfolio management teams to support SBA ...
SBA Credit Analyst 6
Gresham, OR · On-site
The Credit Analyst will use such tools to compare and evaluate possible courses of action and will ... Works closely with lending, underwriting, servicing, and portfolio management teams to support SBA ...
SBA Credit Analyst 6
Gresham, OR · On-site
The Credit Analyst will use such tools to compare and evaluate possible courses of action and will ... Works closely with lending, underwriting, servicing, and portfolio management teams to support SBA ...
SBA Credit Analyst 6
Gresham, OR · On-site
The Credit Analyst will use such tools to compare and evaluate possible courses of action and will ... Works closely with lending, underwriting, servicing, and portfolio management teams to support SBA ...
SBA Credit Analyst 6
Brookfield, WI · On-site
The Credit Analyst will use such tools to compare and evaluate possible courses of action and will ... Works closely with lending, underwriting, servicing, and portfolio management teams to support SBA ...
SBA Credit Analyst 6
Brookfield, WI · On-site
The Credit Analyst will use such tools to compare and evaluate possible courses of action and will ... Works closely with lending, underwriting, servicing, and portfolio management teams to support SBA ...
SBA Credit Analyst 6
Columbus, OH · On-site
The Credit Analyst will use such tools to compare and evaluate possible courses of action and will ... Works closely with lending, underwriting, servicing, and portfolio management teams to support SBA ...
SBA Credit Analyst 6
Columbus, OH · On-site
The Credit Analyst will use such tools to compare and evaluate possible courses of action and will ... Works closely with lending, underwriting, servicing, and portfolio management teams to support SBA ...
The Credit Analyst will use such tools to compare and evaluate possible courses of action and will ... Works closely with lending, underwriting, servicing, and portfolio management teams to support SBA ...
The Credit Analyst will use such tools to compare and evaluate possible courses of action and will ... Works closely with lending, underwriting, servicing, and portfolio management teams to support SBA ...
Sba Credit Analyst Underwriter information
See salary details
$36K - $43K
7% of jobs
$43K - $49.9K
17% of jobs
$50.3K is the 25th percentile. Wages below this are outliers.
$49.9K - $56.9K
13% of jobs
The median wage is $62K / yr.
$56.9K - $63.8K
18% of jobs
$63.8K - $70.8K
14% of jobs
$73.5K is the 75th percentile. Wages above this are outliers.
$70.8K - $77.7K
17% of jobs
$77.7K - $84.7K
4% of jobs
$84.7K - $91.6K
1% of jobs
$91.6K - $98.6K
1% of jobs
$98.6K - $105.5K
3% of jobs
$105.5K - $112.5K
5% of jobs
$36K
$67.6K
$112.5K
How much do sba credit analyst underwriter jobs pay per year?
As of Aug 29, 2026, the average yearly pay for sba credit analyst underwriter in the United States is $67,577.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,500.00 and $75,000.00 per year, depending on experience, location, and employer.
What is an SBA Credit Analyst Underwriter?
SBA Credit Analyst Underwriters are finance professionals who assess and evaluate loan applications under Small Business Administration (SBA) lending programs. They analyze financial statements, business plans, and credit histories to determine the risk and eligibility of small business borrowers. Their work ensures that loans meet both SBA guidelines and the lender’s internal policies, helping small businesses access funding while minimizing risk for lenders.
What are the key skills and qualifications needed to thrive as an SBA Credit Analyst Underwriter?
To thrive as an SBA Credit Analyst Underwriter, you need a strong background in financial analysis, risk assessment, and knowledge of SBA lending guidelines, typically supported by a degree in finance, accounting, or a related field. Expertise with financial modeling software, loan origination systems, and familiarity with SBA-specific platforms like E-Tran are crucial. Excellent attention to detail, analytical thinking, and clear communication help you effectively evaluate loan applications and collaborate with stakeholders. These skills and qualifications ensure accurate risk evaluation, regulatory compliance, and support the growth of small business lending portfolios.
What are some common challenges faced by SBA Credit Analyst Underwriters in evaluating loan applications?
SBA Credit Analyst Underwriters often navigate challenges such as thoroughly analyzing complex financial statements from small businesses, assessing unique risk factors, and ensuring compliance with both SBA and internal lending guidelines. They must also balance the need for due diligence with the ability to process applications efficiently to meet client and organizational timelines. Additionally, collaborating with relationship managers and borrowers to clarify documentation or resolve discrepancies is a frequent part of the role.
What is the difference between Sba Credit Analyst Underwriter vs Sba Loan Officer?
| Aspect | Sba Credit Analyst Underwriter | Sba Loan Officer |
|---|---|---|
| Primary Role | Assessing creditworthiness and underwriting SBA loan applications | Originating, evaluating, and recommending SBA loan applications |
| Responsibilities | Analyzing financial documents, risk assessment, loan approval | Client interaction, loan promotion, application processing |
| Credentials | Typically requires finance or accounting background, certifications like CFA or CPA helpful | Sales or banking experience, knowledge of SBA programs |
| Work Environment | Bank or financial institution's credit department | Bank branch or loan office, client-facing |
While both roles involve SBA loans, the Sba Credit Analyst Underwriter focuses on evaluating and approving loan applications through detailed financial analysis, whereas the Sba Loan Officer primarily originates and manages client relationships to facilitate loan approval. Understanding these distinctions helps in choosing the right career path or job search focus.
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Re-posted 14 days ago
Job description
Banesco USA is seeking an SBA Credit Underwriter for our SBA Credit Business Unit.
Primary Job Duties
- Perform eligibility analysis for SBA loan requests 7(a) to ensure compliance with current SBA Standard Operating Procedures (SOP 50 10).
- Prepare comprehensive SBA credit memorandums that address specific SBA requirements, including business valuation analysis, equity injection verification, and refinance eligibility.
- Assist in the structuring of SBA loans to maximize the government guarantee while mitigating risk to the Bank.
- Perform underwriting of new and existing commercial real estate loans, mostly for complex requests, to assess the financial condition, repayment capacity, and risks associated with the transaction.
- Perform real estate cash flow analysis, global cash flow analysis, and assess the financial condition of guarantors of such transactions.
- Perform underwriting of new and existing business loans, mostly for complex requests, to assess the financial condition, operating performance, and repayment capacity of such loans.
- Perform financial analysis, projections and industry analysis.
- Responsible for obtaining the necessary information in a timely manner from lending officers and other officers of the bank.
- Responsible for complying and adhering to the Bank’s Credit Policy and SBA processing requirements.
- Responsible for completing the annual training program assigned.
- Performs other functions and/or duties as assigned.
Job Requirements
- Education: Bachelor’s degree in business and/or Finance or equivalent experience.
- Experience: Five (5) to Seven (7) years of experience in the Banking industry as a Credit Underwriter with a preferred specific focus on SBA 7a, C&I, CRE, and ABL lending.
- SBA Knowledge: Demonstrated knowledge of SBA Standard Operating Procedures (SOP), eligibility requirements, and E-Tran logic.
- Advance computer skills including but not limited to proficiency in Microsoft Office (Word, Excel, Power Point, etc.).
- Advanced knowledge of financial spreadsheet software.
- Advanced underwriting knowledge of commercial real estate and commercial and industrial loans, as well as specialized loans which include but are not limited to SBA loans, Asset Based Loans, Construction Loans, etc..
- Knowledge of lending activities including credit policies, procedures, practices, and techniques.
- Knowledge of related State and Federal banking compliance regulations.
- Strong verbal and written communication skills, ability to communicate at all levels of the organization.
- Strong attention to detail and accuracy.
- Ability to multi-task, with strong organization, time-management and prioritizing skills.
- Customer service skills, ensuring satisfaction of both internal and external customers.
- Ability to read, analyze and interpret general business periodicals, professional journals, and technical procedures.
- Understand and comprehend instructions, procedures and policies ensuring compliance with the Bank’s policies and procedures.
- Problem solving and analytical skills in order to identify problems and present them to the appropriate parties.
- Ability to calculate interest, commissions, proportions and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals ; identify routine mathematical errors; compute rate, ratio and percent.
Benefits
- Paid Time-Off.
- Tuition reimbursement.
- Paid parental leave.
- Medical, Dental, Vision
- 401k
- Life Insurance
- Supplemental Insurances
- Short-Term & Long-Term Disability Benefits
About Banesco USA
Sourced by ZipRecruiter
Industry
Commercial banking
Company size
201 - 500 Employees
Headquarters location
Miami, FL, US
Year founded
2006