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Credit Risk Salary Jobs (NOW HIRING)

Fidelity Investments

Credit Risk Analyst

Jersey City, NJ · On-site

$67K - $127K/yr

The Team The Credit Risk Vendor Management Team sits within the Fidelity Legal, Risk and Compliance ... Base salary is only part of the total compensation package. Depending on the position and ...

MQ Referrals Only

Credit Risk Senior Manager

$180K - $225K/yr

As Marqeta's Credit Risk Senior Manager, you will lead our credit risk and pricing strategy ... When determining salaries, we consider several factors including, but not limited to, skills, prior ...

Monitise

Credit Risk Manager

Coral Springs, FL

$69K - $110K/yr

The Fiserv Credit Risk Organization is responsible for managing the risk throughout the lifecycle ... Great to have Language Skill * Bi-lingual - English and French #LI-JS1 Salary Range $69,000.00 ...

Fiserv, Inc.

Credit Risk Manager

Berkeley Heights, NJ · On-site

$69K - $110K/yr

The Fiserv Credit Risk Organization is responsible for managing the risk throughout the lifecycle ... Great to have Language Skill * Bi-lingual - English and French #LI-JS1 Salary Range $69,000.00 ...

Monitise

Credit Risk Manager

Berkeley Heights, NJ

$69K - $110K/yr

The Fiserv Credit Risk Organization is responsible for managing the risk throughout the lifecycle ... Great to have Language Skill * Bi-lingual - English and French #LI-JS1 Salary Range $69,000.00 ...

Fidelity Investments

Credit Risk Analyst

Smithfield, RI

$67K - $127K/yr

The Team The Credit Risk Vendor Management Team sits within the Fidelity Legal, Risk and Compliance ... Base salary is only part of the total compensation package. Depending on the position and ...

TreviPay

Credit Risk Analyst II

Overland Park, KS · On-site

The Commercial Credit Risk Analyst II is responsible for reviewing risk and making credit limit ... Competitive salary * Paid parental leave * Generous paid time off * Medical, dental, vision, FSA ...

TreviPay

Credit Risk Analyst II

Overland Park, KS · On-site

The Commercial Credit Risk Analyst II is responsible for reviewing risk and making credit limit ... Competitive salary * Paid parental leave * Generous paid time off * Medical, dental, vision, FSA ...

TreviPay

Credit Risk Analyst II

Overland Park, KS · On-site

The Commercial Credit Risk Analyst II is responsible for reviewing risk and making credit limit ... Competitive salary * Paid parental leave * Generous paid time off * Medical, dental, vision, FSA ...

Betson Enterprises

Be Seen First

Credit Risk Manager

Carlstadt, NJ · On-site

Monitors credit risk associated with customer accounts and reviews aging reports, coordinating the ... Competitive salary; commensurate with experience. * Casual work environment. * Paid Holiday ...

New

Bbva

Credit Risk Review Vice President

New York, NY · On-site

$150K - $170K/yr

Assess the sufficiency of credit risk monitoring programs, relevant performance covenants and ... Salary offers are based on a wide range of factors including relevant skills, training, experience ...

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Credit Risk Salary information

See salary details

$86.5K

$158.3K

$239.5K

How much do credit risk salary jobs pay per year?

As of Jun 15, 2026, the average yearly pay for credit risk salary in the United States is $158,312.00, according to ZipRecruiter salary data. Most workers in this role earn between $133,500.00 and $177,500.00 per year, depending on experience, location, and employer.

What is the average salary for a credit risk analyst?

The average salary for a credit risk analyst varies depending on experience, location, and industry. In the United States, entry-level credit risk analysts typically earn between $55,000 and $75,000 per year, while those with several years of experience or advanced certifications can earn upwards of $90,000 to $120,000 annually. Senior credit risk professionals and managers may earn even higher salaries, especially in major financial centers. Compensation can also include bonuses and benefits, depending on the employer.

What are the typical challenges faced by professionals working in credit risk analysis roles?

Professionals in credit risk analysis often encounter challenges such as evaluating complex financial information under tight deadlines, keeping up with evolving regulatory requirements, and adapting to rapidly changing market conditions. They must balance the need for thorough risk assessment with the demands for quick decision-making from stakeholders. Collaboration with other departments, such as sales and compliance, is common and requires strong communication skills to ensure accurate risk profiling and alignment with company policies.

What is the difference between Credit Risk Salary vs Credit Analyst Salary?

AspectCredit Risk SalaryCredit Analyst Salary
Required CredentialsBachelor's degree, certifications like CFA or FRM often preferredBachelor's degree, certifications like CFA or similar advantageous
Work EnvironmentRisk management teams within banks, financial institutionsCredit departments, lending teams in banks and financial firms
Employer & Industry UsageUsed in risk assessment roles across finance sectorsCommonly used in credit evaluation and lending processes

Both roles involve financial analysis and require similar credentials, but Credit Risk Salary pertains to broader risk management positions, while Credit Analyst Salary focuses specifically on credit evaluation and lending decisions within financial institutions.

What jobs pay $500,000 a year in the US?

In the US, high-paying roles such as senior investment bankers, hedge fund managers, and certain executive positions in finance and technology can earn $500,000 or more annually. These roles often require advanced degrees, extensive experience, and strong skills in leadership, analysis, or technical expertise. Compensation may include base salary, bonuses, and profit-sharing arrangements.

Can you make 200k in commercial banking?

Credit risk professionals in commercial banking can potentially earn $200,000 or more annually, especially with senior roles, extensive experience, and advanced certifications like CFA or FRM. Compensation varies based on location, institution size, and individual performance, with higher salaries typically found in major financial centers and for those managing large portfolios or teams.

Does credit risk pay well?

Credit risk professionals typically earn competitive salaries that vary based on experience, location, and industry. Entry-level roles may start lower, but experienced analysts and managers can earn higher compensation, often supplemented with bonuses and certifications like CFA or FRM. Overall, credit risk positions are considered to offer solid pay within the finance sector.

What is the highest paying job in credit?

The highest paying roles in credit typically include senior positions such as Credit Director, Chief Credit Officer, or Vice President of Credit, which oversee credit risk management and strategy. These roles often require extensive experience, advanced certifications like CFA or FRM, and strong leadership skills, with salaries reaching into the high six or seven figures in large financial institutions.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Proficiency with risk modeling tools, data analysis software such as Excel, SAS, or SQL, and familiarity with credit rating systems are important technical requirements. Attention to detail, problem-solving abilities, and effective communication are standout soft skills in this role. These competencies are crucial for accurately assessing creditworthiness, mitigating financial risk, and supporting informed lending decisions.
More about Credit Risk Salary jobs
What cities are hiring for Credit Risk Salary jobs? Cities with the most Credit Risk Salary job openings:
What states have the most Credit Risk Salary jobs? States with the most job openings for Credit Risk Salary jobs include:
What job categories do people searching Credit Risk Salary jobs look for? The top searched job categories for Credit Risk Salary jobs are:
Credit Risk Salary jobs near you
Infographic showing various Credit Risk Salary job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 88% Full Time, 9% Part Time, 1% Temporary, and 1% Contract. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution, with an average salary of $158,312 per year, or $76.1 per hour.

Credit Risk Model Owner

Sumitomo Mitsui Financial Group, Inc.

Manhattan, NY • Hybrid

$85K - $131K/yr

Other

Posted 23 days ago

Job description

 SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 130 offices and 80,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, which is one of the three largest banking groups in Japan. SMFG's shares trade on the Tokyo, Nagoya, and New York (NYSE: SMFG) stock exchanges.

In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru. Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers a range of commercial and investment banking services to its corporate, institutional, and municipal clients. It connects a diverse client base to local markets and the organization's extensive global network. The Group's operating companies in the Americas include Sumitomo Mitsui Banking Corp. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd.

The anticipated salary range for this role is between $85,000.00 and $131,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees.

Role Description

SMBC is seeking a Credit Risk Model Owner Associate to serve as local model owner to monitor and manage credit risk related models for the SMBC Americas Division portfolio. This role is expected to conduct regular model monitoring procedure, finding management, and model governance, communicate with key model stakeholders including Tokyo Head Office, and report to team leads and senior management.

Role Objectives: Delivery
  • Conduct model performance monitoring based on monitoring plan and subsequent revisions, communicate with team leads and model validation team
  • Maintain the credit risk related model inventories, work with model validators to prepare the model documentation package, findings remediation, model attestation, etc.
  • Develop internal credit risk rating models collaborating with Tokyo Head Office, Model Validation team and external vendors
  • Lead credit risk model related projects and report it to senior management
  • Periodic monitoring on the use of credit models to identify and examine the need for enhancements of the models and their user guidance including training to model users
  • Enhance model management, governance processes and model documentation standards to improve efficiency and accuracy of model validation process
Role Objectives: Interpersonal
  • Communicate with various model stakeholders, including model users, model validators and internal auditors across the bank including Tokyo Head Office
  • Report to team leads and senior management and also lead and train junior members
  • Recommend enhancements to data management process to improve efficiency and accuracy of ongoing performance monitoring
  • Make presentations to senior management and regulators about credit risk related models and make trainings to model users
Role Objectives: Expertise
  • Strong knowledge of Model Risk Management framework, regulation and industry practice (Experience related to Credit Risk Rating Model is better)
  • Excellent experience and knowledge as Credit Risk Model Owner including developing credit rating models and documentation
  • Strong presentation skills to create visualized charts/materials for readers including regulators and senior management
  • Demonstrated ability to work independently and successfully manage multiple priorities and stakeholders under pressure
  • Ability to communicate appropriately at different levels of the organization to build collaborative relationships
Qualifications and Skills
  • Minimum work experience in model risk management of five years or more such as either model developer, model validator or both (experience related to credit risk rating models is highly desirable)
  • Major in Probability/Statistics/Financial Mathematics/Computer Science preferred
  • Master Degree/CFA/FRM preferred
  • Highly desirable technical and quantitative analysis skills with statistic knowledge and with technical knowledge such as using Excel (VBA), MS Access, SQL, SAS and Python.
  • Excellent interpersonal and written and verbal communication skills
  • Japanese language skill a plus
Additional Requirements

SMBC's employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required.

SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at accommodations@smbcgroup.com.

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