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Credit Risk Salary Jobs in Orem, UT (NOW HIRING)

... credit risk, credit limit, and order-block process design, testing, and deployment. You'll ... Protingent offers competitive salaries, insurance plan options (HDHP plan or POS plan), education ...

New

... credit risk, credit limit, and order-block process design, testing, and deployment. * You'll ... Protingent offers competitive salaries, insurance plan options (HDHP plan or POS plan), education ...

South Jordan or Spanish Fork, Utah GRADE: 11 (salary range 57,283-85,681) depending on education ... Knowledge and understanding of Farm Credit regulations and production agriculture preferred. Strong ...

Risk Analyst

South Jordan, UT · On-site

$57K - $85K/yr

South Jordan or Spanish Fork, Utah GRADE: 11 (salary range 57,283-85,681) depending on education ... Knowledge and understanding of Farm Credit regulations and production agriculture preferred. Strong ...

South Jordan or Spanish Fork, Utah GRADE: 11 (salary range 57,283-85,681) depending on education ... Knowledge and understanding of Farm Credit regulations and production agriculture preferred. Strong ...

Calypso Developer

Midvale, UT · On-site

$55 - $60/hr

Midvale, UT Salary: $55.00 USD Hourly - $60.00 USD Hourly Description: About the Role We are ... and Credit Risk. * Extensive experience with SQL, relational databases, data modeling, ETL ...

Assists with audits and credit examinations, portfolio and borrower stress testing, and risk rating ... We offer a competitive base salary, healthy benefit package and generous bonus program but most of ...

Assists with audits and credit examinations, portfolio and borrower stress testing, and risk rating ... We offer a competitive base salary, healthy benefit package and generous bonus program but most of ...

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Credit Risk Salary information

See Orem, UT salary details

$75.2K

$137.6K

$208.2K

How much do credit risk salary jobs pay per year?

As of Sep 5, 2026, the average yearly pay for credit risk salary in Orem, UT is $137,632.00, according to ZipRecruiter salary data. Most workers in this role earn between $116,100.00 and $154,300.00 per year, depending on experience, location, and employer.

What is the average salary for a credit risk analyst?

The average salary for a credit risk analyst varies depending on experience, location, and industry. In the United States, entry-level credit risk analysts typically earn between $55,000 and $75,000 per year, while those with several years of experience or advanced certifications can earn upwards of $90,000 to $120,000 annually. Senior credit risk professionals and managers may earn even higher salaries, especially in major financial centers. Compensation can also include bonuses and benefits, depending on the employer.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Proficiency with risk modeling tools, data analysis software such as Excel, SAS, or SQL, and familiarity with credit rating systems are important technical requirements. Attention to detail, problem-solving abilities, and effective communication are standout soft skills in this role. These competencies are crucial for accurately assessing creditworthiness, mitigating financial risk, and supporting informed lending decisions.

What are the typical challenges faced by professionals working in credit risk analysis roles?

Professionals in credit risk analysis often encounter challenges such as evaluating complex financial information under tight deadlines, keeping up with evolving regulatory requirements, and adapting to rapidly changing market conditions. They must balance the need for thorough risk assessment with the demands for quick decision-making from stakeholders. Collaboration with other departments, such as sales and compliance, is common and requires strong communication skills to ensure accurate risk profiling and alignment with company policies.

What is the difference between Credit Risk Salary vs Credit Analyst Salary?

AspectCredit Risk SalaryCredit Analyst Salary
Required CredentialsBachelor's degree, certifications like CFA or FRM often preferredBachelor's degree, certifications like CFA or similar advantageous
Work EnvironmentRisk management teams within banks, financial institutionsCredit departments, lending teams in banks and financial firms
Employer & Industry UsageUsed in risk assessment roles across finance sectorsCommonly used in credit evaluation and lending processes

Both roles involve financial analysis and require similar credentials, but Credit Risk Salary pertains to broader risk management positions, while Credit Analyst Salary focuses specifically on credit evaluation and lending decisions within financial institutions.

What are popular job titles related to Credit Risk Salary jobs in Orem, UT?

For Credit Risk Salary jobs in Orem, UT, the most frequently searched job titles are:

What job categories do people searching Credit Risk Salary jobs in Orem, UT look for?

The top searched job categories for Credit Risk Salary jobs in Orem, UT are:

Infographic showing various Credit Risk Salary job openings in Orem, UT as of August 2026, with employment types broken down into 100% Full Time. Highlights an 74% In-person, 13% Hybrid, and 13% Remote job distribution, with an average salary of $137,632 per year, or $66.2 per hour.

Credit Strategy Manager - Small Business Line of Credit and Card

UnitedHealth Group

Draper, UT • On-site

Full-time

Retirement

Re-posted 21 days ago


UnitedHealth Group rating

7.6

Company rating: 7.6 out of 10

Based on 146 frontline employees who took The Breakroom Quiz

191st of 898 rated healthcare providers


Job description

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together.
The Manager, Credit Strategy & Analytics will play a key role in the development, implementation, and ongoing management of Optum Bank's Small Business Line of Credit and card products. This role partners closely with Product, Risk, Finance, Operations, and Technology teams to develop and optimize credit strategies that drive responsible growth, profitability, and portfolio performance.
The successful candidate will support the full credit lifecycle, including underwriting strategy, credit policy, portfolio management, analytics, and risk governance. Depending on business needs and candidate experience, responsibilities may focus on originations, portfolio management, or a combination of both.
This role requires solid credit risk expertise, strategic thinking, and the ability to translate data-driven insights into business actions. The role will be instrumental in supporting new product launches, portfolio growth initiatives, and the evolution of Optum Bank's small business lending platform.
Primary Responsibilities:
  • Develop, implement, and optimize credit strategies for Small Business Line of Credit and card products, balancing growth, risk, and profitability
  • Support the full credit lifecycle, including underwriting strategy, credit line assignment, account management, portfolio monitoring, and risk optimization
  • Analyze portfolio performance and key risk metrics, including utilization, delinquency, losses, profitability, and emerging risk trends
  • Design, test, and optimize origination and portfolio management strategies to balance growth, customer experience, and risk outcomes
  • Develop reporting, dashboards, and analytical frameworks to support credit, business, and operational decision making
  • Partner closely with Product, Finance, Risk, Compliance, Operations, and Technology teams to support product development, portfolio performance, and strategic initiatives
  • Contribute to credit policy development, governance activities, Credit Committee materials, and regulatory support
  • Perform hands-on analytics using SQL and analytical tools such as Python, SAS, R, or similar technologies to generate actionable business insights
  • Translate complex data into clear recommendations and effectively communicate findings, opportunities, and risks to senior leadership and business partners
  • Support new product development and strategic growth initiatives across Small Business lending products

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.
Required Qualifications:
  • Bachelor's degree in Finance, Economics, Statistics, Business, Engineering, or related field
  • 5+ years of experience in credit risk, credit strategy, underwriting, portfolio management, or related disciplines
  • Experience in Small Business, Consumer, or Commercial lending
  • Experience developing and interpreting credit policy, credit performance analytics, and risk strategies
  • Working knowledge of automated underwriting or risk decisioning frameworks
  • Demonstrated solid analytical skills; SQL (Python/SAS/R preferred)
  • Demonstrated solid communication skills and ability to work cross-functionally with Risk, Finance, Product, Operations, and Technology teams

Preferred Qualifications:
  • Experience with Small Business Lines of Credit, Business Cards, SBA Lending or other revolving and Small Business Lending products
  • Experience in both originations and portfolio management
  • Experience working with fintech lenders, and third-party originators
  • Experience supporting new product launches and growth-stage lending programs
  • People-management experience in an analytics or credit function
  • Exposure to credit governance, audits, regulatory examinations, or issue remediation activities
  • Familiarity with SBA lending concepts and underwriting
  • Background in consumer and/or healthcare-related lending

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $91,700 - $163,700 annually based on full-time employment. We comply with all minimum wage laws as applicable.
At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.
UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.
UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.

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