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Credit Risk Associate Jobs in Orem, UT (NOW HIRING)

CCBank

Portfolio Manager I

Pleasant Grove, UT · On-site

Responsibilities: * Assist Loan Officers and Credit Risk Management with analyzing credit data and ... Associates or bachelor's degree in accounting, Finance, or Business related field, preferred ...

CCBank

Portfolio Manager I

Pleasant Grove, UT

Responsibilities: * Assist Loan Officers and Credit Risk Management with analyzing credit data and ... Associates or bachelor's degree in accounting, Finance, or Business related field, preferred ...

SoFi

Collections Associate

Cottonwood Heights, UT

$16.50 - $22.75/hr

Complete high-risk processes with accuracy (i.e. Bankruptcy, Cease/Desist, Attorney Representation ... Experience in a financial environment is desired; consumer delinquency and collections, credit ...

SoFi

Collections Associate

Cottonwood Heights, UT · On-site

$16.50 - $22.75/hr

Complete high-risk processes with accuracy (i.e. Bankruptcy, Cease/Desist, Attorney Representation ... Firm understanding of personal finance and credit industry best practices * General computer ...

Corpay

Client Experience Associate

South Jordan, UT · Hybrid

... Compliance, Credit, to address inquiries and resolve issues efficiently. * Facilitating an ... Adhering to compliance obligations, company risk management, Anti-Money Laundering and all company ...

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Credit Risk Associate information

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$43.5K

$95K

$159.1K

How much do credit risk associate jobs pay per year?

As of May 30, 2026, the average yearly pay for credit risk associate in Orem, UT is $95,034.00, according to ZipRecruiter salary data. Most workers in this role earn between $65,200.00 and $123,400.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

How does a Credit Risk Associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.

What does a Credit Risk Associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

What are the most commonly searched types of Credit Risk jobs in Orem, UT? The most popular types of Credit Risk jobs in Orem, UT are:
What are popular job titles related to Credit Risk Associate jobs in Orem, UT? For Credit Risk Associate jobs in Orem, UT, the most frequently searched job titles are:
What job categories do people searching Credit Risk Associate jobs in Orem, UT look for? The top searched job categories for Credit Risk Associate jobs in Orem, UT are:
What cities near Orem, UT are hiring for Credit Risk Associate jobs? Cities near Orem, UT with the most Credit Risk Associate job openings:
Credit Risk Associate jobs near you
Portfolio Manager I

Portfolio Manager I

CCBank

Pleasant Grove, UT • On-site

Other

Posted 3 days ago

Job description

The Portfolio Manager is responsible for assessing the loan applicant's ability to repay the loan and assisting the Loan Officers and the Bank's Credit Risk Managers in determining whether the loan is approved. The incumbent will gather and review financial data and prepare reports based on their findings.
Responsibilities:
  • Assist Loan Officers and Credit Risk Management with analyzing credit data and financial information of persons or companies. This includes gathering current and prospective customer financial information and analyzing and interpreting this information.
  • Analyze the financial performance of borrowers compared to industry standards, projections, and historical performance.
  • Review the status of existing loans and perform follow-up analysis to ensure credit quality standards are being maintained, evaluate risk, enhance the detection of credit deterioration, and minimize fraud and credit losses.
  • Assist with the preparation of annual credit reviews and determining ongoing credit worthiness.
  • Assist with updating credit memorandums, and the management of tickler reports.
  • Evaluating customer compliance with loan terms and conditions
  • Provide financial underwriting assistance to Loan Officers with credit requests, as assigned
  • Ensure that policies and procedures are adhered to consistently
  • Assist in the preparation and presentation of various internal credit reports to management, board of directors, and other committees.
  • Assist in the performance of loan portfolio stress-testing.
  • Interpersonal - Cultivate and maintain a professional image and rapport with customers, co-workers, regulators, auditors and bank management and directors.
    • Keep appropriate parties informed of project status, problems, issues, etc.
    • Negotiate and resolve discrepancies/differences around projects or work assignments.
  • Compliance- Support the Bank's compliance with all applicable federal and state laws and regulations.
    • Develop familiarity with all applicable federal and state banking rules and regulations regarding lending.
    • Adhere to all Bank policies and procedures.
  • Other duties as assigned.

Specifications and Requirements:
  • Proven analytical and critical thinking skills.
  • Associates or bachelor's degree in accounting, Finance, or Business related field, preferred, Equivalent work experience will be accepted.
  • Willingness to learn and a fundamental curiosity about financial principles and analysis.
  • Knowledge of economics, accounting, and finance.
  • Effective verbal and written communication
  • Demonstrated competency with Microsoft Word and Excel
  • Willingness and ability to learn financial analysis software.
  • Ability to work independently or part of a dynamic team.
  • Ability to meet bonding requirements for employment purposes.
  • Regulatory Expertise: Profound understanding of regulatory compliance requirements, and a comprehensive compliance management system.
  • Industry-Specific Experience: Familiarity with the unique dynamics of Banking, Mortgage, and Loan Servicing environments, is preferred.
  • Project Leadership: A proven track record of leading complex projects, demonstrating your leadership skills in delivering transformative initiatives in collaboration with diverse teams.
  • Communication Excellence: Exceptional communication and presentation skills that empower you to articulate complex concepts clearly to both technical and non-technical stakeholders.

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