1

Credit Risk Associate Jobs in Draper, UT (NOW HIRING)

next page

Showing results 1-20

Credit Risk Associate information

See Draper, UT salary details

$46.7K

$102.2K

$171.1K

How much do credit risk associate jobs pay per year?

As of Aug 15, 2026, the average yearly pay for credit risk associate in Draper, UT is $102,192.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,100.00 and $132,700.00 per year, depending on experience, location, and employer.

What skills and qualifications are needed to thrive as a credit risk associate?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

What does a credit risk associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

How does a credit risk associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.

What are popular job titles related to Credit Risk Associate jobs in Draper, UT?

For Credit Risk Associate jobs in Draper, UT, the most frequently searched job titles are:

What job categories do people searching Credit Risk Associate jobs in Draper, UT look for?

The top searched job categories for Credit Risk Associate jobs in Draper, UT are:

What cities near Draper, UT are hiring for Credit Risk Associate jobs?

Cities near Draper, UT with the most Credit Risk Associate job openings:

Infographic showing various Credit Risk Associate job openings in Draper, UT as of August 2026, with employment types broken down into 1% As Needed, 71% Full Time, 26% Part Time, 1% Temporary, and 1% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $102,192 per year, or $49.1 per hour.

Risk, Credit Risk, Associate, Salt Lake City

Goldman Sachs, Inc.

Salt Lake City, UT • On-site

Full-time

Posted 9 days ago


Goldman Sachs rating

8.3

Company rating: 8.3 out of 10

Based on 27 frontline employees who took The Breakroom Quiz

47th of 171 rated banks


Job description


CRG - Associate
Global Risk
The Risk division is responsible for credit, market and operational risk, model risk, independent liquidity risk, and insurance throughout the firm.
Job Summary & Responsibilities
The Goldman Sachs Group, Inc. is a leading global financial services firm providing investment banking, securities and investment management services to a substantial and diversified client base that includes corporations, financial institutions, governments and high-net-worth individuals. Founded in 1869, the firm is headquartered in New York and maintains offices in London, Frankfurt, Tokyo, Hong Kong and other major financial centers around the world.
Credit Risk ("CR") is a central part of the Goldman Sachs risk management framework, with primary responsibility for assessing, monitoring and managing credit risk at the Firm. CR is staffed globally with offices including New York, London, Frankfurt, Salt Lake City, Hong Kong, Warsaw and Tokyo. Understanding the credit quality of corporations, financial institutions and governments worldwide is an essential aspect of the firm's ability to be an effective financial intermediary. Credit professionals with expertise in financial, credit and risk analysis work closely with many areas of the firm as well as clients in either an advisory or transactional capacity, offering a unique opportunity to gain a broad perspective on the activities of the Firm.
We partner with other divisions in the firm and externally with clients to support the firm's wide array of banking and trading business. CR professionals are part of the value proposition of the firm, and we balance our key functional responsibility of control with that of being commercial. CR has strong traditions of risk management, client service excellence and career development opportunities for our people.
Below you will find the role and responsibilities of a typical Credit Research Group approver.
Key Responsibilities
  • Approve counterparty research reviews and internal credit ratings analysis conducted by analysts. Analysis is expected to include:
    • Assessment of industry fundamentals, financial strengths, and qualitative factors supporting counterparties' creditworthiness
    • Financial models to assess the counterparties' ability to service its debt through cash flow projections
    • Analysis of performance relative to budget and/or underwriting expectations, as well as adherence to covenants
    • Analyze all credit facilities of the portfolio counterparties and recommend Regulatory Risk Ratings
  • Present findings and recommendations to senior leadership and answer questions relating to analysis performed; escalate issues to CR senior management
  • Lead efforts to produce ongoing surveillance and prepare portfolio observations for senior management
  • Update and maintain existing internal rating methodology
  • Ensure compliance with Credit Risk policy and procedures, and recommend adjustments as needed
  • Provide both industry specific training and review process training to new hires and juniors analysts
  • Opportunity to work on an industry team such as consumer, retail, healthcare, diversified industrials, technology, media, and telecommunications

Other key responsibilities include:
  • Coordinate with global colleagues in GS Risk teams as well as with other divisions, including Investment Banking, Asset Management, Controllers, and Operations
  • Support key Risk governance and approval committees
  • Participate in regulatory examinations

Basic Qualifications
  • Bachelor's Degree (US or foreign equivalent) in Business Administration, Finance, or a related field
  • 3-7 years of experience in the job offered or a related role

Preferred Qualifications
  • Experience in financial models including, but not limited to, future projections, valuation methods (such as DCF, Multiple based approach)
  • Experience in presenting and defending research reports and findings to colleagues, senior management and internal stakeholders
  • Experience in team environment, including experience providing training to junior colleagues and peers
  • Highly motivated with strong academic background
  • Strong analytical and communication skills, both oral and written
  • Team player with an ability to work effectively with colleagues in other regional offices
  • Flexibility, ability to learn quickly
  • Strong organizational skills and the ability to manage multiple assignments concurrently

What Goldman Sachs employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom


Goldman Sachs logo

About Goldman Sachs

Sourced by ZipRecruiter

At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

New York, NY, US

Year founded

1869