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Credit Jobs in Draper, UT (NOW HIRING)

FERGUSON

Credit Specialist

Salt Lake City, UT · On-site

Credit Specialist Since 1953, Ferguson has been a source of quality supplies for a variety of industries. Together We Build Better infrastructure, better homes and better businesses. We exist to make ...

SUPPLY.com

Credit Specialist

Salt Lake City, UT · On-site

The Credit Specialist will be managing a portfolio of process focused customers and national accounts Responsibilities: * Manage customers utilizing portals for purchase order delivery, invoicing ...

HP Products

Credit Specialist

Salt Lake City, UT · On-site

The Credit Specialist will be managing a portfolio of process focused customers and national accounts Responsibilities: * Manage customers utilizing portals for purchase order delivery, invoicing ...

Dulyhealthandcare

Credit Specialist

North Salt Lake, UT · On-site

$16.12 - $24.18/hr

About the Role As a Credit Specialist at Quincy Medical Group, you will play an important role in supporting the organization's revenue cycle operations by ensuring patient and payer credits are ...

Colorwave Inc

Director, Credit Risk

Salt Lake City, UT · On-site

$198K - $247K/yr

Credit Risk At Brex Credit Risk plays a critical role in enabling Brex's growth by balancing responsible risk management with exceptional customer experiences. As our customer base continues to grow ...

Brex

Director, Credit Risk

Salt Lake City, UT · On-site

Credit Risk at Brex Credit Risk plays a critical role in enabling Brex's growth by balancing responsible risk management with exceptional customer experiences. As our customer base continues to grow ...

Brex

Director, Credit Risk

Salt Lake City, UT · Hybrid

$198K - $247K/yr

Credit Risk at Brex Credit Risk plays a critical role in enabling Brex's growth by balancing responsible risk management with exceptional customer experiences. As our customer base continues to grow ...

Brex

Director, Credit Risk

Salt Lake City, UT · On-site

Credit Risk at Brex Credit Risk plays a critical role in enabling Brex's growth by balancing responsible risk management with exceptional customer experiences. As our customer base continues to grow ...

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All JobsCredit JobsCredit Jobs in Draper, UT

Credit information

See Draper, UT salary details

$12

$21

$30

How much do credit jobs pay per hour?

As of Aug 7, 2026, the average hourly pay for credit in Draper, UT is $21.68, according to ZipRecruiter salary data. Most workers in this role earn between $17.98 and $24.28 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical abilities, financial acumen, and typically a degree in finance, accounting, or a related field. Familiarity with credit scoring systems, financial modeling tools like Excel, and possibly certifications such as the Chartered Financial Analyst (CFA) are important. Attention to detail, effective communication, and sound judgment are critical soft skills for assessing risk and presenting findings. These competencies ensure accurate credit evaluations, minimize financial risk, and support informed lending decisions.

What is a job in credit?

A job in credit involves assessing and managing the creditworthiness of individuals or businesses to determine their ability to repay loans or credit lines. Roles often include credit analysts, underwriters, and risk managers who use financial data, credit reports, and industry knowledge to make informed lending decisions. Strong analytical skills and familiarity with financial software are typically required.

What are some common challenges faced by professionals working in credit analysis roles, and how can these be managed effectively?

Professionals in credit analysis often encounter challenges such as assessing the risk of clients with limited financial histories, managing large volumes of data under tight deadlines, and staying up-to-date with changing regulations. To manage these challenges effectively, credit analysts typically rely on robust analytical tools, ongoing training, and close collaboration with risk management and underwriting teams. Building strong communication skills also helps, as analysts often need to explain their assessments to both clients and internal stakeholders.

What are different jobs in the credit industry?

There are many job positions in the credit industry, often available at a credit union, bank, or other lending organization. A credit analyst reviews applications and prior financial statements to approve or deny credit cards or loans. A credit manager oversees the entire process of granting credit. People in card security use their skills to look at fraud reports or review accounts for suspicious activity. While duties and responsibilities vary, most jobs focus on assessing the creditworthiness of potential borrowers.

What is a credit analyst?

Credit analysts are financial professionals who evaluate the creditworthiness of individuals, companies, or organizations. They assess financial data, credit history, and economic conditions to determine the risk of lending money or extending credit. Their analysis helps lenders, such as banks or financial institutions, make informed decisions about approving loans or credit lines. Credit analysts also monitor existing accounts to identify potential risks and recommend actions to minimize losses. Their role is crucial in maintaining the financial health and stability of lending organizations.

What is the difference between Credit vs Loan Officer?

AspectCreditLoan Officer
Required CredentialsHigh school diploma or equivalent; some roles may require a bachelor's degreeHigh school diploma or equivalent; often prefers some college or related experience
Work EnvironmentBanking, financial institutions, credit agenciesBank branches, mortgage companies, lending institutions
Employer & Industry UsageUsed across banking, credit reporting, and financial servicesPrimarily in banking and mortgage lending sectors
Comparison Search IntentUnderstanding credit management, credit analysisLoan application, approval process

While both roles are involved in financial services, a Credit professional typically assesses creditworthiness and manages credit accounts, whereas a Loan Officer focuses on evaluating loan applications and approving loans. The roles often overlap but serve different functions within the lending process.

How do I become a credit clerk?

To become a credit clerk, typically a high school diploma or equivalent is required, and some employers prefer candidates with postsecondary education or relevant experience. Skills in data entry, attention to detail, and familiarity with accounting or credit management software are important. On-the-job training is common, and strong organizational skills help in managing credit records and processing transactions.
More about Credit jobs
What are the most commonly searched types of Credit jobs in Draper, UT? The most popular types of Credit jobs in Draper, UT are:
What are popular job titles related to Credit jobs in Draper, UT? For Credit jobs in Draper, UT, the most frequently searched job titles are:
What job categories do people searching Credit jobs in Draper, UT look for? The top searched job categories for Credit jobs in Draper, UT are:
Credit jobs near you
Infographic showing various Credit job openings in Draper, UT as of August 2026, with employment types broken down into 1% Internship, 79% Full Time, 19% Part Time, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $45,096 per year, or $21.7 per hour.

Credit Risk Management Analyst

Mountain America Credit Union

Sandy, UT • On-site

Full-time

Posted 11 days ago

Mountain America Credit Union rating

8.0

Company rating: 8.0 out of 10

Based on 49 frontline employees who took The Breakroom Quiz

73rd of 150 rated financial services

Job description

Please reference the schedule and minimum qualifications listed below before applying.
If you need assistance with filling out our application form or during any phase of the application, interview, or employment process, please notify our Human Resources Team at 801-366-6947 option 1 or email macurecruiting@macu.com and every reasonable effort will be made to accommodate your needs in a timely manner.
Job Summary
We are seeking a motivated and capable Credit Risk Management Analyst to join our growing Credit Risk Management team at Mountain America Credit Union (MACU). Our goal within the Credit Risk Management Program is to protect MACU and create confidence in our health and resilience by ensuring that credit risks are known, clear, communicated, and considered. You will help us accomplish this goal through the job activities listed below.
Job Description
LOCATION
Mountain America Center - Hybrid
9800 S Monroe St
Sandy, UT 84070
SCHEDULE
Full Time; this is a hybrid schedule with some weekly in office expectation, based on business need.
To be effective, an individual must be able to perform each job duty successfully.
  • Assist in assessing the credit risk exposure of the credit union by:
    • Partnering with first-line business stakeholders to understand lending products, processes, strategies, and risks.
    • Partnering with first- and second-line business stakeholders to review and assess potential credit risks associated with lending portfolios, products, processes, and strategies.
    • Identifying and surfacing potential risks and concerns to relevant stakeholders.
    • Creating and drafting risk assessments and reports.
    • In collaboration with team members, assist business units in the development of remediation plans and timelines for identified risks.
    • Reviewing existing reporting and document/communicate any changes or trends within the data analyzed.
    • Reviewing loan data on an individual and aggregate basis to determine potential risks, adherence to policy and procedures.
    • Assisting in the preparation of reporting to management.
    • Supporting the implementation of the Credit Risk Management Program strategy and road map.
    • Utilizing judgment, perspective, and ownership in fulfilling job functions.
  • Regulatory Compliance:
    • Staying up to date on evolving regulatory requirements and expectations, as well as industry best practices for credit risk management.
    • Supporting the preparation of regulatory reports and audits related to credit risk.

KNOWLEDGE, SKILLS, and ABILITIES
The requirements listed are representative of the knowledge, skills, and/or abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential job functions.
Experience
  • A minimum of 3 years of lending and/or credit analysis in consumer and/or commercial lending, preferably with a financial institution
  • Strong understanding of lending products, terms, underwriting criteria, and servicing and liquidation practices
  • Additional Preferred Experience:
    • Knowledge of applicable credit union laws and regulations related to lending.

Education
  • Bachelor's degree in business, finance or related field required - OR two additional years of progressive work experience in lending, credit analysis, or risk management. Education must be from an accredited institution. Education and work experience will be verified.

Licenses, Certifications, Registrations
None required.
Computer/Office Equipment Skills
  • Demonstrated proficient skills with Microsoft Office Suite including Outlook, Word, PowerPoint, and Excel.
  • Experience with analytical and reporting software preferred.

Managerial Responsibility
No managerial responsibilities.
Language Skills
  • Demonstrated ability to clearly communicate verbally and in writing.

Other Skills and Abilities
  • Adaptive to change, responds positively to altered circumstances or conditions.
  • Ability to read and interpret federal, state, and NCUA regulations as well as internal policy guidelines related to lending.
  • Ability to read, interpret, and analyze financial data and reporting in a variety of formats.
  • Ability to manage a risk assessment or project from start to end by carrying out required steps and following those steps to completion.
  • Excellent interpersonal skills, including the ability to collaborate with multiple teams.
  • Ability to work independently and as part of a team.
  • Excellent communication, collaboration, and problem-solving skills.
  • Ability and willingness to provide suggestions to improve processes and efficiencies. Able to negotiate and compromise to come to solutions satisfactory to multiple parties.
  • Possess a desire and willingness to learn and continually update knowledge of financial concepts, strategies, systems etc.

Mountain America Credit Union is an EEO/AA/ADA/Veterans employer.

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