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Credit Jobs in Draper, UT (NOW HIRING)

Sunwest Bank

Senior Credit Administrator

Draper, UT · On-site

Credit Administration - 68 Reports to: Chief Credit Officer Status: ☒ Exempt ☐ Non-Exempt About the Role The Senior Credit Administrator is responsible for approving, structuring, and overseeing ...

Sun West Bank

Senior Credit Administrator

Draper, UT · On-site

Credit Administration - 68 Reports to: Chief Credit Officer Status: ☒ Exempt ☐ Non-Exempt About the Role The Senior Credit Administrator is responsible for approving, structuring, and overseeing ...

Sunwest Bank

Senior Credit Administrator

Draper, UT · On-site

Credit Administration - 68 Reports to: Chief Credit Officer Status: ☒ Exempt ☐ Non-Exempt About the Role The Senior Credit Administrator is responsible for approving, structuring, and overseeing ...

CCBank

Senior Credit Analyst

Pleasant Grove, UT · On-site

Position Summary The Senior Credit Policy Analyst will own the credit policy infrastructure that highlights our fintech-driven lending business. This role will draft, maintain, and continuously ...

UnitedHealth Group

Credit Risk Analyst

Draper, UT · On-site

The Optum Bank Credit Risk Analyst will be responsible for assessing the credit risks that arise from the Bank's lending and investing activities. The Analyst will work with broader Risk Group as ...

UnitedHealth Group

Credit Risk Analyst

Draper, UT · On-site +1

The Optum Bank Credit Risk Analyst will be responsible for assessing the credit risks that arise from the Bank's lending and investing activities. The Analyst will work with broader Risk Group as ...

WaFd Bank

Credit Analyst CRE

Salt Lake City, UT

$28 - $43.27/hr

The Credit Analyst is responsible for gathering and analyzing credit information on current and potential borrowers; and income producing properties; determines the advisability of granting credit ...

WaFd Bank

Credit Analyst CRE

Salt Lake City, UT · On-site

$28 - $43.27/hr

The Credit Analyst is responsible for providing due diligence and analytical support to the Relationship Officer and Relationship Manager, Director and Division Manager of the Commercial Real Estate ...

WaFd Bank

Credit Analyst CRE

Salt Lake City, UT · On-site

$28 - $43.27/hr

The Credit Analyst is responsible for gathering and analyzing credit information on current and potential borrowers; and income producing properties; determines the advisability of granting credit ...

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Showing results 21-40

All JobsCredit JobsCredit Jobs in Draper, UT

Credit information

See Draper, UT salary details

$12

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$30

How much do credit jobs pay per hour?

As of Aug 7, 2026, the average hourly pay for credit in Draper, UT is $21.68, according to ZipRecruiter salary data. Most workers in this role earn between $17.98 and $24.28 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical abilities, financial acumen, and typically a degree in finance, accounting, or a related field. Familiarity with credit scoring systems, financial modeling tools like Excel, and possibly certifications such as the Chartered Financial Analyst (CFA) are important. Attention to detail, effective communication, and sound judgment are critical soft skills for assessing risk and presenting findings. These competencies ensure accurate credit evaluations, minimize financial risk, and support informed lending decisions.

What is a job in credit?

A job in credit involves assessing and managing the creditworthiness of individuals or businesses to determine their ability to repay loans or credit lines. Roles often include credit analysts, underwriters, and risk managers who use financial data, credit reports, and industry knowledge to make informed lending decisions. Strong analytical skills and familiarity with financial software are typically required.

What are some common challenges faced by professionals working in credit analysis roles, and how can these be managed effectively?

Professionals in credit analysis often encounter challenges such as assessing the risk of clients with limited financial histories, managing large volumes of data under tight deadlines, and staying up-to-date with changing regulations. To manage these challenges effectively, credit analysts typically rely on robust analytical tools, ongoing training, and close collaboration with risk management and underwriting teams. Building strong communication skills also helps, as analysts often need to explain their assessments to both clients and internal stakeholders.

What are different jobs in the credit industry?

There are many job positions in the credit industry, often available at a credit union, bank, or other lending organization. A credit analyst reviews applications and prior financial statements to approve or deny credit cards or loans. A credit manager oversees the entire process of granting credit. People in card security use their skills to look at fraud reports or review accounts for suspicious activity. While duties and responsibilities vary, most jobs focus on assessing the creditworthiness of potential borrowers.

What is a credit analyst?

Credit analysts are financial professionals who evaluate the creditworthiness of individuals, companies, or organizations. They assess financial data, credit history, and economic conditions to determine the risk of lending money or extending credit. Their analysis helps lenders, such as banks or financial institutions, make informed decisions about approving loans or credit lines. Credit analysts also monitor existing accounts to identify potential risks and recommend actions to minimize losses. Their role is crucial in maintaining the financial health and stability of lending organizations.

What is the difference between Credit vs Loan Officer?

AspectCreditLoan Officer
Required CredentialsHigh school diploma or equivalent; some roles may require a bachelor's degreeHigh school diploma or equivalent; often prefers some college or related experience
Work EnvironmentBanking, financial institutions, credit agenciesBank branches, mortgage companies, lending institutions
Employer & Industry UsageUsed across banking, credit reporting, and financial servicesPrimarily in banking and mortgage lending sectors
Comparison Search IntentUnderstanding credit management, credit analysisLoan application, approval process

While both roles are involved in financial services, a Credit professional typically assesses creditworthiness and manages credit accounts, whereas a Loan Officer focuses on evaluating loan applications and approving loans. The roles often overlap but serve different functions within the lending process.

How do I become a credit clerk?

To become a credit clerk, typically a high school diploma or equivalent is required, and some employers prefer candidates with postsecondary education or relevant experience. Skills in data entry, attention to detail, and familiarity with accounting or credit management software are important. On-the-job training is common, and strong organizational skills help in managing credit records and processing transactions.
More about Credit jobs
What are the most commonly searched types of Credit jobs in Draper, UT? The most popular types of Credit jobs in Draper, UT are:
What are popular job titles related to Credit jobs in Draper, UT? For Credit jobs in Draper, UT, the most frequently searched job titles are:
What job categories do people searching Credit jobs in Draper, UT look for? The top searched job categories for Credit jobs in Draper, UT are:
Credit jobs near you
Infographic showing various Credit job openings in Draper, UT as of August 2026, with employment types broken down into 1% Internship, 79% Full Time, 19% Part Time, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $45,096 per year, or $21.7 per hour.

Credit Account Specialist

Intermountain Farmers Association (IFA)

Salt Lake City, UT • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 14 days ago

Intermountain Farmers Association rating

6.2

Company rating: 6.2 out of 10

Based on 16 frontline employees who took The Breakroom Quiz

Job description

IFA, an intermountain agricultural and retail cooperative, is seeking a qualified individual to fill the position of Credit Account Specialist in the corporate office in Salt Lake City, Utah.
JOB DESCRIPTION: The Credit Account Specialist manages the day-to-day operations of customer credit portfolios, ensures billing accuracy, and maintains the financial integrity of organization accounts. This role acts as a primary liaison between the organization and its clients, balancing risk management with exceptional customer service to support business growth. The ideal candidate evaluates financial risks, reconciles payment discrepancies, handles billing disputes, and resolves collection issues to secure timely revenue flow.
RESPONSIBILITIES INCLUDE:
Credit Assessment and Risk Analysis
  • Evaluate credit applications: For new and existing commercial or individual accounts using credit agency reports, trade references, and appropriate Government agencies.
  • Establish and periodically review appropriate credit limits and payment terms based on comprehensive risk assessments, company policies, and changing market conditions.

Portfolio Management and Collections
  • Monitoring accounts receivable aging reports regularly to proactively identify overdue invoices and high-risk account activity.
  • Conduct outbound outreach via phone and email to secure timely payments from delinquent accounts while maintaining positive client relations.
  • Negotiate structured payment arrangements with customers facing hardship.

Dispute Resolution and Customer Service:
  • Investigate a resolve, reconcile, and resolve billing discrepancies, unidentified payments, and unapplied cash allocations.
  • Review and make informed decisions on releasing held orders based on account standing and company credit policies.
  • Provide dedicated account support by answering internal and external customer inquiries timely.

Compliance Management
  • Adhere strictly to local, state, and federal laws governing credit extension, fair debt collection, and customer data privacy.
  • Maintain meticulous account records and documentation files to ensure seamless internal controls and audit compliance.

Cross-functional Collaboration:
  • With sales, accounts receivable, and customer support teams to facilitate new client setups and preserve relationships.
  • Provide Financing options that are available
  • Submit invoicing to third party platforms as needed.
  • Answer department phone calls as they come in and respond to emails promptly

Required Qualifications:
  • Education: Some college preferred or recorded training withing NACM
  • Experience: One to three years of related accounts receivable/credit and collection experience
  • Software Proficiency: Hands on experience using SAP software is a plus
  • Analytical Thinking: Ability to dissect complex account balances to provide superior customer service and conflict resolution
  • Effective Communication: Clear, articulate verbal and written communication skills for cross - departmental alignment and client outreach.

BENEFITS: IFA offers a comprehensive benefits package including medical and dental insurance, vision reimbursement plan, 401K, life insurance, long-term disability, vacation time, sick time, paid holidays, employee discounts, as well many other incredible benefits. Compensation will be based on experience and qualifications.
IFA is an Equal Opportunity Employer

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