1

Credit Risk Associate Jobs (NOW HIRING)

Sr. Credit Risk Associate The Credit Risk Senior Associate job contributes to credit risk management projects and processes to ensure that an appropriate framework exists for the monitoring ...

Environmental Credit Risk Associate Bring your expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorganChase strong and resilient. You help the ...

next page

Showing results 1-20

Credit Risk Associate information

See salary details

$50K

$109.3K

$183K

How much do credit risk associate jobs pay per year?

As of May 30, 2026, the average yearly pay for credit risk associate in the United States is $109,314.00, according to ZipRecruiter salary data. Most workers in this role earn between $75,000.00 and $142,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

How does a Credit Risk Associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.

What does a Credit Risk Associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

More about Credit Risk Associate jobs
What cities are hiring for Credit Risk Associate jobs? Cities with the most Credit Risk Associate job openings:
What are the most commonly searched types of Credit Risk jobs? The most popular types of Credit Risk jobs are:
Who are the top companies hiring for Credit Risk Associate jobs? The top employers for Credit Risk Associate jobs are:
What states have the most Credit Risk Associate jobs? States with the most job openings for Credit Risk Associate jobs include:
Infographic showing various Credit Risk Associate job openings in the United States as of May 2026, with employment types broken down into 67% Full Time, and 33% Part Time. Highlights an 67% In-person, and 33% Hybrid job distribution, with an average salary of $109,314 per year, or $52.6 per hour.

Sr. Credit Risk Associate

EverBank

Jacksonville, FL โ€ข On-site

Full-time

Posted 8 days ago


Job description

Sr. Credit Risk Associate
The Credit Risk Senior Associate job contributes to credit risk management projects and processes to ensure that an appropriate framework exists for the monitoring, reporting and analysis of credit risk. While applying advanced knowledge, strong technical aptitude and understanding of credit underwriting and risk concepts, this job provides detailed loan level risk reviews and contributes to the preparation of relevant credit risk publications for the business units, senior management, regulatory reporting, risk officers, management committees, the Board of Directors and other stakeholders.
Key Responsibilities and Duties
  • Evaluates credit risk of business activities to ensure that the activities are in compliance with related policies, procedures, limits, ratings, and guidelines.
  • Assists in the development of departmental credit risk reporting framework to ensure accuracy and integrity of data and findings.
  • Supports the development and management of internal statistical tools and matrixes to effectively monitor, measure, and manage credit risk.
  • Contributes to ad hoc requests including industry benchmarking, new product research, concentration analysis or development of insights relating to credit risk profiles and trends.
  • Ensures that reporting processes are well controlled and documented and performs variance analysis between risk information and financial data as needed.
  • Collaborates within the department to ensure consistency in processes, assumptions, definitions and methodologies.
  • Surfaces process improvement action opportunities to resolve issues and optimizes processes to better manage, measure, and monitor credit risk.

Minimum Qualifications
  • 3 years of experience in commercial loan review or commercial underwriting
  • Background in commercial real estate

Preferred Qualifications
  • 5+ years of experience supporting commercial real estate loans
  • Prior experience with bridge loans, construction loans, equipment finance, or fund finance

Educational Requirements
  • University (Degree) Preferred

Physical Requirements
  • Physical Requirements: Sedentary Work

Career Level
7IC
Posting end date - 5/29/26