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Credit Risk Associate Jobs in Georgia (NOW HIRING)

Regions Bank

Credit Risk Review Examiner

Atlanta, GA

At Regions, we believe associates deserve more than just a job. We believe in offering performance ... At Regions, the Credit Risk Review Examiner continuously monitors and examines activities. This ...

Carmax

Analyst II, Credit Risk

Kennesaw, GA

We're rethinking the way people buy cars - and it's our associates that help us do just that. We ... As part of the Credit Risk team, you'll work in a fast-paced, team-oriented environment where your ...

CarMax, Inc.

Analyst II, Credit Risk

Kennesaw, GA · On-site

We're rethinking the way people buy cars - and it's our associates that help us do just that. We ... As part of the Credit Risk team, you'll work in a fast-paced, team-oriented environment where your ...

CarMax, Inc.

Sr. Analyst, Credit Risk

Kennesaw, GA · On-site

This Associate must be passionate about using data and creative thinking to drive business ... Purpose of the role The Senior Analyst of Credit Risk Strategy is responsible for providing ...

Carmax

Sr. Analyst, Credit Risk

Kennesaw, GA

This Associate must be passionate about using data and creative thinking to drive business ... Purpose of the role The Senior Analyst of Credit Risk Strategy is responsible for providing ...

Rabobank

Associate Credit Analyst

Atlanta, GA · On-site

$105K - $140K/yr

Job Title Associate Credit Analyst In collaboration with the Relationship Manager, the Credit ... Produces an independent, objective, high quality assessment of the credit risk and mitigants ...

YouLend

Junior Credit Decision Analyst

Atlanta, GA · On-site

$50K/yr

We are looking for a Junior Credit Decisions Associate with a strong bias to action who is excited ... Collaborate closely with cross-functional teams, including Credit Risk, to ensure alignment in ...

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Credit Risk Associate information

See Georgia salary details

$42.2K

$92.3K

$154.5K

How much do credit risk associate jobs pay per year?

As of May 29, 2026, the average yearly pay for credit risk associate in Georgia is $92,303.00, according to ZipRecruiter salary data. Most workers in this role earn between $63,300.00 and $119,900.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

How does a Credit Risk Associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.

What does a Credit Risk Associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

What are the most commonly searched types of Credit Risk jobs in Georgia? The most popular types of Credit Risk jobs in Georgia are:
What are popular job titles related to Credit Risk Associate jobs in Georgia? For Credit Risk Associate jobs in Georgia, the most frequently searched job titles are:
What job categories do people searching Credit Risk Associate jobs in Georgia look for? The top searched job categories for Credit Risk Associate jobs in Georgia are:
What cities in Georgia are hiring for Credit Risk Associate jobs? Cities in Georgia with the most Credit Risk Associate job openings:
Credit Risk Associate jobs near you
Infographic showing various Credit Risk Associate job openings in Georgia as of May 2026, with employment types broken down into 67% Full Time, and 33% Part Time. Highlights an 67% In-person, and 33% Hybrid job distribution, with an average salary of $92,303 per year, or $44.4 per hour.
Credit Risk Associate - Asset Based Lending Group

Credit Risk Associate - Asset Based Lending Group

JPMorgan Chase & Co

Atlanta, GA • On-site

Full-time

Medical, Retirement

Posted 22 days ago

JPMorgan Chase & Co. rating

8.1

Company rating: 8.1 out of 10

Based on 466 frontline employees who took The Breakroom Quiz

45th of 141 rated banks

Job description

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers, and communities.  Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class.

As a Credit Risk Associate in the Asset Based Lending Group of the Commercial and Investment Bank, your responsibility will be to: i.) support in the management of a portfolio of Global Corporate Banking ("GCB") and Investment Bank ("IB") clients that have Asset Based loans and ii.) support in the independent analysis and review of credit exposure for new and existing ABL clients, in a second chair capacity until such time that the Associate demonstrates ability to work as the primary ABL credit contact. ABL Credit Risk professionals lead the ABL client credit relationship along with GCB and IB Bankers who manage the overall relationship, as well as partnering closely with the IB credit team and ABL Originations/Syndications. The role involves extensive interaction with clients, product and functional partners, internal and external legal counsel, lenders, and investors.  

Job Responsibilities   

  • Participate in all aspects of the credit relationship, including credit analysis, financial modeling and coordinating credit approval for all products including loans, derivatives, leases, and cash management.
  • Proactively support and enhance client relationships.                
  • Recommend changes in structure and account management strategy to address negative trends.  Assess monthly, quarterly, and annual financial statements and ongoing borrowing base reporting and collateral diligence and monitoring.  Assigns and assesses internal ratings, risk assessment, and risk mitigation.
  • Participate in structuring and negotiating Credit Agreements, amendments, waivers and related legal documents. 
  • Manage and monitor loan products including affirmative, negative, and financial covenant compliance.  Manage on-going communication with bank group members.    
  • Review, interpret, and implement findings from collateral appraisals and field exams. On-going monitoring of collateral trends and liquidity, establishing reserves, and recommending appropriate course of action to address issues.  
  • Partner with Bankers, IB Credit, ABL Originations/Syndications, Debt Capital Markets, Syndicated Leveraged Finance, Treasury Services, Leasing, Derivatives, and Loan Operations.  
  • Communicate with Senior Management, respond to regulatory requests, and maintain internal credit files.
  • Support the credit team in projection modeling, independent analysis, and review of new or modified ABL exposure for prospects and existing clients.

Required qualifications, capabilities, and skills

  • Minimum 3 plus years experience in Credit Risk with Asset Based Lending knowledge a plus
  • Excellent written and verbal communication skills 
  • Ability to multitask in a fast-paced environment
  • Bachelor's degree in Accounting, Finance, or a related field is preferred
  • Formal credit training a plus
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. 

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