Credit Risk Lead
Atlanta, GA · On-site
Perform end-to-end credit analysis, including financial statement review, business model assessment, and evaluation of key credit risk drivers. * Serve as the primary escalation point for nuanced or ...
Credit Risk Lead
Atlanta, GA · On-site
Perform end-to-end credit analysis, including financial statement review, business model assessment, and evaluation of key credit risk drivers. * Serve as the primary escalation point for nuanced or ...
Develop cash flow and unit economics models to estimate credit and financial performance. * Work ... risk analytics in consumer lending. * Excellent communication (verbal and written) with the ability ...
Develop cash flow and unit economics models to estimate credit and financial performance. * Work ... risk analytics in consumer lending. * Excellent communication (verbal and written) with the ability ...
At Regions, the Credit Risk Review Examiner continuously monitors and examines activities. This ... models, understanding portfolio valuation techniques, etc. * Proposes appropriate ratings and risk ...
At Regions, the Credit Risk Review Examiner continuously monitors and examines activities. This ... models, understanding portfolio valuation techniques, etc. * Proposes appropriate ratings and risk ...
Supports Wholesale bankers and Credit Risk Managers in the assessment of client credit risks as ... modeling skills
Supports Wholesale bankers and Credit Risk Managers in the assessment of client credit risks as ... modeling skills
... of risk modeling solutions. Responsibilities * Support the Director and lead the development, testing, and implementation of advanced credit risk models across consumer lending products including ...
... of risk modeling solutions. Responsibilities * Support the Director and lead the development, testing, and implementation of advanced credit risk models across consumer lending products including ...
In this dynamic position, you'll leverage advanced data analytics, statistical modeling, and ... As part of the Credit Risk team, you'll work in a fast-paced, team-oriented environment where your ...
In this dynamic position, you'll leverage advanced data analytics, statistical modeling, and ... As part of the Credit Risk team, you'll work in a fast-paced, team-oriented environment where your ...
Analyst II, Credit Risk
Kennesaw, GA · On-site
In this dynamic position, you'll leverage advanced data analytics, statistical modeling, and ... As part of the Credit Risk team, you'll work in a fast-paced, team-oriented environment where your ...
Analyst II, Credit Risk
Kennesaw, GA · On-site
In this dynamic position, you'll leverage advanced data analytics, statistical modeling, and ... As part of the Credit Risk team, you'll work in a fast-paced, team-oriented environment where your ...
... of risk modeling solutions. Responsibilities * Support the Director and lead the development, testing, and implementation of advanced credit risk models across consumer lending products including ...
... of risk modeling solutions. Responsibilities * Support the Director and lead the development, testing, and implementation of advanced credit risk models across consumer lending products including ...
... of risk modeling solutions. Responsibilities * Support the Director and lead the development, testing, and implementation of advanced credit risk models across consumer lending products including ...
... of risk modeling solutions. Responsibilities * Support the Director and lead the development, testing, and implementation of advanced credit risk models across consumer lending products including ...
Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest ... Owning P&L responsibilities by developing forecast models and successfully steering the business to ...
Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest ... Owning P&L responsibilities by developing forecast models and successfully steering the business to ...
Strong expertise and background in consumer credit risk management, including underwriting, credit limits, pricing models, and portfolio management. * Experience leading a risk function. This must ...
Strong expertise and background in consumer credit risk management, including underwriting, credit limits, pricing models, and portfolio management. * Experience leading a risk function. This must ...
Credit Officer & Head of Risk
Atlanta, GA · On-site
Strong expertise and background in consumer credit risk management, including underwriting, credit limits, pricing models, and portfolio management. * Experience leading a risk function. This must ...
Credit Officer & Head of Risk
Atlanta, GA · On-site
Strong expertise and background in consumer credit risk management, including underwriting, credit limits, pricing models, and portfolio management. * Experience leading a risk function. This must ...
Credit Officer & Head of Risk
Atlanta, GA · On-site
Strong expertise and background in consumer credit risk management, including underwriting, credit limits, pricing models, and portfolio management. * Experience leading a risk function. This must ...
Credit Officer & Head of Risk
Atlanta, GA · On-site
Strong expertise and background in consumer credit risk management, including underwriting, credit limits, pricing models, and portfolio management. * Experience leading a risk function. This must ...
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... Support the credit team in projection modeling, independent analysis, and review of new or modified ...
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... Support the credit team in projection modeling, independent analysis, and review of new or modified ...
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... Support the credit team in projection modeling, independent analysis, and review of new or modified ...
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... Support the credit team in projection modeling, independent analysis, and review of new or modified ...
Credit Risk Modeling * Own the development and ongoing improvement of proprietary credit risk models, including probability of default (PD), approval, and risk segmentation models, across working ...
Credit Risk Modeling * Own the development and ongoing improvement of proprietary credit risk models, including probability of default (PD), approval, and risk segmentation models, across working ...
Summary As a Senior Credit and Risk Analyst, the primary responsibilities include identifying and ... Mentor analysts through guidance on risk models, investigative techniques, professional development ...
Summary As a Senior Credit and Risk Analyst, the primary responsibilities include identifying and ... Mentor analysts through guidance on risk models, investigative techniques, professional development ...
Senior Credit Risk Analyst
Alpharetta, GA · On-site
Summary As a Senior Credit and Risk Analyst, the primary responsibilities include identifying and ... Mentor analysts through guidance on risk models, investigative techniques, professional development ...
Senior Credit Risk Analyst
Alpharetta, GA · On-site
Summary As a Senior Credit and Risk Analyst, the primary responsibilities include identifying and ... Mentor analysts through guidance on risk models, investigative techniques, professional development ...
Senior Credit Risk Analyst
Alpharetta, GA · On-site
Summary As a Senior Credit and Risk Analyst, the primary responsibilities include identifying and ... Mentor analysts through guidance on risk models, investigative techniques, professional development ...
Senior Credit Risk Analyst
Alpharetta, GA · On-site
Summary As a Senior Credit and Risk Analyst, the primary responsibilities include identifying and ... Mentor analysts through guidance on risk models, investigative techniques, professional development ...
In Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and ... modeling, field exam, appraisal and legal diligence * Lead ABL credit structuring and legal ...
In Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and ... modeling, field exam, appraisal and legal diligence * Lead ABL credit structuring and legal ...
Credit Risk Modeling information
See Georgia salary details
$22.2K - $34.6K
10% of jobs
$34.6K - $47.1K
9% of jobs
$56.1K is the 25th percentile. Wages below this are outliers.
$47.1K - $59.5K
10% of jobs
$59.5K - $72K
11% of jobs
The median wage is $80K / yr.
$72K - $84.4K
18% of jobs
$84.4K - $96.9K
15% of jobs
$99.8K is the 75th percentile. Wages above this are outliers.
$96.9K - $109.3K
16% of jobs
$109.3K - $121.8K
5% of jobs
$121.8K - $134.2K
3% of jobs
$134.2K - $146.7K
2% of jobs
$146.7K - $159.1K
2% of jobs
$22.2K
$84.4K
$159.1K
How much do credit risk modeling jobs pay per year?
As of May 30, 2026, the average yearly pay for credit risk modeling in Georgia is $84,447.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,798.00 and $101,147.00 per year, depending on experience, location, and employer.
What is a Credit Risk Modeling job?
A Credit Risk Modeling job involves developing statistical models and analytical techniques to assess the credit risk of individuals or businesses. Professionals in this role analyze financial data, borrower behavior, and economic trends to predict the likelihood of default and assist in making informed lending decisions. They use techniques such as logistic regression, machine learning, and Monte Carlo simulations to quantify risk. Credit risk modelers work closely with risk management teams, regulators, and financial institutions to ensure compliance with industry standards. Their insights help optimize loan approvals, set credit limits, and manage overall portfolio risk.
What are the key skills and qualifications needed to thrive in the Credit Risk Modeling position, and why are they important?
To thrive in Credit Risk Modeling, you need strong analytical skills, proficiency in statistics and finance, and typically a degree in mathematics, statistics, economics, or a related field. Familiarity with programming languages like Python, R, or SAS, as well as experience using statistical modeling software and risk management platforms, are highly valued. Excellent communication, critical thinking, and collaborative abilities help translate complex data insights for stakeholders and work effectively within cross-functional teams. These skills are crucial for designing accurate risk models that inform sound lending decisions and maintain financial stability for organizations.
What are typical daily responsibilities for someone working in Credit Risk Modeling?
Professionals in Credit Risk Modeling spend their days developing and validating statistical models to assess the likelihood of credit defaults, analyzing large data sets to identify risk factors, and compiling detailed reports on their findings. They collaborate closely with data scientists, underwriters, credit analysts, and sometimes regulatory teams to ensure models meet business and compliance standards. Additionally, they often participate in meetings to discuss portfolio performance or proposed policy changes. This role involves a balance of technical analysis, documentation, and cross-functional communication, making it dynamic and integral to financial decision-making.
More about Credit Risk Modeling jobs
What are the most commonly searched types of Credit Risk Modeling jobs in Georgia? The most popular types of Credit Risk Modeling jobs in Georgia are:
What are popular job titles related to Credit Risk Modeling jobs in Georgia? For Credit Risk Modeling jobs in Georgia, the most frequently searched job titles are:
What job categories do people searching Credit Risk Modeling jobs in Georgia look for? The top searched job categories for Credit Risk Modeling jobs in Georgia are:
Shift4 rating
7.2
Based on 36 frontline employees who took The Breakroom Quiz
14th of 17 rated payment service providers
Job description
Overview
Shift4 (NYSE: FOUR) is boldly redefining commerce by simplifying complex payments ecosystems across the world. As the leader in commerce-enabling technology, Shift4 powers billions of transactions annually for hundreds of thousands of businesses in virtually every industry. For more information, visit www.shift4.com.
Job Summary
Shift4 Payments is looking for a Credit Risk Lead to join our Risk function team. This role sits at the center of how we evaluate, manage, and scale credit risk across our highest-risk verticals, including Airlines, Travel and Furniture, supporting a large and growing portfolio of high-exposure merchants.
You'll review complex merchant applications and serve as an escalation point for nuanced or high-exposure deals. We're looking for someone who can operate with strong risk underwriting judgment, set a high bar for decision quality, and bring structure to how we assess complex risk.
Job Responsibilities
Skills
Qualifications and Education:
We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state or local protected class.
Shift4 (NYSE: FOUR) is boldly redefining commerce by simplifying complex payments ecosystems across the world. As the leader in commerce-enabling technology, Shift4 powers billions of transactions annually for hundreds of thousands of businesses in virtually every industry. For more information, visit www.shift4.com.
Job Summary
Shift4 Payments is looking for a Credit Risk Lead to join our Risk function team. This role sits at the center of how we evaluate, manage, and scale credit risk across our highest-risk verticals, including Airlines, Travel and Furniture, supporting a large and growing portfolio of high-exposure merchants.
You'll review complex merchant applications and serve as an escalation point for nuanced or high-exposure deals. We're looking for someone who can operate with strong risk underwriting judgment, set a high bar for decision quality, and bring structure to how we assess complex risk.
Job Responsibilities
- Lead underwriting of complex, high-risk merchant applications across key verticals (e.g., Airlines, Travel, Furniture) ensuring decisions align with risk appetite and policy.
- Exercise credit approval authority within defined thresholds, and review analyst recommendations for consistency, quality, and sound judgment.
- Perform end-to-end credit analysis, including financial statement review, business model assessment, and evaluation of key credit risk drivers.
- Serve as the primary escalation point for nuanced or high-exposure deals, providing clear guidance and structuring recommendations.
- Guide and support analysts on complex cases, helping elevate underwriting quality and decision consistency across the team.
- Partner with Sales, Product, and Risk to structure commercially viable solutions while maintaining appropriate risk controls.
- Drive improvements to underwriting processes, pre-vetting, and portfolio review frameworks to enhance consistency and scalability.
- Monitor and assess portfolio performance across assigned verticals, identifying emerging risks and recommending appropriate actions.
- Maintain awareness of sponsor bank requirements, regulatory expectations, and emerging risk trends impacting underwriting and portfolio decisions.
Skills
- Underwriting Expertise: Strong experience underwriting complex or high-risk merchants, with the ability to assess financial performance, business models, and key credit risk drivers.
- Decision-Making & Judgment: Proven ability to make independent credit decisions, take ownership of outcomes, and apply sound judgment in high-stakes or ambiguous situations.
- Industry Experience: Familiarity with high-risk verticals such as Travel, Airlines, or other delayed delivery / high-ticket industries, including an understanding of associated risk dynamics.
- Analytical Capability: Advanced ability to interpret financial statements and credit data to form clear, well-supported risk assessments.
- Cross-Functional Partnership: Experience working closely with Sales, Product, and Risk stakeholders to support commercially viable decisions while maintaining appropriate risk controls.
- Coaching & Influence: Ability to guide and support analysts, improving underwriting quality and consistency without formal people management responsibility.
- Process & Framework Development: Experience improving underwriting processes, policies, or risk frameworks in a scalable, high-volume environment.
Qualifications and Education:
- Bachelor's degree in Finance, Accounting, or related field preferred
- 5+ years of experience in credit underwriting, risk management, or a related field (payments, fintech, or financial services preferred)
- Experience operating in environments with defined risk appetite, exposure limits, and credit decision frameworks
- Self-starter and who can handle multiple tasks in a fast-paced environment.
- Clear and concise communicator, able to articulate credit decisions and risk considerations to both technical and non-technical stakeholders.
We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state or local protected class.
About Shift4
Sourced by ZipRecruiter
Industry
Finance and insurance
Company size
1,001 - 5,000 Employees
Headquarters location
Allentown, PA, US