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Credit Risk Management Jobs in Georgia (NOW HIRING)

YouLend

Credit Risk Lead

Atlanta, GA · On-site

Credit Risk Lead Department: Credit Risk Employment Type: Permanent Location: Atlanta Description ... You will be empowered to manage and be accountable for team performance, underwriting quality ...

ATLANTICUS

Credit Risk Manager

Atlanta, GA

The Credit Risk Manager is responsible for delivering strategies that drive product growth and ... Interact with Business Development and/or Client Management to discuss new opportunities and/or ...

usauto

Credit Risk Manager

Duluth, GA · On-site

Position Summary The Credit Risk Manager will be responsible for reporting, analytics and credit ... Produce reports and presentations for management and capital markets providers. * Develop cash flow ...

Truist

Credit Risk Manager I

Atlanta, GA

Responsible for leading the advancement of the organization's risk management culture, framework, and appetite * Provide indirect leadership to the LOB and Credit Delivery teams of the assigned ...

Truist

Credit Risk Manager I

Atlanta, GA · On-site

Responsible for leading the advancement of the organization's risk management culture, framework, and appetite * Provide indirect leadership to the LOB and Credit Delivery teams of the assigned ...

Splitit

Credit Officer & Head of Risk

Atlanta, GA

Prepare risk management presentations for senior management and the Board of Directors that include ... Who You Are * 10+ years of experience in financial services and credit risk management, with ...

Splitit

Credit Officer & Head of Risk

Atlanta, GA · On-site

Prepare risk management presentations for senior management and the Board of Directors that include ... Who You Are * 10+ years of experience in financial services and credit risk management, with ...

SplitIt

Credit Officer & Head of Risk

Atlanta, GA

Prepare risk management presentations for senior management and the Board of Directors that include ... Who You Are * 10+ years of experience in financial services and credit risk management, with ...

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All JobsCredit Risk Management JobsCredit Risk Management Jobs in Georgia

Credit Risk Management information

See Georgia salary details

$73K

$133.7K

$202.2K

How much do credit risk management jobs pay per year?

As of Jun 19, 2026, the average yearly pay for credit risk management in Georgia is $133,676.00, according to ZipRecruiter salary data. Most workers in this role earn between $112,700.00 and $149,900.00 per year, depending on experience, location, and employer.

What are some common challenges faced by professionals in Credit Risk Management, and how can they be addressed?

Professionals in Credit Risk Management often encounter challenges such as assessing complex borrower profiles, keeping up with changing regulatory requirements, and managing large volumes of data. To address these, it's important to develop strong analytical skills, stay updated on industry regulations, and leverage technology for more efficient data analysis. Collaborating closely with other departments, such as sales and compliance, also helps ensure well-rounded risk assessments and effective risk mitigation strategies.

What are the key skills and qualifications needed to thrive in Credit Risk Management, and why are they important?

To thrive in Credit Risk Management, you need strong analytical skills, financial modeling expertise, and a solid background in finance or economics, often supported by a relevant degree. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools such as Basel III is highly valued. Attention to detail, effective communication, and sound judgment are crucial soft skills for evaluating creditworthiness and collaborating with stakeholders. These skills ensure accurate risk assessments, regulatory compliance, and informed decision-making to protect the organization's financial health.

What is the difference between Credit Risk Management vs Credit Analysis?

AspectCredit Risk ManagementCredit Analysis
Primary FocusAssessing and mitigating overall credit risk for an organizationEvaluating individual creditworthiness of borrowers
CertificationsTypically requires certifications like CFA, Credit Risk certificationsOften requires financial analysis certifications or degrees
Work EnvironmentStrategic, risk-focused, often in risk departmentsAnalytical, detail-oriented, in credit or lending departments
Industry UsageCommon in banking, financial services, and lending institutionsUsed across banks, credit agencies, and lending firms

While both roles involve assessing financial information, Credit Risk Management focuses on the broader risk exposure of the organization, whereas Credit Analysis concentrates on evaluating individual borrowers' creditworthiness. Understanding these differences helps professionals and employers align roles with skills and organizational needs.

What is Credit Risk Management?

Credit Risk Management is the process of identifying, assessing, and mitigating the risk that a borrower or counterparty will fail to meet their financial obligations. Professionals in this field analyze creditworthiness, set lending policies, and monitor existing loans to minimize potential losses for banks or financial institutions. Effective credit risk management helps ensure the stability of financial systems and protects organizations from significant financial loss.
What are the most commonly searched types of Credit Risk Management jobs in Georgia? The most popular types of Credit Risk Management jobs in Georgia are:
What are popular job titles related to Credit Risk Management jobs in Georgia? For Credit Risk Management jobs in Georgia, the most frequently searched job titles are:
What job categories do people searching Credit Risk Management jobs in Georgia look for? The top searched job categories for Credit Risk Management jobs in Georgia are:
Credit Risk Management jobs near you

Credit Risk Lead

YouLend

Atlanta, GA • On-site

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 8 days ago

Job description

Credit Risk Lead
Department: Credit Risk
Employment Type: Permanent
Location: Atlanta
Description
About Us
YouLend is a rapidly growing FinTech that is the preferred embedded financing platform for many of the world's leading e-commerce platforms, tech companies, and Payment Service Providers. Our software platform enables our partners to extend their value proposition by offering flexible financing products in their own branding, to their merchant base, without capital at risk.
We are owned by the leading Private Equity company, EQT, and have grown +100% year-on-year since 2020. We are headquartered in London, UK, but are also present in several European countries as well as the United States where we service our partners, including eBay, Amazon, Just Eat, Shopify, and Stripe.
The Role
We are seeking a Credit Risk Lead to oversee and drive the next phase of growth in our US business. Whilst the role is US market focused, like most of our functions, it is based out of our global headquarters in London.
In this role, you will lead the US credit risk and underwriting team, owning, developing and innovating our credit strategy ensuring consistent, high-quality credit decisions aligned with the company's risk appetite and regulatory obligations. You will partner closely with senior risk leadership, Product, Data, Compliance, and Commercial teams to strengthen credit policies, optimize decisioning frameworks, and maintain strong portfolio performance.
This role requires deep credit risk expertise and an ability to thrive in a fast paced environment. Outstanding interpersonal skills will be required both to lead the team and collaborate with business partners and senior management. You will be empowered to manage and be accountable for team performance, underwriting quality, operational efficiency, and the delivery of key risk outcomes in this strategically critical and high profile market.
Key Responsibilities
  • Overall market Credit Risk
    • Ownership of the Credit Strategy for the US market
    • Directly contribute to delivery of business KPIs as part of the wider US management team (e.g. growth, profitability, loss rate etc.)
    • Collaborate with Credit Risk leads across all geographic markets contributing to global targets by sharing toolkit, insights, innovations and emerging risks

  • Credit strategy development and innovation
    • Ownership and delivery of the US Credit Strategy development and innovation roadmap socialised and agreed with business partners and senior leadership
    • Continuous development and innovation of our Credit Strategy to maintain a market leading strategic capabilty
    • Close collaboration with capital markets, product, tech, legal, compliance and operational teams to ensure strategic alignment, regulatory compliance and an integrated customer proposition

  • Portfolio performance monitoring and management
    • Monitor portfolio performance, identifying trends in credit quality, losses, and early risk indicators.
    • Prepare and present risk reporting and insights to senior management including preparing for and leading Credit Committee discussions
    • Recommend actions to mitigate emerging risks and optimise portfolio outcomes

  • Team Leadership & Management
    • Lead, manage, mentor, and develop a small team of credit risk analysts and underwriters.
    • Recruit for and develop the team in line with our culture and values creating a tenured, talented and recognised centre of Credit Risk excellence

  • Governance, Compliance and Quality Assurance
    • Own and maintain the Risk Governance Framework including Credit Risk Policy and Process documentation in relation to the US market and federal / state regulatory requirements
    • Oversee credit underwriting and risk assessment processes to ensure consistent application of credit policies and risk appetite including calling out issues and collaborating with 2nd line Quality Assurance teams
    • Review complex or escalated cases and provide guidance on structured risk decisions

Skills, Knowledge and Expertise
Essential Skills:
  • 5+ years of experience in credit risk, underwriting, or a related risk management function within financial services, fintech, lending, or commercial credit
  • Strong understanding of credit underwriting principles, data science model application, risk appetite frameworks, and portfolio risk management.
  • Outstanding quantitative and deductive reasoning skills; quickly able to identify insights in complex multi-dimensional data sets and autonomously develop and pursue solutions
  • Strong written and verbal communication skills, including the ability to explain risk concepts to non-technical audiences
  • Proven ability to lead teams, drive accountability, and influence cross-functional stakeholders
  • Ability to evaluate financial statements, cash flow, and credit data to inform structured risk decisions
  • Highly organized and comfortable managing multiple priorities in a fast-paced, growth-oriented environment

Desirable Skills:
  • Experience in SME Lending
  • Familiarity with US lending regulations and compliance requirements
  • Experience working in other international markets

Benefits
Why join YouLend?
  • Award-Winning Workplace: YouLend has been recognised as one of the "Best Places to Work in 2024, 2025 and 2026" by the Sunday Times for being a supportive, diverse, and rewarding workplace.
  • Award-Winning Fintech: YouLend has been recognised as a "Top 250 Fintech Worldwide" company by CNBC.

It's just getting fun:
  • We have developed powerful solutions, won some significant partnerships, and are growing at a rapid pace.
  • But the global opportunity is still massive, and YouLend is a raw organisation where we are only just getting started.

Lots of upsides:
  • High-growth (>100% growth during 2022 and 2023), so clear outlook to compensation (bonus or share option appreciation) and career growth (through growth with business).
  • Well-capitalised with supportive private equity backing.
  • Part of Banking Circle Group with a fully licensed Luxembourg bank, which can provide a balance sheet and support European expansion in otherwise complex regulated markets.

Motivating work environment:
  • A high-quality team that pushes each other to succeed through direct feedback and aligned incentives.
  • Strong and transparent team culture, we have each other's backs.
  • Independent work environment where results matter.
  • Data-driven culture and emphasis on speed (anti-red tape).

We offer a comprehensive benefits package that includes:
  • Health Care Coverage. Youlend covers 80%; employee contribution is 20% of the premium.
  • Medical Plan (medical insurance and prescription drug coverage)- Choice of 5 different plans through United Healthcare.
  • Dental plan coverage
  • Vision plan coverage
  • Benefits can be for: Employee only; Employee & Spouse; Employee & Child; Employee & Family
  • Retirement - 401K match. Employee match $1 for $1 up to 5% of salary.
  • Basic Life & AD&D Insurance.
  • International travel insurance covered if traveling abroad for work purposes.
  • Paid Time Off (PTO)- 20 working days (4 weeks) + US public holidays
  • Paid Office Parking

At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.

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