Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest ... Building and leading a world-class analytical team - hiring exceptional talent, developing manager ...
Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest ... Building and leading a world-class analytical team - hiring exceptional talent, developing manager ...
Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest ... Building and leading a world-class analytical team - hiring exceptional talent, developing manager ...
Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest ... Building and leading a world-class analytical team - hiring exceptional talent, developing manager ...
Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest ... Building and leading a world-class analytical team -- hiring exceptional talent, developing manager ...
Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest ... Building and leading a world-class analytical team -- hiring exceptional talent, developing manager ...
Works with bankers and Credit Risk Managers throughout the cross-selling process by identifying credit-worthy prospects. * May lead and direct workflow, assist, and provide guidance to junior members ...
Works with bankers and Credit Risk Managers throughout the cross-selling process by identifying credit-worthy prospects. * May lead and direct workflow, assist, and provide guidance to junior members ...
Credit Risk Manager
Atlanta, GA · On-site
... care, direct mail solicitation, digital marketing, and partnerships with third parties ... Interact with Business Development and/or Client Management to discuss new opportunities and/or ...
Credit Risk Manager
Atlanta, GA · On-site
... care, direct mail solicitation, digital marketing, and partnerships with third parties ... Interact with Business Development and/or Client Management to discuss new opportunities and/or ...
... care, direct mail solicitation, digital marketing, and partnerships with third parties ... Interact with Business Development and/or Client Management to discuss new opportunities and/or ...
... care, direct mail solicitation, digital marketing, and partnerships with third parties ... Interact with Business Development and/or Client Management to discuss new opportunities and/or ...
Position Summary The Credit Risk Manager will be responsible for reporting, analytics and credit ... Produce reports and presentations for management and capital markets providers. * Develop cash flow ...
Position Summary The Credit Risk Manager will be responsible for reporting, analytics and credit ... Produce reports and presentations for management and capital markets providers. * Develop cash flow ...
Oversee the risk management and administration for the specific portfolio segment or processes (as ... direct management responsibilities for assigned team. Credit exposures in scope include Direct to ...
Oversee the risk management and administration for the specific portfolio segment or processes (as ... direct management responsibilities for assigned team. Credit exposures in scope include Direct to ...
Credit Risk Manager I
Atlanta, GA · On-site
Responsible for leading the advancement of the organization's risk management culture, framework, and appetite * Provide indirect leadership to the LOB and Credit Delivery teams of the assigned ...
Credit Risk Manager I
Atlanta, GA · On-site
Responsible for leading the advancement of the organization's risk management culture, framework, and appetite * Provide indirect leadership to the LOB and Credit Delivery teams of the assigned ...
Credit Officer & Head of Risk
Atlanta, GA · On-site
Prepare risk management presentations for senior management and the Board of Directors that include ... Who You Are * 10+ years of experience in financial services and credit risk management, with ...
Credit Officer & Head of Risk
Atlanta, GA · On-site
Prepare risk management presentations for senior management and the Board of Directors that include ... Who You Are * 10+ years of experience in financial services and credit risk management, with ...
Prepare risk management presentations for senior management and the Board of Directors that include ... Who You Are * 10+ years of experience in financial services and credit risk management, with ...
Prepare risk management presentations for senior management and the Board of Directors that include ... Who You Are * 10+ years of experience in financial services and credit risk management, with ...
Prepare risk management presentations for senior management and the Board of Directors that include ... Who You Are * 10+ years of experience in financial services and credit risk management, with ...
Prepare risk management presentations for senior management and the Board of Directors that include ... Who You Are * 10+ years of experience in financial services and credit risk management, with ...
Credit Risk Manager I
Atlanta, GA · On-site
Responsible for leading the advancement of the organization's risk management culture, framework, and appetite * Provide indirect leadership to the LOB and Credit Delivery teams of the assigned ...
Credit Risk Manager I
Atlanta, GA · On-site
Responsible for leading the advancement of the organization's risk management culture, framework, and appetite * Provide indirect leadership to the LOB and Credit Delivery teams of the assigned ...
... care, direct mail solicitation, digital marketing, and partnerships with third parties ... The Credit Risk Professional will be responsible for portfolio management strategy while ...
... care, direct mail solicitation, digital marketing, and partnerships with third parties ... The Credit Risk Professional will be responsible for portfolio management strategy while ...
Required Qualifications * 5-10 years of experience in consumer lending, portfolio management, credit risk, underwriting, or a related discipline. * Strong knowledge of direct lending products and ...
Required Qualifications * 5-10 years of experience in consumer lending, portfolio management, credit risk, underwriting, or a related discipline. * Strong knowledge of direct lending products and ...
... care, direct mail solicitation, digital marketing, and partnerships with third parties ... The Credit Risk Professional will be responsible for portfolio management strategy while ...
... care, direct mail solicitation, digital marketing, and partnerships with third parties ... The Credit Risk Professional will be responsible for portfolio management strategy while ...
This person will design, implement, and optimize strategies across the credit lifecycle to enhance risk management, improve decision-making, and drive business growth. This role requires deep ...
This person will design, implement, and optimize strategies across the credit lifecycle to enhance risk management, improve decision-making, and drive business growth. This role requires deep ...
Credit Risk Managers lead the client credit relationship with C&SI bankers who manage the overall relationship along with ABL Originators. In this role you will have extensive interaction with ...
Credit Risk Managers lead the client credit relationship with C&SI bankers who manage the overall relationship along with ABL Originators. In this role you will have extensive interaction with ...
Credit Risk Managers lead the client credit relationship with C&SI bankers who manage the overall relationship along with ABL Originators. In this role you will have extensive interaction with ...
Credit Risk Managers lead the client credit relationship with C&SI bankers who manage the overall relationship along with ABL Originators. In this role you will have extensive interaction with ...
Credit Risk Managers lead the client credit relationship with C&SI bankers who manage the overall relationship along with ABL Originators. In this role you will have extensive interaction with ...
Credit Risk Managers lead the client credit relationship with C&SI bankers who manage the overall relationship along with ABL Originators. In this role you will have extensive interaction with ...
Director Credit Risk Management information
What is the difference between Director Credit Risk Management vs Credit Risk Analyst?
| Aspect | Director Credit Risk Management | Credit Risk Analyst |
|---|---|---|
| Required Credentials | Bachelor's degree, often advanced degrees, certifications like CFA or FRM | Bachelor's degree, certifications like CFA or FRM are common but less mandatory |
| Work Environment | Strategic leadership, overseeing teams, high-level decision making | Data analysis, risk assessment, supporting senior staff |
| Employer & Industry Usage | Financial institutions, banks, large corporations | Financial institutions, banks, credit agencies |
The main difference between a Director Credit Risk Management and a Credit Risk Analyst lies in their scope and responsibilities. The director focuses on strategic oversight and leadership, while the analyst handles detailed risk assessments. Both roles require relevant certifications and are integral to credit risk management in financial institutions.
What are common challenges faced by a Director of Credit Risk Management, and how are they typically addressed?
A Director of Credit Risk Management often faces the challenge of balancing the organization's growth objectives with prudent risk controls. This involves staying ahead of changing market conditions, regulatory requirements, and emerging risks such as economic downturns or shifts in customer behavior. Effective leaders in this role address these challenges by fostering close collaboration with cross-functional teams such as underwriting, analytics, and compliance, and by implementing robust risk assessment frameworks. They also play a key role in developing and mentoring their teams to stay adaptable and informed.
What are the key skills and qualifications needed to thrive as a Director of Credit Risk Management, and why are they important?
To thrive as a Director of Credit Risk Management, you need deep expertise in credit analysis, risk assessment, portfolio management, and typically a degree in finance, economics, or a related field. Proficiency with risk modeling software, credit scoring systems, and relevant regulatory frameworks (such as Basel III) is essential, along with certifications like FRM or CFA being advantageous. Strong leadership, strategic thinking, and effective communication skills help you guide teams and influence key stakeholders. These capabilities are crucial for making informed decisions that protect the organization's financial health and support sustainable growth.
What does a Director of Credit Risk Management do?
A Director of Credit Risk Management oversees an organization’s credit risk policies, procedures, and strategies to minimize potential losses related to lending or credit activities. This role involves analyzing credit data, assessing financial risks, developing risk mitigation strategies, and ensuring compliance with regulatory standards. Directors also lead teams of risk analysts, collaborate with other departments, and report to executive leadership on credit risk exposure and performance. Their main goal is to balance business growth with sound risk management practices.
What are popular job titles related to Director Credit Risk Management jobs in Georgia? For Director Credit Risk Management jobs in Georgia, the most frequently searched job titles are:
What job categories do people searching Director Credit Risk Management jobs in Georgia look for? The top searched job categories for Director Credit Risk Management jobs in Georgia are:
CarMax rating
8.0
Based on 366 frontline employees who took The Breakroom Quiz
26th of 714 rated retailers
Job description
9002 - Carmax Auto Finance - 225 Chastain Meadows Ct NW, Kennesaw, Georgia, 30144CarMax, the way your career should be!
Director, Credit Risk & Analytics
About this job
As the captive lender behind the nation's largest used-car retailer, CarMax Auto Finance (CAF) is the leader in making car financing simpler, fairer, and more transparent - empowering customers across the credit spectrum to unlock affordability and drive away in the dream vehicle.
The Director of Credit Risk & Analytics owns the analytical engine behind that business. This is a builder's seat as much as an operator's. CAF is investing in our decisioning platform, our data infrastructure, and our use of alternative data - and we're looking for a leader who can both run the function with discipline and reshape it for what comes next.
You will spend your time
- Setting originations strategy across credit policy, consumer pricing, fraud, and decisioning - balancing growth, risk-adjusted return, and customer experience
- Evolving originations capabilities to further expansion into full-spectrum lending, through technology, alternative-data, and analytics.
- Owning P&L responsibilities by developing forecast models and successfully steering the business to navigate a highly dynamic environment
- Building and leading a world-class analytical team - hiring exceptional talent, developing manager-level leaders, and creating an environment where analysts do their best work
- Influencing executive decision-making with data-grounded recommendations, and serving as a thought partner to CAF and CarMax senior leadership
What you will need to succeed
We're looking for a player-coach who builds and develops talent, holds a high bar on analytical rigor, and brings genuine curiosity about how new data, new techniques, and new business models can change what's possible in auto lending. Given the breadth of the role, this leader will need to earn trust quickly with executives, cross-functional partners, and other key stakeholders.
To be eligible
- Bachelor's degree in mathematics, statistics, finance, economics, a related field, or equivalent experience; Master's degree preferred
- 8-10 years of proven credit policy and/or credit risk management experience (or equivalent) across multiple functional areas or products, including experience managing analysts and managerial staff; strong knowledge of financial services preferred
- Strong conceptual thinking skill to design and manipulate complex mathematical models to explain and predict business metrics, and to analyze complex data to draw conclusions and make business recommendations
- Ability to convert vague business objectives into concrete analysis tasks and lead a team to tackle them systematically
- Ability to inspire and lead analytical teams to effectively design and execute strategies that meet business goals and objectives
Bonus points for
- Advanced degree in a quantitative discipline (engineering, math, statistics, operations research, economics, physics, etc.)
- Prior leadership experience in auto finance, consumer lending, and/or fintech
- Hands-on familiarity with machine learning and alternative data in a lending context
- Working proficiency in SQL, Python or R, and modern data / BI tooling (Snowflake, Tableau, etc.)
Work Location and Arrangement:
This role will be based out of the CarMax Auto Finance office (Kennesaw, GA).Associateswillworkonsite4 days per week.
Work Authorization: Applicants must be currently authorized to work in the United States on a full-time basis. Sponsorship willnotbe considered for this specific role.
About CarMax
CarMax disrupted the auto industry by delivering the honest, transparent and high-integrity experience customers want and deserve. This innovative thinkingaround the way cars are bought and soldhas helped us become the nation's largest retailer of used cars, with over 200 locations nationwide.
Ouramazing team of more than 25,000 associates work together to deliver iconic customerexperiences.Alongthe way,we help every associate grow their career and achieve their best, at work and in their community. We are recognized for our commitment to training and diversity and areone of the FORTUNE 100 Best Companies to Work For.
CarMax is an equal opportunity employer, and all qualified candidates will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, genetic information, national origin, protected veteran status, age, disability status, or any other characteristic protected by law.
Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.
Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.
About CarMax Enterprise Services
Sourced by ZipRecruiter
Industry
Finance and insurance
Company size
10,000+ Employees
Headquarters location
Carol Stream, IL, US