Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest ... Master's degree preferred * 8-10 years of proven credit policy and/or credit risk management ...
Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest ... Master's degree preferred * 8-10 years of proven credit policy and/or credit risk management ...
Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest ... Master's degree preferred * 8-10 years of proven credit policy and/or credit risk management ...
Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest ... Master's degree preferred * 8-10 years of proven credit policy and/or credit risk management ...
Director, Credit Risk & Analytics
Kennesaw, GA · On-site
$148K - $237K/yr
Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest ... Master's degree preferred * 8-10 years of proven credit policy and/or credit risk management ...
Director, Credit Risk & Analytics
Kennesaw, GA · On-site
$148K - $237K/yr
Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest ... Master's degree preferred * 8-10 years of proven credit policy and/or credit risk management ...
... care, direct mail solicitation, digital marketing, and partnerships with third parties ... Interact with Business Development and/or Client Management to discuss new opportunities and/or ...
... care, direct mail solicitation, digital marketing, and partnerships with third parties ... Interact with Business Development and/or Client Management to discuss new opportunities and/or ...
Credit Risk Manager
Atlanta, GA · On-site
... care, direct mail solicitation, digital marketing, and partnerships with third parties ... Interact with Business Development and/or Client Management to discuss new opportunities and/or ...
Credit Risk Manager
Atlanta, GA · On-site
... care, direct mail solicitation, digital marketing, and partnerships with third parties ... Interact with Business Development and/or Client Management to discuss new opportunities and/or ...
Credit Risk Lead
Atlanta, GA · On-site
You will be empowered to manage and be accountable for team performance, underwriting quality ... A high-quality team that pushes each other to succeed through direct feedback and aligned ...
Credit Risk Lead
Atlanta, GA · On-site
You will be empowered to manage and be accountable for team performance, underwriting quality ... A high-quality team that pushes each other to succeed through direct feedback and aligned ...
Credit Risk Manager
Duluth, GA · On-site
Position Summary The Credit Risk Manager will be responsible for reporting, analytics and credit ... Produce reports and presentations for management and capital markets providers. * Develop cash flow ...
Credit Risk Manager
Duluth, GA · On-site
Position Summary The Credit Risk Manager will be responsible for reporting, analytics and credit ... Produce reports and presentations for management and capital markets providers. * Develop cash flow ...
... care, direct mail solicitation, digital marketing, and partnerships with third parties ... management strategy and key initiatives across the consumer credit risk lifecycle. This role is ...
... care, direct mail solicitation, digital marketing, and partnerships with third parties ... management strategy and key initiatives across the consumer credit risk lifecycle. This role is ...
... care, direct mail solicitation, digital marketing, and partnerships with third parties ... management strategy and key initiatives across the consumer credit risk lifecycle. This role is ...
... care, direct mail solicitation, digital marketing, and partnerships with third parties ... management strategy and key initiatives across the consumer credit risk lifecycle. This role is ...
Prepare risk management presentations for senior management and the Board of Directors that include ... Who You Are * 10+ years of experience in financial services and credit risk management, with ...
Prepare risk management presentations for senior management and the Board of Directors that include ... Who You Are * 10+ years of experience in financial services and credit risk management, with ...
Credit Officer & Head of Risk
Atlanta, GA · On-site
Prepare risk management presentations for senior management and the Board of Directors that include ... Who You Are * 10+ years of experience in financial services and credit risk management, with ...
Credit Officer & Head of Risk
Atlanta, GA · On-site
Prepare risk management presentations for senior management and the Board of Directors that include ... Who You Are * 10+ years of experience in financial services and credit risk management, with ...
Credit Officer & Head of Risk
Atlanta, GA · On-site
Credit And Risk Officer Location: Atlanta, GA Our vision is to help consumers responsibly enrich ... Prepare risk management presentations for senior management and the Board of Directors that include ...
Credit Officer & Head of Risk
Atlanta, GA · On-site
Credit And Risk Officer Location: Atlanta, GA Our vision is to help consumers responsibly enrich ... Prepare risk management presentations for senior management and the Board of Directors that include ...
Consumer Finance Direct Portfolio/Risk Specialist
Atlanta, GA · On-site +1
$57K - $113K/yr
Required Qualifications * 5-10 years of experience in consumer lending, portfolio management, credit risk, underwriting, or a related discipline. * Strong knowledge of direct lending products and ...
Consumer Finance Direct Portfolio/Risk Specialist
Atlanta, GA · On-site +1
$57K - $113K/yr
Required Qualifications * 5-10 years of experience in consumer lending, portfolio management, credit risk, underwriting, or a related discipline. * Strong knowledge of direct lending products and ...
This person will design, implement, and optimize strategies across the credit lifecycle to enhance risk management, improve decision-making, and drive business growth. This role requires deep ...
This person will design, implement, and optimize strategies across the credit lifecycle to enhance risk management, improve decision-making, and drive business growth. This role requires deep ...
Credit Risk Managers lead the client credit relationship with C&SI bankers who manage the overall relationship along with ABL Originators. In this role you will have extensive interaction with ...
Credit Risk Managers lead the client credit relationship with C&SI bankers who manage the overall relationship along with ABL Originators. In this role you will have extensive interaction with ...
Credit Risk Managers lead the client credit relationship with C&SI bankers who manage the overall relationship along with ABL Originators. In this role you will have extensive interaction with ...
Credit Risk Managers lead the client credit relationship with C&SI bankers who manage the overall relationship along with ABL Originators. In this role you will have extensive interaction with ...
Credit Risk Managers lead the client credit relationship with C&SI bankers who manage the overall relationship along with ABL Originators. In this role you will have extensive interaction with ...
Credit Risk Managers lead the client credit relationship with C&SI bankers who manage the overall relationship along with ABL Originators. In this role you will have extensive interaction with ...
Leads pre-review discovery and planning meetings with credit risk and line management, manages the ... Manages a pipeline of loans that are generally the most complex and technical loan transactions.
Leads pre-review discovery and planning meetings with credit risk and line management, manages the ... Manages a pipeline of loans that are generally the most complex and technical loan transactions.
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... As a Credit Risk Associate in the Asset Based Lending Group of the Commercial and Investment Bank ...
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... As a Credit Risk Associate in the Asset Based Lending Group of the Commercial and Investment Bank ...
Responsible for leading the advancement of the organization's risk management culture, framework ... Exercise prudent credit judgment through individual delegated loan authority to shape portfolio ...
Responsible for leading the advancement of the organization's risk management culture, framework ... Exercise prudent credit judgment through individual delegated loan authority to shape portfolio ...
Director Credit Risk Management information
What is the difference between Director Credit Risk Management vs Credit Risk Analyst?
| Aspect | Director Credit Risk Management | Credit Risk Analyst |
|---|---|---|
| Required Credentials | Bachelor's degree, often advanced degrees, certifications like CFA or FRM | Bachelor's degree, certifications like CFA or FRM are common but less mandatory |
| Work Environment | Strategic leadership, overseeing teams, high-level decision making | Data analysis, risk assessment, supporting senior staff |
| Employer & Industry Usage | Financial institutions, banks, large corporations | Financial institutions, banks, credit agencies |
The main difference between a Director Credit Risk Management and a Credit Risk Analyst lies in their scope and responsibilities. The director focuses on strategic oversight and leadership, while the analyst handles detailed risk assessments. Both roles require relevant certifications and are integral to credit risk management in financial institutions.
What are common challenges faced by a Director of Credit Risk Management, and how are they typically addressed?
A Director of Credit Risk Management often faces the challenge of balancing the organization's growth objectives with prudent risk controls. This involves staying ahead of changing market conditions, regulatory requirements, and emerging risks such as economic downturns or shifts in customer behavior. Effective leaders in this role address these challenges by fostering close collaboration with cross-functional teams such as underwriting, analytics, and compliance, and by implementing robust risk assessment frameworks. They also play a key role in developing and mentoring their teams to stay adaptable and informed.
What are the key skills and qualifications needed to thrive as a Director of Credit Risk Management, and why are they important?
To thrive as a Director of Credit Risk Management, you need deep expertise in credit analysis, risk assessment, portfolio management, and typically a degree in finance, economics, or a related field. Proficiency with risk modeling software, credit scoring systems, and relevant regulatory frameworks (such as Basel III) is essential, along with certifications like FRM or CFA being advantageous. Strong leadership, strategic thinking, and effective communication skills help you guide teams and influence key stakeholders. These capabilities are crucial for making informed decisions that protect the organization's financial health and support sustainable growth.
What does a Director of Credit Risk Management do?
A Director of Credit Risk Management oversees an organization’s credit risk policies, procedures, and strategies to minimize potential losses related to lending or credit activities. This role involves analyzing credit data, assessing financial risks, developing risk mitigation strategies, and ensuring compliance with regulatory standards. Directors also lead teams of risk analysts, collaborate with other departments, and report to executive leadership on credit risk exposure and performance. Their main goal is to balance business growth with sound risk management practices.
What are popular job titles related to Director Credit Risk Management jobs in Georgia? For Director Credit Risk Management jobs in Georgia, the most frequently searched job titles are:
What job categories do people searching Director Credit Risk Management jobs in Georgia look for? The top searched job categories for Director Credit Risk Management jobs in Georgia are:
CarMax rating
8.0
Based on 369 frontline employees who took The Breakroom Quiz
28th of 727 rated retailers
Job description
9002 - Carmax Auto Finance - 225 Chastain Meadows Ct NW, Kennesaw, Georgia, 30144
CarMax, the way your career should be!
Director, Credit Risk & Analytics
About this job
As the captive lender behind the nation's largest used-car retailer, CarMax Auto Finance (CAF) is the leader in making car financing simpler, fairer, and more transparent - empowering customers across the credit spectrum to unlock affordability and drive away in the dream vehicle.
The Director of Credit Risk & Analytics owns the analytical engine behind that business. This is a builder's seat as much as an operator's. CAF is investing in our decisioning platform, our data infrastructure, and our use of alternative data - and we're looking for a leader who can both run the function with discipline and reshape it for what comes next.
You will spend your time
What you will need to succeed
We're looking for a player-coach who builds and develops talent, holds a high bar on analytical rigor, and brings genuine curiosity about how new data, new techniques, and new business models can change what's possible in auto lending. Given the breadth of the role, this leader will need to earn trust quickly with executives, cross-functional partners, and other key stakeholders.
To be eligible
Bonus points for
Work Location and Arrangement:
This role will be based out of the CarMax Auto Finance office (Kennesaw, GA). Associates will work onsite 4 days per week.
Work Authorization: Applicants must be currently authorized to work in the United States on a full-time basis. Sponsorship will not be considered for this specific role.
About CarMax
CarMax disrupted the auto industry by delivering the honest, transparent and high-integrity experience customers want and deserve. This innovative thinking around the way cars are bought and sold has helped us become the nation's largest retailer of used cars, with over 200 locations nationwide.
Our amazing team of more than 25,000 associates work together to deliver iconic customer experiences. Along the way, we help every associate grow their career and achieve their best, at work and in their community. We are recognized for our commitment to training and diversity and are one of the FORTUNE 100 Best Companies to Work For®.
CarMax is an equal opportunity employer, and all qualified candidates will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, genetic information, national origin, protected veteran status, age, disability status, or any other characteristic protected by law.
Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.
The annual salary for this position is:
$148,100.00 - $237,000.00
May be eligible for bonus and equity.
Benefits:
Except as otherwise required by state law, CarMax Associates are entitled to the following paid sick, vacation, and holiday time.
Associates that are considered full-time hourly or commission/incentive eligible:
Associates considered full-time salaried are entitled to paid time away with no specified limit as needed for sick, vacation, bereavement, jury duty, holidays, floating holiday, etc. subject to manager approval.
For more details about benefits, please visit our CarMax Benefits website.
Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.
CarMax, the way your career should be!
Director, Credit Risk & Analytics
About this job
As the captive lender behind the nation's largest used-car retailer, CarMax Auto Finance (CAF) is the leader in making car financing simpler, fairer, and more transparent - empowering customers across the credit spectrum to unlock affordability and drive away in the dream vehicle.
The Director of Credit Risk & Analytics owns the analytical engine behind that business. This is a builder's seat as much as an operator's. CAF is investing in our decisioning platform, our data infrastructure, and our use of alternative data - and we're looking for a leader who can both run the function with discipline and reshape it for what comes next.
You will spend your time
- Setting originations strategy across credit policy, consumer pricing, fraud, and decisioning - balancing growth, risk-adjusted return, and customer experience
- Evolving originations capabilities to further expansion into full-spectrum lending, through technology, alternative-data, and analytics.
- Owning P&L responsibilities by developing forecast models and successfully steering the business to navigate a highly dynamic environment
- Building and leading a world-class analytical team - hiring exceptional talent, developing manager-level leaders, and creating an environment where analysts do their best work
- Influencing executive decision-making with data-grounded recommendations, and serving as a thought partner to CAF and CarMax senior leadership
What you will need to succeed
We're looking for a player-coach who builds and develops talent, holds a high bar on analytical rigor, and brings genuine curiosity about how new data, new techniques, and new business models can change what's possible in auto lending. Given the breadth of the role, this leader will need to earn trust quickly with executives, cross-functional partners, and other key stakeholders.
To be eligible
- Bachelor's degree in mathematics, statistics, finance, economics, a related field, or equivalent experience; Master's degree preferred
- 8-10 years of proven credit policy and/or credit risk management experience (or equivalent) across multiple functional areas or products, including experience managing analysts and managerial staff; strong knowledge of financial services preferred
- Strong conceptual thinking skill to design and manipulate complex mathematical models to explain and predict business metrics, and to analyze complex data to draw conclusions and make business recommendations
- Ability to convert vague business objectives into concrete analysis tasks and lead a team to tackle them systematically
- Ability to inspire and lead analytical teams to effectively design and execute strategies that meet business goals and objectives
Bonus points for
- Advanced degree in a quantitative discipline (engineering, math, statistics, operations research, economics, physics, etc.)
- Prior leadership experience in auto finance, consumer lending, and/or fintech
- Hands-on familiarity with machine learning and alternative data in a lending context
- Working proficiency in SQL, Python or R, and modern data / BI tooling (Snowflake, Tableau, etc.)
Work Location and Arrangement:
This role will be based out of the CarMax Auto Finance office (Kennesaw, GA). Associates will work onsite 4 days per week.
Work Authorization: Applicants must be currently authorized to work in the United States on a full-time basis. Sponsorship will not be considered for this specific role.
About CarMax
CarMax disrupted the auto industry by delivering the honest, transparent and high-integrity experience customers want and deserve. This innovative thinking around the way cars are bought and sold has helped us become the nation's largest retailer of used cars, with over 200 locations nationwide.
Our amazing team of more than 25,000 associates work together to deliver iconic customer experiences. Along the way, we help every associate grow their career and achieve their best, at work and in their community. We are recognized for our commitment to training and diversity and are one of the FORTUNE 100 Best Companies to Work For®.
CarMax is an equal opportunity employer, and all qualified candidates will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, genetic information, national origin, protected veteran status, age, disability status, or any other characteristic protected by law.
Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.
The annual salary for this position is:
$148,100.00 - $237,000.00
May be eligible for bonus and equity.
Benefits:
Except as otherwise required by state law, CarMax Associates are entitled to the following paid sick, vacation, and holiday time.
Associates that are considered full-time hourly or commission/incentive eligible:
- To earn up to 48 hours of sick time per year accrued on a per pay period basis and between 80 hours and 200 hours per year of vacation time after a 90 day waiting period depending on years of continuous service with the Company.
- For 8 hours of pay for each of a total of 6 paid scheduled holidays per year plus 1 floating holiday. If such an Associate does work on a scheduled holiday due to business need, they are eligible for Holiday Premium Pay.
Associates considered full-time salaried are entitled to paid time away with no specified limit as needed for sick, vacation, bereavement, jury duty, holidays, floating holiday, etc. subject to manager approval.
For more details about benefits, please visit our CarMax Benefits website.
Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.
About CarMax
Sourced by ZipRecruiter
CarMax disrupted the auto industry by delivering the honest, transparent and high-integrity experience customers want and deserve. This innovative thinking around the way cars are bought and sold has helped us become the nation's largest retailer of used cars, with over 200 locations nationwide. Our amazing team of more than 25,000 associates work together to deliver iconic customer experiences. Along the way, we help every associate grow their career and achieve their best, at work and in their community. We are recognized for our commitment to training and diversity and are one of the FORTUNE 100 Best Companies to Work For®.
Industry
Automobile dealers and finance and insurance
Company size
10,000+ Employees
Headquarters location
Henrico, VA, US