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Credit Operations Jobs in Georgia (NOW HIRING)

Relay Payments

Credit Analyst

Atlanta, GA · Hybrid

This role will serve as a critical operational partner to the Head of Credit by supporting credit operations, portfolio monitoring, customer follow-up, reporting, and process improvement initiatives.

Relay Payments

Credit Analyst

Atlanta, GA · On-site

This role will serve as a critical operational partner to the Head of Credit by supporting credit operations, portfolio monitoring, customer follow-up, reporting, and process improvement initiatives.

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Credit Operations information

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$13

$27

$35

How much do credit operations jobs pay per hour?

As of Jul 15, 2026, the average hourly pay for credit operations in Georgia is $27.48, according to ZipRecruiter salary data. Most workers in this role earn between $21.30 and $32.26 per hour, depending on experience, location, and employer.

What does credit operations mean?

Credit operations refer to the processes involved in managing and overseeing credit activities within a financial institution, including credit approval, monitoring, collections, and risk assessment. Professionals in this field often use tools like credit scoring systems and require knowledge of lending policies and compliance standards.

What are some common challenges faced in a Credit Operations role, and how can they be addressed?

Professionals in Credit Operations often encounter challenges such as managing large volumes of transactions, ensuring regulatory compliance, and maintaining accuracy under tight deadlines. Addressing these challenges requires strong attention to detail, effective time management, and regular communication with internal teams such as risk, compliance, and sales. Many organizations support their Credit Operations teams with regular training, clear process documentation, and technology solutions to streamline workflows and reduce manual errors.

What are the key skills and qualifications needed to thrive in Credit Operations, and why are they important?

To thrive in Credit Operations, you need strong analytical skills, attention to detail, and a solid understanding of credit risk assessment, often supported by a degree in finance, accounting, or business. Familiarity with credit management software, financial modeling tools, and regulatory compliance systems is typically required. Excellent communication, problem-solving, and organizational skills help professionals effectively manage credit processes and collaborate with clients and internal teams. These skills and qualities are vital to ensure accurate credit evaluation, minimize risk, and maintain smooth financial operations.

What is the difference between Credit Operations vs Credit Analyst?

AspectCredit OperationsCredit Analyst
Primary RoleManages credit processes, risk assessment, and loan approval workflowsAnalyzes credit data to assess borrower risk and make lending recommendations
Required SkillsProcess management, risk assessment, compliance knowledgeFinancial analysis, credit scoring, data interpretation
Work EnvironmentBanking, financial institutions, credit departmentsBanking, lending firms, financial services
CertificationsTypically none required, but certifications like CFA or credit-specific courses helpCertifications like CFA, Credit Risk Certification often preferred

While both roles are integral to the credit industry, Credit Operations focuses on managing credit processes and workflows, ensuring compliance and efficiency. Credit Analysts primarily evaluate individual creditworthiness through data analysis to inform lending decisions. Understanding these differences helps job seekers target the right roles based on their skills and career goals.

What is the highest paying job in credit?

The highest paying roles in credit typically include senior positions such as Credit Director, Vice President of Credit, or Chief Credit Officer, which oversee credit policies and risk management at a strategic level. These roles often require extensive experience, advanced certifications like CFA or CPA, and strong leadership skills, with compensation reflecting their seniority and responsibility.

What are Credit Operations?

Credit Operations refers to the processes and tasks involved in managing a company's credit-related activities, such as evaluating credit applications, monitoring credit limits, processing loans, and ensuring compliance with credit policies. Professionals in Credit Operations work to minimize financial risks by assessing the creditworthiness of clients and maintaining accurate records. They also collaborate with other departments to ensure smooth and efficient financial transactions while adhering to regulatory requirements.

What jobs make $1,000,000 a year?

In credit operations, high-level executive roles such as Chief Credit Officer or Chief Financial Officer can earn over $1 million annually, especially in large financial institutions. These positions typically require extensive experience, advanced degrees, and leadership skills, often supplemented by bonuses and stock options. Most roles in credit operations do not reach this income level, but executive positions in finance can surpass it.

What is the role of credit operations?

Credit operations involve managing and processing credit-related activities such as loan approvals, credit risk assessment, and account monitoring. Professionals in this field ensure compliance with credit policies, utilize tools like credit scoring systems, and often work within financial institutions to support lending functions.
What are popular job titles related to Credit Operations jobs in Georgia? For Credit Operations jobs in Georgia, the most frequently searched job titles are:
What job categories do people searching Credit Operations jobs in Georgia look for? The top searched job categories for Credit Operations jobs in Georgia are:
Credit Operations jobs near you
Infographic showing various Credit Operations job openings in Georgia as of July 2026, with employment types broken down into 82% Full Time, 16% Part Time, 1% Temporary, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $57,151 per year, or $27.5 per hour.
Credit Analyst

Credit Analyst

Relay Payments

Atlanta, GA • Hybrid

Other

Medical, Dental, Vision, Retirement, PTO

Posted 8 days ago

Job description

About Relay Payments

Relay Payments is a modern, digital payment network for the trucking and logistics industries. Trusted by  more than 500,000 drivers, 100,000 carriers, and 3,000 truck stops nationwide, Relay has brought efficiency and automation to an industry historically reliant on cash, checks, and cards. Relay has joined forces with industry leaders like Pilot, Love's, Maverik, Schneider, Old Dominion, Lineage Logistics, and others to provide secure, reliable over-the-road transactions. Founded in 2019, our Atlanta-based fintech includes more than 150 team members and has won awards for product innovation, customer service, and organizational culture. For more information about Relay, visit relaypayments.com.

About The Role

Relay is seeking a highly organized, detail-oriented Credit Analyst to join our growing Credit team. This role will serve as a critical operational partner to the Head of Credit by supporting credit operations, portfolio monitoring, customer follow-up, reporting, and process improvement initiatives.

As Relay continues to experience rapid growth, the Credit Analyst will help improve turnaround times, strengthen risk oversight, enhance reporting capabilities, and reduce key-person dependency within a critical business function.

This position is ideal for someone who enjoys ownership, thrives in a fast-paced environment, and takes pride in producing accurate, high-quality work. This position requires you to be in the office 3 days a week (hybrid environment) at Cobb Galleria.

  • Review and organize new credit applications prior to underwriting.
  • Underwrite new and existing credit requests through financial analysis, due diligence, and review of customer credit needs.
  • Follow up with customers regarding application requirements.
  • Coordinate application status updates with Sales, Account Management, and Customer Success teams.
  • Assist with credit line maintenance and administrative account updates.
  • Support collection attempts alongside the Credit team.
  • Manage internal credit inquiries and Jira requests.
  • Assist customers with documentation requests and account maintenance.
  • Identify opportunities for process improvements and automation.
  • Document procedures and maintain operational documentation.
  • Monitor intraday balances and identify accounts requiring proactive attention.

About You

  • Bachelor's degree in Finance, Accounting, Business, Economics, or equivalent experience.
  • 3+ years of experience in credit operations, commercial credit, financial operations, banking, collections, or a related analytical role.
  • Experience reviewing commercial financial statements and business financial information.
  • Familiarity with commercial credit reporting platforms such as Dun & Bradstreet (D&B), Experian Business, and LexisNexis.
  • Fundamental understanding of accounting principles.
  • Strong analytical and organizational skills.
  • Excellent written and verbal communication.
  • Advanced Excel or Google Sheets experience.
  • Ability to manage multiple priorities with strong attention to detail.
  • Comfortable engaging with customers in challenging situations to obtain required information and resolve outstanding issues.
  • Team player who possesses a positive attitude and an eagerness to learn in a supporting role.

Our Core Values

  • Invent the Future - We embrace the spirit of invention, the idea that there's always a better way. Together we dream big, fail fast, drive forward, and find creative solutions where others see roadblocks. We prize grit, resilience and speed as we work to transform our industry and to move it into the future.
  • Own the Work - Our work is a source of personal pride and fulfillment. We're here because we relish a challenge and enjoy the exercise of proactively identifying and solving problems. We understand the power of accountability and are in constant pursuit of "more and better" for our customers, our partners and ourselves.
  • We're in it Together - We're all in, committed to, and driven by our shared ambition and vision; we understand that alignment and collaboration are imperative. We set aside our ego to actively sync with one another, becoming greater than the sum of our parts. We are consistently open and generous with information, clear, concise and direct in our communication.

Why Relay Payments

  • This is a game-changing chance to join one of Atlanta's best-funded, most well-positioned fintech start-ups.
  • We are generously sharing equity in the company - everyone's an owner!
  • We invest in your future with our 401K match program and dedicated personal/professional development funds. 
  • Do what's best for your mental, physical and emotional health with our "Unlimited/Be Reasonable" PTO policy.
  • We offer competitive benefits including medical, dental and vision insurance.
  • And lots, lots more!

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