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Credit Operations Jobs (NOW HIRING)

The Credit Operations Specialist supports the credit and collections function by managing credit application processing, maintaining customer account records, administering credit management systems ...

The Credit Operations Specialist supports the credit and collections function by managing credit application processing, maintaining customer account records, administering credit management systems ...

Credit Operations Manager III You have minimum of seven years of experience in managing credit risk and aligning with organizational objectives, with expertise in crafting and executing credit ...

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About This Job Axos is seeking a Credit Operations Analyst who will support all aspects of Credit Operations including audit remediation, process analysis, and operational readiness. Identify areas ...

Our client, a leading investment group, is seeking a credit operations associate to join their Asset Servicing team. This is a hybrid job in NYC with incredible opportunity to carve out a career path ...

About This Job Axos is seeking a Credit Operations Analyst who will support all aspects of Credit Operations including audit remediation, process analysis, and operational readiness. Identify areas ...

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Credit Operations information

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$15

$32

$42

How much do credit operations jobs pay per hour?

As of Jun 19, 2026, the average hourly pay for credit operations in the United States is $32.54, according to ZipRecruiter salary data. Most workers in this role earn between $25.24 and $38.22 per hour, depending on experience, location, and employer.

What is a credit operation?

A credit operation involves managing and processing financial transactions related to extending or recovering credit, such as approving loans, issuing credit lines, or collecting payments. Credit operations require attention to accuracy, compliance with regulations, and often involve using specialized software or tools. These roles are essential in maintaining the financial health of lending institutions.

What is the job description of credit operations?

Credit operations involve managing and processing credit-related activities such as evaluating creditworthiness, approving or denying credit applications, monitoring credit accounts, and ensuring compliance with credit policies. The role often requires strong attention to detail, knowledge of financial systems, and proficiency with tools like spreadsheets and credit management software.

What are some common challenges faced in a Credit Operations role, and how can they be addressed?

Professionals in Credit Operations often encounter challenges such as managing large volumes of transactions, ensuring regulatory compliance, and maintaining accuracy under tight deadlines. Addressing these challenges requires strong attention to detail, effective time management, and regular communication with internal teams such as risk, compliance, and sales. Many organizations support their Credit Operations teams with regular training, clear process documentation, and technology solutions to streamline workflows and reduce manual errors.

What are the key skills and qualifications needed to thrive in Credit Operations, and why are they important?

To thrive in Credit Operations, you need strong analytical skills, attention to detail, and a solid understanding of credit risk assessment, often supported by a degree in finance, accounting, or business. Familiarity with credit management software, financial modeling tools, and regulatory compliance systems is typically required. Excellent communication, problem-solving, and organizational skills help professionals effectively manage credit processes and collaborate with clients and internal teams. These skills and qualities are vital to ensure accurate credit evaluation, minimize risk, and maintain smooth financial operations.

What is the difference between Credit Operations vs Credit Analyst?

AspectCredit OperationsCredit Analyst
Primary RoleManages credit processes, risk assessment, and loan approval workflowsAnalyzes credit data to assess borrower risk and make lending recommendations
Required SkillsProcess management, risk assessment, compliance knowledgeFinancial analysis, credit scoring, data interpretation
Work EnvironmentBanking, financial institutions, credit departmentsBanking, lending firms, financial services
CertificationsTypically none required, but certifications like CFA or credit-specific courses helpCertifications like CFA, Credit Risk Certification often preferred

While both roles are integral to the credit industry, Credit Operations focuses on managing credit processes and workflows, ensuring compliance and efficiency. Credit Analysts primarily evaluate individual creditworthiness through data analysis to inform lending decisions. Understanding these differences helps job seekers target the right roles based on their skills and career goals.

What job makes $10,000 a month without a degree?

In credit operations, high-level roles such as senior credit analysts or credit managers can earn around $10,000 per month, especially with extensive experience and specialized skills. These positions often require strong financial knowledge, certifications like CFA or CPA, and proficiency with credit analysis tools, but may not always require a formal degree.

What is the highest paying job in credit?

The highest paying roles in credit typically include senior positions such as Credit Director, Vice President of Credit, or Chief Credit Officer, which oversee credit policies and risk management at a strategic level. These roles often require extensive experience, advanced certifications like CFA or CPA, and strong leadership skills, with salaries reaching into the six-figure range or higher depending on the organization and location.

What are Credit Operations?

Credit Operations refers to the processes and tasks involved in managing a company's credit-related activities, such as evaluating credit applications, monitoring credit limits, processing loans, and ensuring compliance with credit policies. Professionals in Credit Operations work to minimize financial risks by assessing the creditworthiness of clients and maintaining accurate records. They also collaborate with other departments to ensure smooth and efficient financial transactions while adhering to regulatory requirements.
More about Credit Operations jobs
What states have the most Credit Operations jobs? States with the most job openings for Credit Operations jobs include:
Infographic showing various Credit Operations job openings in the United States as of June 2026, with employment types broken down into 77% Full Time, 19% Part Time, and 4% Contract. Highlights an 95% Physical, 2% Hybrid, and 3% Remote job distribution, with an average salary of $67,684 per year, or $32.5 per hour.

Credit Operations Specialist

QXO

Tacoma, WA • On-site, Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 10 days ago


QXO rating

8.0

Company rating: 8.0 out of 10

Based on 37 frontline employees who took The Breakroom Quiz

81st of 341 rated retail wholesalers


Job description

Overview

QXO, Inc. (NYSE: QXO) is the largest publicly traded distributor of roofing, waterproofing, and related products, and the second largest publicly traded distributor of lumber and building materials in North America. QXO is the fastest growing company in the $800 billion building products distribution industry and plans to become the tech-enabled leader by delivering best-in-class customer satisfaction and outsized returns for its shareholders. The company is targeting $50 billion in annual revenues within the next decade through accretive acquisitions and organic growth.

What you will do:

The Credit Operations Specialist supports the credit and collections function by managing credit application processing, maintaining customer account records, administering credit management systems, and ensuring the accuracy and completeness of financial documentation. This role serves as a key liaison between customers, sales teams, and Credit Managers while helping to maintain efficient credit operations and compliance with company policies.

The candidate for this role can be 100% remote but will have a schedule of 8:00am-4:30pm Pacific Time. 

Key Responsibilities
  • Review and process customer credit applications received through paper and electronic channels, ensuring all required documentation is complete and accurately submitted for Credit Manager review and approval.
  • Establish and maintain customer and job accounts within the ERP system following credit approval, ensuring account information is accurate, properly documented, and aligned with company procedures.
  • Maintain organized and up-to-date customer credit files within the cloud-based credit management platform, including financial statements, tax documentation, credit approvals, and supporting records.
  • Serve as the primary administrator for the cloud-based credit platform, managing user access, system updates, workflow administration, document retention, and troubleshooting support as needed.
  • Monitor and maintain customer account documentation to ensure compliance with internal policies, audit requirements, and regulatory standards.
  • Prepare and provide lien waivers to customers upon request, verifying that all established requirements and payment criteria have been satisfied prior to release.
  • Process and respond to requests for customer credit references in a timely and professional manner, ensuring information is shared in accordance with company policies and confidentiality standards.
  • File, maintain, and update tax exemption certificates, resale certificates, W-9s, and other financial or compliance-related documentation required to support customer accounts.
  • Process customer payments received via phone, email, or other approved channels, ensuring accurate application of funds and adherence to internal controls and security procedures.
  • Collaborate with Credit Managers, Sales teams, Customer Service, and other internal departments to resolve account issues, gather supporting documentation, and facilitate efficient credit decision-making.
  • Assist with reporting, account audits, data validation, and special projects related to credit operations, customer account management, and process improvement initiatives.
  • Support continuous improvement efforts by identifying opportunities to streamline workflows, enhance documentation accuracy, and improve the customer experience.
What you will bring:
  • Associate's or Bachelor's degree in Business, Finance, Accounting, or a related field preferred, or equivalent combination of education and experience.
  • 2+ years of experience in credit administration, credit operations, accounts receivable, customer account management, or a related financial operations role.
  • Experience working with ERP systems and cloud-based credit management platforms.
  • Strong attention to detail, organizational skills, and ability to manage multiple priorities in a fast-paced environment.
  • Proficiency with Microsoft Office Suite, particularly Excel.
  • Excellent written and verbal communication skills.
  • Knowledge of lien waivers, credit application processes, tax documentation, and customer account maintenance is preferred.
  • Ability to handle sensitive financial information with professionalism and confidentiality.
What you will earn:
  • Retirement Benefits: 401k eligible with employer match 

  • Health Insurance: Medical insurance, prescription drug coverage, vision and dental benefits, as well as life and disability insurance. 

  •  Paid Time Off/Paid Sick Leave: Applicants can expect to accrue 15 days of paid time off during their first year (4.62 hours for every 80 hours worked) and increased accruals after five years of service.   

  • Paid Holidays: The company recognizes 8 paid holidays and three floating holidays per year.  

  • Parental Leave 

  •  Annual safety shoe allowance  

  •  Paid training and certifications  

  •  Legal assistance and identity protection  

  •  Pet insurance  

  •  Employee assistance program (EAP) 

QXO is an Equal Opportunity Employer. We value diversity and do not discriminate on the basis of race, color, religion, gender or sexual orientation, national origin, age, disability, or any other protected status. 

To comply with Pay Transparency laws, employers must disclose an annual salary range. Actual offers depend on factors such as location, experience, skills, and market data. This position may also offer variable compensation.

Pay RangeUSD $18.00 - USD $22.00 /Yr.Employment Type: FULL_TIME

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