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Credit Operations Jobs (NOW HIRING)

Credit Operations Specialist

Mankato, MN · On-site

$22.22 - $31.72/hr

Credit Operations Specialist Join a team that is excited to plan and prepare for the continued growth of the company! United Prairie Bank is hiring a Credit Operations Specialist in our Mankato ...

Position Summary The Credit Operations Associate plays a key role in supporting the Bank's commercial lending and credit administration functions. This position works closely with Credit Analysts ...

About This Job Axos is seeking a Credit Operations Analyst who will support all aspects of Credit Operations including audit remediation, process analysis, and operational readiness. Identify areas ...

As part of the Credit Operations team at Roadrunner Financial, you will be immersed in the day-to-day operations of the loan verification process. This position will be based out of our Irving office ...

Our client is seeking a diligent and detail-oriented Credit Operations Manager to join their Credit Operations Team . The ideal candidate will have 5-8 years of experience in credit investment ...

About This Job Axos is seeking a Credit Operations Analyst who will support all aspects of Credit Operations including audit remediation, process analysis, and operational readiness. Identify areas ...

As part of the Credit Operations team at Roadrunner Financial, you will be immersed in the day-to-day operations of the loan verification process. This position will be based out of our Irving office ...

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Credit Operations information

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$15

$32

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How much do credit operations jobs pay per hour?

As of Sep 12, 2026, the average hourly pay for credit operations in the United States is $32.54, according to ZipRecruiter salary data. Most workers in this role earn between $25.24 and $38.22 per hour, depending on experience, location, and employer.

What is credit operations?

Credit Operations refers to the processes and tasks involved in managing a company's credit-related activities, such as evaluating credit applications, monitoring credit limits, processing loans, and ensuring compliance with credit policies. Professionals in Credit Operations work to minimize financial risks by assessing the creditworthiness of clients and maintaining accurate records. They also collaborate with other departments to ensure smooth and efficient financial transactions while adhering to regulatory requirements.

What are the key skills and qualifications needed to thrive in credit operations?

To thrive in Credit Operations, you need strong analytical skills, attention to detail, and a solid understanding of credit risk assessment, often supported by a degree in finance, accounting, or business. Familiarity with credit management software, financial modeling tools, and regulatory compliance systems is typically required. Excellent communication, problem-solving, and organizational skills help professionals effectively manage credit processes and collaborate with clients and internal teams. These skills and qualities are vital to ensure accurate credit evaluation, minimize risk, and maintain smooth financial operations.

What are some common challenges faced in a credit operations role, and how can they be addressed?

Professionals in Credit Operations often encounter challenges such as managing large volumes of transactions, ensuring regulatory compliance, and maintaining accuracy under tight deadlines. Addressing these challenges requires strong attention to detail, effective time management, and regular communication with internal teams such as risk, compliance, and sales. Many organizations support their Credit Operations teams with regular training, clear process documentation, and technology solutions to streamline workflows and reduce manual errors.

What is the difference between Credit Operations vs Credit Analyst?

AspectCredit OperationsCredit Analyst
Primary RoleManages credit processes, risk assessment, and loan approval workflowsAnalyzes credit data to assess borrower risk and make lending recommendations
Required SkillsProcess management, risk assessment, compliance knowledgeFinancial analysis, credit scoring, data interpretation
Work EnvironmentBanking, financial institutions, credit departmentsBanking, lending firms, financial services
CertificationsTypically none required, but certifications like CFA or credit-specific courses helpCertifications like CFA, Credit Risk Certification often preferred

While both roles are integral to the credit industry, Credit Operations focuses on managing credit processes and workflows, ensuring compliance and efficiency. Credit Analysts primarily evaluate individual creditworthiness through data analysis to inform lending decisions. Understanding these differences helps job seekers target the right roles based on their skills and career goals.

What do credit operations do?

Credit operations involve managing and processing credit-related activities such as reviewing credit applications, assessing creditworthiness, monitoring credit accounts, and ensuring compliance with credit policies. Professionals in this field use tools like credit scoring systems and financial analysis to support lending decisions and minimize risk.
More about Credit Operations jobs

What states have the most Credit Operations jobs?

States with the most job openings for Credit Operations jobs include:

Infographic showing various Credit Operations job openings in the United States as of September 2026, with employment types broken down into 1% As Needed, 79% Full Time, 17% Part Time, 1% Temporary, 1% Contract, and 1% Nights. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $67,684 per year, or $32.5 per hour.

Credit Operations Specialist

Mankato, MN • On-site

United Prairie
51 - 200 employees

$22.22 - $31.72/hr

Other

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired 1 day ago. Applications are no longer accepted.


Job description

Credit Operations Specialist

Join a team that is excited to plan and prepare for the continued growth of the company!

United Prairie Bank is hiring a Credit Operations Specialist in our Mankato location. This position is full-time, Monday – Friday, located in Mankato, MN.

Job Overview:

As a Credit Operations Specialist, you will be responsible for ensuring credit tasks are completed accurately and in a timely fashion. This may include pulling preliminary documentation such as credit reports, flood determinations and UCC's, updating loan rate indexes and pricing matrixes, assisting with loan reporting, processing check requests to pay outstanding loan invoices and applying payments to participation loans.

Hourly Compensation Range: $22.22-$31.72

Qualifications for this Opportunity:

  • High school diploma or GED (Required)
  • Bachelor's Degree in Finance, Accounting or similar field preferred
  • Two (2) years of Banking experience preferred.
  • Deliver an exceptional customer service experience.
  • Problem solving skills to find effective solutions.
  • Ability to work independently and cooperatively with other team members.

Benefits Include:

  • Medical, Dental, Vision insurance
  • 401(k) with Employer Match
  • Health Savings Account (HSA) with Employer Match
  • Flexible Spendings Plans
  • Time Off Benefits – PTO, Volunteer Time Off, 11 paid holidays.
  • Company-paid Life Insurance and Short- & Long-Term Disability
  • Profit Sharing

Why United Prairie:

United Prairie Bank is a family-owned community bank serving customers for over 100 years through-out Minnesota. Our vision is to inspire dreams and bring them to life. We recognize that our team members are our most important resource. We strive to create a positive work environment through accountability, communication, trust, and service. We are a team of highly engaged employees and foster a culture of opportunity for you to achieve career growth and success.

United Prairie Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual preference or orientation, gender identity, gender expression, national origin, disability status, veteran status and all other protected classes.