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Credit Operations Jobs (NOW HIRING)

AgCountry

Credit Operations Analyst

Omaha, NE · On-site

We are hiring multiple Credit Operations Analysts for various teams within our organization. This role will support loan decisioning activities and collaborate with local marketplace delivery teams.

Axos Bank

Credit Operations Analyst

Las Vegas, NV · On-site

$20 - $24/hr

About This Job Axos is seeking a Credit Operations Analyst who will support all aspects of Credit Operations including audit remediation, process analysis, and operational readiness. Identify areas ...

Axos Bank

Credit Operations Analyst

Las Vegas, NV

$20 - $24/hr

About This Job Axos is seeking a Credit Operations Analyst who will support all aspects of Credit Operations including audit remediation, process analysis, and operational readiness. Identify areas ...

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Credit Operations information

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$15

$32

$42

How much do credit operations jobs pay per hour?

As of Aug 1, 2026, the average hourly pay for credit operations in the United States is $32.54, according to ZipRecruiter salary data. Most workers in this role earn between $25.24 and $38.22 per hour, depending on experience, location, and employer.

What does credit operations mean?

Credit operations refer to the processes involved in managing and overseeing credit activities within a financial institution, including credit approval, monitoring, collections, and risk assessment. Professionals in this field often use tools like credit scoring systems and require knowledge of lending policies and compliance standards.

What are some common challenges faced in a Credit Operations role, and how can they be addressed?

Professionals in Credit Operations often encounter challenges such as managing large volumes of transactions, ensuring regulatory compliance, and maintaining accuracy under tight deadlines. Addressing these challenges requires strong attention to detail, effective time management, and regular communication with internal teams such as risk, compliance, and sales. Many organizations support their Credit Operations teams with regular training, clear process documentation, and technology solutions to streamline workflows and reduce manual errors.

What are the key skills and qualifications needed to thrive in Credit Operations, and why are they important?

To thrive in Credit Operations, you need strong analytical skills, attention to detail, and a solid understanding of credit risk assessment, often supported by a degree in finance, accounting, or business. Familiarity with credit management software, financial modeling tools, and regulatory compliance systems is typically required. Excellent communication, problem-solving, and organizational skills help professionals effectively manage credit processes and collaborate with clients and internal teams. These skills and qualities are vital to ensure accurate credit evaluation, minimize risk, and maintain smooth financial operations.

What is the difference between Credit Operations vs Credit Analyst?

AspectCredit OperationsCredit Analyst
Primary RoleManages credit processes, risk assessment, and loan approval workflowsAnalyzes credit data to assess borrower risk and make lending recommendations
Required SkillsProcess management, risk assessment, compliance knowledgeFinancial analysis, credit scoring, data interpretation
Work EnvironmentBanking, financial institutions, credit departmentsBanking, lending firms, financial services
CertificationsTypically none required, but certifications like CFA or credit-specific courses helpCertifications like CFA, Credit Risk Certification often preferred

While both roles are integral to the credit industry, Credit Operations focuses on managing credit processes and workflows, ensuring compliance and efficiency. Credit Analysts primarily evaluate individual creditworthiness through data analysis to inform lending decisions. Understanding these differences helps job seekers target the right roles based on their skills and career goals.

What is the highest paying job in credit?

The highest paying roles in credit typically include senior positions such as Credit Director, Vice President of Credit, or Chief Credit Officer, which oversee credit policies and risk management at a strategic level. These roles often require extensive experience, advanced certifications like CFA or CPA, and strong leadership skills, with compensation reflecting their seniority and responsibility.

What are Credit Operations?

Credit Operations refers to the processes and tasks involved in managing a company's credit-related activities, such as evaluating credit applications, monitoring credit limits, processing loans, and ensuring compliance with credit policies. Professionals in Credit Operations work to minimize financial risks by assessing the creditworthiness of clients and maintaining accurate records. They also collaborate with other departments to ensure smooth and efficient financial transactions while adhering to regulatory requirements.

What jobs make $1,000,000 a year?

In credit operations, high-level executive roles such as Chief Credit Officer or Chief Financial Officer can earn over $1 million annually, especially in large financial institutions. These positions typically require extensive experience, advanced degrees, and leadership skills, often supplemented by bonuses and stock options. Most roles in credit operations do not reach this income level, but executive positions in finance can surpass it.

What is the role of credit operations?

Credit operations involve managing and processing credit-related activities such as loan approvals, credit risk assessment, and account monitoring. Professionals in this field ensure compliance with credit policies, utilize tools like credit scoring systems, and often work within financial institutions to support lending functions.
More about Credit Operations jobs
What states have the most Credit Operations jobs? States with the most job openings for Credit Operations jobs include:
What job categories do people searching Credit Operations jobs look for? The top searched job categories for Credit Operations jobs are:
Credit Operations jobs near you
Infographic showing various Credit Operations job openings in the United States as of July 2026, with employment types broken down into 86% Full Time, and 14% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $67,684 per year, or $32.5 per hour.

Credit Operations Analyst

Farm Credit Services of America

Omaha, NE

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 8 days ago

Job description


AgCountry Farm Credit Services (AgCountry), Farm Credit Services of America (FCSAmerica) and Frontier Farm Credit are financial cooperatives that operate under shared management across eight states. While each association is owned by its local farmers and ranchers, they collaborate by pooling resources, expertise, and talent to provide affordable credit, crop insurance, and financial services.
Our associations are united by a common mission and commitment to serving rural America and supporting each other, which drives the success of the farmers, ranchers, and agribusiness we serve. We take pride in being a great place to work, and this enthusiasm is reflected in the relationships our team members foster with one another and with our customers.

Job Summary

*This role requires on-site attendance in either the Omaha, NE or Fargo, ND office, a minimum of 3 days each week.

We are hiring multiple Credit Operations Analysts for various teams within our organization. This role will support loan decisioning activities and collaborate with local marketplace delivery teams. This position offers an exciting opportunity to work with a high performing team in a fast-paced environment. As a Credit Operations Analyst, you will complete required financial information spreading and analysis tasks after the initial loan application through closing and servicing. In this role, you will partner closely with the Credit Underwriters and Sales Teammates to prepare financial packages for system and manual underwriting decisions in a timely manner that consistently meets or exceeds our customers' expectations.  

The Credit Operations Analyst will have the ability to learn and develop skills in this job that could lead to careers in Underwriting, AgDirect, or Agribusiness Credit. The ideal candidate for this job is a person who has general finance or credit skills, is a self-starter, has a mind for differential analysis and has a desire to conduct in-depth analysis on credit applications. 

Essential Duties & Responsibilities
  • Confirm, assemble, and input financial data including balance sheets, tax returns, income statements, projected income statements, and cash flow statements into Farm Credit Services of America’s portfolio management database for complex and/or high-risk operations where interpretation of data, recommended direction, independent decision-making, and any necessary research would be required.  
  • Calculate collateral, complete after-close balance sheets, and complete the loan risk rating process.  
  • Analyze financials to determine if computed trend compares to industry standards.  
  • Work with Credit Analyst to ensure high quality financials are prepared for the customer in accordance with service standards.  
  • Quality and production expectations are at the team’s highest level. 
  • Provide exceptional customer service and collaboration to internal and external customers.  
  • Actively respond to inquiries from teammates regarding the financial input status of loans.  
  • Proactively communicate with teammates on any needs for missing and/or inconclusive information on loan requests. 
  • Respond to inquiries for which answers involve complex decision-making and understanding of loan products.  
  • Develop and maintain strong working relationships with teammates, by providing a consistent level of quality and professional service that is timely, thorough, and responsive to the needs of the customer.  
  • This includes face-to-face interactions, telephone communications, written correspondence, and electronic communication.  
  • Take ownership of potential problems until resolved to the customer’s satisfaction, which may include involving other team members. 
Education Requirements
  • Bachelors Degree in Agricultural Business, Business Administration, Finance, Accounting preferred or equivalent related experience and/or specialized training will be considered.
Years of Experience

  • 2+ years’ relevant experience in loan processing. 

  • A general working knowledge of credit policies, procedures, standards, credit extension and underwriting processes. 

  • Basic knowledge of financial principles and their application to credit delivery.

Why Us:

For qualifying positions, we provide a competitive benefits package designed to support health and well-being, financial security, and work-life balance:

  • Health Benefits: Comprehensive medical, dental, and vision insurance
  • Retirement Plans: 401(k) 
  • Paid Time Off: Vacation, sick leave, paid holidays, and parental leave
  • Additional Benefits: Life and disability insurance, Employee Assistance Program (EAP), wellness programs, tuition assistance, and short-term incentive pay

For a comprehensive overview of our total reward offerings, click here.


About Us:

AgCountry has 43 offices, is based in Fargo, North Dakota and serves portions of North Dakota, Minnesota, and Wisconsin. FCSAmerica is based in Omaha, NE and has 42 local offices serving rural communities and agriculture in Iowa, Nebraska, South Dakota, and Wyoming. Frontier Farm Credit has six offices serving eastern Kansas. Together, we support nearly 82,000 producers and agribusinesses, meeting the needs of today’s agricultural industry with our combined 2600+ employees providing lending, risk management, technology, commodity marketing, and customer and employee education.
AgCountry Farm Credit Services, ACA, Farm Credit Services of America, ACA, and Frontier Farm Credit, ACA are Equal Employment Opportunity employers, and they comply with all applicable federal, state, and local fair employment practices laws.

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