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Credit Operations Jobs (NOW HIRING)

Axos Bank

Credit Operations Analyst

Las Vegas, NV

$20 - $24/hr

About This Job Axos is seeking a Credit Operations Analyst who will support all aspects of Credit Operations including audit remediation, process analysis, and operational readiness. Identify areas ...

Axos Bank

Credit Operations Analyst

Las Vegas, NV · On-site

$20 - $24/hr

About This Job Axos is seeking a Credit Operations Analyst who will support all aspects of Credit Operations including audit remediation, process analysis, and operational readiness. Identify areas ...

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Credit Operations information

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$15

$32

$42

How much do credit operations jobs pay per hour?

As of Aug 23, 2026, the average hourly pay for credit operations in the United States is $32.54, according to ZipRecruiter salary data. Most workers in this role earn between $25.24 and $38.22 per hour, depending on experience, location, and employer.

What is credit operations?

Credit Operations refers to the processes and tasks involved in managing a company's credit-related activities, such as evaluating credit applications, monitoring credit limits, processing loans, and ensuring compliance with credit policies. Professionals in Credit Operations work to minimize financial risks by assessing the creditworthiness of clients and maintaining accurate records. They also collaborate with other departments to ensure smooth and efficient financial transactions while adhering to regulatory requirements.

What are the key skills and qualifications needed to thrive in credit operations?

To thrive in Credit Operations, you need strong analytical skills, attention to detail, and a solid understanding of credit risk assessment, often supported by a degree in finance, accounting, or business. Familiarity with credit management software, financial modeling tools, and regulatory compliance systems is typically required. Excellent communication, problem-solving, and organizational skills help professionals effectively manage credit processes and collaborate with clients and internal teams. These skills and qualities are vital to ensure accurate credit evaluation, minimize risk, and maintain smooth financial operations.

What are some common challenges faced in a credit operations role, and how can they be addressed?

Professionals in Credit Operations often encounter challenges such as managing large volumes of transactions, ensuring regulatory compliance, and maintaining accuracy under tight deadlines. Addressing these challenges requires strong attention to detail, effective time management, and regular communication with internal teams such as risk, compliance, and sales. Many organizations support their Credit Operations teams with regular training, clear process documentation, and technology solutions to streamline workflows and reduce manual errors.

What is the difference between Credit Operations vs Credit Analyst?

AspectCredit OperationsCredit Analyst
Primary RoleManages credit processes, risk assessment, and loan approval workflowsAnalyzes credit data to assess borrower risk and make lending recommendations
Required SkillsProcess management, risk assessment, compliance knowledgeFinancial analysis, credit scoring, data interpretation
Work EnvironmentBanking, financial institutions, credit departmentsBanking, lending firms, financial services
CertificationsTypically none required, but certifications like CFA or credit-specific courses helpCertifications like CFA, Credit Risk Certification often preferred

While both roles are integral to the credit industry, Credit Operations focuses on managing credit processes and workflows, ensuring compliance and efficiency. Credit Analysts primarily evaluate individual creditworthiness through data analysis to inform lending decisions. Understanding these differences helps job seekers target the right roles based on their skills and career goals.

What do credit operations do?

Credit operations involve managing and processing credit-related activities such as reviewing credit applications, assessing creditworthiness, monitoring credit accounts, and ensuring compliance with credit policies. Professionals in this field use tools like credit scoring systems and financial analysis to support lending decisions and minimize risk.
More about Credit Operations jobs

What states have the most Credit Operations jobs?

States with the most job openings for Credit Operations jobs include:

What job categories do people searching Credit Operations jobs look for?

The top searched job categories for Credit Operations jobs are:

Credit Operations jobs near you
Infographic showing various Credit Operations job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 84% Full Time, 11% Part Time, 1% Temporary, 2% Contract, and 1% Nights. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $67,684 per year, or $32.5 per hour.

Commercial Credit Operations Specialist

Dacotah Bank

Aberdeen, SD • On-site

Other

Medical, Dental, Life, Retirement, PTO

Re-posted 16 days ago

Job description

Commercial Credit Operations Specialist

The Commercial Credit Operations Specialist supports the commercial lending function by preparing documents, onboarding, and imaging commercial loan documents. They will perform tasks related to collateral on commercial loans and are responsible for various reporting functions and administrative tasks to support the Credit Operations Department. Essential functions include accurate and timely preparation of commercial loan documents along with review functions to ensure compliance with regulatory requirements and bank policies. Onboarding and servicing functions related to commercial loans on the bank's core system, including maintenance functions, processing payments, reviewing various notices and reports, and checking back the prior day's work. Will also work with charge-off and non-accrual loans. Responsible for storing documents and configuring commercial loans in the document imaging system. Works with various aspects of collateral to ensure collateral is perfected and lien position is maintained, including filings and searches at state and county levels. Will also perform tracking functions to ensure current insurance coverage and paid real estate taxes. Other functions include assisting with creation and maintenance of procedural documents related to job functions and performing administrative functions as needed and other duties as assigned.

Experience with complex, high-dollar loans and attorney prepared loan documents is required. Knowledge of sub-limits, letter of credits, and understanding of loan agreements is necessary. Self-motivated, detail-oriented, with excellent organizational, communication, and customer service skills. Must view oneself as part of an overall team which includes supporting others within the department. Must work well with deadlines, be able to multitask, and work independently. Must have a high regard for details, be able to detect errors and follow through on corrections. Must be willing and able to adapt to change, have a general understanding of the lending function, and possess general knowledge of computer software applications including the bank's loan platforms.

We offer the opportunity for career growth and development in a professional and pleasant working environment. We offer a competitive salary and exceptional benefits package including: Health Insurance- Dacotah Bank pays 100% of the premium, family and individual coverage. Dental Insurance- Dacotah Bank pays 100% of the premium, family and individual coverage. Health Savings Account. Life Insurance for the employee and family. Paid Vacation and Sick Time. Retirement Plan Options. Additional Perks and Benefits.

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