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Credit Operations Jobs (NOW HIRING)

Octane

Supervisor, Credit Operations

Irving, TX

As part of the Credit Operations team at Octane you will be in charge of managing the day-to-day operations of our associates as they process credit applications and work with dealers to foster ...

cdsc

We are looking for a Senior Manager, AR & Credit Operations, to lead our global credittocash function across the Americas and EMEA. This is a senior, handson leadership role for someone who ...

cdsc

We are looking for a Senior Manager, AR & Credit Operations, to lead our global credittocash function across the Americas and EMEA. This is a senior, handson leadership role for someone who ...

cdsc

We are looking for a Senior Manager, AR & Credit Operations, to lead our global credittocash function across the Americas and EMEA. This is a senior, handson leadership role for someone who ...

cdsc

We are looking for a Senior Manager, AR & Credit Operations, to lead our global credittocash function across the Americas and EMEA. This is a senior, handson leadership role for someone who ...

New Balance

Credit Operations Associate

Boston, MA · On-site

$70K - $90K/yr

This role will deliver dependable administrative and operational support to credit and finance teams, manage customer accounts and credit documentation with integrity and accuracy. Through ...

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Credit Operations information

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$15

$32

$42

How much do credit operations jobs pay per hour?

As of Jul 12, 2026, the average hourly pay for credit operations in the United States is $32.54, according to ZipRecruiter salary data. Most workers in this role earn between $25.24 and $38.22 per hour, depending on experience, location, and employer.

What does credit operations mean?

Credit operations refer to the processes involved in managing and overseeing credit activities within a financial institution, including credit approval, monitoring, collections, and risk assessment. Professionals in this field often use tools like credit scoring systems and require knowledge of lending policies and compliance standards.

What are some common challenges faced in a Credit Operations role, and how can they be addressed?

Professionals in Credit Operations often encounter challenges such as managing large volumes of transactions, ensuring regulatory compliance, and maintaining accuracy under tight deadlines. Addressing these challenges requires strong attention to detail, effective time management, and regular communication with internal teams such as risk, compliance, and sales. Many organizations support their Credit Operations teams with regular training, clear process documentation, and technology solutions to streamline workflows and reduce manual errors.

What are the key skills and qualifications needed to thrive in Credit Operations, and why are they important?

To thrive in Credit Operations, you need strong analytical skills, attention to detail, and a solid understanding of credit risk assessment, often supported by a degree in finance, accounting, or business. Familiarity with credit management software, financial modeling tools, and regulatory compliance systems is typically required. Excellent communication, problem-solving, and organizational skills help professionals effectively manage credit processes and collaborate with clients and internal teams. These skills and qualities are vital to ensure accurate credit evaluation, minimize risk, and maintain smooth financial operations.

What is the difference between Credit Operations vs Credit Analyst?

AspectCredit OperationsCredit Analyst
Primary RoleManages credit processes, risk assessment, and loan approval workflowsAnalyzes credit data to assess borrower risk and make lending recommendations
Required SkillsProcess management, risk assessment, compliance knowledgeFinancial analysis, credit scoring, data interpretation
Work EnvironmentBanking, financial institutions, credit departmentsBanking, lending firms, financial services
CertificationsTypically none required, but certifications like CFA or credit-specific courses helpCertifications like CFA, Credit Risk Certification often preferred

While both roles are integral to the credit industry, Credit Operations focuses on managing credit processes and workflows, ensuring compliance and efficiency. Credit Analysts primarily evaluate individual creditworthiness through data analysis to inform lending decisions. Understanding these differences helps job seekers target the right roles based on their skills and career goals.

What is the highest paying job in credit?

The highest paying roles in credit typically include senior positions such as Credit Director, Vice President of Credit, or Chief Credit Officer, which oversee credit policies and risk management at a strategic level. These roles often require extensive experience, advanced certifications like CFA or CPA, and strong leadership skills, with compensation reflecting their seniority and responsibility.

What are Credit Operations?

Credit Operations refers to the processes and tasks involved in managing a company's credit-related activities, such as evaluating credit applications, monitoring credit limits, processing loans, and ensuring compliance with credit policies. Professionals in Credit Operations work to minimize financial risks by assessing the creditworthiness of clients and maintaining accurate records. They also collaborate with other departments to ensure smooth and efficient financial transactions while adhering to regulatory requirements.

What jobs make $1,000,000 a year?

In credit operations, high-level executive roles such as Chief Credit Officer or Chief Financial Officer can earn over $1 million annually, especially in large financial institutions. These positions typically require extensive experience, advanced degrees, and leadership skills, often supplemented by bonuses and stock options. Most roles in credit operations do not reach this income level, but executive positions in finance can surpass it.

What is the role of credit operations?

Credit operations involve managing and processing credit-related activities such as loan approvals, credit risk assessment, and account monitoring. Professionals in this field ensure compliance with credit policies, utilize tools like credit scoring systems, and often work within financial institutions to support lending functions.
More about Credit Operations jobs
What states have the most Credit Operations jobs? States with the most job openings for Credit Operations jobs include:
What job categories do people searching Credit Operations jobs look for? The top searched job categories for Credit Operations jobs are:
Credit Operations jobs near you
Infographic showing various Credit Operations job openings in the United States as of July 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $67,684 per year, or $32.5 per hour.
Credit Operations Analyst, Risk Operations

Credit Operations Analyst, Risk Operations

Stripe

Chicago, IL • On-site

Full-time

Re-posted 25 days ago

Job description

Who we are
About Stripe
Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world's largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.
About the team
The Risk Operations team is looking for an experienced Credit Operations Analyst to join an industry leading global credit operations team. As a Credit Analyst, you will execute operational processes and scale programs while devising growth friendly solutions that reduce Stripe's credit risk. Did you know that only around 4% of the world's GDP comes from internet commerce? At Stripe, we believe that this represents a future with almost limitless potential for innovation, creativity and global prosperity. While the promise of a global online economy is palpable, it doesn't come without significant risk. Billions of dollars are processed by Stripe each year and the Credit Operations team works to ensure that exposure is minimized while facilitating company growth.
We are looking for someone passionate about commercial credit, the payments ecosystem, and has a strong desire to work collaboratively with peers and partners in the credit space while building and enhancing processes at scale. This person will work alongside a global team of analysts and build cross functional partnerships with engineering, strategy, sales, vendor management and more. The right candidate for this role should have an understanding of general credit principals, risk management, and credit modeling. Successful candidates for the role will have a minimum of four years experience in credit operations within the payments, fintech, or financial service spaces.
What you'll do
Responsibilities
  • Work with merchants from successful venture-backed startups to well established institutions
  • Complete in-depth credit reviews on merchants throughout their life cycle to identify credit concerns.
  • Investigate and action/triage escalations across multiple channels while providing accurate and timely responses
  • Own various operational processes that the team performs such as credit reviews and handling urgent risk-related escalations whilst upholding a strong commitment to process excellence and clear documentation
  • Identify risk factors & trends and further report said trends to the wider risk team
  • Utilize analytics to optimize strategies which can be enforced across the portfolio
  • Maintain regular communication with cross-functional stakeholders
  • Identify gaps in current systems, policies and strategies, and recommend enhancements and process improvements
  • Lead team work streams related to credit decisioning & accuracy, providing updates in team and org wide business reviews.
Who you are
We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.
Minimum requirements
  • 4+ years relevant experience with a solid understanding of general commercial credit principals.
  • 1+ years of experience leading risk related projects or initiatives working closely with cross-functional stakeholders.
  • Experience using data to propose creative solutions to both tactical and strategic problems
  • Creativity, a team-focused mentality, and effective problem solving skills
  • The ability and desire to question the status quo
  • The ability to approach challenges from a user perspective while being pragmatic and solutions oriented
  • Deep empathy for entrepreneurs running a business and are motivated to solve problems to empower them
Preferred qualifications
  • Experience designing credit/risk workflows, analyst tooling, and processes/procedural workflows
  • Strong proficiency using SQL to analyze data, drive insights, and create dashboards and visualizations

Apply