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Credit Operations Jobs (NOW HIRING)

Chase

Credit Operations Manager III

Wilmington, DE · On-site

Credit Operations Manager III You have minimum of seven years of experience in managing credit risk and aligning with organizational objectives, with expertise in crafting and executing credit ...

New

Octane

Supervisor, Credit Operations

Irving, TX · On-site

As part of the Credit Operations team at Octane you will be in charge of managing the day-to-day operations of our associates as they process credit applications and work with dealers to foster ...

Octane

Supervisor, Credit Operations

Irving, TX

As part of the Credit Operations team at Octane you will be in charge of managing the day-to-day operations of our associates as they process credit applications and work with dealers to foster ...

cdsc

We are looking for a Senior Manager, AR & Credit Operations, to lead our global credittocash function across the Americas and EMEA. This is a senior, handson leadership role for someone who ...

New Balance

Credit Operations Associate

Brighton, MA

$70K - $90K/yr

This role will deliver dependable administrative and operational support to credit and finance teams, manage customer accounts and credit documentation with integrity and accuracy. Through ...

New Balance

Credit Operations Associate

Boston, MA

$70K - $90K/yr

This role will deliver dependable administrative and operational support to credit and finance teams, manage customer accounts and credit documentation with integrity and accuracy. Through ...

cdsc

We are looking for a Senior Manager, AR & Credit Operations, to lead our global credittocash function across the Americas and EMEA. This is a senior, handson leadership role for someone who ...

cdsc

We are looking for a Senior Manager, AR & Credit Operations, to lead our global credittocash function across the Americas and EMEA. This is a senior, handson leadership role for someone who ...

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All JobsCredit Operations Jobs

Credit Operations information

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$15

$32

$42

How much do credit operations jobs pay per hour?

As of Jun 19, 2026, the average hourly pay for credit operations in the United States is $32.54, according to ZipRecruiter salary data. Most workers in this role earn between $25.24 and $38.22 per hour, depending on experience, location, and employer.

What is a credit operation?

A credit operation involves managing and processing financial transactions related to extending or recovering credit, such as approving loans, issuing credit lines, or collecting payments. Credit operations require attention to accuracy, compliance with regulations, and often involve using specialized software or tools. These roles are essential in maintaining the financial health of lending institutions.

What is the job description of credit operations?

Credit operations involve managing and processing credit-related activities such as evaluating creditworthiness, approving or denying credit applications, monitoring credit accounts, and ensuring compliance with credit policies. The role often requires strong attention to detail, knowledge of financial systems, and proficiency with tools like spreadsheets and credit management software.

What are some common challenges faced in a Credit Operations role, and how can they be addressed?

Professionals in Credit Operations often encounter challenges such as managing large volumes of transactions, ensuring regulatory compliance, and maintaining accuracy under tight deadlines. Addressing these challenges requires strong attention to detail, effective time management, and regular communication with internal teams such as risk, compliance, and sales. Many organizations support their Credit Operations teams with regular training, clear process documentation, and technology solutions to streamline workflows and reduce manual errors.

What are the key skills and qualifications needed to thrive in Credit Operations, and why are they important?

To thrive in Credit Operations, you need strong analytical skills, attention to detail, and a solid understanding of credit risk assessment, often supported by a degree in finance, accounting, or business. Familiarity with credit management software, financial modeling tools, and regulatory compliance systems is typically required. Excellent communication, problem-solving, and organizational skills help professionals effectively manage credit processes and collaborate with clients and internal teams. These skills and qualities are vital to ensure accurate credit evaluation, minimize risk, and maintain smooth financial operations.

What is the difference between Credit Operations vs Credit Analyst?

AspectCredit OperationsCredit Analyst
Primary RoleManages credit processes, risk assessment, and loan approval workflowsAnalyzes credit data to assess borrower risk and make lending recommendations
Required SkillsProcess management, risk assessment, compliance knowledgeFinancial analysis, credit scoring, data interpretation
Work EnvironmentBanking, financial institutions, credit departmentsBanking, lending firms, financial services
CertificationsTypically none required, but certifications like CFA or credit-specific courses helpCertifications like CFA, Credit Risk Certification often preferred

While both roles are integral to the credit industry, Credit Operations focuses on managing credit processes and workflows, ensuring compliance and efficiency. Credit Analysts primarily evaluate individual creditworthiness through data analysis to inform lending decisions. Understanding these differences helps job seekers target the right roles based on their skills and career goals.

What job makes $10,000 a month without a degree?

In credit operations, high-level roles such as senior credit analysts or credit managers can earn around $10,000 per month, especially with extensive experience and specialized skills. These positions often require strong financial knowledge, certifications like CFA or CPA, and proficiency with credit analysis tools, but may not always require a formal degree.

What is the highest paying job in credit?

The highest paying roles in credit typically include senior positions such as Credit Director, Vice President of Credit, or Chief Credit Officer, which oversee credit policies and risk management at a strategic level. These roles often require extensive experience, advanced certifications like CFA or CPA, and strong leadership skills, with salaries reaching into the six-figure range or higher depending on the organization and location.

What are Credit Operations?

Credit Operations refers to the processes and tasks involved in managing a company's credit-related activities, such as evaluating credit applications, monitoring credit limits, processing loans, and ensuring compliance with credit policies. Professionals in Credit Operations work to minimize financial risks by assessing the creditworthiness of clients and maintaining accurate records. They also collaborate with other departments to ensure smooth and efficient financial transactions while adhering to regulatory requirements.
More about Credit Operations jobs
What states have the most Credit Operations jobs? States with the most job openings for Credit Operations jobs include:
What job categories do people searching Credit Operations jobs look for? The top searched job categories for Credit Operations jobs are:
Credit Operations jobs near you
Infographic showing various Credit Operations job openings in the United States as of June 2026, with employment types broken down into 77% Full Time, 19% Part Time, and 4% Contract. Highlights an 95% Physical, 2% Hybrid, and 3% Remote job distribution, with an average salary of $67,684 per year, or $32.5 per hour.
Credit Operations Analyst

Credit Operations Analyst

Fortress Investment Group LLC

New York, NY • On-site

Full-time

Retirement

Posted 15 days ago

Job description

About Fortress
Fortress Investment Group LLC is a leading, highly diversified global investment manager with approximately $55 billion of assets under management as of December 31, 2025. Founded in 1998, Fortress manages assets on behalf of approximately 2,000 institutional clients and private investors worldwide across a range of credit and real estate, private equity and permanent capital investment strategies. Investment performance is our cornerstone - we strive to generate strong risk adjusted returns for our investors over the long term. For additional information on Fortress, please visit www.fortress.com.

About Credit

Fortress's Credit business was launched in 2002 by Pete Briger. Today, the Fortress Credit team consists of over 525 professionals and is focused on investing globally, primarily in undervalued assets and distressed and illiquid credit investments. We manage assets on behalf of many of the world's most prominent and sophisticated allocators, including public and private pensions, sovereign wealth funds, large institutions and private clients.

Credit Operations Analyst

About the Position

  • Asset Servicing & Booking - Book and maintain investments across loan, equity, and structured products in firm systems (e.g., Wall Street Office, Geneva); maintain security master records and ensure accurate reflection of commitments, fundings, and amendment history.
  • Transaction Document Review - Review credit agreements, loan documents, side letters, amendments, and settlement statements to translate economic terms (interest, fees, waterfalls, PIK/cash-pay mechanics, prepayment provisions) into accurate booking conventions.
  • Cash Flow & Waterfall Processing - Process interest, principal, fees, and bespoke waterfall distributions across straightforward and complex deal structures, partnering with internal teams and external servicers as needed.
  • Cash & Position Reconciliations - Perform daily cash and position reconciliations across funds, SPVs, and counterparties; investigate and resolve breaks against custodian, agent, and servicer records.
  • Wire & Funding Operations - Process draw requests, fundings, paydowns, and distributions; confirm conditions precedent are met and approve wires in line with internal controls.
  • Counterparty & Internal Liaison - Interact daily with custodian banks, trustees, agents, and third-party loan servicers; partner across Asset Management, Accounting, Valuation, Treasury, Legal, and Tax to support the broader Credit Funds business.
  • Fund Operations Support - Track investor capital, service fund subscription lines, and allocate and pay investment-related expenses across funds and co-invest vehicles.
  • Reporting & Portfolio Support - Support recurring portfolio reporting (book values, commitments, distributions, performance metrics), ad-hoc analyses, and management requests.
  • Compliance Monitoring - Help monitor closed transactions for compliance with affirmative, negative, financial, and reporting covenants set out in the definitive documents.
  • Cross-Desk Flexibility - Be willing and able to rotate or be deployed across asset classes and desks - including legal assets, real estate credit, direct lending, structured credit, and specialty finance - as business needs evolve.

Additional Responsibilities

  • Provide backup to other Credit Funds Operations staff on wire transfers, trade settlements, and broader fund activity.
  • Support deal and underwriting teams on new investment closings, including onboarding, KYC, and pre-close operational readiness.
  • Assist with annual audit confirmations, valuation support, and third-party valuation report facilitation.
  • Participate in process improvement, automation, and reporting projects across the Credit Funds platform.

AI & AUTOMATION RESPONSIBILITIES

  • Demonstrate working proficiency with AI and generative AI tools (e.g., Microsoft Copilot) to enhance workflows, automate repetitive tasks, and improve output quality and turnaround times.
  • Maintain a continuous learning mindset around evolving AI capabilities, proactively seeking opportunities to upskill and apply new tools relevant to operational responsibilities.
  • Collaborate effectively in human AI environments, understanding when to delegate tasks to AI tools versus applying independent professional judgment, particularly in high stakes or client facing scenarios.
  • Utilize AI powered workflow automation to streamline trade settlement, loan administration, covenant monitoring, and counterparty data management, reducing operational risk and processing time.
  • Leverage AI driven anomaly detection to identify exceptions, breaks, or data quality issues in operational processes, escalating findings for timely resolution.

QUALIFICATIONS

  • 2-4 years of experience at a financial services firm (commercial or investment bank, asset manager, fund administrator, or alternative credit / private credit shop).
  • Bachelor's degree from an accredited university/college.
  • Strong working knowledge of Microsoft Office, with advanced Excel skills (complex models, reconciliations, cash flow analyses).
  • Familiarity with loan operations systems such as Wall Street Office (WSO) or Geneva is a plus.
  • Ability to read and operationalize credit agreements and other transaction documents.
  • Strong reconciliation discipline and attention to detail; audit-ready documentation habits.
  • Comfort with ambiguity, bespoke deal structures, and problem-solving in lieu of straight-through processing.
  • Dynamic, flexible mindset with a genuine willingness to work across asset classes and desks as needed.
  • Strong written and verbal communication skills; ability to liaise professionally with both internal stakeholders and external counterparties.
  • Team-oriented and collaborative; able to thrive in a fast-paced, dynamic environment and manage multiple deliverables simultaneously.
The base salary range for this position is expected to be between 85,000 and 100,000

The base salary range proposed for this role has been set forth to comply with local law, but salary is only one element of the total compensation for this role. The base salary range suggested above does not include compensation elements such as bonuses, overtime and deferred cash (each of which are applicable in certain roles), benefits, perquisites, and company contributions to employee 401(k) accounts. Such other pay components often result in total compensation materially exceeding base salary for a particular role. Total compensation as well as base salary for a role depend in part upon individual performance, years of service, experience, geographic considerations, the performance and the needs of particular business units, company performance, and general market conditions.

Fortress Investment Group LLC collectively with its subsidiaries and operating affiliates is an equal opportunity employer and considers all applicants for employment without regard to race, religion, creed, color, sex, age, national origin, citizenship status, disability, genetic information, protected veteran status, marital status, sexual orientation, gender identity, or any other status protected by federal, state or local law.

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