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Regional Credit Manager Jobs (NOW HIRING)

Lowe's

Regional Credit Manager

Melville, NY

$121K - $202K/yr

Your Impact The Regional Credit Manager position is responsible for execution of Lowe's DIY and Pro Credit products across the assigned Region. The primary purpose of this role is to train and guide ...

SPEC LLC

Regional Credit Manager

Tampa, FL

Regional Credit Manager Operate within the guidelines and requirements of the Company Credit Policy under the direction of the Corporate Credit Manager. Process credit applications and setup job ...

ASR Group

Regional Credit Manager

Baltimore, MD · On-site

OVERVIEW The primary objective of the Regional Credit Manager (RCM) is to assist in maximizing customer sales and profitability while minimizing the risk of A/R losses due to bad debt. To accomplish ...

Spec

Regional Credit Manager

Tampa, FL · On-site

Operate within the guidelines and requirements of the Company Credit Policy under the direction of the Corporate Credit Manager. Process credit applications and setup job accounts. Works with ...

Metals USA

Credit Manager

Mobile, AL

$80K - $90K/yr

Collaborates with the Regional Credit and Export Manager, Controller, General Manager and other department leaders to support the overall financial goals and objectives. * Advises the Regional Credit ...

Metals USA Holdings Corp.

Credit Manager

Mobile, AL

$80K - $90K/yr

Collaborates with the Regional Credit and Export Manager, Controller, General Manager and other department leaders to support the overall financial goals and objectives. * Advises the Regional Credit ...

Metals USA

Credit Manager

AL · On-site

$80K - $90K/yr

Collaborates with the Regional Credit and Export Manager, Controller, General Manager and other department leaders to support the overall financial goals and objectives. * Advises the Regional Credit ...

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Regional Credit Manager information

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$45K

$102.3K

$171.5K

How much do regional credit manager jobs pay per year?

As of Jun 16, 2026, the average yearly pay for regional credit manager in the United States is $102,321.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,000.00 and $144,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Regional Credit Manager position, and why are they important?

A Regional Credit Manager needs expertise in credit analysis, risk assessment, and portfolio management, typically supported by a bachelor’s degree in finance, accounting, or a related field. Familiarity with credit scoring systems, financial modeling tools, and CRM or ERP software such as SAP or Oracle is highly valuable. Exceptional soft skills such as leadership, communication, and negotiation set top performers apart. These abilities enable effective risk mitigation, support team success, and ensure sound decision-making across diverse regional markets.

What are the common challenges faced by Regional Credit Managers, and how are they typically addressed?

Regional Credit Managers often navigate challenges such as varying credit policies across markets, balancing risk and growth targets, and handling complex client accounts. To address these, they work closely with sales, finance, and legal teams to develop consistent approval standards and implement effective risk controls. Keeping up-to-date with changing regulations and market trends is essential. Strong analytical and communication skills also help in resolving disputes and maintaining positive client relationships. By proactively identifying credit issues and fostering cross-functional collaboration, Regional Credit Managers ensure smooth operations and portfolio health.

What is a Regional Credit Manager job?

A Regional Credit Manager oversees the credit and risk management operations within a specific geographical area for a company. They assess credit applications, set credit limits, and ensure compliance with company policies and regulations. Their responsibilities include evaluating financial data, mitigating credit risks, and managing a team of credit analysts or officers. Additionally, they work closely with sales and finance teams to support business growth while minimizing bad debt exposure.

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Regional Credit Manager jobs near you
Regional Credit Manager

Regional Credit Manager

Lowe's

Melville, NY

$121K - $202K/yr

Full-time, Part-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 7 days ago

Lowe's rating

6.8

Company rating: 6.8 out of 10

Lowe's

Based on 5,073 frontline employees who took The Breakroom Quiz

6.2

Company rating compared to similar companies: 6.2 out of 10

National retailers average

Based on 93,687 frontline employees who took The Breakroom Quiz

The best things about working at Lowe's

  • 88%

    88% say they get paid time off

    say they get paid time off

  • 80%

    80% say their health insurance is affordable

    say their health insurance is affordable

  • 75%

    75% Part-time workers get health insurance

    Part-time workers get health insurance

Featured by Lowe's, based on 5073 Breakroom Quiz responses from their frontline employees

Job description

Your Impact
The Regional Credit Manager position is responsible for execution of Lowe's DIY and Pro Credit products across the assigned Region. The primary purpose of this role is to train and guide store associates to grow retail sales through Lowe's Credit products while achieving performance targets for credit applications, credit sales, and credit penetration.
What You Will Do

  • Coaches, motivates, and trains key store personnel in partnership with local store leadership (store managers, department supervisors) on effective techniques to drive credit card sales through every store transaction.

  • Partners with the Divisional Credit Manager and peer Regional Credit Managers, to identify best-in-class industry approaches to grow retail sales through Lowe's credit products.

  • Monitors, tracks and trends credit sales results in each assigned district using data provided by the Credit Field Team Sr. Analyst and advises store leadership on progress against store credit sales plans.

  • Develops and maintains relationships with regional and store leadership and business partners within the assigned territory, to resolve issues as necessary.

  • Drives compliance with applicable laws, rules and regulations, adhering to policies, while applying sound ethical judgment regarding personal behavior, conduct and business practices.

  • Escalates, manages and reports control issues with urgency and transparency.


Required Qualifications

  • Bachelor’s degree Business, Communications or related field or equivalent years of experience in lieu of education requirement, if applicable

  • 5 years retail operations/sales/credit services experience

  • 8 years combined experience in retail sales or credit/financial services in lieu of degree and other experience requirements

Pay Range: $121,300.00 - $202,700.00 annually

Starting rate of pay may vary based on factors including, but not limited to, position offered, location, education, training, and/or experience. For information regarding our benefit programs and eligibility, please visit https://talent.lowes.com/us/en/benefits.

Associate Benefits (https://talent.lowes.com/us/en/joining-our-team)

  • Working at one of the largest retail companies has its perks. We offer exceptional benefits and wellness programs for eligible full-time and part-time associates, tailored for many different lifestyles. Our benefits range from health, vision and dental insurance to paid vacation, tuition assistance and parental and family-building benefits. Plus, we offer learning and development opportunities to help our associates grow their skills and achieve their goals.

  • Health, Dental and Vision insurance

  • Life and Disability insurance

  • Paid time off based on role, tenure, and locality, including vacation, holidays, sick and volunteer time

  • Flexible spending and health savings accounts

  • 401(k) Retirement account with company match

  • Employee Assistance Program with concierge, work/life services and no-cost counseling for all kinds of needs

  • Education support programs, including tuition assistance and trade skills scholarships

  • Business Travel Accident insurance

  • Maternity and Parental leave

  • Adoption assistance

  • Lowe's Associate Discount and broad discount platform

  • Other discretionary benefits (based on eligibility) include annual bonuses, enrollment in Lowe's Employee Stock Purchase Plan and/or deferred compensation plan, and grant awards

.

Lowe’s is an equal opportunity employer and administers all personnel practices without regard to race, color, religious creed, sex, gender, age, ancestry, national origin, mental or physical disability or medical condition, sexual orientation, gender identity or expression, marital status, military or veteran status, genetic information, or any other category protected under federal, state, or local law.

Pay Range: $121,300.00 - $202,700.00 annually Starting rate of pay may vary based on factors including, but not limited to, position offered, location, education, training, and/or experience. For information regarding our benefit programs and eligibility, please visit https://talent.lowes.com/us/en/benefits.

Working at Lowe's

Perks for frontline workers

From Lowe's, via Breakroom

  • Bonus opportunities

  • Tuition-free education assistance

  • Flexible scheduling options

  • 401(K) with up to 4.25% company match

  • Up to 10 weeks of paid maternity leave & 4 weeks of paid parental leave

  • Paid time off

  • Access to comprehensive healthcare options

  • Employee stock purchase plan

What to expect from working at Lowe's

From Lowe's

About Lowe's, in their own words

From Lowe's

Since 1921, home improvers of all stripes have relied on us to have the products and services they need. Our commitment to our customers drives every decision we make, from the products on our shelves to developing a more sustainable supply chain and robust philanthropy. We set the standard for corporate responsibility and thoughtful customer service in home improvement retail.

Walk into any of our stores, distribution centers, or offices, and you'll find a driven team of collaborators, builders, and visionaries. As an associate, you will be empowered to learn and grow in your career. From solving customer problems to providing disaster relief, your hard work will help us build a solid foundation for the success of future generations.

Company values

From Lowe's

Our Core Behaviors:

  • Focus on Customers
  • Deliver Results
  • Take Action
  • Show Courage
  • Continue Learning

Our Values:

  • Service Minded
  • Collaborative
  • Inclusive
  • Respectful
  • Driven to Win

What Lowe's employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Lowe's logo

About Lowe's

Sourced by ZipRecruiter

Lowe's Companies, Inc. (NYSE: LOW) is a FORTUNE® 50 home improvement company serving approximately 19 million customer transactions a week in the United States and Canada. With fiscal year 2021 sales of over $96 billion, Lowe's and its related businesses operate or service nearly 2,200 home improvement and hardware stores and employ over 300,000 associates. Based in Mooresville, N.C., Lowe's supports the communities it serves through programs focused on creating safe, affordable housing and helping to develop the next generation of skilled trade experts. For more information, visit Lowes.com.

Industry

Retail

Company size

10,000+ Employees

Headquarters location

Mooresville, NC, US

Year founded

1946

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