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Director Credit Risk Jobs (NOW HIRING)

Regional Finance

Director Credit Risk

Plano, TX · On-site

Job Purpose The Director, Credit Risk is responsible for Portfolio analytics, business performance reporting/initiatives, and business unit support for the Risk Management organization within ...

Regional Finance

Director Credit Risk

Plano, TX

Job Purpose The Director, Credit Risk is responsible for Portfolio analytics, business performance reporting/initiatives, and business unit support for the Risk Management organization within ...

Regional Finance Corp

Director Credit Risk

Plano, TX · On-site

Job Purpose The Director, Credit Risk is responsible for Portfolio analytics, business performance reporting/initiatives, and business unit support for the Risk Management organization within ...

FTL Finance

Director, Credit Risk

Saint Charles, MO · On-site +1

As Director, Credit Risk, you will directly impact portfolio performance by reducing delinquencies through smarter underwriting and data-driven decisions; building dynamic, risk-based pricing ...

Flywire

Director, Credit Risk

Boston, MA

The Opportunity As our Credit Risk Director, you will help architect our global credit risk strategy. You'll lead the charge in balancing growth with sound risk management, ensuring that as we scale ...

Flywire

Director, Credit Risk

Boston, MA

The Opportunity As our Credit Risk Director, you will help architect our global credit risk strategy. You'll lead the charge in balancing growth with sound risk management, ensuring that as we scale ...

Flywire

Director, Credit Risk

Boston, MA · On-site

The Opportunity As our Credit Risk Director, you will help architect our global credit risk strategy. You'll lead the charge in balancing growth with sound risk management, ensuring that as we scale ...

ING Group

Director, Credit Risk Review

New York, NY · Hybrid

$216K - $273K/yr

Risk Management | Credit Risk Review | Director, Credit Risk Review | New York About ING : In Americas, ING's Wholesale Banking division offers a broad range of innovative financial products and ...

ING Group

Director, Credit Risk Review

New York, NY · On-site

$216K - $273K/yr

Risk Management | Credit Risk Review | Director, Credit Risk Review | New York About ING : In Americas, ING's Wholesale Banking division offers a broad range of innovative financial products and ...

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Director Credit Risk information

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$84.5K

$156.3K

$301.5K

How much do director credit risk jobs pay per year?

As of Jun 5, 2026, the average yearly pay for director credit risk in the United States is $156,315.00, according to ZipRecruiter salary data. Most workers in this role earn between $104,500.00 and $188,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by a Director of Credit Risk and how can they be addressed?

A Director of Credit Risk often faces challenges such as balancing risk appetite with business growth goals, staying ahead of evolving regulatory requirements, and managing credit exposures in volatile markets. To address these, it's essential to foster strong collaboration with business units, maintain robust credit risk frameworks, and leverage data analytics for proactive decision-making. Continuous professional development and close communication with compliance and audit teams also help ensure that credit policies remain effective and up-to-date.

What are the key skills and qualifications needed to thrive as a Director of Credit Risk, and why are they important?

To thrive as a Director of Credit Risk, you need deep expertise in credit analysis, risk management, and financial modeling, usually supported by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools, along with certifications like CFA or FRM, is highly valued. Strong leadership, strategic thinking, and communication skills help drive cross-functional collaboration and effective risk mitigation. These competencies are crucial for making informed credit decisions that protect the organization's financial health and comply with regulatory standards.

What does a Director of Credit Risk do?

A Director of Credit Risk is responsible for overseeing an organization’s credit risk management strategies and policies. They analyze credit data, assess potential risks in lending or credit activities, and work to minimize losses related to bad debts. This role often involves leading a team, setting risk tolerance levels, and ensuring compliance with regulatory requirements. Directors of Credit Risk also collaborate with other departments to align risk management with the company's overall business objectives.

What is the difference between Director Credit Risk vs Credit Analyst?

AspectDirector Credit RiskCredit Analyst
CredentialsBachelor's/Master's in Finance, Economics, or related; often requires experience in credit risk managementBachelor's degree in Finance, Economics, or related; entry-level to mid-level roles
Work EnvironmentStrategic, leadership-focused, overseeing credit risk policies and teamsAnalytical, research-focused, assessing individual credit applications and risk
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, credit bureaus

The main difference is that a Director Credit Risk leads and develops credit risk strategies at a high level, while a Credit Analyst focuses on evaluating individual credit applications and assessing risk at a more operational level. The Director role involves strategic oversight, whereas the Credit Analyst role is more analytical and detail-oriented.

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Director Credit Risk jobs near you
Director Credit Risk

Director Credit Risk

Regional Finance

Plano, TX • On-site

Full-time

Posted 22 days ago

Regional Finance rating

6.9

Company rating: 6.9 out of 10

Based on 29 frontline employees who took The Breakroom Quiz

Job description

Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times.
We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team.
If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board!
Job Purpose
The Director, Credit Risk is responsible for Portfolio analytics, business performance reporting/initiatives, and business unit support for the Risk Management organization within Regional Management. This position will utilize advance skills to develop strategies to drive growth in our consumer portfolios that are within RM's risk targets. The Director will deliver rigorous analytically derived recommendations driven from detailed understanding of risk and reward dynamics across RM's lending products.
Duties and Responsibilities
  • Day-to-day duties include data analysis, monitoring and forecasting, creating the logic for and implementing risk rules and strategies and communicating with stakeholders to ensure we deliver the best possible customer experience while meeting loss rate targets.
  • Proactively monitor credit exposure, and provide recommendations and approvals to breaches in the credit process
  • Leverage credit risk data experience and business acumen to observe key trends / threats / inaccuracies and drivers of those observations.
  • Identify areas of opportunity and spearhead initiatives in order to enable profitable growth while minimizing credit risk exposure.
  • Identify business opportunities.
  • Run credit tests to optimize risk strategies, balancing risk, and return.
  • Mine, model, analyze large datasets, and utilize predictive modeling techniques with an emphasis on optimizing credit risk and marketing campaign performance using the following predictive modeling techniques: linear/logistic regression, factor analysis, decision trees, clustering, segmentation, etc.
  • Quantitative analysis of custom score models including, validation, ongoing- performance monitoring, and documentation.
  • Forecast performance of marketing campaigns and tracks actual campaign performance versus the forecast.
  • Conduct ad hoc research projects incorporating project design, data collection and analysis, summarization of findings, and presentation of results.
  • Handle data while utilizing interpretive and problem solving skills with the ability to process large volume of transaction level data and efficiently derive actionable results.
  • Interact with stakeholders to understand their business questions, crafting the methodology, to mine/analyze datasets utilizing SAS/R/Python and ultimately delivers a final insightful recommendations to stakeholders.

Minimum Qualifications
  • Bachelor's degree in Statistics, Data Analytics, Economics, Math, or similar
  • 6+ years of consumer finance, risk analytics, or relevant experience
  • Experience in data mining, modeling, and analyzing analytic findings using SAS/R/Python.
  • Advanced programming skills in SAS/R/Python and SQL.
  • Moderate to Expert level skills in Microsoft Office Suite (Excel, Access, and Outlook a must)
  • Must pass pre-employment screenings.

Preferred Qualifications
  • Experience in Financial Services with consumer credit data utilizing SAS/R/Python.
  • Experience analyzing marketing data in a financial environment.
  • Experience developing risk models for a financial institution.

Critical Competencies
  • Excellent oral and written communication skills; especially the ability to explain complex analyses in easily understood terms.
  • Excellent organizational skills with the ability to prioritize and handle multiple tasks and responsibilities simultaneously.
  • Utilize appropriate analysis, judgment and logic when solving problems and making decisions.
  • Demonstrated ability to apply complex financial and statistical principles.
  • Effective written and verbal presentation skills; able to communicate well with Senior and Executive Management.
  • Innovative problem solving, quantitative and analytical abilities.
  • Detail-oriented.
  • Able to work with minimal supervision.
  • Flexible, proactive working style.
  • Adaptive to a team environment.

Working Conditions
This position works in an office environment.
Direct Reports
3-5 direct reports.
If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: https://regionalfinance.com/wp-content/uploads/2022/11/UPDATED-Employee-Privacy-Policy-11.2022.pdf
Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law ("Protected Characteristics"). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.

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