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Director Credit Risk Jobs in Ohio (NOW HIRING)

MyUSA Credit Union

Credit Risk Analyst

Middletown, OH · On-site

They perform credit and risk analysis to assess opportunities for increasing direct lending by analyzing financial ratios, industry trends, benchmarks and practices based upon appropriate level of ...

Medpace, Inc.

Credit and Risk Manager

Cincinnati, OH · On-site +1

Provide direct support within the Account Management group in the evaluation and analysis of all customer credit risk. * Reviews credit information and makes decisions related to credit limits and ...

Medpace, Inc.

Credit and Risk Manager

Cincinnati, OH · On-site

Provide direct support within the Account Management group in the evaluation and analysis of all customer credit risk. * Reviews credit information and makes decisions related to credit limits and ...

Huntington

Summary The Consumer Finance Direct Lending Portfolio & Risk Specialist plays a key role in ... The Specialist partners closely with Risk, Credit, Product, Operations, and Technology teams to ...

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All JobsCredit Risk JobsDirector Credit Risk JobsDirector Credit Risk Jobs in Ohio

Director Credit Risk information

See Ohio salary details

$80.3K

$148.6K

$286.6K

How much do director credit risk jobs pay per year?

As of Aug 12, 2026, the average yearly pay for director credit risk in Ohio is $148,608.00, according to ZipRecruiter salary data. Most workers in this role earn between $99,300.00 and $178,700.00 per year, depending on experience, location, and employer.

What are some common challenges faced by a director credit risk and how can they be addressed?

A Director of Credit Risk often faces challenges such as balancing risk appetite with business growth goals, staying ahead of evolving regulatory requirements, and managing credit exposures in volatile markets. To address these, it's essential to foster strong collaboration with business units, maintain robust credit risk frameworks, and leverage data analytics for proactive decision-making. Continuous professional development and close communication with compliance and audit teams also help ensure that credit policies remain effective and up-to-date.

What are the key skills and qualifications needed to thrive as a director credit risk?

To thrive as a Director of Credit Risk, you need deep expertise in credit analysis, risk management, and financial modeling, usually supported by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools, along with certifications like CFA or FRM, is highly valued. Strong leadership, strategic thinking, and communication skills help drive cross-functional collaboration and effective risk mitigation. These competencies are crucial for making informed credit decisions that protect the organization's financial health and comply with regulatory standards.

What does a director credit risk do?

A Director of Credit Risk is responsible for overseeing an organization’s credit risk management strategies and policies. They analyze credit data, assess potential risks in lending or credit activities, and work to minimize losses related to bad debts. This role often involves leading a team, setting risk tolerance levels, and ensuring compliance with regulatory requirements. Directors of Credit Risk also collaborate with other departments to align risk management with the company's overall business objectives.

What is the difference between Director Credit Risk vs Credit Analyst?

AspectDirector Credit RiskCredit Analyst
CredentialsBachelor's/Master's in Finance, Economics, or related; often requires experience in credit risk managementBachelor's degree in Finance, Economics, or related; entry-level to mid-level roles
Work EnvironmentStrategic, leadership-focused, overseeing credit risk policies and teamsAnalytical, research-focused, assessing individual credit applications and risk
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, credit bureaus

The main difference is that a Director Credit Risk leads and develops credit risk strategies at a high level, while a Credit Analyst focuses on evaluating individual credit applications and assessing risk at a more operational level. The Director role involves strategic oversight, whereas the Credit Analyst role is more analytical and detail-oriented.

What are the most commonly searched types of Credit Risk jobs in Ohio? The most popular types of Credit Risk jobs in Ohio are:
What are popular job titles related to Director Credit Risk jobs in Ohio? For Director Credit Risk jobs in Ohio, the most frequently searched job titles are:
What job categories do people searching Director Credit Risk jobs in Ohio look for? The top searched job categories for Director Credit Risk jobs in Ohio are:
What cities in Ohio are hiring for Director Credit Risk jobs? Cities in Ohio with the most Director Credit Risk job openings:
Director Credit Risk jobs near you
Infographic showing various Director Credit Risk job openings in Ohio as of August 2026, with employment types broken down into 93% Full Time, and 7% Part Time. Highlights an 95% In-person, 3% Hybrid, and 2% Remote job distribution, with an average salary of $148,608 per year, or $71.4 per hour.

Credit Risk Analyst

MyUSA Credit Union

Middletown, OH • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 27 days ago

Job description

Come grow with us! MyUSA Credit Union is a member-owned, over $350 million financial institution with offices in Middletown (2), Trenton, Kettering (2), Moraine, Springfield and Vandalia. Our mission is simple, we serve people, not profits and we deliver top-tier results for our members while remaining affordable, trusted, and local.
We are seeking a full-time, onsite Credit Risk Analyst at our corporate branch in Middletown, OH. The Credit Risk Analyst assists the Lending Manager in developing strategies to increase lending activity at MyUSA. They perform credit and risk analysis to assess opportunities for increasing direct lending by analyzing financial ratios, industry trends, benchmarks and practices based upon appropriate level of risk.
Responsibilities include:
  • Compiles Loss Scenario Analysis to increase and maximize lending production.
  • Explores, recommends, and implements non-credit bureau-based lending criteria and practice, including AI tools.
  • Assist Lending Manager with development of analytics to maximize ROI of lending initiatives.
  • Develops internal expertise on pre-approval criteria as a credit union core competency.
  • Develops routine reporting and analysis on industry-wide lending plans and initiatives for MyUSA.
  • Ensures compliance with Credit Union policies and procedures, as well as all State and Federal lending regulations and underwriting practices.
Qualifications include:
  • Strong organizational and analytical skills
  • Excellent verbal and written communication skills
  • Working knowledge of various lending platforms
  • Strong knowledge of financial institution lending strategies, and credit score models
  • Proficient with Microsoft Office, including Excel, and PowerPoint
  • Bachelor’s degree in business or finance related field, or equivalent through a combination of experience and training
  • Background in lending and underwriting preferred
MyUSA Credit Union is an equal opportunity employer.
Job Type: Full-time, Salary exempt
Benefits:
  • 401(k) Matching to 5%, immediately vested
  • Generous Paid Time Off plans
  • Company paid Life, AD amp;D and Disability Insurance
  • Credit Union membership
  • Health, Dental, amp; Vision insurance
  • Employee Assistance Program
  • Flexible Spending Account
  • Health Savings Account
  • Tuition assistance
  • Referral program
Physical setting:
  • Casual office environment
Schedule:
  • Day shift business hours

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