Credit Risk Intern Jobs in Ohio (NOW HIRING)

We do the right things, right now.  We do them in a way that is relevant to our clients.  Become a part of our history as it continues to be written! 
If you are interested and qualified for this role, we invite you to apply.

Essential Functions/Responsibilities

• Independently conduct comprehensive reviews of assigned loan portfolios (commercial and retail).
• Lead in the identification of credit weaknesses, emerging trends, or risk factors in reviewed loan portfolios.
• Provide advanced independent analysis of borrower financials, loan structures, industry conditions, and market trends to identify systemic credit risk issues and opportunities.
• Evaluate risk rating practices and ensure proper grading of credits according to bank standards and regulatory guidance.
• Independently identify and investigate significant credit exceptions or risk issues, determining escalation needs and providing recommendations for remediation.
• Serve as a department resource and subject matter expert; provide coaching and training to junior staff.
• Lead projects or initiatives of departmental significance, including process and quality improvements.
• Ensure compliance with regulatory requirements and internal bank policies.

Minimum Knowledge, Skills, and Abilities Needed to Perform Essential Functions of the Job

• 8+ years previous credit related experience (credit/loan review, underwriting, lending, problem loan/workout, loan operations/administration, or related areas).
• Comprehensive expertise in credit analysis, loan documentation, regulatory requirements, and risk assessment principles; ability to analyze all portfolios including highly complex credits.
• Excellent language and analytical skills; able to synthesize and communicate complex credit risk issues, industry research, regulatory interpretations, and strategic recommendations.
• Exceptional communication and interpersonal skills, with ability to influence, mentor, and present to management and cross-functional teams.
• Enhanced organizational and time management abilities with capability to manage multiple tasks under supervision.
• Strong computer skills, including Microsoft Office applications.
• Bachelor's degree in Business, Finance, or Accounting or equivalent experience required.

Preferred Knowledge and Skills

• Extensive experience navigating and interpreting regulatory environments.
• Professional certification in credit or loan review.
• Experience across a diverse array of credit products and complex portfolios.

Level of Complexity and Scope

• Responsible for broad organizational impact; tackles highly complex and sensitive review matters.
• Broad scope; leads projects with minimal guidance

Degree of Independence and Decision-Making

• Applies advanced subject matter expertise in credit risk review, managing complex and specialized assignments.
• Works independently with minimal supervision; provides guidance to junior staff.
• Exercises sound independent judgment on most matters; escalates only highly complex or sensitive issues to management.

Required Supervisory Responsibilities

• N/A

Physical Requirements

• Remains stationary (sits or stands) for majority of the day
• Operates a computer for majority of the day
• Occasionally lifts and carries up to 10 lbs.

Compliance Statement

The associate is responsible for meeting all compliance requirements imposed on First Financial Bank by State and Federal law and regulation, as well as all related First Financial Bank policies and procedures. This includes all Bank Secrecy Act, Anti-Money Laundering, OFAC and Suspicious Activity reporting requirements, as well as all other lending and deposit compliance requirements.

Development and Training

• N/A

Pay Range:

$100,000/year to $126,000/year

Benefits

We have relevant, thoughtful benefits and programs that support every aspect of our associates' holistic wellbeing. Please review our Benefits Guide.

Incentive Eligibility

All roles are incentive eligible with the exception of Co-Op, Intern, or Student positions.

It is our policy to not discriminate against any individual in violation of federal, state, and local laws as it relates to age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran/military service, or any other characteristic protected by law.

We are an E-Verify Employer.