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Director Credit Risk Jobs in California (NOW HIRING)

Calpine

Credit Risk Analyst

San Diego, CA · On-site

$70K - $88K/yr

Supports the Director, Credit Risk as required by performing special projects, ad hoc reporting, routine requests, etc. Collections 10% * Authorized to work autonomously in day-to-day decision making ...

Calpine

Credit Risk Analyst

San Diego, CA

$70K - $88K/yr

Supports the Director, Credit Risk as required by performing special projects, ad hoc reporting, routine requests, etc. Collections 10% * Authorized to work autonomously in day-to-day decision making ...

EverBank

Credit Risk Review Associate

Irvine, CA · On-site

Supports Credit Risk Review documentation, reporting, or other departmental functional needs as directed. Minimum Qualifications * 2 years of experience in commercial loan reviews * Prior knowledge ...

Valley Bank

Credit Risk Manager

Los Angeles, CA · On-site

In coordination with the business team, maintains direct contact with clients as needed for account ... Ensures credits are accurately risk rated and are properly monitored and reported. * Prepares all ...

SoFi

Credit Strategy - Risk Lead

San Francisco, CA

SoFi's Credit team manages credit risk activities for our lending products (Student Loan Refinance ... Direct experience in the credit strategy analytical life cycle, including strategy and decision ...

Uber

B2B Credit Risk Manager

San Francisco, CA · On-site +1

As a B2B Credit Risk Manager, you will lead initiatives across Credit Risk Management, Process ... What You'll Do**- Manage and control global exposure with a team of three direct reports.- Approved ...

SoFi

Credit Strategy - Risk Lead

San Francisco, CA · On-site

We're proud to come to work every day knowing that what we do has a direct impact on people's lives ... SoFi's Credit team manages credit risk activities for our lending products (Student Loan Refinance ...

SoFi

Senior Credit Manager

San Francisco, CA

What you'll need: * 7+ years of unsecured credit risk and data science experience * Business acumen and work experience in the consumer lending business (loans or credit cards) * Direct experience in ...

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All JobsDirector Credit Risk JobsDirector Credit Risk Jobs in California

Director Credit Risk information

See California salary details

$83.4K

$154.3K

$297.6K

How much do director credit risk jobs pay per year?

As of Jun 11, 2026, the average yearly pay for director credit risk in California is $154,268.00, according to ZipRecruiter salary data. Most workers in this role earn between $103,100.00 and $185,500.00 per year, depending on experience, location, and employer.

What are some common challenges faced by a Director of Credit Risk and how can they be addressed?

A Director of Credit Risk often faces challenges such as balancing risk appetite with business growth goals, staying ahead of evolving regulatory requirements, and managing credit exposures in volatile markets. To address these, it's essential to foster strong collaboration with business units, maintain robust credit risk frameworks, and leverage data analytics for proactive decision-making. Continuous professional development and close communication with compliance and audit teams also help ensure that credit policies remain effective and up-to-date.

What are the key skills and qualifications needed to thrive as a Director of Credit Risk, and why are they important?

To thrive as a Director of Credit Risk, you need deep expertise in credit analysis, risk management, and financial modeling, usually supported by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools, along with certifications like CFA or FRM, is highly valued. Strong leadership, strategic thinking, and communication skills help drive cross-functional collaboration and effective risk mitigation. These competencies are crucial for making informed credit decisions that protect the organization's financial health and comply with regulatory standards.

What does a Director of Credit Risk do?

A Director of Credit Risk is responsible for overseeing an organization’s credit risk management strategies and policies. They analyze credit data, assess potential risks in lending or credit activities, and work to minimize losses related to bad debts. This role often involves leading a team, setting risk tolerance levels, and ensuring compliance with regulatory requirements. Directors of Credit Risk also collaborate with other departments to align risk management with the company's overall business objectives.

What is the difference between Director Credit Risk vs Credit Analyst?

AspectDirector Credit RiskCredit Analyst
CredentialsBachelor's/Master's in Finance, Economics, or related; often requires experience in credit risk managementBachelor's degree in Finance, Economics, or related; entry-level to mid-level roles
Work EnvironmentStrategic, leadership-focused, overseeing credit risk policies and teamsAnalytical, research-focused, assessing individual credit applications and risk
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, credit bureaus

The main difference is that a Director Credit Risk leads and develops credit risk strategies at a high level, while a Credit Analyst focuses on evaluating individual credit applications and assessing risk at a more operational level. The Director role involves strategic oversight, whereas the Credit Analyst role is more analytical and detail-oriented.

What are the most commonly searched types of Credit Risk jobs in California? The most popular types of Credit Risk jobs in California are:
What are popular job titles related to Director Credit Risk jobs in California? For Director Credit Risk jobs in California, the most frequently searched job titles are:
What job categories do people searching Director Credit Risk jobs in California look for? The top searched job categories for Director Credit Risk jobs in California are:
What cities in California are hiring for Director Credit Risk jobs? Cities in California with the most Director Credit Risk job openings:
Director Credit Risk jobs near you
Credit Risk Analyst

Credit Risk Analyst

Calpine

San Diego, CA • On-site

$70K - $88K/yr

Full-time

Posted 11 days ago

Calpine rating

8.2

Company rating: 8.2 out of 10

Based on 8 frontline employees who took The Breakroom Quiz

Job description

Calpine, a business unit of Constellation Energy Corporation (Nasdaq: CEG), is America's largest generator of electricity from natural gas and geothermal resources with operations in competitive power markets. With 79 energy facilities in operation, Calpine's fleet has the capacity to generate approximately 27,000 MW of electricity - enough to power approximately 27 million homes. Through wholesale power operations and its retail businesses, Calpine serves customers in 22 states and Canada. Its clean, efficient, modern and flexible fleet uses advanced technologies to generate power in a low-carbon and environmentally responsible manner.
The company was established on the premise that a strong commitment to the environment is inextricably linked to excellence in power generation and corporate responsibility. Since its founding in 1984, Calpine has led the power industry in its unwavering commitment to environmental stewardship. In addition, its renewable geothermal plants use steam generated deep below the earth's surface to produce clean, renewable electricity.
Job Summary (includes but is not limited to the following, other duties may be assigned)
Independently manages an assigned counterparty portfolio by interfacing with all levels of sales and management, to ensure the protection of the company's mark to market exposure (MTM) and accounts receivable assets through the effective use of credit risk analytics and systems. Provides support to the company's sales efforts by performing timely credit risk analysis on potential and existing counterparties. While understanding margining and collateral structures for large clients. At all times exercises discretion and independent judgement in assigned areas of responsibility.
Key activities:
  • Perform credit risk analysis
  • Develop risk mitigating products

Job Responsibilities:
Credit Risk Analysis 65%
  • Performs detailed credit risk analysis, including analysis of financial data and ratios, to qualify new and existing counterparties that meet established timelines and support ongoing sales negotiations
  • Utilizes outside vendors (Standard & Poors, Moody's, Dun & Bradstreet, etc.) to thoroughly research and obtain salient industry and counterparty data for credit risk evaluation
  • Perform annual reviews of financial and credit data for assigned account portfolio. Calculates and assigns credit risk ratings based upon the output of proprietary scoring models
  • Initiates modifications of credit limits to existing customers to support increased business opportunities or to project the company from undo losses
  • Assess, calculate, and monitor collateral and margin requirements for retail customers, including cash margin, letters of credit, parental guarantees, and other credit support instruments

Reporting & Special Projects 25%
  • Generates an array of accurate monthly, quarterly and annual management reports
  • Establishes and maintains counterparty data in Allegro system
  • Supports the Director, Credit Risk as required by performing special projects, ad hoc reporting, routine requests, etc.

Collections 10%
  • Authorized to work autonomously in day-to-day decision making to effectively collect payments from customers in accordance with contractual terms
  • Empowered to negotiate terms of sale and payment plans as necessary
  • Interfaces with all levels of sales, senior management and other internal departments to expedite the resolution of disputes and thus ensure the protection of the company's settlement risk through the effective use of systems and proven collection practices
  • Integral in the ongoing reconciliation of customer accounts
  • Develops and maintains effective working relationships with internal and external customers to maximize cooperation and efficiency

Job Requirements:
  • Bachelor's Degree in finance, accounting or equivalent experience
  • Minimum of two (2) years in commercial or wholesale credit
  • Demonstrated organization, analytical and problem-solving skills are required
  • Highly skilled in complex financial analysis as it relates to evaluating creditworthiness
  • Is able to identify and prioritize various tasks to efficiently produce results
  • Strong verbal, written and interpersonal communication skills are essential
  • Energy industry or banking experience is preferred
  • Experienced with receivable management systems and is proficient in Microsoft Excel and Word

Salary Information:
Salary Range: $70,304 to $88,448
Additional Calpine Information:
  • Equal Opportunity Employer of Minorities, Females, Protected Veterans, and Individuals with Disabilities.
  • Calpine is committed to Equal Employment Opportunity and providing reasonable accommodations to applicants with physical and/or mental disabilities. If you are interested in applying for employment and need special assistance or an accommodation to use our website or to apply for a position, please send an e-mail with your request to hrrecruitment@calpine.com. Determination on requests for reasonable accommodation are made on case-by-case basis.
    Please view Equal Employment Opportunity Posters provided by OFCCP here

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.

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