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Entry Level Credit Analyst Jobs in California (NOW HIRING)

City National Bank

Credit Analyst I

Irvine, CA · On-site

$25.93 - $41.43/hr

The Credit Analyst is an entry-level position responsible for supporting credit analysis and portfolio management activities. This role involves assisting with credit underwriting and portfolio ...

Axos Bank

Construction Risk Analyst

Los Angeles, CA

$25 - $30/hr

... credit * Internship or entry-level experience in banking, real estate finance, or construction management preferred * Exposure to construction draw management, inspection reports, or real estate ...

Axos Bank

Construction Risk Analyst

San Diego, CA

$25 - $30/hr

... credit * Internship or entry-level experience in banking, real estate finance, or construction management preferred * Exposure to construction draw management, inspection reports, or real estate ...

Cesna Group

Loan Officer

Los Angeles, CA · On-site

$50K - $100K/yr

Minimum 2 years of experience in loan processing, credit analysis, or a related banking * field preferred; entry-level candidates may also be considered. * -Language Skills: Bilingual proficiency in ...

Axos Bank

Construction Risk Analyst

San Diego, CA · On-site

$25 - $30/hr

... credit * Internship or entry-level experience in banking, real estate finance, or construction management preferred * Exposure to construction draw management, inspection reports, or real estate ...

Corelation Inc

Accounting Analyst

San Diego, CA · Hybrid

$61K - $72K/yr

What We Are Looking For: Entry level in the Accounting Services department. The Accounting Analyst is responsible for training client accounting staff on KeyStone functionality, supporting credit ...

Corelation, Inc.

Accounting Analyst

San Diego, CA · On-site

$61K - $72K/yr

What We Are Looking For: Entry level in the Accounting Services department. The Accounting Analyst is responsible for training client accounting staff on KeyStone functionality, supporting credit ...

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Entry Level Credit Analyst information

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How much do entry level credit analyst jobs pay per hour?

As of Aug 15, 2026, the average hourly pay for entry level credit analyst in California is $29.53, according to ZipRecruiter salary data. Most workers in this role earn between $22.79 and $33.22 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an entry level credit analyst?

To thrive as an Entry Level Credit Analyst, you need strong analytical abilities, a solid understanding of financial statements, and typically a bachelor's degree in finance, accounting, or a related field. Familiarity with financial modeling tools, Microsoft Excel, and credit analysis software is often required. Attention to detail, effective communication, and problem-solving skills are essential soft skills in this role. These competencies ensure accurate risk assessments, clear reporting, and effective decision-making in evaluating creditworthiness.

What does an entry level credit analyst do?

An Entry Level Credit Analyst is responsible for evaluating the creditworthiness of individuals or companies by analyzing financial data and credit reports. They help determine the risk involved in lending money or extending credit and may assist in setting credit limits or recommending loan approvals. Their role often involves preparing financial spreadsheets, reviewing credit applications, and supporting senior analysts in making informed decisions. This position is a great starting point for those interested in finance or banking, offering valuable experience in risk assessment and financial analysis.

What is the difference between Entry Level Credit Analyst vs Credit Underwriter?

AspectEntry Level Credit AnalystCredit Underwriter
Required CredentialsBachelor's degree in finance, accounting, or related field; basic knowledge of credit analysisBachelor's degree; often additional certifications like CFA or credit-specific training
Work EnvironmentOffice setting, analyzing financial data, preparing reportsOffice setting, assessing credit applications, making approval decisions
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, financial services
Common Search & Comparison IntentUnderstanding entry-level roles in credit analysisComparing roles involved in credit approval process

Entry Level Credit Analysts typically focus on analyzing financial data and preparing reports to support credit decisions, often with less responsibility than Credit Underwriters, who evaluate and approve credit applications. Both roles require similar educational backgrounds and are common in financial institutions, but Credit Underwriters usually have more decision-making authority and specialized training.

What are some common challenges faced by entry level credit analysts in their first year, and how can they overcome them?

Entry level credit analysts often encounter challenges such as adapting to complex financial analysis tools, understanding industry-specific credit risk factors, and managing a high volume of loan applications under tight deadlines. To overcome these obstacles, it's helpful to seek mentorship from experienced colleagues, proactively participate in training sessions, and regularly review credit policies and case studies. Collaboration with senior analysts and open communication with team members can also accelerate learning and ensure accurate credit assessments.

What are the most commonly searched types of Credit Analyst jobs in California?

The most popular types of Credit Analyst jobs in California are:

What are popular job titles related to Entry Level Credit Analyst jobs in California?

For Entry Level Credit Analyst jobs in California, the most frequently searched job titles are:

What job categories do people searching Entry Level Credit Analyst jobs in California look for?

The top searched job categories for Entry Level Credit Analyst jobs in California are:

What cities in California are hiring for Entry Level Credit Analyst jobs?

Cities in California with the most Entry Level Credit Analyst job openings:

Entry Level Credit Analyst jobs near you
Infographic showing various Entry Level Credit Analyst job openings in California as of August 2026, with employment types broken down into 1% Internship, 80% Full Time, 16% Part Time, 2% Temporary, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $61,428 per year, or $29.5 per hour.

Credit Analyst I

City National Bank

Irvine, CA • On-site

$25.93 - $41.43/hr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 9 days ago

Job description

CREDIT ANALYST I-Commercial Real Estate
WHAT IS THE OPPORTUNITY?
The Credit Analyst is an entry-level position responsible for supporting credit analysis and portfolio management activities. This role involves assisting with credit underwriting and portfolio review activities. The Credit Analyst will learn how to analyze credit data, prepare reports, conduct periodic portfolio reviews, and other activities required to underwrite and manage a portfolio of credits. The Credit Analyst is expected to have a strong desire to learn underwriting and portfolio management skills, helping to maintain high standards of credit quality and compliance
WHAT WILL YOU DO?
  • The Commercial Real Estate Credit [Products/Solutions] team provides underwriting and proactive portfolio management expertise to the Bank's CRE clients, including private individuals and family offices, and institutional funds/investors/developers.
  • Colleagues will partner across numerous bank lines and divisions to provide tailored CRE lending solutions to clients, while proactively identifying risk on new and existing credits within the portfolio through a combination of internal and external resources.
  • CRE portfolio includes a variety of loan products secured or supported by varying asset types.
  • Credit Analysis: Performs credit analysis activities to assess creditworthiness of borrowers, guarantors, and sponsors.
  • Performance Monitoring: Performs portfolio management activities to monitor and analyze portfolio performance, including periodic reviews and covenant tracking.
  • Data Analysis: Analyzes credit data, market and industry reports, trendcards, and prepare credit presentations to support underwriting and portfolio management.
  • Risk Management: Supports effective risk management practices, maintaining high standards of credit quality and origination in alignment with Bank's credit risk appetite, and compliance with institutional and regulatory requirements.
  • Collaboration: Works closely with team members to ensure cohesive and effective credit operations. Participate in ad-hoc projects to support the organization's priorities.
  • Learning and Development: Demonstrates a strong desire to learn underwriting and portfolio management skills, actively seeking opportunities for professional growth and development.

WHAT DO YOU NEED TO SUCCEED?
Required Qualifications*
  • Bachelor's Degree or equivalent in Finance, Business, or related field

Additional Qualifications
  • Desire to learn about credit management and lending operations as well as risk management principles
  • Strong communication and collaboration skills
  • Analytical skills, with interest in learning how to interpret complex data and make informed decisions

WHAT'S IN IT FOR YOU?
Compensation
Starting base salary: $25.93 - $41.43 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
Benefits and Perks
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including:
  • Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date
  • Generous 401(k) company matching contribution
  • Career Development through Tuition Reimbursement and other internal upskilling and training resources
  • Valued Time Away benefits including vacation, sick and volunteer time
  • Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs
  • Career Mobility support from a dedicated recruitment team
  • Colleague Resource Groups to support networking and community engagement

Get a more detailed look at our Benefits and Perks.
ABOUT US
Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at About Us.
INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT
City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
*Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled.
Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.

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