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Associate Credit Analyst Jobs in California (NOW HIRING)

The TCW Group, Inc.

Associate

Los Angeles, CA · On-site

$150 - $170/hr

Position Summary The Associate Credit Analyst position is a key member of the Credit Research team within the Fixed Income Group. As an Associate, you will work closely with experienced credit ...

The TCW Group

Associate

Los Angeles, CA · On-site

$150K/yr

Position Summary The Associate Credit Analyst position is a key member of the Credit Research team within the Fixed Income Group. As an Associate, you will work closely with experienced credit ...

Benjamin Moore & Co

Credit Analyst

Tracy, CA · On-site

$72K/yr

We recognize that our associates are the driving force behind our success and we strive to provide ... Job Summary The Credit Analyst will act as a liaison between customer, Credit Manager, and Cash ...

New

Benjamin Moore & Co

Credit Analyst

Tracy, CA · On-site

We recognize that our associates are the driving force behind our success and we strive to provide ... Job Summary The Credit Analyst will act as a liaison between customer, Credit Manager, and Cash ...

New

Benjamin Moore & Co

Credit Analyst

Tracy, CA

$72K - $92K/yr

We recognize that our associates are the driving force behind our success and we strive to provide ... Job Summary The Credit Analyst will act as a liaison between customer, Credit Manager, and Cash ...

New

First Citizens Bank

Credit Analyst - Wine

Santa Rosa, CA · On-site

$86K - $120K/yr

Business Support - Provides analytical insight and technical skill to lending activities, developing industry, data, and credit knowledge to serve as a resource to associates. May recommend process ...

First Citizens Bank

Credit Analyst - Wine

Santa Rosa, CA · On-site

$86K - $120K/yr

Business Support - Provides analytical insight and technical skill to lending activities, developing industry, data, and credit knowledge to serve as a resource to associates. May recommend process ...

Golden 1

Commercial Credit Analyst II

Sacramento, CA · On-site

$78 - $90/hr

Associates degree is preferred. * EXPERIENCE: Minimum of 4 years in commercial credit analysis using a LOS to assist in the production of a loan credit memo that clearly explains the risks and ...

Chino Commercial Bank

Commercial Credit Analyst

Chino, CA · On-site

$22 - $27/hr

Associate's degree (AA) or equivalent from a two year college or technical school; or four years ... or credit analysis or related areas. * Knowledge of commercial, construction, real estate and ...

Fremont Bank

Commercial Credit Analyst

Livermore, CA · On-site

Foster a supportive and empowering environment for associates * Deeply invest in the well-being of our local community Key Responsibilities * Run and Analyze Personal Credit Reports * Spread Tax ...

Chino Commercial Bank

Commercial Credit Analyst

Chino, CA · On-site

$22 - $27/hr

Associate's degree (AA) or equivalent from a two year college or technical school; or four years ... or credit analysis or related areas. * Knowledge of commercial, construction, real estate and ...

Zionsbank Corp

Credit Analyst - Irvine, CA

Irvine, CA

$72K - $89K/yr

Associates at California Bank & Trust work in a relationship-centered culture where they are ... We are looking for a Credit Analyst to provide top notch customer service to our clients and ...

KMC

Credit Analyst - Powersports

Foothill Ranch, CA · On-site

$30 - $36/hr

Analyze and render decisions on incoming credit applications for powersports loans, ensuring ... High school diploma, associate degree or equivalent in Finance, Business, or related field.

KMC

Credit Analyst II - CA

Foothill Ranch, CA · On-site

$37 - $39/hr

Analyze and render decisions on incoming credit applications for powersports loans, ensuring ... High school diploma, associate degree or equivalent in Finance, Business, or related field.

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All JobsAssociate Credit Analyst JobsAssociate Credit Analyst Jobs in California

Associate Credit Analyst information

See California salary details

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How much do associate credit analyst jobs pay per hour?

As of Sep 2, 2026, the average hourly pay for associate credit analyst in California is $29.53, according to ZipRecruiter salary data. Most workers in this role earn between $22.79 and $33.22 per hour, depending on experience, location, and employer.

What does an associate credit analyst do?

An Associate Credit Analyst is responsible for evaluating the creditworthiness of individuals or companies applying for loans or credit lines. They analyze financial statements, credit reports, and economic data to assess risks and make recommendations on lending decisions. Their work helps financial institutions minimize losses by identifying potential credit risks and ensuring that lending policies are followed. Associate Credit Analysts often work under the supervision of senior analysts and may assist in preparing credit reports and presentations for management.

What are the key skills and qualifications needed to thrive as an associate credit analyst, and why are they important?

To thrive as an Associate Credit Analyst, you need strong analytical skills, a solid understanding of financial statements, and typically a bachelor's degree in finance, accounting, or a related field. Familiarity with credit risk modeling software, Excel, and financial databases such as Bloomberg or S&P Capital IQ is essential. Attention to detail, effective communication, and the ability to work under tight deadlines are standout soft skills in this role. These competencies are crucial for accurately assessing creditworthiness, supporting sound lending decisions, and ensuring risk is managed effectively.

What are some common challenges faced by associate credit analysts when evaluating new credit applications?

Associate Credit Analysts often encounter challenges such as analyzing incomplete or inconsistent financial data, assessing the creditworthiness of applicants with limited credit history, and balancing risk with business growth objectives. They must also stay updated with industry trends and regulatory changes that can impact credit risk. Effective communication with senior analysts and other departments is crucial for gathering necessary information and ensuring accurate assessments.

What is the difference between Associate Credit Analyst vs Credit Analyst?

AspectAssociate Credit AnalystCredit Analyst
Required CredentialsBachelor's degree, some certifications (e.g., CFA, credit analysis courses)Bachelor's degree, often similar certifications
Work EnvironmentEntry-level, team-based, financial institutions or corporationsMid-level, analytical, banking or finance sectors
Employer & Industry UsageFinancial services, banks, credit agenciesBanks, investment firms, credit departments
Common Search & ComparisonYesYes

The Associate Credit Analyst typically performs entry-level credit assessments, supporting senior analysts. Credit Analysts handle more complex evaluations and decision-making. Both roles require similar educational backgrounds and certifications, but Credit Analysts usually have more experience and responsibility.

Are associate credit analysts paid well?

Associate credit analysts typically earn a median annual salary that is competitive within the finance industry, with pay often increasing with experience and certifications such as the CFA. Salaries can vary based on location, company size, and individual performance, but generally, the role offers a solid starting point for a career in credit analysis and financial services.

Is an associate credit analyst entry level?

An associate credit analyst is typically an entry-level position in the finance and credit analysis field. It often requires a bachelor's degree in finance, accounting, or a related field, and involves tasks such as assessing creditworthiness and supporting senior analysts. Advancement usually depends on experience, skills, and certifications like the CFA or credit analysis training.

What are the most commonly searched types of Credit Analyst jobs in California?

The most popular types of Credit Analyst jobs in California are:

What are popular job titles related to Associate Credit Analyst jobs in California?

For Associate Credit Analyst jobs in California, the most frequently searched job titles are:

What job categories do people searching Associate Credit Analyst jobs in California look for?

The top searched job categories for Associate Credit Analyst jobs in California are:

What cities in California are hiring for Associate Credit Analyst jobs?

Cities in California with the most Associate Credit Analyst job openings:

Associate Credit Analyst jobs near you

Associate

The TCW Group, Inc.

Los Angeles, CA • On-site

$150 - $170/hr

Other

Medical, Dental, Vision, Retirement, PTO

Posted 19 days ago

Job description

Position Summary

The Associate Credit Analyst position is a key member of the Credit Research team within the Fixed Income Group. As an Associate, you will work closely with experienced credit research analysts to monitor investment positions and generate recommendations, primarily for our bank loan portfolios. This role offers the opportunity to gain hands-on experience in fundamental credit modeling, business valuation, and relative value analysis in a fast-paced trading floor environment.

This is a two-year program with exposure to multiple industry sectors across Credit Research. Outstanding performers may be considered for a full-time offer at the conclusion of the program, subject to performance and business needs.

This role requires candidates to work from the TCW Los Angeles office 5 days a week.

Essential Duties
  • Support Senior Analysts in the investment analysis of leveraged loans and bonds
  • Build and maintain financial models and databases to monitor and analyze existing and prospective investments
  • Monitor and synthesize news flow: company announcements, regulatory filings, sell-side research, ratings reports, etc., with a focus on leveraged loan market positions
  • Communicate with external analysts and portfolio company management
  • Partner with the trading team to share portfolio updates and investment theses for new issues
  • Assist in the preparation of quarterly reports, credit summaries, and other internal research
Required Qualifications
  • A minimum of 2 years of experience in buy-side/sell-side research, investment banking, leveraged finance, credit, private credit, private equity, or related fields
  • Bachelor’s degree from an accredited university/college with strong academic performance and relevant coursework
  • Strong finance, math, and Excel skills
  • Excellent verbal and written communication skills
Professional Skills Qualifications
  • Strong work ethic and uncompromising attention to detail
  • Ability to efficiently multi-task and work in a fast-paced environment
  • Initiative to complete tasks and enhance output under limited supervision
  • Collaborative, energetic, and team-oriented mindset
Desired Qualifications
  • Interest in investing
  • Intellectual curiosity, creativity, and an entrepreneurial attitude that will be complementary to the investment process

Estimated Compensation:

Base Salary: For CA based position, the base salary base is $150k. This is an anticipated range only.

Other Compensation & Benefits: In addition to base salary, employees are eligible for a discretionary bonus and a comprehensive benefits package designed to support you and your family, invest in your health and wellbeing, and help build long-term financial security. Benefits include medical, dental, and vision coverage, retirement benefits, and paid time off. These benefits reflect our commitment to supporting the health, wellbeing, and long-term financial security of our employees and their families.

This position is not eligible for sponsorship

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