ZipRecruiter

Log In

1

Credit Risk Reviewer Jobs in California (NOW HIRING)

Calpine

Credit Risk Analyst

San Diego, CA · On-site

$70K - $88K/yr

Perform annual reviews of financial and credit data for assigned account portfolio. Calculates and assigns credit risk ratings based upon the output of proprietary scoring models * Initiates ...

Calpine

Credit Risk Analyst

San Diego, CA

$70K - $88K/yr

Perform annual reviews of financial and credit data for assigned account portfolio. Calculates and assigns credit risk ratings based upon the output of proprietary scoring models * Initiates ...

Guild

VP, Credit Risk

San Diego, CA · On-site

Review product mix and recommend adjustments to Product Strategy Team and/or Risk Committee as appropriate. * Work with credit risk counterparts at the Agencies and key investors to discuss, educate ...

Block

Senior Credit Risk Analyst

Bodega Bay, CA · On-site

The Role We're seeking a Senior Credit Risk Analyst to join our Enterprise Risk Management team ... Experience in BI tools, creating dashboards and reports for senior management review * Strong ...

Guild Mortgage

VP, Credit Risk

San Diego, CA · On-site

Review product mix and recommend adjustments to Product Strategy Team and/or Risk Committee as appropriate. * Work with credit risk counterparts at the Agencies and key investors to discuss, educate ...

Guild

VP, Credit Risk

San Diego, CA · On-site

$177K - $242K/yr

Review product mix and recommend adjustments to Product Strategy Team and/or Risk Committee as appropriate. * Work with credit risk counterparts at the Agencies and key investors to discuss, educate ...

Guild Mortgage

VP, Credit Risk

San Diego, CA · On-site +1

Review product mix and recommend adjustments to Product Strategy Team and/or Risk Committee as appropriate. * Work with credit risk counterparts at the Agencies and key investors to discuss, educate ...

MUFG

Credit Risk Manager

Los Angeles, CA · Hybrid

$170K - $223K/yr

Coach and oversee junior talent, reviewing their work as necessary. Policy and Transaction ... In-depth knowledge of credit and risk principles. * Demonstrated capability to independently handle ...

Valley Bank

Credit Risk Manager

Los Angeles, CA · On-site

... and risk appetite. * Performs the required due diligence and analysis, produces the credit ... reviews, and (vi) maturing loans and lines of credit. In coordination with the business team ...

Uber

B2B Credit Risk Manager

San Francisco, CA · On-site +1

As a B2B Credit Risk Manager, you will lead initiatives across Credit Risk Management, Process ... Credit limit increase, Changes on method payment, Review and approved Payment term extensions ...

East West Bank

Senior Credit Reviewer

Pasadena, CA · On-site

$140K - $180K/yr

When acting as an EIC, conduct secondary loan file reviews to assess the adequacy and effectiveness of the Bank's direct lending credit risk management policies and processes (e.g., loan ...

next page

Showing results 1-20

All JobsCredit Risk Reviewer JobsCredit Risk Reviewer Jobs in California

Credit Risk Reviewer information

What does a Credit Risk Reviewer do?

A Credit Risk Reviewer is responsible for assessing and evaluating the credit risk associated with lending decisions at financial institutions. They analyze loan portfolios, review credit policies, and ensure compliance with internal and regulatory standards. By identifying potential risks and weaknesses in lending practices, they help organizations minimize losses and maintain healthy credit quality. Their work often involves preparing detailed reports and recommending improvements to credit processes and controls.

How does a Credit Risk Reviewer typically collaborate with other departments to ensure accurate risk assessments?

Credit Risk Reviewers work closely with teams such as loan origination, underwriting, and compliance to gather comprehensive information about borrowers and lending practices. They often participate in cross-departmental meetings to discuss findings, identify trends in credit quality, and recommend improvements to credit policies. Effective collaboration ensures that risk assessments are thorough and align with regulatory standards, ultimately helping the organization make informed lending decisions. This collaborative environment also provides opportunities to learn from other specialties and expand one's expertise within the financial institution.

What are the key skills and qualifications needed to thrive as a Credit Risk Reviewer, and why are they important?

To thrive as a Credit Risk Reviewer, you need a strong background in finance, accounting, and risk assessment, typically supported by a bachelor’s degree in a related field. Familiarity with credit analysis tools, risk rating systems, and regulatory compliance frameworks such as Basel II/III is important, as well as proficiency in Excel and financial modeling software. Attention to detail, analytical thinking, and effective communication are crucial soft skills for evaluating creditworthiness and presenting findings. These skills ensure accurate risk assessments, regulatory adherence, and sound decision-making to protect an organization’s financial health.

What is the difference between Credit Risk Reviewer vs Credit Analyst?

AspectCredit Risk ReviewerCredit Analyst
Required CredentialsBachelor's degree, certifications like CFA or credit-specific trainingBachelor's degree, often similar certifications or coursework in finance or economics
Work EnvironmentReviewing credit files, assessing risk, and ensuring complianceAnalyzing financial data, preparing credit reports, and making lending recommendations
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending institutions, corporate finance departments

Both roles involve assessing creditworthiness, but Credit Risk Reviewers focus on evaluating existing credit files for risk and compliance, while Credit Analysts analyze financial data to recommend new credit approvals. They often work together within financial institutions to manage credit portfolios effectively.

What are popular job titles related to Credit Risk Reviewer jobs in California? For Credit Risk Reviewer jobs in California, the most frequently searched job titles are:
What job categories do people searching Credit Risk Reviewer jobs in California look for? The top searched job categories for Credit Risk Reviewer jobs in California are:
What cities in California are hiring for Credit Risk Reviewer jobs? Cities in California with the most Credit Risk Reviewer job openings:
Credit Risk Reviewer jobs near you
Infographic showing various Credit Risk Reviewer job openings in California as of June 2026, with employment types broken down into 1% As Needed, 85% Full Time, 10% Part Time, 2% Temporary, and 2% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution.
Manager, Consumer Credit Risk - Chatsworth

Manager, Consumer Credit Risk - Chatsworth

Premier America Credit Union

Chatsworth, CA • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 5 days ago

Job description

Job Type
Full-time
Description
Overview:
The Manager, Consumer Credit Risk is responsible for day-to-day execution, monitoring, analysis, and recommendation support related to consumer credit risk. This role manages assigned credit risk activities within established policies, risk appetite, underwriting standards, and strategic direction set by the Vice President. The position reviews portfolio performance, delinquency, losses, exception trends, approval performance, scorecard and decision-system outcomes, and other portfolio indicators to identify risk trends and recommend changes for management review and approval. The manager partners with underwriting, operations, systems, compliance, collections, branches, dealers, and third-party originators to support consistent, data-informed, compliant lending decisions.
What You Will Do:
  • Ensures timely resolution of escalated branch or member issues and complaints.
  • Maintains working knowledge of regulatory compliance related to member services and financial services area to include (but not limited to): BSA reporting requirements, OFAC, USA Patriot ACT, Red Flags, Regulation CC, Regulation D, Regulation E, Truth in Savings, Truth in Lending, Privacy, etc.
  • Responsible for ensuring team members maintain regular contact with branches, brokers, dealerships and third-party vendors.
  • Identifies credit risk trends and prepares recommendations for policy, process, pricing, underwriting, or system enhancements for management review, approval, and escalation as appropriate.
  • Maintains a well-trained, efficient and productive team and ensure efforts are coordinated to meet performance.
  • Monitors assigned team's performance to established goals and provides regular updates to management regarding achievements, challenges, and recommended support needs.
  • Responsible for effective coaching and development of each team member.
  • Serves as an authority on vehicle tax and registration rules by geography, keeping abreast of changes as they are announced and communicating them to the team in a timely manner.
  • Supports defined goals and objectives by coordinating assigned initiatives, tracking progress, and preparing status updates. Supports the development and standardization of credit risk procedures, controls, and reporting practices approved, to improve consistency and effectiveness.
  • Works directly with the Department Managers to ensure efficiency and consistency across all consumer-lending areas.
  • Executes assigned consumer credit risk monitoring, portfolio review, underwriting quality review, and lending control activities under the direction of department executive.
  • Assumes responsibility for the day-to-day support and guidance to assigned staff.
  • Performs ongoing credit risk assessment of assigned consumer loan products and escalates material trends, exceptions, and recommended actions to the executives, including unsecured, secured, auto loans, credit cards and other related products and services.
  • Monitors and analyzes economic conditions, portfolio performance, delinquency, charge-off, approval, exception, and loss trends to support risk adjustments and management reporting.
  • Develops team member capability in credit risk assessment, portfolio analysis, risk mitigation, exception management, and critical thinking while escalating performance, resource, or authority matters to management.
  • Works with Systems and lending partners to test, validate, and document decision-manager rules, automated approvals, scorecard logic, and system controls approved by management or applicable governance authority.
  • Assumes responsibility for establishing and maintaining effective communication and coordination with Premier America staff and management.
  • Maintains a satisfactory or better audit review.
  • Adhere strictly to compliance and operational risk controls in accordance to Premier America's and regulatory standards, policies, and practices.
  • Stay informed of trends and changes in the Consumer Lending field.
  • Attend seminars and professional conferences as necessary.

Requirements
What We Are Looking For:
  • A minimum of three (3) years of similar or related experience.
  • Bachelor's degree in Finance, Accounting, Economics or related field.
  • Strong knowledge of consumer credit risk management, underwriting standards, credit policy, portfolio monitoring, loss mitigation, regulatory requirements, and Credit Union operations, practices, and procedures.
  • Knowledge of consumer loan origination systems, automated decisioning tools, core systems, credit bureau data, reporting tools, and portfolio analytics used to evaluate and monitor credit risk.
  • Ability to use a personal computer and related software applications including Microsoft Word and Excel.
  • Excellent communication (verbal and written) skills.
  • Excellent supervisory and training abilities.
  • Strong people management skills including providing feedback, performance management, and development of direct reports.
  • Strong organizational and problem-solving skills, with the ability to multi-task.
  • Ability to work well under pressure.
  • Ability to maintain an effective and efficient workflow.

Pay Grade Info :
The base pay range for this position is: $96k to $120k annually
Perks Important to You:
Our Team Members enjoy the following rewards and benefits:
• Competitive pay
• Subsidized health care including medical, dental and vision
• FSA and HSA
• Company-Paid Life and A&D insurance
• Discounts on loans (must be a member)
• Paid Vacation, Holiday, and Sick time
• 401k Retirement Saving Plan with a 6% safe harbor employer match
• Educational Assistance Program and more!
Equal Opportunity Employer - Veterans / Disabled
Drug-free Workplace

Apply