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Credit Review Jobs in California (NOW HIRING)

WESTAMERICA BANK

$70K - $75K/yr

Weekly Working Hours: 40 As a Loan Review Officer, the position requires assistance in reviewing ... Analyzes credit and financial statements to verify continuing creditworthiness of customer.

Westamerica Bank

Weekly Working Hours: 40 As a Loan Review Officer, the position requires assistance in reviewing ... Analyzes credit and financial statements to verify continuing creditworthiness of customer.

Westamerica Bank

$70K - $75K/yr

Weekly Working Hours: 40 As a Loan Review Officer, the position requires assistance in reviewing ... Analyzes credit and financial statements to verify continuing creditworthiness of customer.

cathaybank

FVP/SVP, Credit Administrator

El Monte, CA · On-site

$145K - $250K/yr

Provide credit review and evaluation for assigned commercial borrowers in support of Bank's credit activities. Ensure credit compliance with Bank regulatory credit specifications. ESSENTIAL FUNCTIONS

cathaybank

FVP/SVP, Credit Administrator

El Monte, CA · On-site

$145K - $250K/yr

Provide credit review and evaluation for assigned commercial borrowers in support of Bank's credit activities. Ensure credit compliance with Bank regulatory credit specifications. ESSENTIAL FUNCTIONS

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How much do credit review jobs pay per hour?

As of Sep 2, 2026, the average hourly pay for credit review in California is $22.89, according to ZipRecruiter salary data. Most workers in this role earn between $18.99 and $25.62 per hour, depending on experience, location, and employer.

What is a credit review?

A Credit Review job involves evaluating the financial health of individuals or businesses to assess their creditworthiness. Professionals in this role analyze financial statements, credit reports, and risk factors to determine lending viability. They ensure compliance with company policies and regulatory guidelines while identifying potential credit risks. The role is essential for maintaining a healthy loan portfolio and minimizing financial losses for lenders.

What are the key skills and qualifications needed to thrive in credit review, and why are they important?

To thrive as a Credit Review professional, a solid understanding of credit analysis, financial statement interpretation, and risk assessment is essential, often supported by a degree in finance, accounting, or a related field. Familiarity with credit scoring models, financial analysis software, and enterprise resource planning (ERP) systems is crucial, and certifications like CFA or CPA can be advantageous. Strong attention to detail, analytical thinking, and clear communication skills help build strong internal relationships and ensure accuracy. These competencies are vital for making sound credit decisions that protect the organization's financial health and foster responsible growth.

What are the main challenges faced in a credit review role and how can I overcome them?

Credit Review professionals often encounter challenges such as evaluating incomplete or inconsistent financial data, managing tight deadlines for credit assessments, and balancing risk with the company's business objectives. To overcome these, it's important to develop strong analytical skills, maintain a keen attention to detail, and keep up-to-date with industry best practices and regulatory guidelines. Building effective communication and collaboration with sales, risk management, and other departments can help clarify uncertainties and ensure well-informed decisions. Taking part in ongoing training and professional development opportunities can also help you stay ahead in this evolving field.

What are the most commonly searched types of Credit Review jobs in California?

The most popular types of Credit Review jobs in California are:

What are popular job titles related to Credit Review jobs in California?

For Credit Review jobs in California, the most frequently searched job titles are:

What job categories do people searching Credit Review jobs in California look for?

The top searched job categories for Credit Review jobs in California are:

What cities in California are hiring for Credit Review jobs?

Cities in California with the most Credit Review job openings:

Credit Review jobs near you
Infographic showing various Credit Review job openings in California as of August 2026, with employment types broken down into 1% As Needed, 75% Full Time, 18% Part Time, 5% Contract, and 1% Nights. Highlights an 87% Physical, 3% Hybrid, and 10% Remote job distribution, with an average salary of $47,607 per year, or $22.9 per hour.

Loan Review Officer II

WESTAMERICA BANK

On-site

$70K - $75K/yr

Full-time

Re-posted 16 days ago

Westamerica Bank rating

7.6

Company rating: 7.6 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

99th of 174 rated banks

Job description

Description

Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee. 


Weekly Working Hours: 40


As a Loan Review Officer, the position requires assistance in reviewing loans to ensure acceptable standards are maintained, review of credit operations to report conformance with established policy and Federal regulations. The incumbents will also gain familiarity with bank's credit culture, policies and loan products.

Essential Functions include but are not limited to:

  • Analyzes credit and financial statements to verify continuing creditworthiness of customer.
  • Analyzes tax returns to verify continuing creditworthiness of customer.
  • Checks legal documentation supporting commercial, installment and mortgage loans to determine adequacy and perfection of Bank's interest.
  • Assist in the preparation of adversely graded loan reports to management on loans reviewed.

Some credit knowledge preferred.

Requirements

Education and Requirements:

  • Bachelor degree in Accounting, Finance or related field required
  • Strong understanding of bank loan/credit regulations
  • Strong understanding of accounting and credit review standards
  • Strong written and oral communication skills
  • 1 - 5 years or more of financial institution experience, including strong credit review, commercial lending and/or credit administration experience

EOE

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