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Associate Credit Analyst Jobs in Oxnard, CA (NOW HIRING)

Escalate to Credit Analyst if help gathering information is needed or credit review is coming up ... Associate or bachelor's degree in accounting, Finance, or related field preferred. 2--4 years of ...

Conduct multi-state reviews that analyze sales and use tax, property tax, income/franchise, and ... Broad exposure to multistate sales and use taxation, credits and incentives, and/or the Research ...

Internal Auditor/Analyst II

Ventura, CA · On-site

$79K - $111K/yr

Educational Incentive - An educational incentive of 2.5% for completion of an associate degree, 3 ... Health Plans - You are afforded a flexible credit allowance of up to $26,626.86 annually for the ...

Educational Incentive - An educational incentive of 2.5% for completion of an associate degree, 3 ... Health Plans - You are afforded a flexible credit allowance of up to $26,626.86 annually for the ...

Commercial Banker

Thousand Oaks, CA · On-site

$213K - $285K/yr

Associates in roles defined to take deposits are accountable for transaction accuracy and ... Established COI's and referral sources Financial analysis and credit underwriting skills Knowledge ...

New

Commercial Banker

Thousand Oaks, CA · On-site

$213K - $285K/yr

Associates in roles defined to take deposits are accountable for transaction accuracy and ... Established COI's and referral sources Financial analysis and credit underwriting skills Knowledge ...

New

Commercial Banker

Thousand Oaks, CA · On-site

$213K - $285K/yr

Associates in roles defined to take deposits are accountable for transaction accuracy and ... Established COI's and referral sources Financial analysis and credit underwriting skills Knowledge ...

New

Lead Cashier

Thousand Oaks, CA

$17 - $20.75/hr

... them with an associate to perform makeup applications, skincare analysis, and product ... Share the benefits of the guest loyalty program, including credit and the Ulta Beauty app, with ...

Lead Cashier

Calabasas, CA · On-site

$17 - $20.50/hr

... them with an associate to perform makeup applications, skincare analysis, and product ... Share the benefits of the guest loyalty program, including credit and the Ulta Beauty app, with ...

Lead Cashier

Thousand Oaks, CA · On-site

$17 - $20.75/hr

... them with an associate to perform makeup applications, skincare analysis, and product ... Share the benefits of the guest loyalty program, including credit and the Ulta Beauty app, with ...

Lead Cashier

Calabasas, CA

$17 - $20.50/hr

... them with an associate to perform makeup applications, skincare analysis, and product ... Share the benefits of the guest loyalty program, including credit and the Ulta Beauty app, with ...

Lead Cashier

Calabasas, CA · On-site

$17 - $20.50/hr

... them with an associate to perform makeup applications, skincare analysis, and product ... Share the benefits of the guest loyalty program, including credit and the Ulta Beauty app, with ...

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Associate Credit Analyst information

See Oxnard, CA salary details

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How much do associate credit analyst jobs pay per hour?

As of Sep 2, 2026, the average hourly pay for associate credit analyst in Oxnard, CA is $31.69, according to ZipRecruiter salary data. Most workers in this role earn between $24.42 and $35.62 per hour, depending on experience, location, and employer.

What does an associate credit analyst do?

An Associate Credit Analyst is responsible for evaluating the creditworthiness of individuals or companies applying for loans or credit lines. They analyze financial statements, credit reports, and economic data to assess risks and make recommendations on lending decisions. Their work helps financial institutions minimize losses by identifying potential credit risks and ensuring that lending policies are followed. Associate Credit Analysts often work under the supervision of senior analysts and may assist in preparing credit reports and presentations for management.

What are the key skills and qualifications needed to thrive as an associate credit analyst, and why are they important?

To thrive as an Associate Credit Analyst, you need strong analytical skills, a solid understanding of financial statements, and typically a bachelor's degree in finance, accounting, or a related field. Familiarity with credit risk modeling software, Excel, and financial databases such as Bloomberg or S&P Capital IQ is essential. Attention to detail, effective communication, and the ability to work under tight deadlines are standout soft skills in this role. These competencies are crucial for accurately assessing creditworthiness, supporting sound lending decisions, and ensuring risk is managed effectively.

What are some common challenges faced by associate credit analysts when evaluating new credit applications?

Associate Credit Analysts often encounter challenges such as analyzing incomplete or inconsistent financial data, assessing the creditworthiness of applicants with limited credit history, and balancing risk with business growth objectives. They must also stay updated with industry trends and regulatory changes that can impact credit risk. Effective communication with senior analysts and other departments is crucial for gathering necessary information and ensuring accurate assessments.

What is the difference between Associate Credit Analyst vs Credit Analyst?

AspectAssociate Credit AnalystCredit Analyst
Required CredentialsBachelor's degree, some certifications (e.g., CFA, credit analysis courses)Bachelor's degree, often similar certifications
Work EnvironmentEntry-level, team-based, financial institutions or corporationsMid-level, analytical, banking or finance sectors
Employer & Industry UsageFinancial services, banks, credit agenciesBanks, investment firms, credit departments
Common Search & ComparisonYesYes

The Associate Credit Analyst typically performs entry-level credit assessments, supporting senior analysts. Credit Analysts handle more complex evaluations and decision-making. Both roles require similar educational backgrounds and certifications, but Credit Analysts usually have more experience and responsibility.

Are associate credit analysts paid well?

Associate credit analysts typically earn a median annual salary that is competitive within the finance industry, with pay often increasing with experience and certifications such as the CFA. Salaries can vary based on location, company size, and individual performance, but generally, the role offers a solid starting point for a career in credit analysis and financial services.

Is an associate credit analyst entry level?

An associate credit analyst is typically an entry-level position in the finance and credit analysis field. It often requires a bachelor's degree in finance, accounting, or a related field, and involves tasks such as assessing creditworthiness and supporting senior analysts. Advancement usually depends on experience, skills, and certifications like the CFA or credit analysis training.

What are the most commonly searched types of Credit Analyst jobs in Oxnard, CA?

The most popular types of Credit Analyst jobs in Oxnard, CA are:

What are popular job titles related to Associate Credit Analyst jobs in Oxnard, CA?

For Associate Credit Analyst jobs in Oxnard, CA, the most frequently searched job titles are:

What cities near Oxnard, CA are hiring for Associate Credit Analyst jobs?

Cities near Oxnard, CA with the most Associate Credit Analyst job openings:

Infographic showing various Associate Credit Analyst job openings in Oxnard, CA as of August 2026, with employment types broken down into 1% As Needed, 70% Full Time, 26% Part Time, 1% Temporary, and 2% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $65,914 per year, or $31.7 per hour.

Credit Administrator

Heilind Electronics

Calabasas, CA • On-site

Full-time

Posted 20 days ago


Heilind Electronics rating

9.2

Company rating: 9.2 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

18th of 428 rated retail wholesalers


Job description

JOB SUMMARY
The Credit Department manages one of the company's major assets -- Accounts Receivable. The Credit Administrator provides direct support to the Credit Department by processing credit reports, bank and trade references, and administrative tasks. Duties also include telephone calls, data entry, scanning, faxing and records retention.
ESSENTIAL DUTIES AND RESPONSIBILITIES: Other duties as assigned.
Reporting relationships: Reports to Regional Credit Manager
Daily functions:
  • Process credit reports, bank & trades with same-day URGENCY if order is pending.
  • Process requests for new accounts by ordering credit reports, bank & trades; same day.
  • Use of Workflow system to track progress of approvals.
  • Maintain all records in our document storage system
  • Professional communication with customers or coworkers as to additional info needed.
  • Escalate to Credit Analyst if help gathering information is needed or credit review is coming up too small or nothing is available.
  • Set up and maintenance of accounts in ERP system including address changes and reactivations.
  • Adding contact information if provided, such as A/P, Buyer, etc.
  • Adding/changing ship to accounts and divisional records.
  • Communicate credit results to both Sales and Analyst once review is approved.
  • Maintenance of address information, such as mail returned by post office.
  • Must respond the same day to incoming requests for trade references.
  • Entering and update of tax resale information, store certificates in document storage system.
  • Process incoming and outgoing mail.
  • Maintain fax machine and printer including paper, toner, and incoming documents.
  • Follow up on fax errors by dialing # to confirm and seeking out new info until able to send.

Periodic functions:
  • Complete sales tax "U" report by assigned completion dates.
  • Cleaning out credit files to purge items older than 6 months (keep any credit app or resale info you find).
  • Projects as needed -- assigned by Regional, Corporate or National Credit Managers.

EDUCATION/EXPERIENCE:
Associate or bachelor's degree in accounting, Finance, or related field preferred.
2--4 years of credit, accounts receivable, or related accounting experience.
SKILLS AND REQUIREMENTS:
Technical skills:
  • Work experience: Previous office experience preferred.
  • General education or equivalent: High school diploma or equivalent
  • Must be able to write effectively.
  • Previous experience with Word, Excel and Outlook preferred. Attention to detail is very important.
  • Good oral and written communication skills
  • Ability to work in a fast-paced environment
  • Cooperation with internal and external customers a must
  • Ability to prioritize
  • Multi-tasking is a must

Other Requirements:
  • Must be a U.S. Person as defined by the International Traffic in Arms Regulations (ITAR) -- meaning a U.S. citizen, lawful permanent resident (Green Card holder), or an individual granted asylum or refugee status in the United States.

PHYSICAL REQUIREMENTS:
While performing the duties of this job the employee is often required to stand, sit, use computers, read, write, type, use copy machines, file paperwork, use telephones, and utilize written and oral communication to interact with clients, co-workers, and customers. Reasonable accommodations may be made to enable individuals to perform the essential functions of this job.
Sedentary work. Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects. Substantial movements (motions) of the wrists, hands, and/or fingers (paperwork, typing, using mouse/keyboard). The worker is required to have close visual acuity to perform an activity such as preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading.
WORKING CONDITIONS:
Position is not substantially exposed to adverse environmental conditions (such as in typical office or administrative work).

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