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Credit Analyst Jobs in California (NOW HIRING)

Peregrine Team

Credit Analyst

Newport Beach, CA · On-site

$70K - $90K/yr

We are seeking a Credit Analyst to evaluate financial data, assess borrower risk, and support lending decisions within a dynamic banking environment. This role is critical in maintaining sound credit ...

Spencer Gray

Credit Analyst

Garden Grove, CA · On-site

$21.50/hr

*** This position is onsite The Credit Analyst is responsible for conducting credit investigations and analyzing credit information pertaining to loans. In addition, to verifying and updating credit ...

Staffingine LLC

Credit Analyst

Los Angeles, CA · On-site

Credit Analyst Job Location: Los Angeles, CA Job Type: Contract * Assist in underwriting commercial loan products in alignment with lending policies, prudent practices, and regulatory requirements.

Columbia Banking System, Inc.

Credit Analyst

Palm Desert, CA · On-site

$23 - $35/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Responsible for the review, analysis, and evaluation of credit data for commercial loans. This is an entry level, learning/development role. * Responsible for collection of financial information and ...

Columbia Banking System, Inc.

Credit Analyst

Riverside, CA · On-site

$23 - $35/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Responsible for the review, analysis, and evaluation of credit data for commercial loans. This is an entry level, learning/development role. * Responsible for collection of financial information and ...

City National Bank

Credit Analyst I

Irvine, CA · On-site

$25.93 - $41.43/hr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

CREDIT ANALYST I-Commercial Real Estate WHAT IS THE OPPORTUNITY? The Credit Analyst is an entry-level position responsible for supporting credit analysis and portfolio management activities. This ...

The Hankey Group

Credit Analyst

Los Angeles, CA · On-site

$18.47/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

CREDIT ANALYST Los Angeles, CA | On-site Responsible for all aspects of underwriting in the Acquisitions unit to affect maximum possible profitability on a Westlake Financial deal. Focus on process ...

Westlake Financial

Credit Analyst

Los Angeles, CA · On-site

$18.47/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

CREDIT ANALYST Los Angeles, CA | On-site Responsible for all aspects of underwriting in the Acquisitions unit to affect maximum possible profitability on a Westlake Financial deal. Focus on process ...

Hankey Group External

Credit Analyst

Los Angeles, CA · On-site

$18.47/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

CREDIT ANALYST Los Angeles, CA | On-site Responsible for all aspects of underwriting in the Acquisitions unit to affect maximum possible profitability on a Westlake Financial deal. Focus on process ...

US Bank

SBA Credit Analyst

Los Angeles, CA · On-site

$98K - $115K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Credit Analyst will use such tools to compare and evaluate possible courses of action and will make recommendations and/or decisions after various possibilities are considered. Basic ...

US Bank

SBA Credit Analyst

Los Angeles, CA · On-site

$98K - $115K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Credit Analyst will use such tools to compare and evaluate possible courses of action and will make recommendations and/or decisions after various possibilities are considered. Basic ...

Veros Credit, LLC

Franchise Senior Credit Analyst

Santa Ana, CA

$31 - $42/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Franchise Senior Credit Analyst (Auto Finance) will be responsible for conducting an objective, independent analysis of complex credit data and financial statements of customers to determine the ...

New

Fifth Third

Commercial Credit Analyst

San Jose, CA · On-site

The Credit Analyst is primarily responsible for completing the daily duties of underwriting and monitoring credit while performing analytical activities and identifying risks or issues as needed. In ...

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Showing results 1-20

All JobsCredit Analyst JobsCredit Analyst Jobs in California

Credit Analyst information

See California salary details

$14

$29

$48

How much do credit analyst jobs pay per hour?

As of Aug 16, 2026, the average hourly pay for credit analyst in California is $29.53, according to ZipRecruiter salary data. Most workers in this role earn between $22.79 and $33.22 per hour, depending on experience, location, and employer.

What is the difference between Credit Analyst vs Loan Officer?

AspectCredit AnalystLoan Officer
Required CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis coursesBachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & Industry UsageBanks, credit unions, financial institutionsBanks, mortgage companies, credit unions

While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.

What are the typical challenges a credit analyst faces when evaluating complex loan applications?

Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.

What does a credit analyst do?

A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.

What does a credit analyst do?

As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.

More about Credit Analyst jobs

What are the most commonly searched types of Credit Analyst jobs in California?

The most popular types of Credit Analyst jobs in California are:

What are popular job titles related to Credit Analyst jobs in California?

For Credit Analyst jobs in California, the most frequently searched job titles are:

What job categories do people searching Credit Analyst jobs in California look for?

The top searched job categories for Credit Analyst jobs in California are:

What cities in California are hiring for Credit Analyst jobs?

Cities in California with the most Credit Analyst job openings:

What are popular job titles related to Credit Analyst jobs in CA?

For Credit Analyst jobs in CA, the most frequently searched job titles are:

Credit Analyst jobs near you
Infographic showing various Credit Analyst job openings in California as of August 2026, with employment types broken down into 94% Full Time, and 6% Contract. Highlights an 100% In-person job distribution, with an average salary of $61,428 per year, or $29.5 per hour.

Credit Analyst

Peregrine Team

Newport Beach, CA • On-site

$70K - $90K/yr

Full-time

Re-posted 6 days ago

Job description

We are seeking a Credit Analyst to evaluate financial data, assess borrower risk, and support lending decisions within a dynamic banking environment. This role is critical in maintaining sound credit practices and supporting loan growth.
Key Responsibilities
  • Credit Evaluation: Analyze financial statements, tax returns, and credit reports.
  • Risk Assessment: Evaluate borrower risk and make recommendations for loan approval or denial.
  • Credit Memorandums: Prepare detailed credit write-ups and loan summaries.
  • Portfolio Monitoring: Assist in ongoing monitoring of loan performance and risk exposure.
  • Collaboration: Work closely with loan officers and underwriting teams.

Qualifications
  • Experience: 2-4 years in credit analysis or commercial banking.

Skills
  • Strong understanding of financial statements and credit metrics.
  • Excellent analytical and problem-solving skills.
  • Proficiency in Excel and financial systems.

Attributes
  • Detail-oriented and objective decision-maker.
  • Strong organizational skills.

Compensation
$70,000 - $90,000 depending on experience
Peregrine Team logo

About Peregrine Team

Sourced by ZipRecruiter

Our Vision I started Peregrine Team with superior customer service and quality in mind. Going back to the basics. My team exists to challenge the lazy, idle and often sloppy recruiting and staffing teams out there. We see agency after agency spending less time with the people, not caring about what individuals are looking for when making a career move. Sourcing top talent is not easy in the current environment, but listening and caring about others will create trust, lasting partnerships and overall success. Whether you are looking for a job or looking for talent, we can help manage the process. We are a team of hunters, able to find and hire quality experienced professionals for any organization. We primarily specialize in placement of professionals in the Healthcare & Life Science space, but will take on any challenge. We simply do things differently.

Industry

Recruiting and staffing services

Company size

51 - 200 Employees

Headquarters location

Orange County, CA, US

Year founded

2021

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