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Farm Credit Jobs in California (NOW HIRING)

AgWest Farm Credit

Credit Underwriter

Imperial, CA · On-site

$72K - $110K/yr

AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners ...

AgWest Farm Credit

Credit Underwriter

Rocklin, CA · On-site

$83K - $144K/yr

AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners ...

Golden State Farm Credit

VP, Appraisal Manager

Chico, CA · On-site

$136K - $215K/yr

If you have a passion for leadership, continuous improvement, and agriculture, then Golden State Farm Credit's VP, Appraisal Manager position is for you! We are seeking a motivated leader who values ...

Golden State Farm Credit

VP, Appraisal Manager

Chico, CA · On-site

$136K - $215K/yr

If you have a passion for leadership, continuous improvement, and agriculture, then Golden State Farm Credit's VP, Appraisal Manager position is for you! We are seeking a motivated leader who values ...

AgWest Farm Credit

Loan Accountant

Rocklin, CA · On-site

$69K - $104K/yr

AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners ...

Golden State Farm Credit

VP, Loan Officer

Hanford, CA · On-site

$97K - $151K/yr

Our team at Golden State Farm Credit is united in our efforts to support rural communities and the agricultural industry. We offer a distinct work environment that fosters collaboration amongst teams ...

AgWest Farm Credit

Credit Underwriter

Paso Robles, CA · On-site +1

$80K - $137K/yr

Complete farm visits, collateral inspections and document observations. This requires ... Perform credit investigations on applicants including public record searches, credit bureau reports ...

AgWest Farm Credit

Relationship Manager

Imperial, CA · On-site

$98K - $191K/yr

AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners ...

AgWest Farm Credit

Azure Engineer

Rocklin, CA · On-site

$114K - $199K/yr

AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners ...

AgWest Farm Credit

Loan Accountant

Rocklin, CA · Hybrid

$69K - $104K/yr

Also communicate with external stakeholders including commercial banks and Farm Credit entities nationwide. * Provide operational expertise and consultation on how to structure loans within the ...

AgWest Farm Credit

Accounting Manager

Rocklin, CA · Hybrid

$91K - $126K/yr

... Audit, Farm Credit Administration and external auditors. * Represent AgWest's purpose and values to employees, customers, and our communities. * Demonstrate supervisory competencies and meet ...

New

AgWest Farm Credit

Relationship Manager

Imperial, CA · On-site

$98K - $191K/yr

Make quality credit decisions to ensure customer service, a high-quality loan portfolio and loan administration. * Monitor loan performance and proactively service and manage assigned accounts with ...

AgWest Farm Credit

Relationship Manager

Paso Robles, CA · On-site +1

$83K - $144K/yr

We are in search of a Relationship Manager I or Relationship Manager II to join our Credit Resolution Team in either our Paso Robles or Rocklin, California branches. This full-time position reports ...

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Farm Credit information

See California salary details

$12

$22

$32

How much do farm credit jobs pay per hour?

As of Aug 29, 2026, the average hourly pay for farm credit in California is $22.89, according to ZipRecruiter salary data. Most workers in this role earn between $18.99 and $25.62 per hour, depending on experience, location, and employer.

What is Farm Credit?

Farm Credit refers to a nationwide network of borrower-owned lending institutions and specialized service organizations that provide loans, leases, and financial services to farmers, ranchers, agricultural cooperatives, and rural businesses in the United States. Established in 1916, the Farm Credit System's mission is to support rural communities and agriculture by ensuring reliable access to credit. These institutions are cooperatives, meaning they are owned and governed by their borrowers, which helps ensure that lending practices meet the specific needs of the agricultural sector.

What are the key skills and qualifications needed to thrive in Farm Credit, and why are they important?

To excel in Farm Credit, you need a solid background in finance, agricultural economics, or business, often supported by a relevant degree or experience in agribusiness lending. Familiarity with loan origination systems, risk assessment tools, and financial analysis software is commonly required. Strong relationship-building, communication, and problem-solving skills help professionals connect with clients and navigate complex lending scenarios. These competencies are essential to provide effective financial solutions to agricultural clients and ensure sound lending decisions.

What are some common challenges faced by professionals working in Farm Credit, and how can they be addressed?

Professionals in Farm Credit often encounter challenges such as managing lending risks due to fluctuating agricultural markets, weather unpredictability, and changing regulations. Building strong relationships with clients and staying informed on industry trends are crucial for making sound lending decisions. Many teams operate in collaborative environments, working closely with credit analysts, loan officers, and agricultural experts to assess and support borrowers. Training and mentorship programs are commonly available to help newcomers navigate these complexities and advance within the organization.

What is the difference between Farm Credit vs Loan Officer?

AspectFarm CreditLoan Officer
CredentialsTypically requires a bachelor's degree in finance, agriculture, or related fields; certifications varyRequires a bachelor's degree; certifications like Mortgage Loan Originator (MLO) may be preferred
Work EnvironmentPrimarily rural/agricultural settings, cooperative or financial institutionsBanking or lending institutions, both rural and urban
Employer & IndustryCooperative financial institutions serving agricultural communitiesBanks, credit unions, lending companies
Common Search/ComparisonFarm Credit vs Loan Officer

Farm Credit professionals focus on providing financial services specifically tailored to agricultural clients, often working within cooperative or specialized financial institutions. Loan Officers have a broader role in evaluating and approving various types of loans across different industries, including agriculture. While both roles involve lending, Farm Credit roles are more specialized in rural and agricultural finance, whereas Loan Officers work in diverse banking environments.

What are popular job titles related to Farm Credit jobs in California?

For Farm Credit jobs in California, the most frequently searched job titles are:

What job categories do people searching Farm Credit jobs in California look for?

The top searched job categories for Farm Credit jobs in California are:

What cities in California are hiring for Farm Credit jobs?

Cities in California with the most Farm Credit job openings:

Farm Credit jobs near you
Infographic showing various Farm Credit job openings in California as of August 2026, with employment types broken down into 87% Full Time, and 13% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $47,607 per year, or $22.9 per hour.

Credit Underwriter

AgWest Farm Credit

Imperial, CA • On-site

$72K - $110K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 29 days ago

Job description

AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in a seven-state territory in the Western United States. AgWest is part of the 100+ year-old Farm Credit System - the leading provider of credit to American agriculture.
AgWest champions the growth and advancement of agriculture, the value of rural communities, and the vital contribution our customers make to the economy and society. We serve customers in 59 locations throughout the West.
We are in search of a Credit Underwriter I or Credit Underwriter II, internally known as a Credit Analyst, to join our Arizona Lending and Insurance department in Safford, Tempe, or Yuma, Arizona or Imperial, California. This full-time position reports to the SVP, Credit and provides sound, constructive, credit and related services, typically supporting average to above average loan portfolios involving simple to moderately complex credits.
Compensation Information
The base salary range for this position in Arizona is:
Level I:
Typical starting range: $60,000 - $80,300
Full base salary range: $60,000 - $90,400
Annual performance-based incentive target is 10% of base.
Level II:
Typical starting range: $66,200 - $88,700
Full base salary range: $66,200 - $99,900
Annual performance-based incentive target is 12% of base.
The base salary range for this position in Imperial, California is:
Level I:
Typical starting range: $66,200 - $88,700
Full base salary range: $66,200 - $99,900
Annual performance-based incentive target is 10% of base.
Level II:
Typical starting range: $72,600 - $97,800
Full base salary range: $72,600 - $110,400
Annual performance-based incentive target is 12% of base.
*Relocation assistance will be provided to eligible candidates who must relocate to accept this position.
Essential Duties
  • Gather financial and business related information from customers, prospects and other available resources through personal interviews, phone interviews, and other information resources.
  • Analyze financial statements, including opinions and notes, tax records, "in house" prepared financial statements and pro forma statements.
  • Analyze credit and prepare analysis on small and medium size portfolios; submit sound credit analysis and recommendations for review.
  • Comply with AgWest documentation expectations, procedures, laws and regulations.
  • Support customer relationships through marketing and servicing financially related products by communicating with customers, their professional representatives and employees at the branch office or customer locations.
  • Effectively participate in the Large Loan process as needed to provide high quality products to be delivered within the agreed time frames and within the risk parameters acceptable to AgWest.
  • Complete farm visits, collateral inspections and document observations. This requires transportation to and from the operation, visually inspecting the condition and valuation of loan collateral.
  • Conduct research of agricultural and related industries and commodities to determine viability, trends and opportunities for AgWest to strengthen its position.
  • Establish rapport with and develop/maintain confidence of customers and prospective customers.
  • Represent AgWest at public relations events by joining or actively supporting appropriate agricultural organizations, civic groups or commodity groups and actively participating in sponsored events and programs.
  • Accurately classify and identify appropriate charge-off reserves, cash income accounting and allowances on assigned loans.
  • Perform credit investigations on applicants including public record searches, credit bureau reports, employment and income verification and asset and liability verification.
  • Participate in loan closings by ensuring the appropriate documentation is completed and understood by the customer.
  • Ensure effective and accurate credit administration through coordination with relationship managers and others.
  • Participate in assigned industry teams or industry task forces as needed; assist teams with detailed industry studies and the organization of industry specific customer educational events.
  • Effectively work with customers and collaborate with other AgWest teams to make referrals and cross-sell products, to meet customer needs.
  • May serve as a trainer or mentor in the organization.
  • May participate in organization-wide initiatives as requested or directed.
  • Perform all duties and maintain all standards in accordance with company policies, procedures, and internal controls.
  • Other duties as assigned.

Travel Requirements
  • AgWest employees may occasionally be asked to travel for all-staff or team meetings not included in the standard travel requirements for the role.

Minimum Qualifications
  • Bachelor's degree in business, accounting or ag related field, or an equivalent combination of education and experience
  • Generally, requires 1-2 years accounting or financial industry experience
  • Understanding of applicable credit laws and regulations, and bankruptcy law and collection procedures
  • Ability to market, sell, and effectively negotiate terms on AgWest products, including loan programs, interest rate programs, and financially related services, both verbally and in writing
  • Knowledge of appraisal techniques and principles
  • Thorough knowledge of credit classifications and sound loan administration practices

Preferred Qualifications
  • Agricultural background
  • Advanced knowledge of AgWest's policies and procedures
  • Advanced knowledge of AgWest's products and services and how they are delivered

Workplace Flexibility
  • After an initial in-office training period, this position is eligible for workplace flexibility and a one-time home office stipend.

Benefits Offered by AgWest
  • Medical, dental, and vision insurance
  • Basic term life and AD&D insurance (fully paid for by the company)
  • Paid days off annually: 15 vacation*, 15 sick, 12 holidays and 3 volunteer
  • 401(k) plan (6% match plus 3% employer contribution)
  • Employee Assistance Program
  • Wellness Program
  • Jeans are welcome at work every day at AgWest!

*Vacation accrual rates increase with tenure.
Details about insurance and retirement benefits are available at: https://www.farmcreditfoundations.com/fcfbenefits
#LI-Hybrid
Job level and starting annual salary will be based on a variety of factors including but not limited to experience, education, certifications/licensure, internal equity, location, business needs and market demands. The listed compensation and benefits information is accurate as of the posting date. AgWest reserves the right to adjust compensation for all positions and modify or discontinue benefits programs at its sole discretion, subject to applicable law.
Qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender orientation, national origin, marital status, age, disability, protected veteran status, or any other classification protected by law.
When you apply for a position with AgWest Farm Credit, we collect personal identifiers (from your resume and other application information you submit), such as your name, email address, mailing address, telephone number(s) and employment and education related information. This helps us evaluate job applicants for hiring opportunities, and, communicate with them.
To comply with federal regulations for equal employment opportunity and affirmative action (EEO/AA), we track our applicants by gender, race/ethnicity, veteran status, disability status, and the position for which they applied. You will be presented with a voluntary self-identification form as part of this application; we wanted you to know why we collect this information and what we do with it. Please be aware that this information is kept separate from your application, and not utilized in the selection process.
For more information about the information AgWest Farm Credit collects, please see the AgWest Farm Credit California Privacy Policy.

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