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Credit Administration Jobs in California (NOW HIRING)

Credit Analyst I

San Diego, CA · On-site

$20 - $31/hr

About This Job The Credit Administration Analyst I provides foundational credit administration support to the Third Party Credit Risk team. Responsibilities include managing and organizing credit ...

Credit Analyst I

San Diego, CA · On-site

$20 - $31/hr

About This Job The Credit Administration Analyst I provides foundational credit administration support to the Third Party Credit Risk team. Responsibilities include managing and organizing credit ...

Credit Underwriter

Paso Robles, CA · On-site +1

$80K - $137K/yr

Ensure effective and accurate credit administration through coordination with relationship managers and others. * Participate in assigned industry teams or industry task forces as needed; assist ...

The Credit Administrator is responsible for the administration and management of the Commercial loan process including submission of credit underwriting memo's, loan risk ratings, documentation ...

The Credit Administrator is responsible for the administration and management of the Commercial loan process including submission of credit underwriting memo's, loan risk ratings, documentation ...

The Credit Administrator is responsible for the administration and management of the Commercial loan process including submission of credit underwriting memo's, loan risk ratings, documentation ...

The Credit Administrator is responsible for the administration and management of the Commercial loan process including submission of credit underwriting memo's, loan risk ratings, documentation ...

The Credit Administrator is responsible for the administration and management of the Commercial loan process including submission of credit underwriting memo's, loan risk ratings, documentation ...

The Credit Administrator is responsible for the administration and management of the Commercial loan process including submission of credit underwriting memo's, loan risk ratings, documentation ...

The Credit Administrator is responsible for the administration and management of the Commercial loan process including submission of credit underwriting memo's, loan risk ratings, documentation ...

The Credit Administrator is responsible for the administration and management of the Commercial loan process including submission of credit underwriting memo's, loan risk ratings, documentation ...

The Credit Administrator is responsible for the administration and management of the Commercial loan process including submission of credit underwriting memo's, loan risk ratings, documentation ...

The Credit Administrator is responsible for the administration and management of the Commercial loan process including submission of credit underwriting memo's, loan risk ratings, documentation ...

The Credit Administrator is responsible for the administration and management of the Commercial loan process including submission of credit underwriting memo's, loan risk ratings, documentation ...

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Showing results 1-20

Credit Administration information

See California salary details

$17.3K

$76.7K

$188K

How much do credit administration jobs pay per year?

As of Sep 6, 2026, the average yearly pay for credit administration in California is $76,740.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,400.00 and $106,100.00 per year, depending on experience, location, and employer.

What is credit administration?

A Credit Administration job involves managing and overseeing the credit approval, monitoring, and risk assessment processes within a financial institution. Responsibilities typically include ensuring compliance with credit policies, analyzing financial data, and supporting loan operations. Professionals in this role work closely with credit officers and other stakeholders to minimize risk while facilitating lending activities. Effective credit administration helps maintain a healthy loan portfolio and ensures regulatory adherence.

What are the key skills and qualifications needed to thrive in credit administration, and why are they important?

To excel in Credit Administration, you typically need a background in finance, accounting, or business administration, combined with strong analytical and organizational skills. Familiarity with credit management software (such as FIS, Jack Henry, or Moody’s), financial analysis tools, and industry certifications like Certified Credit Professional (CCP) are often advantageous. Attention to detail, effective communication, and problem-solving abilities help professionals collaborate and manage risk efficiently. These skills are vital for ensuring accurate credit assessments, regulatory compliance, and maintaining the financial health of the organization.

What are some common challenges faced in a credit administration role?

One of the main challenges in Credit Administration is managing large volumes of credit applications and ensuring compliance with both internal policies and external regulations. Professionals in this role must often balance the need for thorough risk assessment with demands for quick decision-making to support business operations. Additionally, they may handle complex documentation and interact frequently with various departments such as sales, compliance, and underwriting, requiring strong coordination skills. Overcoming these challenges successfully helps maintain the organization's credit quality while supporting its growth objectives.

Is credit administration a good job?

Credit administration involves managing and overseeing credit processes, including evaluating creditworthiness and maintaining credit policies. It typically requires strong attention to detail, analytical skills, and knowledge of financial systems. The role offers stable employment with opportunities for advancement in financial institutions and corporate finance departments.

What is the role of a credit administrator?

A credit administrator manages and oversees the credit approval process, evaluates creditworthiness of clients, and monitors credit risk to ensure timely payments and minimize financial loss. They often use financial analysis tools and maintain accurate records to support credit decisions and compliance.

What are the most commonly searched types of Credit Administration jobs in California?

The most popular types of Credit Administration jobs in California are:

What are popular job titles related to Credit Administration jobs in California?

For Credit Administration jobs in California, the most frequently searched job titles are:

What job categories do people searching Credit Administration jobs in California look for?

The top searched job categories for Credit Administration jobs in California are:

Infographic showing various Credit Administration job openings in California as of August 2026, with employment types broken down into 1% Internship, 82% Full Time, and 17% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $76,740 per year, or $36.9 per hour.

Credit Analyst IV - Mission Bank

Mission Bank

Bakersfield, CA • On-site

$97K - $120K/yr

Full-time

Re-posted 28 days ago


Job description

We are seeking a Credit Analyst IV to join our Credit Administration team! The Credit Analyst, Credit Administration supports the Bank's credit risk management framework by monitoring asset quality, preparing risk-related reporting, and coordinating follow-up activities with Relationship Managers and Credit Administration. This role focuses on asset oversight, risk identification, and reporting rather than independent credit approval authority. The position is responsible for monitoring criticized and classified loans, preparing problem loan reports, supporting risk rating accuracy, and ensuring documentation and system integrity within nCino and related platforms. This role does not carry independent loan approval authority unless otherwise assigned. The role may include direct or indirect relationship management of higher risk borrowers and possibly a BBC.

Responsibilites, include, but are not limited to the following:

  1. Prepare and maintain problem loan reports and asset quality summaries.
  2. Serve as the primary coordinator for asset monitoring activities across business lines.
  3. Track covenant compliance, maturity dates, financial statement receipt, and collateral exceptions.
  4. Follow up with Relationship Managers on property tax payments, insurance coverage, and other risk-related items. Including a monthly summary report to the CCO.
  5. Prepare monthly and quarterly credit risk reports for management and committees.
  6. Support preparation of criticized/classified asset reports and regulatory reporting.
  7. Analyze risk trends within assigned portfolios and escalate concerns appropriately.
  8. Assist in tracking concentrations and emerging portfolio risks.
  9. Review risk rating changes for accuracy and consistency.
  10. Analyze and document rationale for risk rating downgrades or upgrades.
  11. Ensure risk ratings appropriately reflect financial performance, collateral position, and repayment capacity.
  12. Coordinate with Relationship Managers and Credit Officers to resolve discrepancies.
  13. Manage as directed high risk borrowers and document status updates.
  14. Track action items associated with special assets and ensure timely follow-through.
  15. Track and findings and/or recommendations from any loan exam to ensure mitigation/implementation.
  16. Complete and review problem borrower write-ups within nCino to ensure completeness and accuracy.
  17. Maintain credit file documentation integrity and required risk documentation.
  18. Ensure policy adherence in credit administration processes.
  19. Assist with internal and external audit requests related to credit files and asset quality.
  20. Complete and review write-ups within nCino to ensure completeness and accuracy.
  21. Maintain credit file documentation integrity and required risk documentation.

Minimum Requirements:

  • 3-5 years of experience in credit administration, loan review, risk management, or banking operations.
  • Working knowledge of credit risk principles, loan documentation, and regulatory expectations.
  • Experience with nCino or similar loan origination/credit systems preferred.
  • Proficient in Excel.
  • Detail oriented.
  • Strong ability to analyze and synthesize large amounts of data.
  • Ability to conduct extensive research and apply data to improve BSA Program and strong knowledge of BSA compliance, preferred.
  • Possess strong written/verbal communication skills as well as excellent organizational/time management skills.
  • Ability to work with minimal supervision while performing duties.

Target Compensation: $97,054 - 120,000 annually, depending on experience.