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Credit Administration Jobs (NOW HIRING)

InterBank

Credit Administration

Midlothian, TX

Two years of banking administration experience. * A valid driver's license. * Satisfactory credit and criminal background check. SKILLS AND PHYSICAL DEMANDS: * Skills: * Hard Skills: Proficient in ...

Mizuho Bank Ltd

Credit Administration Unit

Manhattan, NY · On-site

$82K - $125K/yr

Create and/or review documentation related to operational processes in the Credit Administration Unit - CAU (i.e. FIS, Administrative Questionnaires, etc.). * Have a clear understanding of time ...

mgx

Credit Administration Representative

Winona, MN

Merchants Bank, Winona , has an opening for a Credit Administration Representative. This position involves the review and due diligence associated with Commercial, Ag, and Consumer loan transactions ...

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Credit Administration information

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$17.5K

$77.8K

$190.5K

How much do credit administration jobs pay per year?

As of Jun 27, 2026, the average yearly pay for credit administration in the United States is $77,758.00, according to ZipRecruiter salary data. Most workers in this role earn between $45,000.00 and $107,500.00 per year, depending on experience, location, and employer.

How much do credit administrators make?

Credit administrators typically earn a median annual salary of around $50,000 to $70,000, depending on experience, location, and the size of the organization. Salaries can increase with certifications, such as the Certified Credit Executive (CCE), and experience in financial analysis or risk management.

What are some common challenges faced in a Credit Administration role?

One of the main challenges in Credit Administration is managing large volumes of credit applications and ensuring compliance with both internal policies and external regulations. Professionals in this role must often balance the need for thorough risk assessment with demands for quick decision-making to support business operations. Additionally, they may handle complex documentation and interact frequently with various departments such as sales, compliance, and underwriting, requiring strong coordination skills. Overcoming these challenges successfully helps maintain the organization's credit quality while supporting its growth objectives.

What is a Credit Administration job?

A Credit Administration job involves managing and overseeing the credit approval, monitoring, and risk assessment processes within a financial institution. Responsibilities typically include ensuring compliance with credit policies, analyzing financial data, and supporting loan operations. Professionals in this role work closely with credit officers and other stakeholders to minimize risk while facilitating lending activities. Effective credit administration helps maintain a healthy loan portfolio and ensures regulatory adherence.

What do credit administrators do?

Credit administrators are responsible for managing and overseeing the credit approval process, evaluating creditworthiness, and maintaining credit records. They analyze financial data, ensure compliance with credit policies, and use tools like credit scoring systems to make informed decisions. Their work helps minimize financial risk for organizations.

What are the key skills and qualifications needed to thrive in the Credit Administration position, and why are they important?

To excel in Credit Administration, you typically need a background in finance, accounting, or business administration, combined with strong analytical and organizational skills. Familiarity with credit management software (such as FIS, Jack Henry, or Moody’s), financial analysis tools, and industry certifications like Certified Credit Professional (CCP) are often advantageous. Attention to detail, effective communication, and problem-solving abilities help professionals collaborate and manage risk efficiently. These skills are vital for ensuring accurate credit assessments, regulatory compliance, and maintaining the financial health of the organization.

What job makes $10,000 a month without a degree?

In credit administration, high-level roles such as senior credit managers or specialized financial analysts can earn around $10,000 per month, especially with extensive experience and strong skills in credit risk assessment and financial analysis. These positions often require industry certifications and a deep understanding of credit policies but may not always require a formal degree.

What is the role of a credit administrator?

A credit administrator manages and oversees the credit approval process, evaluates creditworthiness of clients, and monitors credit risk to ensure timely payments and minimize financial loss. They often use financial analysis tools and maintain detailed records to support credit decisions and compliance. Strong attention to detail and knowledge of credit policies are essential for this role.
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What cities are hiring for Credit Administration jobs? Cities with the most Credit Administration job openings:
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Credit Administration jobs near you
Infographic showing various Credit Administration job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 86% Full Time, 10% Part Time, 1% Temporary, and 2% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $77,758 per year, or $37.4 per hour.
AVP Credit Administration

AVP Credit Administration

Fort Bragg Federal Credit Union

Fort Liberty, NC • On-site

Other

Posted 3 days ago

Job description

Associate Vice President Credit Administration
Purpose:
Manages all non-exempt staff to support the day-to-day credit administration activities for all direct and indirect consumer lending.
Primary Duties and Responsibilities:
  1. Assists SVP Credit Administration with interviewing and hiring, and the ongoing development of department employees.
  2. Oversees underwriting and processing for all consumer loans.
  3. Conducts ongoing training and calibration sessions for assigned staff to ensure department-wide understanding policies, procedures and guidelines.
  4. Ensures exceptional service levels to members/borrowers. Conducts and coordinates regular staff sales and service, and product knowledge training.
  5. Promotes sales of ancillary products, services and programs related to consumer lending (GAP, Warranty, CL&D, etc.).
  6. Conducts research to assist members in corrections/explanations of transactions on their accounts. Handles complaints and escalated matters.
  7. Assists the SVP Credit Administration in ongoing management of relationships with third party providers.
  8. Ensures adequate staffing for incoming calls to provide exceptional member service and minimize abandonment rates.
  9. Responsible for quality loan decisions and accurate documentation. Ensures loans are processed and ready for disbursal without delay.
  10. Ensures that current loan policies and procedures are strictly adhered to and that any exceptions are within guidelines and properly documented.
  11. Responsible for continuous coaching and mentoring of staff and the timely completion of annual employee performance evaluations and individual development plans.
  12. Assists SVP Credit Administration with department reporting.
  13. Maintains knowledge of all consumer lending laws and regulations and ensures compliance.
  14. Maintains proper security over applications/account information being processed.
Other Duties and Responsibilities:
  1. Keeps abreast of general economic conditions that may impact lending, delinquency, and charge-offs.
  2. Participates in credit union community events.
  3. Understands and maintains strong knowledge of all lending regulations, such as ECOA, RegZ, the Fair Lending Act, SAFE Act, BSA, Red Flag, OFAC, and all other credit union regulations.
  4. Performs other functions and projects as assigned by the SVP Credit Administration.

Minimum Qualifications:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the minimum level of knowledge, skills and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education and Training:
Bachelor's degree in Business or related field desired. Work experience may be considered in lieu of a degree.
This position requires NMLS registration, as defined within the provisions of the S.A.F.E. Act. All employees who will be engaged in residential mortgage originations must register with the federal registry system and maintain a status in good standing under the SAFE act requirements.
On an annual basis, completes all mandatory regulatory training as designated by the credit union.
Prior Experience:
5-10 years credit administration experience, with minimum of 3 years in a supervisory role.
Interpersonal Skills:
A significant level of trust and diplomacy is required, in addition to normal courtesy and tact. Work involves extensive personal contact with others and is usually of a personal or sensitive nature. Work may involve motivating, influencing, or training others. Outside contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary and often requires the ability to influence and/or sell ideas or services to others.
Other Special Skills and Abilities:
  • Demonstrated proficiency in all Microsoft products, including Word, Excel, and outlook e-mail.
  • Proficient in other office equipment including phone, faxes, scanners, etc.
  • Must be an effective communicator and be able to work with all levels of staff and members.
  • Must have the ability to evaluate facts and make decisions.

Physical Demands:
The need for physical stamina is low to moderate.
Pending workload, the ability to work flexible hours to meet demands is expected.
Working Conditions:
No adverse working conditions. Typical office environment.

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