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Credit Administration Jobs (NOW HIRING)

InterBank

Credit Administration

Midlothian, TX · On-site

Two years of banking administration experience. * A valid driver's license. * Satisfactory credit and criminal background check. SKILLS AND PHYSICAL DEMANDS: * Skills: * Hard Skills: Proficient in ...

Mizuho Bank Ltd

Credit Administration Unit

Manhattan, NY · Hybrid

$82K - $125K/yr

Create and/or review documentation related to operational processes in the Credit Administration Unit - CAU (i.e. FIS, Administrative Questionnaires, etc.). * Have a clear understanding of time ...

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How much do credit administration jobs pay per year?

As of Jun 7, 2026, the average yearly pay for credit administration in the United States is $77,758.00, according to ZipRecruiter salary data. Most workers in this role earn between $45,000.00 and $107,500.00 per year, depending on experience, location, and employer.

What are some common challenges faced in a Credit Administration role?

One of the main challenges in Credit Administration is managing large volumes of credit applications and ensuring compliance with both internal policies and external regulations. Professionals in this role must often balance the need for thorough risk assessment with demands for quick decision-making to support business operations. Additionally, they may handle complex documentation and interact frequently with various departments such as sales, compliance, and underwriting, requiring strong coordination skills. Overcoming these challenges successfully helps maintain the organization's credit quality while supporting its growth objectives.

What is a Credit Administration job?

A Credit Administration job involves managing and overseeing the credit approval, monitoring, and risk assessment processes within a financial institution. Responsibilities typically include ensuring compliance with credit policies, analyzing financial data, and supporting loan operations. Professionals in this role work closely with credit officers and other stakeholders to minimize risk while facilitating lending activities. Effective credit administration helps maintain a healthy loan portfolio and ensures regulatory adherence.

What are the key skills and qualifications needed to thrive in the Credit Administration position, and why are they important?

To excel in Credit Administration, you typically need a background in finance, accounting, or business administration, combined with strong analytical and organizational skills. Familiarity with credit management software (such as FIS, Jack Henry, or Moody’s), financial analysis tools, and industry certifications like Certified Credit Professional (CCP) are often advantageous. Attention to detail, effective communication, and problem-solving abilities help professionals collaborate and manage risk efficiently. These skills are vital for ensuring accurate credit assessments, regulatory compliance, and maintaining the financial health of the organization.

More about Credit Administration jobs
What cities are hiring for Credit Administration jobs? Cities with the most Credit Administration job openings:
What are the most commonly searched types of Credit Administration jobs? The most popular types of Credit Administration jobs are:
What states have the most Credit Administration jobs? States with the most job openings for Credit Administration jobs include:
What job categories do people searching Credit Administration jobs look for? The top searched job categories for Credit Administration jobs are:
Credit Administration jobs near you
Infographic showing various Credit Administration job openings in the United States as of May 2026, with employment types broken down into 85% Full Time, 11% Part Time, 1% Temporary, and 3% Contract. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution, with an average salary of $77,758 per year, or $37.4 per hour.

Credit Administration Director

Everwise Credit Union

South Bend, IN • On-site, Remote

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 28 days ago

Job description

Job Description:
Position Summary:
The Credit Administration Director provides enterprise leadership over the credit union's credit strategy and credit administration framework, with accountability for aligning lending practices to organizational growth objectives, risk appetite, and regulatory expectations. This role owns the end-to-end credit administration process for the Credit Union, including credit policy governance, retail loan underwriting standards, and approval frameworks. The Credit Administration Director has accountability for the Credit Strategy Committee meetings to guide informed decision-making on credit strategy, portfolio direction, and complex or high-risk lending relationships. The Director serves as an insight driven and future-focused advisor to the Strategic Management Team, influencing portfolio structure, yield, and risk tolerance to support sustainable loan growth and long-term financial performance for the Credit Union.
The position oversees comprehensive loan portfolio monitoring and reporting, delivering forward-looking analysis on performance, concentrations, delinquency trends, and emerging credit risks. Through strong partnership with lending, finance, compliance, and data analytics teams, the Director translates portfolio data into actionable insights that inform strategic lending decisions, marketing campaign design, product design, and risk management initiatives. By advancing data-driven credit governance and enterprise-wide collaboration, the Director ensures sound risk management while enabling the credit union's mission, member impact, and overall lending performance.
Primary Responsibilities and Duties:
  • Provide enterprise leadership over Everwise's credit administration framework, ensuring lending strategies, credit governance, and underwriting practices align with the credit union's growth objectives, risk appetite, and long-term financial performance.
  • Own and govern the end-to-end credit administration lifecycle, including credit policy management, retail underwriting standards, approval authorities, and exception governance frameworks.
  • Lead Credit Strategy Committee meetings, guiding strategic discussion and decision-making related to portfolio direction, risk tolerance, pricing, yield optimization, and complex or high-risk lending relationships.
  • Prepare, analyze, and present comprehensive credit portfolio reporting, forward-looking risk analysis, and strategic recommendations to the credit union's Strategic Management Team.
  • Lead the ongoing development, review, and enhancement of loan policies, underwriting guidelines, and credit procedures to ensure consistency, clarity, and alignment with enterprise strategy and regulatory requirements.
  • Ensure lending and credit administration practices comply with applicable regulations, NCUA guidance, fair lending standards, and industry best practices.
  • Partner closely with compliance, legal, and risk management teams to proactively incorporate regulatory changes and supervisory guidance into credit strategy, policy, and procedures.
  • Oversee enterprise-wide loan portfolio monitoring, including analysis of performance trends, delinquency, charge-offs, concentrations, credit quality migration, and emerging risk indicators.
  • Deliver actionable portfolio insights through dashboards, reports, and analytics that inform strategic lending decisions, product strategy, marketing campaigns, and risk appetite adjustments.
  • Identify, assess, and escalate emerging credit risks or portfolio anomalies, recommending and supporting corrective actions or strategic interventions as needed.
  • Partner with Accounting and Finance to support stress testing, ALLL/ACL modeling, scenario analysis, and other credit risk assessments in partnership with finance and accounting to ensure accurate risk measurement and capital planning.
  • Serve as a strategic liaison between lending, finance, compliance, and business intelligence teams to ensure credit data integrity, consistency, and usability across the organization.
  • Translate complex credit and portfolio data into clear, executive-level insights that influence enterprise decision-making and enable sustainable loan growth.
  • Champion data-driven credit governance, analytical tooling, and reporting capabilities to enhance credit quality, operational efficiency, and organizational risk awareness.

Knowledge/Skills:
  • Strong knowledge of credit analysis, loan underwriting, and risk management principles.
  • Familiarity with NCUA regulations, fair lending laws, and relevant compliance standards.
  • Proficiency in loan origination systems, core banking platforms, and data reporting tools (e.g., Power BI, Tableau, or similar).
  • Strategic orientation, ability to develop long-term governance plans with supporting tactical execution.
  • Executive presence with ability to influence and drove cross-functional buy-in through clear risk articulation.
  • Exceptional analytical, written, and verbal communication skills.
  • Ability to work cross-functionally and influence stakeholders at all levels of the organization.
  • High attention to detail with strong organizational and project management capabilities.
  • Efficiently, effectively, and concisely communicate with peer leaders, and executive management.

Minimum Requirements:
  • Bachelor's degree in finance, Business Administration, Economics, or a related field required.
  • Master's degree or professional designation (e.g., CCE, CRC) preferred.
  • 6+ years of progressive experience in banking operations, credit administration, commercial or consumer lending, or credit risk management within a financial institution.
  • Proven track record managing loan portfolio analytics, reporting, and risk monitoring.
  • Prior experience in a credit union or community bank environment strongly preferred.
  • Demonstrated experience facilitating credit committees or presenting to senior leadership and Boards.
  • Availability to work standard business hours, aligned with the Eastern Time Zone, regardless of physical work location.
  • Ability and willingness to travel up to 10% of the time for on-site meetings, leadership sessions, conferences, and organizational events, as business needs require.

Location Eligibility
This position is open to candidates residing in the following states: Illinois, Indiana, Michigan, Ohio, Kentucky, Tennessee, and Georgia. Applicants residing outside of these states are not eligible for employment in this role.
Compensation & Benefits
The anticipated salary range for this position is $112,000- $140,000, depending on experience, qualifications, and location. This role may also be eligible for incentive compensation.
We offer a comprehensive benefits package that includes medical, dental, and vision insurance, a 401(k) plan with company match, paid time off, along with other employee programs and perks.
Everwise is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.

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