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Credit Administration Jobs (NOW HIRING)

First County Bank

Credit Manager

Manages Credit Administration's workflow and skills in alignment with Business Banking loan production; has broad and deep knowledge of commercial real estate, commercial & industrial, and commercial ...

First County Bank

Credit Manager

Stamford, CT · On-site

Manages Credit Administration's workflow and skills in alignment with Business Banking loan production; has broad and deep knowledge of commercial real estate, commercial & industrial, and commercial ...

First County Bank

Credit Manager

Stamford, CT · On-site

Manages Credit Administration's workflow and skills in alignment with Business Banking loan production; has broad and deep knowledge of commercial real estate, commercial & industrial, and commercial ...

First County Bank

Credit Manager

Stamford, CT · On-site

$125K - $160K/yr

Manages Credit Administration's workflow and skills in alignment with Business Banking loan production; has broad and deep knowledge of commercial real estate, commercial & industrial, and commercial ...

Grove Bank & Trust

Credit Manager

Miami, FL · On-site

The Credit Manager is responsible for leading credit administration and underwriting efforts to ensure strong credit quality, regulatory compliance, and the efficient execution of loan requests ...

Grove Bank & Trust

Credit Manager

Miami, FL · On-site

The Credit Manager is responsible for leading credit administration and underwriting efforts to ensure strong credit quality, regulatory compliance, and the efficient execution of loan requests ...

Grove Bank & Trust

Credit Manager

Miami, FL · On-site

The Credit Manager is responsible for leading credit administration and underwriting efforts to ensure strong credit quality, regulatory compliance, and the efficient execution of loan requests ...

Grove Bank & Trust

Credit Manager

Miami, FL · On-site

The Credit Manager is responsible for leading credit administration and underwriting efforts to ensure strong credit quality, regulatory compliance, and the efficient execution of loan requests ...

First County Bank

Credit Analyst I

Stamford, CT

$65K - $80K/yr

We are currently looking for a Credit Analyst I to join our Credit Administration team! This individual will assist in underwriting commercial loans including the preparation of financial spreads ...

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Credit Administration information

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$17.5K

$77.8K

$190.5K

How much do credit administration jobs pay per year?

As of Jun 27, 2026, the average yearly pay for credit administration in the United States is $77,758.00, according to ZipRecruiter salary data. Most workers in this role earn between $45,000.00 and $107,500.00 per year, depending on experience, location, and employer.

How much do credit administrators make?

Credit administrators typically earn a median annual salary of around $50,000 to $70,000, depending on experience, location, and the size of the organization. Salaries can increase with certifications, such as the Certified Credit Executive (CCE), and experience in financial analysis or risk management.

What are some common challenges faced in a Credit Administration role?

One of the main challenges in Credit Administration is managing large volumes of credit applications and ensuring compliance with both internal policies and external regulations. Professionals in this role must often balance the need for thorough risk assessment with demands for quick decision-making to support business operations. Additionally, they may handle complex documentation and interact frequently with various departments such as sales, compliance, and underwriting, requiring strong coordination skills. Overcoming these challenges successfully helps maintain the organization's credit quality while supporting its growth objectives.

What is a Credit Administration job?

A Credit Administration job involves managing and overseeing the credit approval, monitoring, and risk assessment processes within a financial institution. Responsibilities typically include ensuring compliance with credit policies, analyzing financial data, and supporting loan operations. Professionals in this role work closely with credit officers and other stakeholders to minimize risk while facilitating lending activities. Effective credit administration helps maintain a healthy loan portfolio and ensures regulatory adherence.

What do credit administrators do?

Credit administrators are responsible for managing and overseeing the credit approval process, evaluating creditworthiness, and maintaining credit records. They analyze financial data, ensure compliance with credit policies, and use tools like credit scoring systems to make informed decisions. Their work helps minimize financial risk for organizations.

What are the key skills and qualifications needed to thrive in the Credit Administration position, and why are they important?

To excel in Credit Administration, you typically need a background in finance, accounting, or business administration, combined with strong analytical and organizational skills. Familiarity with credit management software (such as FIS, Jack Henry, or Moody’s), financial analysis tools, and industry certifications like Certified Credit Professional (CCP) are often advantageous. Attention to detail, effective communication, and problem-solving abilities help professionals collaborate and manage risk efficiently. These skills are vital for ensuring accurate credit assessments, regulatory compliance, and maintaining the financial health of the organization.

What job makes $10,000 a month without a degree?

In credit administration, high-level roles such as senior credit managers or specialized financial analysts can earn around $10,000 per month, especially with extensive experience and strong skills in credit risk assessment and financial analysis. These positions often require industry certifications and a deep understanding of credit policies but may not always require a formal degree.

What is the role of a credit administrator?

A credit administrator manages and oversees the credit approval process, evaluates creditworthiness of clients, and monitors credit risk to ensure timely payments and minimize financial loss. They often use financial analysis tools and maintain detailed records to support credit decisions and compliance. Strong attention to detail and knowledge of credit policies are essential for this role.
More about Credit Administration jobs
What cities are hiring for Credit Administration jobs? Cities with the most Credit Administration job openings:
What are the most commonly searched types of Credit Administration jobs? The most popular types of Credit Administration jobs are:
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Credit Administration jobs near you
Infographic showing various Credit Administration job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 86% Full Time, 10% Part Time, 1% Temporary, and 2% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $77,758 per year, or $37.4 per hour.
Experienced Credit Administration Officer (AVP/VP Level Opportunity)

Experienced Credit Administration Officer (AVP/VP Level Opportunity)

Bay State Savings Bank

Worcester, MA • On-site

Full-time

Posted 14 days ago

Job description

Experienced Credit Administration Officer (AVP/VP Level Opportunity)
Worcester, MA
About Us:
Established in 1895, Bay State Bank is an approximately $550MM, Massachusetts-based mutual Bank. As a Bank owned by a mutual holding company, the Bank is effectively governed by its depositors, and its mutual ownership structure allows it to focus on long-term and community impact rather than short-term profits. BSB has seven branch locations in Central Massachusetts. BSB is the only remaining Bank originally headquartered in Worcester, Massachusetts: the second largest city in New England. BSB is a value-driven organization committed to intentional actions and investments that position the Bank as the community’s preferred partner for banking.
The Opportunity:
We are seeking an experienced Credit Administration Officer to support the oversight, administration, and ongoing risk management of the Bank’s commercial credit function.
This is a highly impactful role responsible for supporting the strength, integrity, and performance of the Bank’s commercial loan portfolio through strong credit analysis, sound underwriting practices, and proactive portfolio monitoring. Working closely with the SVP – Credit Administration and Commercial Banking leadership, this position will help ensure credit decisions align with the Bank’s loan policy, regulatory expectations, and long-term strategic objectives.
The final officer designation (AVP/VP) will be determined based on the selected candidate’s experience, demonstrated expertise, and alignment with the responsibilities of the position.
Key Responsibilities:
Credit Risk amp; Portfolio Oversight
  • Support credit administration activities, including portfolio monitoring, risk rating integrity, covenant compliance, and credit quality reviews
  • Analyze new and existing commercial credit relationships to assess financial strength, repayment ability, collateral adequacy, and overall risk
  • Assist with identifying, monitoring, and recommending strategies to address emerging credit concerns
  • Support oversight of classified assets, delinquencies, and portfolio trends
Underwriting amp; Credit Administration
  • Prepare, review, and provide recommendations on commercial credit analyses and loan presentations
  • Evaluate loan structures, including collateral, guarantor support, repayment sources, and covenant requirements
  • Partner with Commercial Banking team members to provide credit guidance and support
Committee amp; Management Reporting
  • Assist in the preparation of credit-related reporting and materials for Loan Committee, Executive Management, and Board-level committees
  • Provide analysis related to portfolio composition, concentrations, risk ratings, asset quality trends, and other key credit metrics
  • Support Loan Committee administration, including materials, documentation, and follow-up items
ACL amp; Portfolio Analytics
  • Support the Allowance for Credit Losses (ACL) process, including data collection, analysis, and reporting
  • Partner with Credit Administration leadership and Finance to ensure accurate portfolio information and appropriate credit risk monitoring
Policy, Compliance amp; Regulatory Support
  • Ensure credit activities align with regulatory expectations, internal policies, and sound banking practices
  • Support regulatory examinations, audits, and loan reviews through preparation of materials and responses
Collaboration amp; Continuous Improvement
  • Partner cross-functionally with Commercial Banking, Loan Operations, Finance, and other departments to support effective credit administration practices
  • Identify opportunities to strengthen credit processes, reporting, and workflows
  • Provide guidance and support to team members on credit analysis and underwriting practices
  • Maintain awareness of market conditions, industry trends, and regulatory developments
About You:
  • 10+ years of progressive commercial banking, credit analysis, underwriting, portfolio management, or credit administration experience
  • Deep expertise in underwriting, financial analysis, and portfolio risk management
  • Strong knowledge of regulatory frameworks and credit governance
  • Proven ability to lead teams and influence senior stakeholders
  • Executive presence with strong communication and decision-making skills
  • Strategic mindset with a disciplined approach to risk
  • Bachelor’s degree in Finance, Accounting, or related field (advanced degree or certifications preferred)
Why Bay State Bank?
  • Community-focused mutual bank committed to long-term relationships and local impact
  • Collaborative, values-based culture
  • Opportunity to contribute to the continued growth and strength of the Bank’s commercial lending function
  • Direct partnership with experienced Credit and Commercial Banking leadership
  • Meaningful opportunity to influence credit practices, portfolio management, and process improvement
Bay State Bank is committed to offering compensation that is fair, competitive, and informed by the market. The salary range for this position starts at $110,000 annually, with final offers determined based on a candidate’s individual qualifications, including experience, skills, education, and any relevant certifications.
We also take a thoughtful approach to internal equity, ensuring that compensation decisions are aligned with our existing team and consistent across the organization. As part of our commitment to growth and development, starting offers are typically positioned to allow for future progression over time.
We encourage open dialogue throughout the hiring process and welcome any questions related to compensation and benefits to ensure clarity and alignment for both you and our team.

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