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Credit Administration Jobs in Michigan (NOW HIRING)

Chief Credit Officer

Kalamazoo, MI · Hybrid

$195K - $235K/yr

The successful candidate will oversee all aspects of credit risk management, portfolio administration, asset quality, and underwriting across both commercial and retail lending. The Bank is committed ...

Chief Credit Officer

Kalamazoo, MI · On-site

$195K - $235K/yr

The successful candidate will oversee all aspects of credit risk management, portfolio administration, asset quality, and underwriting across both commercial and retail lending. The Bank is committed ...

Ensures underwriting standards, appraisal requirements, and other credit administration practices align with regulatory requirements in partnership with the Chief Compliance Officer. Directs the Bank ...

Ensures underwriting standards, appraisal requirements, and other credit administration practices align with regulatory requirements in partnership with the Chief Compliance Officer. Directs the Bank ...

Master of Business Administration, CPA and/or CMA * Knowledge and understanding of financial statements * Effective problem solving and analytical skills * Prior Credit/Collections experience

Bachelor's degree in Finance, Accounting, Business Administration, or a related field required. * Minimum 5 years of experience in credit and collections. * Minimum 3 years of supervisory or ...

Bachelor's degree in Finance, Accounting, Business Administration, or a related field required. * Minimum 5 years of experience in credit and collections. * Minimum 3 years of supervisory or ...

Provide office administration support by maintaining files and records of credit applications, providing customer credit information upon request, establishing new accounts, establishing payment ...

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Credit Administration information

See Michigan salary details

$15.3K

$67.8K

$166K

How much do credit administration jobs pay per year?

As of Aug 8, 2026, the average yearly pay for credit administration in Michigan is $67,774.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,200.00 and $93,700.00 per year, depending on experience, location, and employer.

What are some common challenges faced in a credit administration role?

One of the main challenges in Credit Administration is managing large volumes of credit applications and ensuring compliance with both internal policies and external regulations. Professionals in this role must often balance the need for thorough risk assessment with demands for quick decision-making to support business operations. Additionally, they may handle complex documentation and interact frequently with various departments such as sales, compliance, and underwriting, requiring strong coordination skills. Overcoming these challenges successfully helps maintain the organization's credit quality while supporting its growth objectives.

What is credit administration?

A Credit Administration job involves managing and overseeing the credit approval, monitoring, and risk assessment processes within a financial institution. Responsibilities typically include ensuring compliance with credit policies, analyzing financial data, and supporting loan operations. Professionals in this role work closely with credit officers and other stakeholders to minimize risk while facilitating lending activities. Effective credit administration helps maintain a healthy loan portfolio and ensures regulatory adherence.

What are the key skills and qualifications needed to thrive in credit administration, and why are they important?

To excel in Credit Administration, you typically need a background in finance, accounting, or business administration, combined with strong analytical and organizational skills. Familiarity with credit management software (such as FIS, Jack Henry, or Moody’s), financial analysis tools, and industry certifications like Certified Credit Professional (CCP) are often advantageous. Attention to detail, effective communication, and problem-solving abilities help professionals collaborate and manage risk efficiently. These skills are vital for ensuring accurate credit assessments, regulatory compliance, and maintaining the financial health of the organization.

What are popular job titles related to Credit Administration jobs in Michigan? For Credit Administration jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Credit Administration jobs in Michigan look for? The top searched job categories for Credit Administration jobs in Michigan are:
What cities in Michigan are hiring for Credit Administration jobs? Cities in Michigan with the most Credit Administration job openings:
Infographic showing various Credit Administration job openings in Michigan as of July 2026, with employment types broken down into 79% Full Time, 13% Part Time, and 8% Contract. Highlights an 87% Physical, 1% Hybrid, and 12% Remote job distribution, with an average salary of $67,774 per year, or $32.6 per hour.

Chief Credit Officer

ThinkingAhead

Kalamazoo, MI • Hybrid

$195K - $235K/yr

Full-time

Re-posted 7 days ago


Job description

Chief Credit Officer (CCO) Southwest Michigan | Hybrid | $195,000-$235,000 Base Salary
A financially strong and growing community bank in Southwest Michigan is seeking a strategic Chief Credit Officer (CCO) to join its Executive Leadership Team.
This is an opportunity for an accomplished credit executive to shape enterprise-wide credit strategy, partner directly with the CEO and Board of Directors, and influence the future growth of a well-respected banking institution. The successful candidate will oversee all aspects of credit risk management, portfolio administration, asset quality, and underwriting across both commercial and retail lending.
The Bank is committed to responsible growth, strong asset quality, and relationship-driven banking. The Chief Credit Officer will play a key role in balancing growth objectives with prudent risk management while maintaining a strong credit culture throughout the organization.
Position Overview
The Chief Credit Officer serves as the Bank's senior credit executive and is responsible for the overall quality and performance of the loan portfolio. This individual provides leadership and oversight for credit administration, loan review, portfolio management, policy development, regulatory compliance, and problem loan management.
The CCO partners closely with executive leadership, lending teams, and the Board of Directors to support sound lending practices and sustainable growth.
Key Responsibilities
  • Lead the Bank's commercial and retail credit functions.
  • Oversee portfolio quality, risk grading, concentrations, policy exceptions, and asset quality trends.
  • Develop and maintain credit policies, underwriting standards, and credit administration practices.
  • Chair the Loan Committee and provide recommendations on significant credit relationships.
  • Direct the independent loan review process and oversee regulatory examination activities.
  • Lead problem loan identification, workout strategies, and criticized asset management.
  • Present portfolio performance, credit trends, and risk assessments to Executive Management and the Board.
  • Partner with commercial lending leadership to support profitable growth consistent with the Bank's risk appetite.
  • Monitor economic and market conditions and assess potential impacts on credit strategy.
  • Build, mentor, and develop a high-performing credit team.
Leadership Responsibilities
Direct oversight of:
  • Commercial Credit Manager
  • Loan Portfolio Manager
  • Commercial Processor Supervisor
  • Mortgage Underwriting Supervisor
QualificationsRequired
  • Bachelor's degree in Finance, Accounting, Business Administration, or related discipline.
  • 10+ years of progressive commercial credit, credit administration, and lending experience.
  • Demonstrated leadership experience managing credit teams and portfolio risk.
  • Strong understanding of regulatory expectations, underwriting practices, loan review, and portfolio management.
  • Excellent communication and executive presentation skills.
Preferred
  • Current or previous Chief Credit Officer, Senior Credit Officer, or equivalent executive-level credit leadership experience.
  • MBA, Graduate School of Banking, or other advanced banking education.
  • Experience within a community or regional banking environment.
Compensation & Benefits
  • Base Salary: $195,000-$235,000
  • Hybrid work arrangement
  • Comprehensive executive benefits package
  • Significant interaction with Executive Leadership and Board of Directors
  • Opportunity to influence strategic direction and long-term growth
Ideal Candidate
This role is well-suited for a seasoned Senior Credit Officer, Chief Credit Officer, or senior credit executive seeking a broader leadership platform and the opportunity to make a meaningful impact within a growing community banking organization.
Confidential inquiries are welcome.