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Entry Level Credit Analyst Jobs in Michigan (NOW HIRING)

NGK Detroit

Accountant - Entry Level

Novi, MI · On-site

Monitor corporate credit card balances to ensure accuracy and prevent fraud; post transactions to ... Maintain inventory files, analyze purchase and sales transactions, and post to general ledger ...

NGK Detroit

Accountant - Entry Level

Novi, MI · On-site

Monitor corporate credit card balances to ensure accuracy and prevent fraud; post transactions to ... Maintain inventory files, analyze purchase and sales transactions, and post to general ledger ...

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Entry Level Credit Analyst information

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$13

$26

$42

How much do entry level credit analyst jobs pay per hour?

As of Aug 3, 2026, the average hourly pay for entry level credit analyst in Michigan is $26.08, according to ZipRecruiter salary data. Most workers in this role earn between $20.10 and $29.33 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an entry level credit analyst?

To thrive as an Entry Level Credit Analyst, you need strong analytical abilities, a solid understanding of financial statements, and typically a bachelor's degree in finance, accounting, or a related field. Familiarity with financial modeling tools, Microsoft Excel, and credit analysis software is often required. Attention to detail, effective communication, and problem-solving skills are essential soft skills in this role. These competencies ensure accurate risk assessments, clear reporting, and effective decision-making in evaluating creditworthiness.

What does an entry level credit analyst do?

An Entry Level Credit Analyst is responsible for evaluating the creditworthiness of individuals or companies by analyzing financial data and credit reports. They help determine the risk involved in lending money or extending credit and may assist in setting credit limits or recommending loan approvals. Their role often involves preparing financial spreadsheets, reviewing credit applications, and supporting senior analysts in making informed decisions. This position is a great starting point for those interested in finance or banking, offering valuable experience in risk assessment and financial analysis.

What is the difference between Entry Level Credit Analyst vs Credit Underwriter?

AspectEntry Level Credit AnalystCredit Underwriter
Required CredentialsBachelor's degree in finance, accounting, or related field; basic knowledge of credit analysisBachelor's degree; often additional certifications like CFA or credit-specific training
Work EnvironmentOffice setting, analyzing financial data, preparing reportsOffice setting, assessing credit applications, making approval decisions
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, financial services
Common Search & Comparison IntentUnderstanding entry-level roles in credit analysisComparing roles involved in credit approval process

Entry Level Credit Analysts typically focus on analyzing financial data and preparing reports to support credit decisions, often with less responsibility than Credit Underwriters, who evaluate and approve credit applications. Both roles require similar educational backgrounds and are common in financial institutions, but Credit Underwriters usually have more decision-making authority and specialized training.

What are some common challenges faced by entry level credit analysts in their first year, and how can they overcome them?

Entry level credit analysts often encounter challenges such as adapting to complex financial analysis tools, understanding industry-specific credit risk factors, and managing a high volume of loan applications under tight deadlines. To overcome these obstacles, it's helpful to seek mentorship from experienced colleagues, proactively participate in training sessions, and regularly review credit policies and case studies. Collaboration with senior analysts and open communication with team members can also accelerate learning and ensure accurate credit assessments.
What are the most commonly searched types of Credit Analyst jobs in Michigan? The most popular types of Credit Analyst jobs in Michigan are:
What are popular job titles related to Entry Level Credit Analyst jobs in Michigan? For Entry Level Credit Analyst jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Entry Level Credit Analyst jobs in Michigan look for? The top searched job categories for Entry Level Credit Analyst jobs in Michigan are:
What cities in Michigan are hiring for Entry Level Credit Analyst jobs? Cities in Michigan with the most Entry Level Credit Analyst job openings:
Entry Level Credit Analyst jobs near you
Infographic showing various Entry Level Credit Analyst job openings in Michigan as of July 2026, with employment types broken down into 50% Full Time, 33% Part Time, and 17% Temporary. Highlights an 100% In-person job distribution, with an average salary of $54,250 per year, or $26.1 per hour.

Accountant - Entry Level

NGK Detroit

Novi, MI • On-site

Full-time

Re-posted 4 days ago

Job description

NGK Automotive Ceramics USA, Inc. is a subsidiary of the leading ceramic technology company NGK Corporation, located in Nagoya, Japan. NGK Automotive Ceramics USA, Inc. directly supports and supplies all major automobile manufacturers and heavy-duty diesel manufacturers with high-performance components for emission control systems. NGK Automotive Ceramics, USA Inc. is seeking an entry level accountant for our Novi, MI sales office. The qualified candidate should have an Bachelor's degree and/or accounting experience. This is a hybrid role requiring 2-3 days in office.
I. BASIC FUNCTIONS
Primary responsibilities will include supporting our Accounting, Finance, and Business Strategy departments by completing daily tasks to ensure the functionality and efficiency of the departments while documenting processes and procedures performed.
II. ESSENTIAL FUNCTIONS
  1. Daily bank transactions recording for cash flow reporting and accuracy.
  2. Monthly bank reconciliation and cash posting to general ledger and monitoring cash balances to ensure sufficiency in meeting daily cash needs for expenses.
  3. Monitor corporate credit card balances to ensure accuracy and prevent fraud; post transactions to the GL and reconcile the transactions.
  4. Assist A/R in issuing invoices, monitoring and updating A/R and collections.
  5. Maintain six week forecast of intercompany loan and ensure balance within required thresholds
  6. Work with ERP vendor to maintain system performance and enhancements.
  7. Communicate month end requirements, prepare reporting, and maintain for audit purposes.
  8. Assist in processing ACH, check, and wire payments for third party and intercompany obligations.
  9. Maintain vendor list in ERP and track spending by vendor monthly.
  10. Assist in the preparation and submission of required financial reporting (monthly, quarterly, annual).
  11. Maintain inventory files, analyze purchase and sales transactions, and post to general ledger monthly.
  12. Maintain invoicing and ERP applications to ensure inventory matches in both.
  13. Participate in annual physical inventory in North Carolina each year.
  14. Maintain ERP modules every month to ensure transactions are processed post to the correct period.
  15. Assist in the monthly /quarterly/annual closings.
  16. Assist in the preparation of financial statements.
  17. Analyzing and maintaining GL account transactions.
  18. Reconciliation of financial discrepancies by reviewing and analyzing account postings.
  19. Assist in the processing of balance sheets, income statements and other statements per legal and company finance and accounting guidelines.
  20. Assist with preparation and review of journal entries for accuracy and accounting classifications.
  21. Maintain fixed asset files and recording of the fixed assets and depreciation in the ERP.
  22. Assist with preparation and submission of tax forms.
  23. Participate in the process of Price lists and Tariff tracking.
  24. Assist with internal and external audits.
  25. Participate in the budget process and required reporting to management and corporate HQ. (Accounting and Business Strategy)
  26. Manage damaged parts claims. (Accounting and Business Strategy)
  27. Create and maintain scrap parts list through plant communication and ERP. (Business Strategy)
  28. Input orders, forecasts and slow stock to HQ. (Business Strategy)
  29. Calculate interest rates, transportation fees, and agent commissions. (Business Strategy)
  30. Maintain financial security following internal controls and ensure compliance with federal, state, and company policies, regulations and laws.
  31. Perform duties as deemed necessary by direct supervisor and senior management including but not limited to Accounting and Business Strategy support.

III. QUALIFICATIONS
Education: Bachelor's degree in Accounting/Finance or equivalent.
Experience: Knowledge of general bookkeeping, audits and basic accounting procedures including managing daily financial transactions, including expenses, payroll, sales revenues, intercompany transactions and reconciliations, banking and cash.
Skills/Aptitude:
  • Understanding basic bookkeeping and accounting principles (GAAP, J-SOX).
  • Proven ability to calculate, post and manage accounting figures and financial records.
  • Data entry skills along with analytical thinking.
  • Hands-on experience and proficiency with MS Office, MS Excel and ERP software.
  • High degree of accuracy and attention to detail.
  • Task oriented with strong sense of priority and ability to manage multiple tasks.
  • Ability to meet tight deadlines.
  • An ability to effectively prioritize and execute tasks in a challenging environment.
  • Excellent written and verbal communication skills.
  • High level of integrity and confidentiality.
  • Ability to deliver and receive positive and negative feedback in a professional manner.
  • Accountable for individual goals as well as have the ability to work in a team environment.
  • Embrace a changing business environment.

Work Environment:
  • Office environment.
  • Hybrid work schedule. (Full time office attendance may be required during training period)
  • Overtime may be required to meet program/project deadlines.
  • Physically able to participate in presentations and meetings.
  • Domestic and International travel is required.

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