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Credit Jobs in Michigan (NOW HIRING)

Bank of Ann Arbor

Credit Manager

Ann Arbor, MI · On-site

Credit Manager The Credit Manager plays a central role in maintaining the safety and soundness of the bank's credit portfolio. This position leads credit underwriting, approval, and portfolio ...

Bank of Ann Arbor

Credit Manager

Ann Arbor, MI · On-site

Position Overview The Credit Manager plays a central role in maintaining the safety and soundness of the bank's credit portfolio. This position leads credit underwriting, approval, and portfolio ...

Ideal Clamp Products

Credit Manager

Auburn Hills, MI · On-site

Credit Manager The Ideal Tridon Group comprises a family of brands that support, secure, and connect the movement of air, fluid, and electricity in critical applications. With over 100 years of ...

Bank of Ann Arbor

Credit Manager

Ann Arbor, MI · On-site

This position leads credit underwriting, approval, and portfolio oversight across commercial, commercial real estate, and private banking relationships. The role blends strong technical expertise ...

Bank of Ann Arbor

Credit Manager

Ann Arbor, MI · On-site

This position leads credit underwriting, approval, and portfolio oversight across commercial, commercial real estate, and private banking relationships. The role blends strong technical expertise ...

CFS

Credit Specialist

Grand Rapids, MI · On-site

$26 - $31/hr

Looking to take ownership of credit and receivables in a mission-driven healthcare services environment? This Credit Specialist role offers strong pay, visibility within accounting, and hands-on ...

dfb

Credit Analyst

Dearborn, MI · On-site

As a Credit Analyst, you will evaluate loan requests and financial information to support informed lending decisions while helping maintain portfolio quality and regulatory compliance. This role is ...

Crystal Flash

Credit Specialist

Grand Rapids, MI · On-site

The Credit Specialist at Crystal Flash (CF) is a valued team member who is responsible for the credit and collection activities on customer accounts. This role will be responsible for coordinating ...

Marquette Community Federal Credit Union

Be Seen First

Credit Union Teller

Marquette, MI · On-site

$15 - $18/hr

Teller - Process transactions for Credit Unions members including but not limited to deposits, withdrawals and payments. We are currently hiring for our Main Office in Marquette. Under the general ...

Stellantis

Credit Specialist

Auburn Hills, MI · On-site

Performing customer credit reviews to determine creditworthiness and recommending/setting credit limits and payment terms in alignment with policy and risk appetite * Reporting on the status of ...

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How much do credit jobs pay per hour?

As of Aug 29, 2026, the average hourly pay for credit in Michigan is $20.21, according to ZipRecruiter salary data. Most workers in this role earn between $16.78 and $22.64 per hour, depending on experience, location, and employer.

What is a credit analyst?

Credit analysts are financial professionals who evaluate the creditworthiness of individuals, companies, or organizations. They assess financial data, credit history, and economic conditions to determine the risk of lending money or extending credit. Their analysis helps lenders, such as banks or financial institutions, make informed decisions about approving loans or credit lines. Credit analysts also monitor existing accounts to identify potential risks and recommend actions to minimize losses. Their role is crucial in maintaining the financial health and stability of lending organizations.

What are different jobs in the credit industry?

There are many job positions in the credit industry, often available at a credit union, bank, or other lending organization. A credit analyst reviews applications and prior financial statements to approve or deny credit cards or loans. A credit manager oversees the entire process of granting credit. People in card security use their skills to look at fraud reports or review accounts for suspicious activity. While duties and responsibilities vary, most jobs focus on assessing the creditworthiness of potential borrowers.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical abilities, financial acumen, and typically a degree in finance, accounting, or a related field. Familiarity with credit scoring systems, financial modeling tools like Excel, and possibly certifications such as the Chartered Financial Analyst (CFA) are important. Attention to detail, effective communication, and sound judgment are critical soft skills for assessing risk and presenting findings. These competencies ensure accurate credit evaluations, minimize financial risk, and support informed lending decisions.

What are some common challenges faced by professionals working in credit analysis roles, and how can these be managed effectively?

Professionals in credit analysis often encounter challenges such as assessing the risk of clients with limited financial histories, managing large volumes of data under tight deadlines, and staying up-to-date with changing regulations. To manage these challenges effectively, credit analysts typically rely on robust analytical tools, ongoing training, and close collaboration with risk management and underwriting teams. Building strong communication skills also helps, as analysts often need to explain their assessments to both clients and internal stakeholders.

What is the difference between Credit vs Loan Officer?

AspectCreditLoan Officer
Required CredentialsHigh school diploma or equivalent; some roles may require a bachelor's degreeHigh school diploma or equivalent; often prefers some college or related experience
Work EnvironmentBanking, financial institutions, credit agenciesBank branches, mortgage companies, lending institutions
Employer & Industry UsageUsed across banking, credit reporting, and financial servicesPrimarily in banking and mortgage lending sectors
Comparison Search IntentUnderstanding credit management, credit analysisLoan application, approval process

While both roles are involved in financial services, a Credit professional typically assesses creditworthiness and manages credit accounts, whereas a Loan Officer focuses on evaluating loan applications and approving loans. The roles often overlap but serve different functions within the lending process.

What is a job in credit?

A job in credit involves assessing and managing the creditworthiness of individuals or businesses to determine their eligibility for loans or credit lines. Roles often include analyzing financial data, reviewing credit reports, and making recommendations, requiring skills in finance, attention to detail, and familiarity with credit scoring tools. These positions are common in banks, financial institutions, and credit agencies.
More about Credit jobs

What are the most commonly searched types of Credit jobs in Michigan?

The most popular types of Credit jobs in Michigan are:

What are popular job titles related to Credit jobs in Michigan?

For Credit jobs in Michigan, the most frequently searched job titles are:

What job categories do people searching Credit jobs in Michigan look for?

The top searched job categories for Credit jobs in Michigan are:

What cities in Michigan are hiring for Credit jobs?

Cities in Michigan with the most Credit job openings:

Credit jobs near you
Infographic showing various Credit job openings in Michigan as of August 2026, with employment types broken down into 80% Full Time, and 20% Part Time. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $42,045 per year, or $20.2 per hour.

Credit Analyst

Grand Rapids, MI • On-site, Remote

GreenStone Farm Credit Services
Finance and Insurance • 501 - 1,000 employees
Learn more about GreenStone Farm Credit Servicesexternal

$150/day

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted yesterday

Job description

We are seeking an experienced Credit Analyst to join our capital markets team in one of the following locations: Grand Rapids-MI, East Lansing-MI or Little Chute-WI. Remote work arrangements would be considered, depending on qualifications. In this role, you will be at the forefront of the credit approval process, offering your expertise on high impact loan requests. Your contributions will directly impact the soundness and comprehensiveness of our credit decisions, ensuring the financial well-being of the communities we serve.

 

What can we offer you?

 

GreenStone trusts the people we hire. We empower employees to make the best decisions for the customer and the company.

 

GreenStone has an outstanding Total Rewards package, which includes, but is not limited to:

  • 15 vacation days, 12 sick days, and 12 paid holidays per year
  • 401(k) plan - up to a 9% employer contribution/match
  • Medical, Dental, Vision, STD, LTD, Life/AD&D benefits, etc.
  • Paid Parental leave
  • $150/year Logo Wear allowance
  • $400/year Wellness Subsidy/Reimbursement & wellness programs
  • $6,000 lifetime maximum Student Debt repayment program or tuition assistance
  • Yearly bonus/incentive opportunity available to all employees

 

Get to know GreenStone

Our $16 billion portfolio of customers, ranging from rural homeowners to global agriculture and food businesses, provides our employees with a unique opportunity to maintain a local presence while working for a top workplace. Our diverse business structure provides exciting opportunities for passionate, talented professionals in many areas. Additionally, many of our team members are highly respected in their area of expertise at both the state and national level making GreenStone one of the top Farm Credit associations in the country.

 

Culture

 

Core Four values steer everything we do at GreenStone. Customer First, Delivery Quality, Get involved, Do the right thing. Employees work as a team to create a company fueled by the desire to best serve each other and our customers every day. Greenstone culture promotes innovative thinking, professional development, health and wellness, and a relaxed work environment with flexible schedules.

 

Day in the life of a Credit Analyst

 

  • Detailed Analysis: Examine loan requests with meticulous attention to detail, producing accurate and thorough assessments.
  • Financial Analysis: Conduct comprehensive financial analysis, evaluate GAAP financial statements, review and sensitize projected financial models, and compile comparative data using market comps or credit standards. Utilize the five C's of credit to assess creditworthiness.
  • Loan Narratives: Prepare and present detailed loan narratives that provide a comprehensive view of the applicant's capital, capacity, collateral, conditions, key risks, mitigants, and recommendations for approvals.
  • Portfolio Management: Assist in portfolio management by monitoring company performance and specific loan covenants, ensuring borrowers meet their financial obligations. Your role is critical to safeguarding the organization's interests.
  • Legal Documentation: Review legal documentation associated with loan requests to ensure that credit terms align with our risk appetite and credit policies, reducing risks and maintaining consistency.
  • Market Insights: Stay updated on industry trends, regulatory changes, and market conditions to make informed underwriting decisions. Your knowledge will be invaluable in adapting to evolving financial landscapes.
  • Collaboration: Work closely with cross-functional teams to ensure that customer requests are processed efficiently through closing. Your collaboration will help ensure that our customers receive the support and financial solutions they need in a timely manner.

 

What Experience do you bring?

  • Bachelor's degree in business, accounting, agriculture business management or related field.
  • Knowledge of GAAP accounting principles
  • 1+ years in credit analysis/underwriting, financial services, or agricultural lending experience
  • Deep understanding of credit analysis underwriting, risk assessment and financial modeling on larger, more complex requests.
  • Strong analytical and problem-solving skills.
  • Exceptional attention to detail and accuracy.
  • Excellent communication and teamwork abilities.

GreenStone Farm Credit Services is an equal opportunity employer. It is our policy to provide equal employment opportunity to all persons regardless of race, color, religion, national origin, sex, sexual orientation, gender identity, age, disability, veteran status, genetic information, or any other characteristic protected by law. We comply with all federal, state and local equal employment opportunity regulations. We conduct all personnel decisions and processes relating to our employees and job applicants in an environment free of discrimination and harassment.

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