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Credit Jobs in Michigan (NOW HIRING)

Fifth Third Bank

Credit Analyst

Grand Rapids, MI · On-site

The Credit Analyst is primarily responsible for completing the daily duties of underwriting and monitoring credit while performing analytical activities and identifying risks or issues as needed. In ...

Robert Half

Credit Clerk

Lansing, MI · On-site

$22.80 - $26.40/hr

We are looking for a detail-oriented Credit Clerk to support administrative and credit-related operations for a manufacturing organization in Lansing, Michigan. This is a Contract position focused on ...

Range Bank

Credit Analyst

Marquette, MI · On-site

As a Credit Analyst you will evaluate the risk of commercial loans by analyzing and preparing presentations for Officers, Loan Committee, and Board of Directors meetings. This position requires ...

Range Bank

Credit Analyst

Marquette, MI · On-site

As a Credit Analyst you will evaluate the risk of commercial loans by analyzing and preparing presentations for Officers, Loan Committee, and Board of Directors meetings. This position requires ...

Thelen Auto Group

Credit Specialist

Mount Pleasant, MI · On-site

Our sales team works with customers from all credit backgrounds to help them find reliable transportation that fits their needs and budget. This is a commission-based position with excellent earning ...

Alro Steel Corp

Credit Analyst

Jackson, MI · On-site

Overview Alro Steel has an immediate opening for a Credit Analyst at the Corporate Headquarters in Jackson, MI. Join the Alro team and start building your tomorrow! Whether you are a recent graduate ...

Alro Steel Corp

Credit Analyst

Jackson, MI · On-site

Overview Alro Steel has an immediate opening for a Credit Analyst at the Corporate Headquarters in Jackson, MI. Join the Alro team and start building your tomorrow! Whether you are a recent graduate ...

Thelen Auto Group

Credit Specialist

Mount Pleasant, MI · On-site

Our sales team works with customers from all credit backgrounds to help them find reliable transportation that fits their needs and budget. This is a commission-based position with excellent earning ...

Thelen Auto Group

Credit Specialist

Mount Pleasant, MI · On-site

Our sales team works with customers from all credit backgrounds to help them find reliable transportation that fits their needs and budget. This is a commission-based position with excellent earning ...

TNT-Fast Finance

Credit Specialist

Mount Pleasant, MI · On-site

Our sales team works with customers from all credit backgrounds to help them find reliable transportation that fits their needs and budget. This is a commission-based position with excellent earning ...

Alro Steel Corp

Credit Analyst

Jackson, MI · On-site

Overview Alro Steel has an immediate opening for a Credit Analyst at the Corporate Headquarters in Jackson, MI. Join the Alro team and start building your tomorrow! Whether you are a recent graduate ...

First Merchants Bank

Credit Analyst I

Monroe, MI · On-site

First Merchants Bank is seeking a Credit Analyst I to join our team! This position will perform credit analysis, underwriting and monitoring of the commercial loan portfolio. As part of this role you ...

First Merchants Bank

Credit Analyst I

Monroe, MI · On-site

First Merchants Bank is seeking a Credit Analyst I to join our team! This position will perform credit analysis, underwriting and monitoring of the commercial loan portfolio. As part of this role you ...

FIRST MERCHANTS

Credit Analyst I

Monroe, MI

First Merchants Bank is seeking a Credit Analyst I to join our team! This position will perform credit analysis, underwriting and monitoring of the commercial loan portfolio. As part of this role you ...

First Merchant's Bank

Credit Analyst I

Monroe, MI · On-site

This position will perform credit analysis, underwriting and monitoring of the commercial loan portfolio. As part of this role you will: * Complete accurate, unbiased credit analyses within required ...

ThinkingAhead

Chief Credit Officer

Kalamazoo, MI · Hybrid

$195K - $235K/yr

Chief Credit Officer (CCO) Southwest Michigan | Hybrid | $195,000-$235,000 Base Salary A financially strong and growing community bank in Southwest Michigan is seeking a strategic Chief Credit ...

Bank of Ann Arbor

Credit Analyst I

Ann Arbor, MI · On-site

As a Credit Analyst I, you'll play a high-impact role in driving smart lending decisions and helping clients move their goals forward. You'll dive into industry and financial analysis for both ...

Bank of Ann Arbor

Credit Analyst I

Ann Arbor, MI · On-site

Description As a Credit Analyst I, you'll play a high-impact role in driving smart lending decisions and helping clients move their goals forward. You'll dive into industry and financial analysis for ...

SPEC LLC

Regional Credit Manager

Muskegon, MI · On-site

• Operate within the guidelines and requirements of the Company Credit Policy under the direction of the Corporate Credit Manager. • Process credit applications and setup job accounts. • Works ...

Huntington

Credit Review Officer - Consumer

Detroit, MI · On-site +1

$70K - $140K/yr

The Credit Review Officer - Consumer reports to a Credit Review Group Manager or Team Lead. The ideal candidate is a proven credit risk professional with an exceptional delivery track record within ...

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Credit information

See Michigan salary details

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How much do credit jobs pay per hour?

As of Sep 4, 2026, the average hourly pay for credit in Michigan is $20.21, according to ZipRecruiter salary data. Most workers in this role earn between $16.78 and $22.64 per hour, depending on experience, location, and employer.

What is a credit analyst?

Credit analysts are financial professionals who evaluate the creditworthiness of individuals, companies, or organizations. They assess financial data, credit history, and economic conditions to determine the risk of lending money or extending credit. Their analysis helps lenders, such as banks or financial institutions, make informed decisions about approving loans or credit lines. Credit analysts also monitor existing accounts to identify potential risks and recommend actions to minimize losses. Their role is crucial in maintaining the financial health and stability of lending organizations.

What are different jobs in the credit industry?

There are many job positions in the credit industry, often available at a credit union, bank, or other lending organization. A credit analyst reviews applications and prior financial statements to approve or deny credit cards or loans. A credit manager oversees the entire process of granting credit. People in card security use their skills to look at fraud reports or review accounts for suspicious activity. While duties and responsibilities vary, most jobs focus on assessing the creditworthiness of potential borrowers.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical abilities, financial acumen, and typically a degree in finance, accounting, or a related field. Familiarity with credit scoring systems, financial modeling tools like Excel, and possibly certifications such as the Chartered Financial Analyst (CFA) are important. Attention to detail, effective communication, and sound judgment are critical soft skills for assessing risk and presenting findings. These competencies ensure accurate credit evaluations, minimize financial risk, and support informed lending decisions.

What are some common challenges faced by professionals working in credit analysis roles, and how can these be managed effectively?

Professionals in credit analysis often encounter challenges such as assessing the risk of clients with limited financial histories, managing large volumes of data under tight deadlines, and staying up-to-date with changing regulations. To manage these challenges effectively, credit analysts typically rely on robust analytical tools, ongoing training, and close collaboration with risk management and underwriting teams. Building strong communication skills also helps, as analysts often need to explain their assessments to both clients and internal stakeholders.

What is the difference between Credit vs Loan Officer?

AspectCreditLoan Officer
Required CredentialsHigh school diploma or equivalent; some roles may require a bachelor's degreeHigh school diploma or equivalent; often prefers some college or related experience
Work EnvironmentBanking, financial institutions, credit agenciesBank branches, mortgage companies, lending institutions
Employer & Industry UsageUsed across banking, credit reporting, and financial servicesPrimarily in banking and mortgage lending sectors
Comparison Search IntentUnderstanding credit management, credit analysisLoan application, approval process

While both roles are involved in financial services, a Credit professional typically assesses creditworthiness and manages credit accounts, whereas a Loan Officer focuses on evaluating loan applications and approving loans. The roles often overlap but serve different functions within the lending process.

What is a job in credit?

A job in credit involves assessing and managing the creditworthiness of individuals or businesses to determine their eligibility for loans or credit lines. Roles often include analyzing financial data, reviewing credit reports, and making recommendations, requiring skills in finance, attention to detail, and familiarity with credit scoring tools. These positions are common in banks, financial institutions, and credit agencies.
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What are the most commonly searched types of Credit jobs in Michigan?

The most popular types of Credit jobs in Michigan are:

What are popular job titles related to Credit jobs in Michigan?

For Credit jobs in Michigan, the most frequently searched job titles are:

What job categories do people searching Credit jobs in Michigan look for?

The top searched job categories for Credit jobs in Michigan are:

What cities in Michigan are hiring for Credit jobs?

Cities in Michigan with the most Credit job openings:

Credit jobs near you
Infographic showing various Credit job openings in Michigan as of August 2026, with employment types broken down into 80% Full Time, and 20% Part Time. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $42,045 per year, or $20.2 per hour.

Credit Analyst

Fifth Third Bank

Grand Rapids, MI • On-site

Full-time

This job post has expired today. Applications are no longer accepted.

Key responsibilities

  • Complete the underwriting process for credit applications and monitor credit portfolios.

  • Prepare credit approval memos, review memos, and portfolio analysis reports with minimal errors.

  • Identify, assess, and escalate emerging risks or negative trends in credit portfolios.

Fifth Third Bank rating

7.6

Company rating: 7.6 out of 10

Based on 114 frontline employees who took The Breakroom Quiz

105th of 174 rated banks

Job description

Make banking a Fifth Third better®
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION:
The Credit Analyst is primarily responsible for completing the daily duties of underwriting and monitoring credit while performing analytical activities and identifying risks or issues as needed. In addition, a Credit Analyst drafts credit approval documents and review memos for loans and other ancillary products. documents and prepare for credit reviews. The Credit Analyst is knowledgeable on financial and risk analysis and demonstrates proficiency in financial modeling.
The Credit Analyst is expected to build proficiency in underwriting, developing the ability to complete the underwriting process from beginning to end with limited oversight on increasingly complex credits. Additionally, the Credit Analyst will attend and support Portfolio Reviews as needed.
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
  • Responsible for proactively monitoring Credit Excellence and initiating collection of financial statements for upcoming renewals and periodic reviews.
  • Prepare succinct credit approval memos with minimal errors, including company and industry descriptions, key credit risks, historical analysis, base and downside case projection assumptions/rationale and terms and conditions.
  • Complete ongoing portfolio monitoring, including covenant tracking, financial statement reviews, and run risk rating models.
  • Identify and determine monitoring analysis activities required
  • Verify covenants and define updates needed on ticklers
  • Monitor covenant completion and track past due or out of compliance covenants and recommend appropriate course of action
  • Responsible for understanding and evaluating completed spreads to determine necessary edits working in collaboration with the CCU teamworks to identify and resolve required edits or corrections
  • Generate and provide various pipeline and portfolio reporting as needed to credit leadership, portfolio managers, underwriters, relationship managers and others as needed.
  • Prepare Criticized Period Reviews reports with oversight
  • Responsible for running projection models with assumptions provided
  • Responsible for completing underwriting process with limited oversight
  • Prepares portfolio analysis and Portfolio Review materials
  • Ensure accuracy, integrity, and timeliness of credit data across internal systems and reports
  • Take appropriate action to resolve data, documentation, or analysis deficiencies and escalate questions to the appropriate level
  • Identify emerging risks or negative trends and escalate appropriately.
  • Maintain a working knowledge of Bancorp credit policies, guidelines and procedures.
  • Perform Borrowing Entity PD Ratings and Obligation LGD Ratings.
  • May assist with training and onboarding of new employees
  • May support special projects or ad hoc analysis as assigned by management

SUPERVISORY RESPONSIBILITY:
None
MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:
  • Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting)
  • 2+ years of Commercial Banking experience.
  • Sound Financial and risk analysis understanding, including the ability to develop financial models
  • Extensive Knowledge of banking products and services
  • Knowledge of corporate business structure and legal documents
  • General knowledge of U.S. government and regulation
  • Proficiency in internal banking applications
  • Strong verbal and written communication skills
  • Demonstrated strong problem-solving and analytical skills, with the ability to manage and prioritize multiple tasks while maintaining close attention to detail.
  • Proficient in all Microsoft Office software
Credit Analyst
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.
LOCATION -- Grand Rapids, Michigan 49503
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

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