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Credit Jobs in Michigan (NOW HIRING)

Stellantis

Credit Specialist

Auburn Hills, MI

Performing customer credit reviews to determine creditworthiness and recommending/setting credit limits and payment terms in alignment with policy and risk appetite * Reporting on the status of ...

Thelen Auto Group

Credit Specialist

Mount Pleasant, MI · On-site

Our sales team works with customers from all credit backgrounds to help them find reliable transportation that fits their needs and budget. This is a commission-based position with excellent earning ...

Thelen Auto Group

Credit Specialist

Mount Pleasant, MI · On-site

Our sales team works with customers from all credit backgrounds to help them find reliable transportation that fits their needs and budget. This is a commission-based position with excellent earning ...

Alro Steel Corp

Credit Analyst

Jackson, MI

Overview Alro Steel has an immediate opening for a Credit Analyst at our Jackson, MI Corporate Headquarters . Join the Alro team and start building your tomorrow! Whether you are a recent graduate or ...

Carhartt

Sr. Manager, Credit

Dearborn, MI · On-site

Title: Sr. Manager, Credit Department: Accounting Reports to: Director, Finance - CCG/NAWS Location: Dearborn Job Classification: Hybrid FLSA Status: Exempt Job Band: Manager Job Summary The Sr. ...

Carhartt

Sr. Manager, Credit

Dearborn, MI · On-site

Title: Sr. Manager, Credit Department: Accounting Reports to: Director, Finance - CCG/NAWS Location: Dearborn Job Classification: Hybrid FLSA Status: Exempt Job Band: Manager Job Summary The Sr. ...

First Merchants Bank

Credit Analyst I

Royal Oak, MI

First Merchants Bank is seeking a Credit Analyst I to join our team! This position will perform credit analysis, underwriting and monitoring of the commercial loan portfolio. As part of this role you ...

First Merchants Bank

Credit Analyst I

Monroe, MI

First Merchants Bank is seeking a Credit Analyst I to join our team! This position will perform credit analysis, underwriting and monitoring of the commercial loan portfolio. As part of this role you ...

First Merchants Bank

Credit Analyst I

Royal Oak, MI

First Merchants Bank is seeking a Credit Analyst I to join our team! This position will perform credit analysis, underwriting and monitoring of the commercial loan portfolio. As part of this role you ...

First Merchants Bank

Credit Analyst I

Monroe, MI

First Merchants Bank is seeking a Credit Analyst I to join our team! This position will perform credit analysis, underwriting and monitoring of the commercial loan portfolio. As part of this role you ...

FIRST MERCHANTS

Credit Analyst I

Monroe, MI · On-site

First Merchants Bank is seeking a Credit Analyst I to join our team! This position will perform credit analysis, underwriting and monitoring of the commercial loan portfolio. As part of this role you ...

First Merchant's Bank

Credit Analyst I

Royal Oak, MI · On-site

This position will perform credit analysis, underwriting and monitoring of the commercial loan portfolio. As part of this role you will: * Complete accurate, unbiased credit analyses within required ...

FIRST MERCHANTS

Credit Analyst I

Royal Oak, MI · On-site

First Merchants Bank is seeking a Credit Analyst I to join our team! This position will perform credit analysis, underwriting and monitoring of the commercial loan portfolio. As part of this role you ...

First Merchant's Bank

Credit Analyst I

Monroe, MI · On-site

This position will perform credit analysis, underwriting and monitoring of the commercial loan portfolio. As part of this role you will: * Complete accurate, unbiased credit analyses within required ...

Isabella Bank

Credit Analyst Intern

Mount Pleasant, MI · On-site

Credit Analyst Intern Position Title: Credit Analyst Intern Reports To: Credit Manager Position Hours: Schedule can be flexible based on the applicant's schedule Opportunities and Experiences: The ...

SPEC LLC

Regional Credit Manager

Muskegon, MI · On-site

• Operate within the guidelines and requirements of the Company Credit Policy under the direction of the Corporate Credit Manager. • Process credit applications and setup job accounts. • Works ...

ChoiceOne Bank

Full-Time Credit Associate

Kent City, MI · On-site

Credit Associate Non-Exempt - Grade Level 2 Equal Employment Opportunity CORPORATE VALUES & MISSION "Provide superior service, quality advice, and show utmost respect to everyone we meet." GENERAL ...

Posted today

Commercial Alliance

Senior Credit Analyst

Troy, MI · On-site

SENIOR CREDIT ANALYST Commercial Alliance provides a comprehensive suite of lending services designed to help credit unions succeed with business members across six states. As a Senior Credit Analyst ...

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Showing results 21-40

All JobsCredit JobsCredit Jobs in Michigan

Credit information

See Michigan salary details

$11

$20

$28

How much do credit jobs pay per hour?

As of Aug 14, 2026, the average hourly pay for credit in Michigan is $20.21, according to ZipRecruiter salary data. Most workers in this role earn between $16.78 and $22.64 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical abilities, financial acumen, and typically a degree in finance, accounting, or a related field. Familiarity with credit scoring systems, financial modeling tools like Excel, and possibly certifications such as the Chartered Financial Analyst (CFA) are important. Attention to detail, effective communication, and sound judgment are critical soft skills for assessing risk and presenting findings. These competencies ensure accurate credit evaluations, minimize financial risk, and support informed lending decisions.

What is a job in credit?

A job in credit involves assessing and managing the creditworthiness of individuals or businesses to determine their ability to repay loans or credit lines. Roles often include credit analysts, underwriters, and risk managers who use financial data, credit reports, and industry knowledge to make informed lending decisions. Strong analytical skills and familiarity with financial software are typically required.

What are some common challenges faced by professionals working in credit analysis roles, and how can these be managed effectively?

Professionals in credit analysis often encounter challenges such as assessing the risk of clients with limited financial histories, managing large volumes of data under tight deadlines, and staying up-to-date with changing regulations. To manage these challenges effectively, credit analysts typically rely on robust analytical tools, ongoing training, and close collaboration with risk management and underwriting teams. Building strong communication skills also helps, as analysts often need to explain their assessments to both clients and internal stakeholders.

What are different jobs in the credit industry?

There are many job positions in the credit industry, often available at a credit union, bank, or other lending organization. A credit analyst reviews applications and prior financial statements to approve or deny credit cards or loans. A credit manager oversees the entire process of granting credit. People in card security use their skills to look at fraud reports or review accounts for suspicious activity. While duties and responsibilities vary, most jobs focus on assessing the creditworthiness of potential borrowers.

What is a credit analyst?

Credit analysts are financial professionals who evaluate the creditworthiness of individuals, companies, or organizations. They assess financial data, credit history, and economic conditions to determine the risk of lending money or extending credit. Their analysis helps lenders, such as banks or financial institutions, make informed decisions about approving loans or credit lines. Credit analysts also monitor existing accounts to identify potential risks and recommend actions to minimize losses. Their role is crucial in maintaining the financial health and stability of lending organizations.

What is the difference between Credit vs Loan Officer?

AspectCreditLoan Officer
Required CredentialsHigh school diploma or equivalent; some roles may require a bachelor's degreeHigh school diploma or equivalent; often prefers some college or related experience
Work EnvironmentBanking, financial institutions, credit agenciesBank branches, mortgage companies, lending institutions
Employer & Industry UsageUsed across banking, credit reporting, and financial servicesPrimarily in banking and mortgage lending sectors
Comparison Search IntentUnderstanding credit management, credit analysisLoan application, approval process

While both roles are involved in financial services, a Credit professional typically assesses creditworthiness and manages credit accounts, whereas a Loan Officer focuses on evaluating loan applications and approving loans. The roles often overlap but serve different functions within the lending process.

How do I become a credit clerk?

To become a credit clerk, typically a high school diploma or equivalent is required, and some employers prefer candidates with postsecondary education or relevant experience. Skills in data entry, attention to detail, and familiarity with accounting or credit management software are important. On-the-job training is common, and strong organizational skills help in managing credit records and processing transactions.
More about Credit jobs

What are the most commonly searched types of Credit jobs in Michigan?

The most popular types of Credit jobs in Michigan are:

What are popular job titles related to Credit jobs in Michigan?

For Credit jobs in Michigan, the most frequently searched job titles are:

What job categories do people searching Credit jobs in Michigan look for?

The top searched job categories for Credit jobs in Michigan are:

What cities in Michigan are hiring for Credit jobs?

Cities in Michigan with the most Credit job openings:

Credit jobs near you
Infographic showing various Credit job openings in Michigan as of August 2026, with employment types broken down into 1% Internship, 80% Full Time, 16% Part Time, 1% Temporary, and 2% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $42,045 per year, or $20.2 per hour.

Credit Specialist

Stellantis

Auburn Hills, MI

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 5 days ago

Stellantis rating

7.5

Company rating: 7.5 out of 10

Based on 130 frontline employees who took The Breakroom Quiz

14th of 44 rated automakers

Job description

This position is responsible for:

  • Acting as the Accounts Receivable liaison working with dealers, their respective banks, the Business Centers, MOPAR, Legal, Incentives, Fleet, Logistics and various other non-dealer customers
  • Supporting the sales function while collecting cash and managing the financial risk associated with selling goods and services
  • Managing and monitoring the day-to-day cash collection processes for assigned “lines of business” (vehicles, MOPAR parts, supplier and dealer loans, etc.)
  • Investigating and resolving exceptions to standard cash collection processes and coordinating timely issue resolution with internal and external partners
  • Performing customer credit reviews to determine creditworthiness and recommending/setting credit limits and payment terms in alignment with policy and risk appetite
  • Reporting on the status of customer accounts (including past-due trends, key issues and action plans) and supporting monthly/periodic Credit Committee materials as needed
  • Collaborates regularly with IT to enhance systems, resolve technical issues, and support continous process improvements
  • Supporting customer-related activities such as buy/sells, terminations, finance holds, banking data updates, new customer set-up, deferred terms requests and payment plan options
  • Accounts Receivable budgeting, forecasting, actuals, variance explanations, month-end ledger activity, audit requirements and SOX compliance

What You'll Learn:

  • Understanding of the markets, brands, dealer network, production plan and logistics of vehicles
  • Understanding of vehicle and MOPAR part sales processes and related A/R cycles
  • Cash flow and financial statement analysis to assess customer credit-worthiness
  • Budgeting, forecasting, actuals/variance explanations / SOX compliance for assigned processes

Basic Qualifications:

  • Bachelor's degree or higher in Finance or Accounting or related
  • Minimum 5 years experience in Finance or Accounting
  • Effective communication skills and ability to work cross-functionally with business partners and external parties
  • Strong systems background (SAP, Excel, mainframe)

Preferred Qualifications:

  • Master of Business Administration, CPA and/or CMA
  • Knowledge and understanding of financial statements
  • Effective problem solving and analytical skills
  • Prior Credit/Collections experience

Our Benefits — Designed with You in Mind

Comprehensive Health & Well-being Coverage
From your very first day, you’ll have access to medical, dental, vision, and prescription drug coverage — ensuring you and your family stay healthy and protected.

Generous Paid Time Off
We believe in work-life balance. That’s why we offer: 17+ paid holidays, including shut-down from December 24th through New Years Day every year. Vacation, float & wellbeing days, sick time and fully paid parental leave when your family needs you most.

Competitive Retirement Savings Plans
We help you plan for the future with:

  • An employer match on contributions to your 401k, Roth, and Catch-Up plans
  • An employer contribution, even if you don’t contribute

Income Protection & Insurance Options
Benefit from included and optional disability, life, and other insurance programs — because your peace of mind matters.

Company Vehicle Lease Program
Eligible employees and their immediate families can enjoy company vehicle lease options with included insurance, maintenance, and unlimited mileage. Plus, take advantage of exclusive discounts on Stellantis products.

Family Building Benefit
We proudly support all paths to parenthood- including fertility and infertility treatments, adoption services, and gestational surrogacy.

Support for Your Growth and Giving Back
We believe in investing in your future and your passions:

  • Tuition reimbursement
  • Student loan refinancing programs
  • 18 paid volunteer hours each year to make a difference in your community

And so much more!
When you join us, you’re not just building a career — you’re joining a company that supports you, inside and outside of work.

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