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Credit Manager Jobs in Michigan (NOW HIRING)

HP Products

Credit Manager

Ann Arbor, MI · On-site

$5.0K - $8.0K/mo

The Credit Manager is responsible for leading a team to support "Best Local Supply House" by aligning credit strategy with customer experience and fostering strong local relationships. They will ...

Lighting Unlimited

Credit Manager

New Hudson, MI · On-site

$5.0K - $8.0K/mo

The Credit Manager is responsible for leading a team to support "Best Local Supply House" by aligning credit strategy with customer experience and fostering strong local relationships. They will ...

HP Products

Credit Manager

New Hudson, MI · On-site

$5.0K - $8.0K/mo

The Credit Manager is responsible for leading a team to support "Best Local Supply House" by aligning credit strategy with customer experience and fostering strong local relationships. They will ...

SUPPLY.com

Credit Manager

Redford, MI · On-site

$5.0K - $8.0K/mo

The Credit Manager is responsible for leading a team to support "Best Local Supply House" by aligning credit strategy with customer experience and fostering strong local relationships. They will ...

SUPPLY.com

Credit Manager

Ann Arbor, MI · On-site

$5.0K - $8.0K/mo

The Credit Manager is responsible for leading a team to support "Best Local Supply House" by aligning credit strategy with customer experience and fostering strong local relationships. They will ...

Lighting Unlimited

Credit Manager

Redford, MI · On-site

$5.0K - $8.0K/mo

The Credit Manager is responsible for leading a team to support "Best Local Supply House" by aligning credit strategy with customer experience and fostering strong local relationships. They will ...

Ferguson Enterprises Inc.

Credit Manager

Ann Arbor, MI · On-site

$5.0K - $8.0K/mo

The Credit Manager is responsible for leading a team to support "Best Local Supply House" by aligning credit strategy with customer experience and fostering strong local relationships. They will ...

SUPPLY.com

Credit Manager

New Hudson, MI · On-site

$5.0K - $8.0K/mo

The Credit Manager is responsible for leading a team to support "Best Local Supply House" by aligning credit strategy with customer experience and fostering strong local relationships. They will ...

Ferguson Enterprises Inc.

Credit Manager

New Hudson, MI · On-site

$5.0K - $8.0K/mo

The Credit Manager is responsible for leading a team to support "Best Local Supply House" by aligning credit strategy with customer experience and fostering strong local relationships. They will ...

Lighting Unlimited

Credit Manager

Ann Arbor, MI · On-site

$5.0K - $8.0K/mo

The Credit Manager is responsible for leading a team to support "Best Local Supply House" by aligning credit strategy with customer experience and fostering strong local relationships. They will ...

Ferguson Enterprises Inc.

Credit Manager

Redford, MI · On-site

$5.0K - $8.0K/mo

The Credit Manager is responsible for leading a team to support "Best Local Supply House" by aligning credit strategy with customer experience and fostering strong local relationships. They will ...

HP Products

Credit Manager

Redford, MI · On-site

$5.0K - $8.0K/mo

The Credit Manager is responsible for leading a team to support "Best Local Supply House" by aligning credit strategy with customer experience and fostering strong local relationships. They will ...

Bank of Ann Arbor

Credit Manager

Ann Arbor, MI · On-site

Job Type Full-time Description Position Overview The Credit Manager plays a central role in maintaining the safety and soundness of the bank's credit portfolio. This position leads credit ...

Bank of Ann Arbor

Credit Manager

Ann Arbor, MI · On-site

Position Overview The Credit Manager plays a central role in maintaining the safety and soundness of the bank's credit portfolio. This position leads credit underwriting, approval, and portfolio ...

Bank of Ann Arbor

Credit Manager

Ann Arbor, MI

Description Position Overview The Credit Manager plays a central role in maintaining the safety and soundness of the bank's credit portfolio. This position leads credit underwriting, approval, and ...

Carhartt

Sr. Manager, Credit

Dearborn, MI · On-site

Title: Sr. Manager, Credit Department: Accounting Reports to: Director, Finance - CCG/NAWS Location: Dearborn Job Classification: Hybrid FLSA Status: Exempt Job Band: Manager Job Summary The Sr. ...

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All JobsCredit JobsCredit Manager JobsCredit Manager Jobs in Michigan

Credit Manager information

See Michigan salary details

$22.2K

$59K

$112.4K

How much do credit manager jobs pay per year?

As of Jul 26, 2026, the average yearly pay for credit manager in Michigan is $58,971.00, according to ZipRecruiter salary data. Most workers in this role earn between $31,400.00 and $80,600.00 per year, depending on experience, location, and employer.

What are some typical challenges Credit Managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What are the 5 C's of credit management?

The 5 C's of credit management are Character, Capacity, Capital, Collateral, and Conditions. These criteria help credit managers assess a borrower's creditworthiness and determine the risk of extending credit. Understanding and evaluating these factors is essential for effective credit risk management and decision-making.

What Does a Credit Manager Do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What are the key skills and qualifications needed to thrive as a Credit Manager, and why are they important?

To thrive as a Credit Manager, you need expertise in financial analysis, credit risk assessment, and a solid understanding of accounting principles, often supported by a degree in finance or a related field. Familiarity with credit management software, ERP systems, and relevant certifications such as Certified Credit Professional (CCP) are commonly required. Strong negotiation, decision-making, and communication skills help build trust with clients and effectively manage credit policies. These skills ensure the organization minimizes financial risk while maintaining healthy customer relationships and cash flow.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

Is credit management a good career?

Credit management is a stable career that involves assessing creditworthiness, managing credit risk, and maintaining customer relationships. It often requires strong analytical skills, attention to detail, and knowledge of financial regulations, with opportunities for advancement into senior finance roles.

What is the highest paying credit manager job?

The highest paying credit manager roles are typically senior or executive-level positions such as Credit Director or Chief Credit Officer, often found in large corporations or financial institutions. These roles require extensive experience, advanced financial skills, and sometimes certifications like CFA or CPA, and they can offer salaries exceeding $150,000 annually depending on the industry and location.

What is the work of a credit manager?

A credit manager oversees a company's credit policies, evaluates the creditworthiness of clients, and approves or denies credit applications. They analyze financial data, manage credit risk, and ensure timely collection of payments, often using credit management software. Strong analytical skills and knowledge of financial regulations are essential for this role.

What does a Credit Manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.
More about Credit Manager jobs
What are the most commonly searched types of Credit jobs in Michigan? The most popular types of Credit jobs in Michigan are:
What are popular job titles related to Credit Manager jobs in Michigan? For Credit Manager jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Credit Manager jobs in Michigan look for? The top searched job categories for Credit Manager jobs in Michigan are:
What cities in Michigan are hiring for Credit Manager jobs? Cities in Michigan with the most Credit Manager job openings:
Credit Manager jobs near you
Infographic showing various Credit Manager job openings in Michigan as of July 2026, with employment types broken down into 95% Full Time, and 5% Part Time. Highlights an 100% In-person job distribution, with an average salary of $58,971 per year, or $28.4 per hour.
Credit Manager

Credit Manager

HP Products

Ann Arbor, MI • On-site

$5.0K - $8.0K/mo

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted yesterday

H-P Products rating

7.2

Company rating: 7.2 out of 10

Based on 16 frontline employees who took The Breakroom Quiz

318th of 485 rated machine equipment manufacturers

Job description

Job Posting:

Since 1953, Ferguson has been a source of quality supplies for a variety of industries. Together We Build Better infrastructure, better homes and better businesses. We exist to make our customers' complex projects simple, successful, and sustainable. We proactively solve problems, adapt and grow to continuously serve our customers, communities and each other. Ferguson, a Fortune 500 company, is proud to provide best-in-class products, service and capabilities across the following industries: Commercial/Mechanical, Facilities Supply, Fire and Fabrication, HVAC, Industrial, Residential Trade, Residential Building and Remodel, Waterworks and Residential Digital Commerce. Ferguson has approximately 36,000 associates across 1,700 locations. Ferguson is a community of proud associates who operate with the shared purpose of building something meaningful. You will build a career that you are proud of, at a company you can believe in.

The Credit Manager is responsible for leading a team to support "Best Local Supply House" by aligning credit strategy with customer experience and fostering strong local relationships. They will ensure credit goals are met, drive customer satisfaction, develop associates, and achieve an efficient work environment. Through effective leadership, the Area Credit Manager will cultivate a positive culture and ensure reasonable return on receivable investment for the market(s)they lead.

\Responsibilities
  • Responsible for the management of the credit function for a branch or a network of branches within a market.
  • Executes credit strategy at the local level.
  • Regular branch visitation to ensure alignment with sales leadership objectives.
  • Builds customer relationships by spending time in front of customers and in the branch/branches.
  • Manage and lead credit associates in their respective branches, drives a customer first focus and supports a high-performance culture aligned with company values.
  • Coach and develop Credit Managers/Credit Specialists reporting into them.
  • 5+ years experience in professional credit management

Qualifications

  • Proven success record in building engaged & motivated teams
  • Possess strong credit acumen & financial acumen
  • Credit Strategy Execution
  • Return on Receivable Investment
  • Customer Negotiation & Retention
  • Team Leadership & Development
  • Efficiency | Process Improvement
  • CBA or equivalent professional designation

At Ferguson, we care for each other. We value our well-being just as much as our hard work. We are committed to a holistic approach towards benefits plans and programs that support the mental, physical and financial well-being of our associates. Our competitive offering not only includes benefits like health, dental, vision, paid time off, life insurance and a 401(k) with a company match, but our associates also enjoy additional meaningful and inclusive enhancements that are adaptable to their diverse situations and needs, including mental health coverage, gender affirming and family building benefits, paid parental leave, associate discounts, community involvement opportunities and more!

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Pay Range:

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$5,008.34 - $8,008.34

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Estimated Ranges displayed are Monthly for Salaried roles OR Hourly for all other roles.

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This role is Bonus or Incentive Plan eligible.

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Ferguson complies with all wage regulations. The starting wage may be higher in certain locations based on local or state wage requirements.

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The Company is an equal opportunity employer as well as a government contractor that shall abide by the requirements of 41 CFR 60-300.5(a), which prohibits discrimination against qualified protected Veterans and the requirements of 41 CFR 60-741.5(A), which prohibits discrimination against qualified individuals on the basis of disability.

Ferguson Enterprises, LLC. is an equal employment employerF/M/Disability/Vet/SexualOrientation/Gender Identity.

Equal Employment Opportunity and Reasonable Accommodation Information

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